ARC Finance Limited · CashKonnect

About

ARC Finance Ltd, a non-banking finance company, engages in the lending business in India. It offers loans and advances; and various financial services. The company also invests and trades in securities. The company was formerly known as ARC Modellors & Services Limited and changed its name to ARC Finance Ltd in February 1993. ARC Finance Ltd was incorporated in 1982 and is based in Kolkata, India.

Quarterly Results

Rs. Crores · hover row for definition

Metric	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023
Sales	1.84	5.64	1.58	20.05	0.81	3.65	6.67	12.37	0.60	7.82	0.55	0.48	0.40
Expenses	1.55	4.54	1.50	19.82	0.57	8.13	5.03	6.33	-3.59	7.67	0.59	0.13	0.20
Operating Profit	0.29	1.10	0.08	0.23	0.24	-4.48	1.64	6.04	4.19	0.15	-0.04	0.35	0.20
OPM %	15.76	19.50	5.06	1.15	29.63	-122.74	24.59	48.83	698.33	1.92	-7.27	72.92	50.00
Other Income	0.00	0.00	0.00	0.00	0.00	-0.06	-0.89	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.05	0.13	0.05	0.05	0.05	0.13	0.05	0.05	0.05	0.03	0.06	0.06	0.06
Interest	0.01	0.35	0.01	0.01	0.01	0.01	0.24	1.42	0.01	0.03	0.02	0.02	0.02
Profit before tax	0.23	0.62	0.02	0.17	0.18	-4.68	0.46	4.57	4.13	0.09	-0.12	0.27	0.12
Tax %	26.09	22.58	100.00	23.53	27.78	-26.07	26.09	26.04	25.91	22.22	-25.00	25.93	25.00
Net Profit	0.17	0.48	-0.01	0.12	0.13	-3.46	0.34	3.38	3.06	0.07	-0.09	0.20	0.09
EPS in Rs	0.00	0.01	0.00	0.00	0.00	-0.04	0.00	0.04	0.03	0.00	0.00	0.00	0.00

Profit & Loss

Annual · Rs. Crores

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Sales	28.09	23.30	9.24	6.92	32.59	4.19	8.28	4.63	6.00	7.78	3.50	4.74
Expenses	26.44	16.92	8.59	5.09	31.94	3.89	7.98	5.10	5.78	7.56	3.06	4.34
Operating Profit	1.65	6.38	0.65	1.83	0.65	0.30	0.30	-0.47	0.22	0.22	0.44	0.40
OPM %	5.87	27.38	7.03	26.45	1.99	7.16	3.62	-10.15	3.67	2.83	12.57	8.44
Other Income	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.03	0.00	0.00	-0.07
Interest	0.38	1.70	0.09	1.32	0.21	0.01	0.02	0.10	0.02	0.00	0.00	0.00
Depreciation	0.29	0.20	0.20	0.07	0.05	0.04	0.03	0.03	0.02	0.02	0.02	0.01
Profit before tax	0.98	4.48	0.37	0.44	0.39	0.25	0.25	-0.60	0.21	0.20	0.42	0.32
Tax %	25.51	25.89	27.03	25.00	25.64	24.00	0.00	-3.33	23.81	30.00	33.33	37.50
Net Profit	0.72	3.31	0.27	0.33	0.28	0.18	0.24	-0.58	0.15	0.14	0.28	0.20
EPS in Rs	0.01	0.04	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.00	0.00	0.00
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Balance Sheet

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Equity Capital	87.15	87.15	50.50	50.50	50.50	50.50	50.50	50.50	50.50	50.50	50.50	50.50
Reserves	11.79	11.17	0.68	1.12	0.78	0.46	0.28	0.02	0.61	0.46	0.33	0.06
Borrowings	14.06	0.58	16.09	14.76	25.16	0.09	1.01	7.79	1.00	0.00	0.00	0.00
Other Liabilities	1.02	1.45	4.24	4.56	2.83	3.68	5.31	2.57	4.26	4.11	0.53	0.28
Total Liabilities	114.02	100.35	71.51	70.94	79.27	54.73	57.10	60.88	56.37	55.07	51.36	50.84
Fixed Assets	1.06	1.27	1.37	1.57	0.27	0.19	0.23	0.12	0.14	0.01	0.02	0.04
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	4.04	2.62	0.30	0.35	0.35	0.35	0.60	0.46	0.47	0.62	2.26	6.98
Other Assets	108.92	96.46	69.84	69.02	78.65	54.19	56.27	60.30	55.76	54.44	49.08	43.82
Total Assets	114.02	100.35	71.51	70.94	79.27	54.73	57.10	60.88	56.37	55.07	51.36	50.84

Cash Flows

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	0.87	-40.34	-11.57	-9.04	-10.45	1.20	0.18	-0.10	-0.13	-1.59	-4.50	-43.13
Cash from Investing Activity	-1.42	-2.90	9.68	6.99	-13.27	0.56	-0.28	0.00	0.00	1.55	4.72	-6.71
Cash from Financing Activity	0.00	43.99	1.32	0.73	25.07	-0.91	0.00	0.00	0.00	0.00	0.00	50.00
Net Cash Flow	-0.55	0.74	-0.57	-1.33	1.35	0.85	-0.11	-0.10	-0.13	-0.04	0.22	0.15
Free Cash Flow	0.87	-40.44	-11.52	-10.41	-10.45	1.20	0.18	-0.10	-0.29	-1.60	-4.50	-43.54
CFO/OP %	123.00	-631.00	-1,763.00	-489.00	-1,608.00	400.00	77.00	21.00	-59.00	-600.00	-995.00	-10,780.00

Ratios

Annual · Days / % — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Debtor Days	0.65	0.78	48.98	67.51	35.73	4.36	2.64	33.11	130.79	14.07	19.81	0.00
Inventory Days	303.07	571.35	1,076.47	1,229.08	115.96	413.25	175.53	266.50	101.80	148.50	7.27	9.75
Days Payable	4.84	0.24	4.17	443.75	30.11	428.10	243.81	167.23	267.89	230.81	24.72	0.00
Cash Conversion Cycle	298.87	571.89	1,121.29	852.85	121.57	-10.49	-65.64	132.38	-35.30	-68.23	2.36	9.75
Working Capital Days	263.52	376.28	817.69	494.23	123.76	20.04	-33.06	3,939.32	3,031.32	2,329.81	5,035.96	3,347.37
ROCE %	1.28	7.44	0.69	2.46	0.94	0.51	0.49	-0.91	0.45	0.39	0.83	1.52

Shareholding Pattern

% holding — latest first

Holder	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Promoters	6.97	6.97	6.97	6.97	6.97	6.97	6.97	12.02	12.02	12.02	12.02	12.02
FIIs	0.00	0.00	0.00	0.00	0.06	0.06	0.06	0.00	0.00	0.00	0.00	0.00
Public	93.04	93.03	93.03	93.03	92.97	92.97	92.98	87.98	87.99	87.97	87.97	87.97
No. of Shareholders	318,907	323,368	328,163	335,324	347,460	312,636	295,595	261,819	237,441	182,228	142,377	125,731