About
Baid Finserv Limited operates as a non-banking finance company in India. The company provides car loans, commercial vehicle loans, tractors, small and medium enterprise loans, loan against property, construction equipment loans, and other asset backed loans. It also offers life, dwelling, and motor insurance products. Baid Finserv Limited was formerly known as Baid Leasing and Finance Co. Ltd. and changed its name to Baid Finserv Limited in July 2022. The company was incorporated in 1991 and is based in Jaipur, India.
Key Metrics
as of Sep 2026Market Cap164 Cr
P/E10.70
Div Yield0.99 %
Book Value₹15.00
52w High₹13.50
52w Low₹8.80
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 8.07 | 15.35 | 10.84 | 9.71 | 10.31 | 9.55 | 7.60 | 9.16 | 8.04 | 6.40 | 5.14 | 6.20 | 5.41 |
| Other Income | 0.41 | 0.56 | 1.10 | 0.14 | 0.13 | 0.02 | 0.01 | 0.06 | 0.47 | 0.05 | 0.07 | 0.25 | 0.07 |
| Depreciation | 0.23 | 0.24 | 0.25 | 0.20 | 0.24 | 0.19 | 0.17 | 0.29 | 0.08 | 0.22 | 1.67 | 0.13 | 0.12 |
| Interest | 7.94 | 7.81 | 8.18 | 7.99 | 7.99 | 7.34 | 7.26 | 7.65 | 7.09 | 6.54 | 5.71 | 5.51 | 5.29 |
| Profit before tax | 5.81 | 2.17 | 6.46 | 6.08 | 5.37 | 5.06 | 6.32 | 2.61 | 4.15 | 2.04 | 5.06 | 3.42 | 7.49 |
| Tax % | 25.13 | 23.50 | 26.47 | 25.16 | 25.14 | 27.87 | 25.16 | 25.29 | 24.58 | 46.57 | 28.66 | 25.15 | 25.23 |
| Net Profit | 4.34 | 1.66 | 4.75 | 4.55 | 4.02 | 3.64 | 4.73 | 1.96 | 3.12 | 1.08 | 3.61 | 2.56 | 5.61 |
| EPS in Rs | 0.28 | 0.11 | 0.32 | 0.30 | 0.27 | 0.24 | 0.32 | 0.13 | 0.21 | 0.07 | 0.24 | 0.17 | 0.37 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 46.00 | 34.00 | 25.00 | 24.00 | 18.00 | 19.00 | 21.00 | 17.00 | 15.00 | 12.00 | 8.00 | 3.00 |
| Other Income | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 32.00 | 29.00 | 23.00 | 18.00 | 20.00 | 24.00 | 31.00 | 28.00 | 18.00 | 11.00 | 6.00 | 3.00 |
| Depreciation | 1.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 20.00 | 18.00 | 18.00 | 14.00 | 12.00 | 10.00 | 10.00 | 13.00 | 8.00 | 6.00 | 4.00 | 2.00 |
| Tax % | 25.00 | 26.00 | 29.00 | 26.00 | 28.00 | 27.00 | 27.00 | 24.00 | 31.00 | 31.00 | 32.00 | 34.00 |
| Net Profit | 15.00 | 13.00 | 13.00 | 10.00 | 9.00 | 7.00 | 8.00 | 10.00 | 6.00 | 4.00 | 3.00 | 1.00 |
| EPS in Rs | 0.97 | 0.90 | 0.86 | 0.69 | 0.59 | 0.50 | 0.51 | 0.77 | 0.45 | 0.32 | 0.36 | 0.16 |
| Dividend Payout % | 10.00 | 9.00 | 9.00 | 12.00 | 7.00 | 8.00 | 0.00 | 10.00 | 18.00 | 13.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 31.00 | 24.00 | 24.00 | 24.00 | 12.00 | 12.00 | 12.00 | 10.00 | 10.00 | 10.00 | 6.00 | 6.00 |
| Reserves | 202.00 | 155.00 | 143.00 | 131.00 | 134.00 | 126.00 | 118.00 | 39.00 | 30.00 | 26.00 | 11.00 | 8.00 |
| Other Liabilities | 21.00 | 20.00 | 17.00 | 15.00 | 12.00 | 15.00 | 22.00 | 15.00 | 36.00 | 19.00 | 24.00 | 15.00 |
| Total Liabilities | 539.00 | 454.00 | 426.00 | 341.00 | 318.00 | 316.00 | 341.00 | 333.00 | 271.00 | 159.00 | 105.00 | 64.00 |
| Fixed Assets | 6.00 | 5.00 | 4.00 | 1.00 | 1.00 | 1.00 | 1.00 | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 16.00 | 10.00 | 5.00 | 6.00 | 9.00 | 3.00 | 3.00 | 11.00 | 10.00 | 5.00 | 3.00 | 2.00 |
| Other Assets | 517.00 | 439.00 | 417.00 | 333.00 | 308.00 | 312.00 | 336.00 | 321.00 | 260.00 | 153.00 | 101.00 | 61.00 |
| Total Assets | 539.00 | 454.00 | 426.00 | 341.00 | 318.00 | 316.00 | 341.00 | 333.00 | 271.00 | 159.00 | 105.00 | 64.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -33.00 | 2.00 | -22.00 | 6.00 | 34.00 | 50.00 | 40.00 | -44.00 | -45.00 | -37.00 | -18.00 | -10.00 |
| Cash from Investing Activity | -8.00 | -6.00 | -2.00 | 3.00 | -6.00 | 0.00 | -2.00 | -2.00 | -5.00 | -2.00 | -2.00 | -2.00 |
| Cash from Financing Activity | 37.00 | -17.00 | 47.00 | -8.00 | -24.00 | -49.00 | -38.00 | 45.00 | 51.00 | 40.00 | 19.00 | 12.00 |
| Net Cash Flow | -4.00 | -21.00 | 24.00 | 0.00 | 4.00 | 2.00 | -1.00 | 0.00 | 2.00 | 0.00 | 0.00 | 0.00 |
| Free Cash Flow | -35.00 | 0.00 | -25.00 | 5.00 | 34.00 | 50.00 | 40.00 | -44.00 | -46.00 | -37.00 | -18.00 | -11.00 |
| CFO/OP % | -54.00 | 14.00 | -40.00 | 29.00 | 117.00 | 154.00 | 103.00 | -108.00 | -169.00 | -220.00 | -183.00 | -189.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
16 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Rights | 17 Nov 2025 | 17 Nov 2025 | 1:4 | — | |
| Other | 17 Nov 2025 | 17 Nov 2025 | — | — | Right Issue of Equity Shares |
| Dividend | 04 Sep 2025 | 05 Sep 2025 | — | 0.10 | |
| Dividend | 09 Jul 2024 | 09 Jul 2024 | — | 0.10 | |
| Other | 09 Jul 2024 | — | — | — | Annual General Meeting |
| Dividend | 31 Aug 2023 | 31 Aug 2023 | — | 0.10 | |
| Other | 31 Aug 2023 | — | — | — | Annual General Meeting |
| Dividend | 17 Aug 2022 | — | — | 0.10 | |
| Bonus | 20 Jun 2022 | 21 Jun 2022 | 1:1 | — | |
| Split | 12 Apr 2022 | 15 Apr 2022 | 10:2 | — | |
| Dividend | 07 Sep 2021 | — | — | 0.50 | |
| Dividend | 20 Sep 2019 | — | — | 1.00 | |
| Dividend | 16 Aug 2018 | — | — | 0.50 | |
| Dividend | 15 Feb 2018 | 16 Feb 2018 | — | 0.50 | |
| Dividend | 07 Sep 2017 | — | — | 0.50 | |
| Dividend | 27 Oct 2016 | 29 Oct 2016 | — | 0.50 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update9 Oct 2025 from care
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Rating update1 Oct 2024 from care
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Rating update4 Oct 2023 from care
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Rating update21 Sep 2022 from care
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Rating update2 Aug 2022 from care
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Rating update3 Dec 2021 from brickwork