About
Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and acquisition; and loans against residential properties. It serves individuals, companies, corporations, societies, and association of persons. The company was formerly known as DHFL Vysya Housing Finance Limited and changed its name to Aadhar Housing Finance Limited in August 2017. Aadhar Housing Finance Limited was incorporated in 1990 and is based in Mumbai, India. Aadhar Housing Finance Limited is a subsidiary of Bcp Asia Ii Holdco Vii Pte. Ltd.
Key Metrics
as of Sep 2026Market Cap21,189 Cr
P/E18.40
Div Yield0.00 %
Book Value₹173.00
52w High₹563.00
52w Low₹425.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 248.00 | 240.00 | 213.00 | 208.00 | 207.00 | 196.00 | 187.00 | 180.00 | 173.00 | 166.00 | 142.00 | 117.00 | 150.00 |
| Other Income | 4.00 | 8.00 | -15.00 | 2.00 | 3.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 9.00 | 11.00 | 7.00 | 7.00 | 7.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 5.00 | 5.00 | 5.00 |
| Interest | 376.00 | 343.00 | 348.00 | 342.00 | 332.00 | 315.00 | 297.00 | 285.00 | 277.00 | 262.00 | 251.00 | 239.00 | 235.00 |
| Profit before tax | 364.00 | 398.00 | 360.00 | 343.00 | 305.00 | 316.00 | 308.00 | 293.00 | 257.00 | 258.00 | 260.00 | 253.00 | 187.00 |
| Tax % | 22.00 | 22.00 | 22.00 | 22.00 | 22.00 | 23.00 | 22.00 | 22.00 | 22.00 | 22.00 | 22.00 | 22.00 | 22.00 |
| Net Profit | 282.00 | 311.00 | 281.00 | 266.00 | 237.00 | 245.00 | 239.00 | 228.00 | 200.00 | 202.00 | 203.00 | 197.00 | 146.00 |
| EPS in Rs | 6.46 | 7.13 | 6.48 | 6.15 | 5.49 | 5.68 | 5.55 | 5.29 | 4.69 | 5.10 | 5.15 | 5.00 | 3.71 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Expenses | 868.00 | 736.00 | 619.00 | 458.00 | 351.00 | 290.00 | 333.00 | 254.00 |
| Other Income | -13.00 | 0.00 | 0.00 | -25.00 | 0.00 | 0.00 | -2.00 | -14.00 |
| Interest | 1,364.00 | 1,174.00 | 987.00 | 799.00 | 761.00 | 816.00 | 793.00 | 731.00 |
| Depreciation | 32.00 | 25.00 | 21.00 | 16.00 | 13.00 | 11.00 | 12.00 | 5.00 |
| Profit before tax | 1,406.00 | 1,174.00 | 959.00 | 696.00 | 567.00 | 432.00 | 231.00 | 235.00 |
| Tax % | 22.00 | 22.00 | 22.00 | 22.00 | 22.00 | 21.00 | 18.00 | 31.00 |
| Net Profit | 1,095.00 | 912.00 | 749.00 | 545.00 | 445.00 | 340.00 | 189.00 | 162.00 |
| EPS in Rs | 25.14 | 21.14 | 18.96 | 13.80 | 11.26 | 8.61 | 47.99 | 64.51 |
| Dividend Payout % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 11.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 436.00 | 431.00 | 395.00 | 395.00 | 395.00 | 395.00 | 39.00 | 25.00 |
| Reserves | 7,099.00 | 5,937.00 | 4,051.00 | 3,301.00 | 2,751.00 | 2,298.00 | 2,308.00 | 835.00 |
| Other Liabilities | 1,112.00 | 526.00 | 680.00 | 764.00 | 552.00 | 561.00 | 375.00 | 406.00 |
| Total Liabilities | 27,390.00 | 23,216.00 | 19,086.00 | 16,613.00 | 14,372.00 | 13,628.00 | 12,365.00 | 9,461.00 |
| Fixed Assets | 138.00 | 92.00 | 80.00 | 63.00 | 55.00 | 53.00 | 44.00 | 24.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 631.00 | 509.00 | 458.00 | 458.00 | 338.00 | 497.00 | 24.00 | 149.00 |
| Other Assets | 26,621.00 | 22,616.00 | 18,548.00 | 16,092.00 | 13,979.00 | 13,077.00 | 12,297.00 | 9,288.00 |
| Total Assets | 27,390.00 | 23,216.00 | 19,086.00 | 16,613.00 | 14,372.00 | 13,628.00 | 12,365.00 | 9,461.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -2,810.00 | -3,026.00 | -2,553.00 | -1,157.00 | -907.00 | -1,781.00 | -1,784.00 | -2,558.00 |
| Cash from Investing Activity | 310.00 | 159.00 | 726.00 | -475.00 | 823.00 | -481.00 | -1,496.00 | -48.00 |
| Cash from Financing Activity | 2,336.00 | 3,389.00 | 1,778.00 | 1,463.00 | 275.00 | 1,279.00 | 3,701.00 | 3,360.00 |
| Net Cash Flow | -164.00 | 523.00 | -49.00 | -169.00 | 191.00 | -982.00 | 422.00 | 754.00 |
| Free Cash Flow | -2,828.00 | -3,041.00 | -2,568.00 | -1,167.00 | -918.00 | -1,786.00 | -1,788.00 | -2,566.00 |
| CFO/OP % | -89.00 | -117.00 | -119.00 | -66.00 | -59.00 | -133.00 | -165.00 | -252.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|
Corporate Actions
No corporate actions recorded.
Announcements
5 filingsShareholding Pattern
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Open on BSEAnnual Reports
Credit Ratings
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Rating update28 Aug from fitch
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Rating update14 Jul from icra
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Rating update3 Jul from care
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Rating update4 Jun from icra
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Rating update2 Sep 2025 from fitch
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Rating update4 Jul 2025 from care