About
Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, home, business, gold, loan for doctors and lawyers; loan against properties, securities, car, fixed deposit, insurance policy, mutual funds, and shares; unsecured and secured loans to small and medium-sized enterprises; two- and three-wheeler loans; used car and tractor loan; financing for products, such as consumer electronics, digital, furniture, e-commerce purchases and retail spends; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, stock trading, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and credit cards. In addition, it owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.
Key Metrics
as of Sep 2026Market Cap315,606 Cr
P/E30.70
Div Yield0.08 %
Book Value₹487.00
52w High₹2,195.00
52w Low₹1,597.00
Face Value₹1.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,534.00 | 47.00 | 63.00 | 1,473.00 | 434.00 | 65.00 | 71.00 | 1,217.00 | 909.00 | 44.00 | 49.00 | 1,011.00 | 595.00 |
| Expenses | 103.00 | 82.00 | 67.00 | 77.00 | 64.00 | 61.00 | 65.00 | 60.00 | 59.00 | 39.00 | 49.00 | 52.00 | 54.00 |
| Operating Profit | 1,431.00 | -35.00 | -5.00 | 1,396.00 | 371.00 | 4.00 | 6.00 | 1,157.00 | 850.00 | 5.00 | 0.00 | 959.00 | 541.00 |
| OPM % | 93.00 | -76.00 | -8.00 | 95.00 | 85.00 | 6.00 | 8.00 | 95.00 | 93.00 | 10.00 | 0.70 | 95.00 | 91.00 |
| Other Income | 8.00 | 23.00 | 8.00 | 9.00 | 20.00 | 9.00 | 10.00 | 10.00 | 9.00 | 11.00 | 8.00 | 8.00 | 8.00 |
| Depreciation | 13.00 | 2.00 | 1.00 | 1.00 | 1.00 | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 1,426.00 | -13.00 | 2.00 | 1,403.00 | 389.00 | 12.00 | 15.00 | 1,166.00 | 857.00 | 14.00 | 7.00 | 967.00 | 549.00 |
| Tax % | 22.00 | -219.00 | 72.00 | 23.00 | 15.00 | 35.00 | 27.00 | 22.00 | 26.00 | 45.00 | 40.00 | 22.00 | 26.00 |
| Net Profit | 1,118.00 | 16.00 | 1.00 | 1,085.00 | 330.00 | 8.00 | 11.00 | 908.00 | 633.00 | 8.00 | 4.00 | 754.00 | 404.00 |
| EPS in Rs | 6.98 | 0.10 | 0.00 | 6.79 | 2.06 | 0.05 | 0.07 | 5.68 | 3.96 | 0.05 | 0.03 | 4.73 | 2.53 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2,077.00 | 2,299.00 | 1,733.00 | 1,147.00 | 696.00 | 392.00 | 815.00 | 448.00 | 252.00 | 163.00 | 249.00 | 209.00 |
| Expenses | 290.00 | 245.00 | 193.00 | 170.00 | 162.00 | 142.00 | 130.00 | 121.00 | 84.00 | 60.00 | 55.00 | 51.00 |
| Operating Profit | 1,787.00 | 2,054.00 | 1,540.00 | 978.00 | 535.00 | 250.00 | 685.00 | 327.00 | 168.00 | 103.00 | 194.00 | 158.00 |
| OPM % | 86.00 | 89.00 | 89.00 | 85.00 | 77.00 | 64.00 | 84.00 | 73.00 | 67.00 | 63.00 | 78.00 | 76.00 |
| Other Income | 0.00 | -1.00 | 1.00 | 0.00 | 33.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.00 | 2.00 | 2.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 6.00 | 4.00 | 3.00 | 3.00 | 4.00 | 5.00 | 3.00 | 2.00 | 1.00 | 1.00 | 1.00 | 3.00 |
| Profit before tax | 1,781.00 | 2,049.00 | 1,537.00 | 975.00 | 563.00 | 245.00 | 682.00 | 326.00 | 167.00 | 104.00 | 195.00 | 158.00 |
| Tax % | 20.00 | 24.00 | 24.00 | 25.00 | 25.00 | 27.00 | 2.00 | 6.00 | 15.00 | 33.00 | 16.00 | 20.00 |
| Net Profit | 1,432.00 | 1,559.00 | 1,170.00 | 733.00 | 424.00 | 179.00 | 667.00 | 307.00 | 142.00 | 70.00 | 163.00 | 126.00 |
| EPS in Rs | 8.95 | 9.76 | 7.33 | 4.60 | 2.67 | 1.12 | 4.19 | 1.93 | 0.89 | 0.44 | 1.03 | 0.79 |
| Dividend Payout % | 17.00 | 10.00 | 14.00 | 17.00 | 15.00 | 27.00 | 12.00 | 13.00 | 20.00 | 40.00 | 17.00 | 22.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 160.00 | 160.00 | 159.00 | 159.00 | 80.00 | 80.00 | 80.00 | 80.00 | 80.00 | 80.00 | 80.00 | 80.00 |
| Reserves | 10,022.00 | 8,212.00 | 6,410.00 | 5,089.00 | 4,289.00 | 3,721.00 | 3,456.00 | 3,055.00 | 2,800.00 | 2,686.00 | 2,616.00 | 2,481.00 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 168.00 | 153.00 | 82.00 | 70.00 | 70.00 | 68.00 | 65.00 | 58.00 | 47.00 | 48.00 | 51.00 | 80.00 |
| Total Liabilities | 10,350.00 | 8,525.00 | 6,651.00 | 5,318.00 | 4,438.00 | 3,869.00 | 3,600.00 | 3,193.00 | 2,927.00 | 2,814.00 | 2,747.00 | 2,640.00 |
| Fixed Assets | 127.00 | 127.00 | 113.00 | 115.00 | 110.00 | 159.00 | 158.00 | 73.00 | 73.00 | 74.00 | 75.00 | 75.00 |
| CWIP | 13.00 | 5.00 | 4.00 | 4.00 | 4.00 | 2.00 | 0.00 | 33.00 | 8.00 | 1.00 | 1.00 | 1.00 |
| Investments | 9,654.00 | 7,884.00 | 6,401.00 | 5,078.00 | 4,191.00 | 3,495.00 | 3,340.00 | 2,937.00 | 2,758.00 | 2,666.00 | 2,379.00 | 2,514.00 |
| Other Assets | 556.00 | 509.00 | 132.00 | 120.00 | 133.00 | 213.00 | 102.00 | 149.00 | 87.00 | 73.00 | 292.00 | 51.00 |
| Total Assets | 10,350.00 | 8,525.00 | 6,651.00 | 5,318.00 | 4,438.00 | 3,869.00 | 3,600.00 | 3,193.00 | 2,927.00 | 2,814.00 | 2,747.00 | 2,640.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 1,610.00 | 1,724.00 | 1,344.00 | 788.00 | 611.00 | 169.00 | 639.00 | 312.00 | 142.00 | 42.00 | 96.00 | 39.00 |
| Cash from Investing Activity | -1,721.00 | -1,723.00 | -1,304.00 | -805.00 | -565.00 | -149.00 | -575.00 | -237.00 | -104.00 | -264.00 | 179.00 | -15.00 |
| Cash from Financing Activity | 100.00 | -4.00 | -25.00 | 3.00 | -48.00 | 0.00 | -119.00 | -28.00 | -28.00 | -1.00 | -55.00 | -28.00 |
| Net Cash Flow | -11.00 | -3.00 | 14.00 | -14.00 | -3.00 | 20.00 | -56.00 | 48.00 | 11.00 | -223.00 | 221.00 | -4.00 |
| Free Cash Flow | 1,548.00 | 1,336.00 | 1,342.00 | 780.00 | 685.00 | 162.00 | 584.00 | 285.00 | 134.00 | 41.00 | 94.00 | 29.00 |
| CFO/OP % | 114.00 | 106.00 | 111.00 | 105.00 | 141.00 | 98.00 | 96.00 | 103.00 | 103.00 | 77.00 | 68.00 | 46.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 | 0.00 | 6.00 | 1.00 | 12.00 | 7.00 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 | 0.00 | 6.00 | 1.00 | 12.00 | 7.00 |
| Working Capital Days | 67.00 | 54.00 | 7.00 | 15.00 | 23.00 | 25.00 | 11.00 | 18.00 | 23.00 | 17.00 | 1.00 | -80.00 |
| ROCE % | 19.00 | 27.00 | 26.00 | 20.00 | 13.00 | 7.00 | 20.00 | 11.00 | 6.00 | 4.00 | 7.00 | 6.00 |
Corporate Actions
25 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 30 Jun 2026 | 30 Jun 2026 | — | 1.50 | |
| Dividend | 27 Jun 2025 | 27 Jun 2025 | — | 1.00 | |
| Dividend | 21 Jun 2024 | 21 Jun 2024 | — | 1.00 | |
| Dividend | 30 Jun 2023 | 30 Jun 2023 | — | 0.80 | |
| Bonus | 13 Sep 2022 | 14 Sep 2022 | 1:1 | — | |
| Split | 13 Sep 2022 | 14 Sep 2022 | 5:1 | — | |
| Dividend | 30 Jun 2022 | 01 Jul 2022 | — | 4.00 | |
| Dividend | 08 Jul 2021 | — | — | 3.00 | |
| Dividend | 03 Mar 2020 | 04 Mar 2020 | — | 5.00 | |
| Dividend | 11 Jul 2019 | — | — | 2.50 | |
| Dividend | 05 Jul 2018 | — | — | 1.75 | |
| Dividend | 06 Jul 2017 | — | — | 1.75 | |
| Dividend | 16 Mar 2016 | 17 Mar 2016 | — | 1.75 | |
| Dividend | 09 Jul 2015 | — | — | 1.75 | |
| Dividend | 03 Jul 2014 | — | — | 1.75 | |
| Dividend | 04 Jul 2013 | — | — | 1.50 | |
| Other | 04 Jul 2013 | — | — | — | Annual General Meeting / Dividend Rs.1.50/- Per Equity Share |
| Rights | 06 Sep 2012 | 08 Sep 2012 | 1:10 | — | |
| Other | 06 Sep 2012 | 08 Sep 2012 | — | — | Right Issue of Equity Shares |
| Dividend | 05 Jul 2012 | — | — | 1.50 | |
| Dividend | 29 Jun 2011 | — | — | 1.25 | |
| Dividend | 08 Jul 2010 | — | — | 1.00 | |
| Dividend | 02 Jul 2009 | — | — | 1.00 | |
| Dividend | 27 Jun 2008 | — | — | 1.00 | NSE/BSE dividend mismatch: NSE=0.2; BSE=1.0 |
| Dividend | 27 Jun 2008 | — | — | 0.20 | NSE/BSE dividend mismatch: NSE=0.2; BSE=1.0 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Conference Calls
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript