Card Details · CardCheck

Key Benefits

No benefits listed yet.

Rewards

Earning rates across spend categories

3.00%

Other

Fees & Charges

Annual fee waived on spends of ₹300,000

Joining Fee	₹750 + GST
Annual Fee	₹750 + GST
Annual Fee Waiver	Available
Late Payment Fee	1200.00%
Foreign Currency Markup	3.50%
Cash Advance Fee	2.50%

About this Card

The Adani One ICICI Bank Platinum Credit Card rewards users of the Adani One travel platform with 3% Adani One Miles on Adani One app bookings (flights, hotels, Adani properties) and 0.5% on all other spends. Miles are redeemable for flights and stays on the Adani One app. 2 free domestic lounge visits per quarter make it a capable entry-level travel card.

Exclusions

No reward points on cash advances

No reward points on fuel transactions

No reward points on rent payments

No reward points on interest or service charges

No reward points on late payment or other fees

No reward points on EMI transactions

No reward points on balance transfer or PLCC

No reward points on gambling spends

No reward points on commercial or business transactions

Tips & Reviews

Community insights and expert advice

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Eligibility

Min. Income₹20,000/month

Min. Age21 years

Max. Age65 years

SalariedSelf-EmployedProfessional

Income requirement may vary
Credit limit offered depends on your credit profile and relationship with the bank.

Pros & Cons

PROS

Useful domestic lounge and airport assistance benefits
International spends earn better rewards than many entry-level cards
Welcome vouchers provide strong first-year value
Good option for frequent domestic flyers
Annual fee is relatively affordable for travel benefits offered

CONS

Best value depends heavily on Adani ecosystem usage
Reward redemption limited mainly to Adani One platform
No international lounge access
Forex markup is relatively high despite international rewards
Airport benefits are strongest only at Adani-managed airports
Annual fee waiver milestone is moderately high
Reward exclusions apply on fuel, rent, wallet loads, and some utility categories

Who is this card for?

Frequent travellers who book through Adani One's app for domestic flights and hotels. A good choice if you have an Adani One account and want to earn miles on travel spending.

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Last updated: 10 Jul 2026