About
Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through Lending, Housing Finance, Life Insurance, Asset Management, Health Insurance, Stock and Securities Broking, and Other Financial Services segments. The company offers housing loans, such as home extension, renovation, construction, plot and construction, lease rental discounting, and commercial property loans, as well as loan against property; personal and consumer, flexi, secured, unsecured business loan, and corporate loans; gold loan; and SME loans, including line of credit, working capital, machinery and rooftop solar loan, and supply chain financing solutions. It also provides loan against shares, mutual funds, life insurance policies, IPO financings, and promoter fundings; corporate financing, such as project financing and term loans; and payment solutions and credit card products. In addition, it provides life insurance, such as term, retirement, saving, ULIP, children future, wealth protection, group life, general, and pension solutions; health and wellness, and super top-up health insurance plans; and motor insurance comprising bike and car insurances; and travel insurances, as well as pocket insurance, including eye, dental, hospicash, mental health and nutrition, and personal accident insurance. Further, the company offers investment solutions in mutual funds, such as debt, equity, hybrid, retirement, children funds, exchange traded, fund of funds, and index funds; stock and securities, including equity, margin trading facilities, and bonds; fixed deposits; digital gold and silver; forex services; and tax filing and planning. The company was incorporated in 2007 and is based in Mumbai, India. Aditya Birla Capital Limited is a subsidiary of Grasim Industries Limited.
Key Metrics
as of Sep 2026Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 1,142.00 | 1,094.00 | 1,075.00 | 1,052.00 | 926.00 | 885.00 | 908.00 | 858.00 | 14.00 | 894.00 | 15.00 | 13.00 | 9.00 |
| Other Income | 11.00 | 12.00 | 40.00 | 17.00 | 31.00 | 26.00 | 16.00 | 43.00 | 0.00 | 27.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 37.00 | 37.00 | 37.00 | 37.00 | 35.00 | 36.00 | 34.00 | 34.00 | 0.00 | 33.00 | 0.00 | 0.00 | 0.00 |
| Interest | 2,645.00 | 2,409.00 | 2,322.00 | 2,208.00 | 2,173.00 | 2,079.00 | 2,042.00 | 1,966.00 | 0.00 | 1,804.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 1,177.00 | 1,043.00 | 990.00 | 1,227.00 | 908.00 | 879.00 | 825.00 | 1,343.00 | 47.00 | 1,434.00 | 34.00 | 121.00 | 1.00 |
| Tax % | 24.00 | 26.00 | 25.00 | 25.00 | 26.00 | 26.00 | 26.00 | 23.00 | 19.00 | 18.00 | 24.00 | 25.00 | 25.00 |
| Net Profit | 893.00 | 777.00 | 740.00 | 916.00 | 676.00 | 654.00 | 613.00 | 1,032.00 | 38.00 | 1,182.00 | 26.00 | 91.00 | 1.00 |
| EPS in Rs | 3.27 | 2.97 | 2.83 | 3.51 | 2.59 | 2.51 | 2.35 | 3.96 | 0.14 | 4.55 | 0.10 | 0.35 | 0.00 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 4,142.00 | 3,505.00 | 3,252.00 | 37.00 | 35.00 | 35.00 | 66.00 | 70.00 | 103.00 | 30.00 | 6.00 | 9.00 |
| Other Income | 99.00 | 94.00 | 48.00 | 0.00 | 1.00 | 1.00 | -29.00 | -30.00 | 0.00 | 0.00 | 0.00 | -43.00 |
| Interest | 9,115.00 | 7,987.00 | 6,469.00 | 0.00 | 0.00 | 0.00 | 77.00 | 89.00 | 25.00 | 1.00 | 0.00 | 0.00 |
| Depreciation | 147.00 | 134.00 | 122.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 4,168.00 | 3,927.00 | 3,782.00 | 184.00 | 419.00 | 72.00 | 28.00 | -12.00 | 36.00 | 4.00 | 1.00 | -49.00 |
| Tax % | 25.00 | 25.00 | 22.00 | 23.00 | 18.00 | -1.00 | -8.00 | -18.00 | 0.00 | 0.00 | 140.00 | 0.00 |
| Net Profit | 3,109.00 | 2,957.00 | 2,935.00 | 141.00 | 345.00 | 73.00 | 30.00 | -10.00 | 36.00 | 4.00 | 0.00 | -49.00 |
| EPS in Rs | 11.87 | 11.34 | 11.29 | 0.58 | 1.43 | 0.30 | 0.12 | -0.04 | 0.16 | 0.03 | -0.01 | -0.64 |
| Dividend Payout % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 2,620.00 | 2,607.00 | 2,600.00 | 2,418.00 | 2,416.00 | 2,415.00 | 2,414.00 | 2,201.00 | 2,201.00 | 1,232.00 | 796.00 | 757.00 |
| Reserves | 26,082.00 | 22,587.00 | 19,434.00 | 7,680.00 | 7,492.00 | 7,136.00 | 7,043.00 | 5,094.00 | 5,010.00 | 3,379.00 | 596.00 | 246.00 |
| Other Liabilities | 3,224.00 | 2,704.00 | 3,440.00 | 178.00 | 161.00 | 173.00 | 168.00 | 172.00 | 197.00 | 52.00 | 17.00 | 31.00 |
| Total Liabilities | 170,586.00 | 139,300.00 | 118,069.00 | 10,282.00 | 10,078.00 | 9,735.00 | 9,626.00 | 8,907.00 | 8,084.00 | 5,155.00 | 3,146.00 | 2,192.00 |
| Fixed Assets | 473.00 | 502.00 | 504.00 | 25.00 | 27.00 | 31.00 | 25.00 | 28.00 | 34.00 | 4.00 | 1.00 | 0.00 |
| CWIP | 35.00 | 15.00 | 11.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5.00 | 0.00 | 0.00 |
| Investments | 16,691.00 | 12,829.00 | 11,635.00 | 10,214.00 | 9,846.00 | 9,555.00 | 9,528.00 | 8,709.00 | 7,923.00 | 5,084.00 | 3,116.00 | 2,159.00 |
| Other Assets | 153,386.00 | 125,953.00 | 105,919.00 | 43.00 | 205.00 | 150.00 | 73.00 | 169.00 | 127.00 | 63.00 | 29.00 | 32.00 |
| Total Assets | 170,586.00 | 139,300.00 | 118,069.00 | 10,282.00 | 10,078.00 | 9,735.00 | 9,626.00 | 8,907.00 | 8,084.00 | 5,155.00 | 3,146.00 | 2,192.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -24,024.00 | -16,647.00 | -20,824.00 | 343.00 | -151.00 | -83.00 | 81.00 | -9.00 | 57.00 | 3.00 | -21.00 | -5.00 |
| Cash from Investing Activity | -3,941.00 | 370.00 | -3,633.00 | -350.00 | 151.00 | 79.00 | -658.00 | -666.00 | -867.00 | -1,974.00 | -951.00 | -670.00 |
| Cash from Financing Activity | 26,056.00 | 18,455.00 | 24,267.00 | 7.00 | -1.00 | 0.00 | 579.00 | 677.00 | 810.00 | 1,970.00 | 970.00 | 681.00 |
| Net Cash Flow | -1,909.00 | 2,177.00 | -190.00 | 0.00 | -1.00 | -4.00 | 2.00 | 3.00 | -1.00 | -1.00 | -2.00 | 5.00 |
| Free Cash Flow | -24,129.00 | -16,751.00 | -20,933.00 | 339.00 | -152.00 | -84.00 | 80.00 | -14.00 | 50.00 | -4.00 | -22.00 | -6.00 |
| CFO/OP % | -173.00 | -130.00 | -195.00 | 187.00 | -20.00 | -108.00 | 61.00 | -6.00 | 94.00 | 123.00 | -1,527.00 | 107.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
1 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Other | 16 Aug 2018 | — | — | — | Annual General Meeting |
Announcements
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Credit Ratings
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Rating update11 May from crisil
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Rating update6 Apr from fitch
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Rating update9 Feb from icra
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Rating update22 Jan from crisil
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Rating update30 Sep 2025 from icra
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Rating update9 Apr 2025 from crisil