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Aye Finance Limited

AYE BSE Credit Services Financial Services

Aye Finance Limited, a non-banking financial company, provides loans to micro, small, and medium enterprises in India. The company offers a range of business loans for working capital and business expansion needs agains…

ISIN INE501X01029
Listed β€”
Quarters tracked 7
Filings 6 docs

About

Aye Finance Limited, a non-banking financial company, provides loans to micro, small, and medium enterprises in India. The company offers a range of business loans for working capital and business expansion needs against hypothecation of working assets or against security of property to customers across manufacturing, trading, service, and allied agriculture sectors. It also provides secured and unsecured hypothecation loan; mortgage and emergency credit line guarantee scheme loans; shakti loans for women-led micro-enterprises; SwitchPe, a supply chain finance platform designed to empower merchants and retailers by providing seamless access to unsecured credit lines through a digital interface; and Saral Property loans, a combination of property collateral and hypothecation of business assets enabling access to credit despite documentation constraints. Aye Finance Limited was incorporated in 1993 and is based in Gurugram, India.

Key Metrics

as of Sep 2026
Market Cap4,561 Cr
P/E19.20
Div Yield0.00 %
Book Valueβ‚Ή103.00
52w Highβ‚Ή198.00
52w Lowβ‚Ή88.20
Face Valueβ‚Ή2.00

Quarterly Results

Rs. Crores Β· hover row for definition
Metric Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024
Expenses 256.00 279.00 253.00 266.00 242.00 240.00 219.00
Other Income 12.00 17.00 12.00 10.00 9.00 11.00 9.00
Depreciation 6.00 8.00 7.00 6.00 5.00 6.00 6.00
Interest 131.00 135.00 141.00 133.00 126.00 123.00 115.00
Profit before tax 97.00 111.00 54.00 42.00 41.00 50.00 30.00
Tax % 23.00 23.00 21.00 17.00 25.00 19.00 25.00
Net Profit 74.00 86.00 43.00 35.00 31.00 41.00 23.00
EPS in Rs 3.02 3.48 2.22 1.80 1.60 2.12 1.19

Profit & Loss

Annual Β· Rs. Crores
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Expenses 1,051.00786.00500.00361.00341.00230.00
Other Income 48.0045.0031.0020.0012.004.00
Interest 539.00472.00329.00199.00160.00236.00
Depreciation 26.0022.0015.0011.0010.009.00
Profit before tax 247.00225.00228.0071.00-67.0023.00
Tax % 22.0024.0029.0025.00-32.0027.00
Net Profit 194.00171.00161.0054.00-46.0017.00
EPS in Rs 7.858.93333.57111.35-94.6534.97
Dividend Payout % 0.000.000.000.000.000.00

Balance Sheet

Annual Β· Rs. Crores β€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Equity Capital 49.0038.004.004.004.004.00
Reserves 2,484.001,621.001,196.00738.00676.00716.00
Other Liabilities 175.00125.00114.0051.0066.0043.00
Total Liabilities 7,773.006,338.004,873.003,140.002,316.002,127.00
Fixed Assets 62.0041.0032.0027.0027.0027.00
CWIP 0.004.003.000.000.000.00
Investments 158.0042.0011.0084.00155.00198.00
Other Assets 7,553.006,252.004,828.003,028.002,134.001,902.00
Total Assets 7,773.006,338.004,873.003,140.002,316.002,127.00

Cash Flows

Annual Β· Rs. Crores β€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Cash from Operating Activity -1,355.00-812.00-1,323.00-720.00-279.00125.00
Cash from Investing Activity -125.00-39.0083.0078.0046.00-190.00
Cash from Financing Activity 1,169.001,255.001,494.00762.00207.0072.00
Net Cash Flow -311.00405.00254.00120.00-27.007.00
Free Cash Flow -1,366.00-829.00-1,334.00-724.00-285.00122.00
CFO/OP % -171.00-110.00-231.00-271.00-306.0050.00

Ratios

Annual Β· Days / % β€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021

Shareholding Pattern

% holding β€” latest first
Holder Jun 2026 Mar 2026
FIIs 15.70 18.66
DIIs 19.75 18.39
Public 63.81 62.02
No. of Shareholders 21,230 25,687

Corporate Actions

No corporate actions recorded.

Announcements

5 filings

Shareholding Pattern

Open on BSE

Financial Results β€” Filings

Open on BSE

Board Filings

Open on BSE

Annual Reports

Credit Ratings

Conference Calls