About
Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, provides housing finance solutions against immovable properties in India. The company offers home and quasi-home loans for the purchase, construction, renovation, and extension of houses; loans against property for construction and purchase of houses; and secured, small business, and refinance loans. It serves shopkeepers, vendors mechanics, and traders; and semi-urban families rural households markets. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.
Key Metrics
as of Sep 2026Market Cap12,964 Cr
P/E13.20
Div Yield1.74 %
Book Value₹101.00
52w High₹353.00
52w Low₹193.00
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 69.00 | 74.00 | 72.00 | 46.00 | 51.00 | 37.00 | 42.00 | 48.00 | 51.00 | 50.00 | 46.00 | 41.00 | 30.00 |
| Other Income | 10.00 | 19.00 | 15.00 | 35.00 | 10.00 | 15.00 | 7.00 | 9.00 | 7.00 | 8.00 | 8.00 | 7.00 | 5.00 |
| Depreciation | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 2.00 | 2.00 | 3.00 | 2.00 |
| Interest | 113.00 | 106.00 | 110.00 | 115.00 | 113.00 | 110.00 | 108.00 | 97.00 | 91.00 | 85.00 | 81.00 | 82.00 | 76.00 |
| Profit before tax | 243.00 | 213.00 | 201.00 | 252.00 | 198.00 | 220.00 | 180.00 | 176.00 | 162.00 | 159.00 | 155.00 | 150.00 | 152.00 |
| Tax % | 21.00 | 17.00 | 21.00 | 20.00 | 22.00 | 23.00 | 21.00 | 22.00 | 21.00 | 23.00 | 22.00 | 21.00 | 22.00 |
| Net Profit | 193.00 | 176.00 | 160.00 | 202.00 | 155.00 | 170.00 | 142.00 | 137.00 | 127.00 | 122.00 | 121.00 | 119.00 | 119.00 |
| EPS in Rs | 3.85 | 3.52 | 3.19 | 4.03 | 3.10 | 3.39 | 2.84 | 2.74 | 2.55 | 2.45 | 2.42 | 2.38 | 2.39 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 242.00 | 175.00 | 166.00 | 167.00 | 120.00 | 85.00 | 72.00 | 60.00 | 46.00 | 33.00 | 23.00 |
| Other Income | 54.00 | 37.00 | 28.00 | 35.00 | 24.00 | 17.00 | 20.00 | 11.00 | 3.00 | 0.00 | 0.00 |
| Interest | 445.00 | 406.00 | 324.00 | 243.00 | 180.00 | 182.00 | 170.00 | 112.00 | 52.00 | 36.00 | 28.00 |
| Depreciation | 13.00 | 12.00 | 9.00 | 7.00 | 7.00 | 6.00 | 6.00 | 3.00 | 2.00 | 2.00 | 1.00 |
| Profit before tax | 865.00 | 737.00 | 617.00 | 547.00 | 396.00 | 279.00 | 207.00 | 140.00 | 101.00 | 56.00 | 26.00 |
| Tax % | 20.00 | 22.00 | 22.00 | 22.00 | 22.00 | 22.00 | 13.00 | 27.00 | 34.00 | 34.00 | 33.00 |
| Net Profit | 693.00 | 575.00 | 481.00 | 425.00 | 308.00 | 218.00 | 181.00 | 103.00 | 66.00 | 37.00 | 18.00 |
| EPS in Rs | 13.84 | 11.51 | 9.63 | 8.53 | 6.20 | 23.48 | 19.55 | 13.03 | 8.45 | 4.70 | 2.81 |
| Dividend Payout % | 33.00 | 39.00 | 47.00 | 23.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 100.00 | 100.00 | 100.00 | 100.00 | 99.00 | 95.00 | 95.00 | 79.00 | 79.00 | 79.00 | 62.00 |
| Reserves | 4,174.00 | 3,681.00 | 3,308.00 | 3,011.00 | 2,667.00 | 1,796.00 | 1,575.00 | 610.00 | 506.00 | 442.00 | 150.00 |
| Other Liabilities | 64.00 | 48.00 | 35.00 | 37.00 | 38.00 | 24.00 | 16.00 | 22.00 | 40.00 | 18.00 | 11.00 |
| Total Liabilities | 9,553.00 | 8,684.00 | 7,436.00 | 6,629.00 | 5,151.00 | 4,089.00 | 3,515.00 | 2,263.00 | 1,450.00 | 845.00 | 501.00 |
| Fixed Assets | 36.00 | 35.00 | 22.00 | 15.00 | 12.00 | 10.00 | 10.00 | 4.00 | 4.00 | 5.00 | 2.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 350.00 | 209.00 | 207.00 | 205.00 | 255.00 | 205.00 | 151.00 | 90.00 | 60.00 | 8.00 | 7.00 |
| Other Assets | 9,167.00 | 8,440.00 | 7,206.00 | 6,408.00 | 4,884.00 | 3,875.00 | 3,354.00 | 2,169.00 | 1,386.00 | 833.00 | 492.00 |
| Total Assets | 9,553.00 | 8,684.00 | 7,436.00 | 6,629.00 | 5,151.00 | 4,089.00 | 3,515.00 | 2,263.00 | 1,450.00 | 845.00 | 501.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 23.00 | -641.00 | -508.00 | -1,129.00 | -676.00 | -488.00 | -533.00 |
| Cash from Investing Activity | -18.00 | -95.00 | 21.00 | 110.00 | -62.00 | 68.00 | -156.00 |
| Cash from Financing Activity | 149.00 | 641.00 | 322.00 | 1,045.00 | 726.00 | 346.00 | 1,064.00 |
| Net Cash Flow | 155.00 | -95.00 | -164.00 | 27.00 | -11.00 | -74.00 | 375.00 |
| Free Cash Flow | 18.00 | -648.00 | -513.00 | -1,132.00 | -679.00 | -489.00 | -535.00 |
| CFO/OP % | 15.00 | -44.00 | -40.00 | -131.00 | -104.00 | -94.00 | -135.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|
Corporate Actions
9 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 15 May 2026 | 15 May 2026 | — | 2.50 | |
| Dividend | 07 Nov 2025 | 07 Nov 2025 | — | 2.00 | |
| Dividend | 16 May 2025 | 16 May 2025 | — | 2.50 | |
| Dividend | 14 Nov 2024 | 15 Nov 2024 | — | 2.00 | |
| Dividend | 15 May 2024 | 15 May 2024 | — | 2.50 | |
| Dividend | 09 Feb 2024 | 09 Feb 2024 | — | 2.00 | |
| Dividend | 12 May 2023 | 12 May 2023 | — | 2.00 | |
| Dividend | 08 Dec 2022 | 09 Dec 2022 | — | 2.00 | |
| Other | 21 Sep 2021 | — | — | — | Annual General Meeting |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update21 Aug from care
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Rating update12 Aug from icra
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Rating update2 Jul from care
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Rating update13 Aug 2025 from icra
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Rating update3 Jul 2025 from care
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Rating update20 May 2025 from care