About
Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, and secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises, SMEs, and professionals; loans against property, mutual funds, insurance policies, and shares; developer finance and lease rental discounting services; and new and used car financing, and tractor financing. In addition, the company offers commercial and rural lending; public and corporate deposits; loans against securities; micro-finance and auto financing lending; and broking and margin trade financing services. Further, it distributes life, health, and general insurance products. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Ltd.
Key Metrics
as of Sep 2026Market Cap660,262 Cr
P/E32.20
Div Yield0.51 %
Book Value₹183.00
52w High₹1,178.00
52w Low₹788.00
Face Value₹1.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 6,793.00 | 6,553.00 | 7,737.00 | 6,307.00 | 5,992.00 | 5,865.00 | 5,691.00 | 5,338.00 | 4,956.00 | 4,420.00 | 4,229.00 | 3,931.00 | 3,693.00 |
| Other Income | 6.00 | 11.00 | -262.00 | 5.00 | 5.00 | 21.00 | 26.00 | 7.00 | 5.00 | 9.00 | 5.00 | 2.00 | 5.00 |
| Depreciation | 288.00 | 256.00 | 244.00 | 258.00 | 251.00 | 252.00 | 219.00 | 210.00 | 200.00 | 193.00 | 176.00 | 159.00 | 156.00 |
| Interest | 7,942.00 | 7,398.00 | 7,339.00 | 7,011.00 | 6,918.00 | 6,551.00 | 6,386.00 | 6,149.00 | 5,684.00 | 5,217.00 | 4,868.00 | 4,537.00 | 4,103.00 |
| Profit before tax | 8,149.00 | 7,410.00 | 5,431.00 | 6,608.00 | 6,368.00 | 5,647.00 | 5,765.00 | 5,401.00 | 5,265.00 | 5,105.00 | 4,896.00 | 4,758.00 | 4,551.00 |
| Tax % | 25.00 | 25.00 | 25.00 | 25.00 | 25.00 | 20.00 | 25.00 | 26.00 | 26.00 | 25.00 | 26.00 | 25.00 | 24.00 |
| Net Profit | 6,081.00 | 5,553.00 | 4,066.00 | 4,948.00 | 4,765.00 | 4,546.00 | 4,308.00 | 4,014.00 | 3,912.00 | 3,825.00 | 3,639.00 | 3,551.00 | 3,437.00 |
| EPS in Rs | 9.61 | 8.78 | 6.39 | 7.84 | 7.56 | 7.21 | 6.86 | 6.46 | 6.32 | 6.18 | 5.89 | 5.86 | 5.67 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 25,998.00 | 20,878.00 | 16,099.00 | 12,693.00 | 11,880.00 | 10,839.00 | 9,159.00 | 5,454.00 | 4,115.00 | 3,250.00 | 2,354.00 | 1,752.00 |
| Other Income | -263.00 | -2.00 | 6.00 | -5.00 | -17.00 | 3.00 | 8.00 | 13.00 | 10.00 | 22.00 | 35.00 | 26.00 |
| Interest | 28,899.00 | 24,991.00 | 18,886.00 | 12,701.00 | 9,848.00 | 9,519.00 | 9,608.00 | 6,723.00 | 4,696.00 | 3,853.00 | 2,959.00 | 2,274.00 |
| Depreciation | 1,009.00 | 881.00 | 683.00 | 485.00 | 385.00 | 325.00 | 295.00 | 144.00 | 102.00 | 71.00 | 56.00 | 36.00 |
| Profit before tax | 25,817.00 | 22,080.00 | 19,310.00 | 15,528.00 | 9,504.00 | 5,992.00 | 7,322.00 | 6,179.00 | 3,843.00 | 2,817.00 | 1,965.00 | 1,357.00 |
| Tax % | 25.00 | 24.00 | 25.00 | 26.00 | 26.00 | 26.00 | 28.00 | 35.00 | 35.00 | 35.00 | 35.00 | 34.00 |
| Net Profit | 19,332.00 | 16,779.00 | 14,451.00 | 11,508.00 | 7,028.00 | 4,420.00 | 5,264.00 | 3,995.00 | 2,496.00 | 1,836.00 | 1,279.00 | 898.00 |
| EPS in Rs | 30.56 | 26.77 | 23.35 | 19.01 | 11.61 | 7.33 | 8.75 | 6.91 | 4.32 | 3.34 | 2.37 | 1.79 |
| Dividend Payout % | 20.00 | 21.00 | 15.00 | 16.00 | 17.00 | 14.00 | 11.00 | 9.00 | 9.00 | 11.00 | 10.00 | 10.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 622.00 | 124.00 | 124.00 | 121.00 | 121.00 | 120.00 | 120.00 | 115.00 | 115.00 | 109.00 | 54.00 | 50.00 |
| Reserves | 113,377.00 | 96,569.00 | 76,572.00 | 54,251.00 | 43,592.00 | 36,798.00 | 32,208.00 | 19,582.00 | 15,733.00 | 9,491.00 | 7,373.00 | 4,750.00 |
| Other Liabilities | 10,841.00 | 8,185.00 | 5,700.00 | 4,164.00 | 3,561.00 | 2,918.00 | 2,257.00 | 2,948.00 | 2,393.00 | 4,881.00 | 2,522.00 | 1,325.00 |
| Total Liabilities | 559,952.00 | 466,127.00 | 375,742.00 | 275,226.00 | 212,505.00 | 171,470.00 | 164,391.00 | 124,233.00 | 84,798.00 | 63,731.00 | 46,973.00 | 32,780.00 |
| Fixed Assets | 3,947.00 | 3,780.00 | 3,250.00 | 2,308.00 | 1,716.00 | 1,316.00 | 1,321.00 | 695.00 | 470.00 | 366.00 | 290.00 | 252.00 |
| CWIP | 119.00 | 41.00 | 43.00 | 80.00 | 34.00 | 51.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 30,578.00 | 34,441.00 | 30,881.00 | 22,752.00 | 12,246.00 | 18,397.00 | 17,544.00 | 8,599.00 | 3,139.00 | 4,070.00 | 1,029.00 | 326.00 |
| Other Assets | 525,309.00 | 427,865.00 | 341,568.00 | 250,087.00 | 198,509.00 | 151,707.00 | 145,526.00 | 114,939.00 | 81,189.00 | 59,295.00 | 45,654.00 | 32,201.00 |
| Total Assets | 559,952.00 | 466,127.00 | 375,742.00 | 275,226.00 | 212,505.00 | 171,470.00 | 164,391.00 | 124,233.00 | 84,798.00 | 63,731.00 | 46,973.00 | 32,780.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -65,790.00 | -67,792.00 | -72,760.00 | -42,112.00 | -37,029.00 | -807.00 | -24,412.00 | -29,062.00 | -20,566.00 | -10,439.00 | -9,870.00 | -7,064.00 |
| Cash from Investing Activity | -3,389.00 | -2,765.00 | -7,171.00 | -10,394.00 | 6,347.00 | -429.00 | -8,758.00 | -5,379.00 | 1,075.00 | -3,047.00 | -687.00 | -360.00 |
| Cash from Financing Activity | 67,433.00 | 70,165.00 | 82,415.00 | 50,675.00 | 32,240.00 | 1,741.00 | 34,167.00 | 34,449.00 | 19,503.00 | 12,513.00 | 11,656.00 | 6,867.00 |
| Net Cash Flow | -1,746.00 | -392.00 | 2,484.00 | -1,831.00 | 1,558.00 | 505.00 | 998.00 | 9.00 | 13.00 | -972.00 | 1,100.00 | -557.00 |
| Free Cash Flow | -66,686.00 | -68,837.00 | -73,759.00 | -42,970.00 | -37,644.00 | -1,105.00 | -24,912.00 | -29,428.00 | -20,700.00 | -10,587.00 | -9,964.00 | -7,129.00 |
| CFO/OP % | -106.00 | -130.00 | -174.00 | -133.00 | -174.00 | 4.00 | -129.00 | -206.00 | -221.00 | -140.00 | -185.00 | -181.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
34 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 30 Jun 2026 | 30 Jun 2026 | — | 6.00 | |
| Bonus | 16 Jun 2025 | 16 Jun 2025 | 4:1 | — | |
| Split | 16 Jun 2025 | 16 Jun 2025 | 2:1 | — | |
| Dividend | 30 May 2025 | 30 May 2025 | — | 44.00 | |
| Dividend | 09 May 2025 | 09 May 2025 | — | 12.00 | |
| Dividend | 21 Jun 2024 | 21 Jun 2024 | — | 36.00 | |
| Dividend | 30 Jun 2023 | 30 Jun 2023 | — | 30.00 | |
| Dividend | 30 Jun 2022 | 01 Jul 2022 | — | 20.00 | |
| Dividend | 08 Jul 2021 | — | — | 10.00 | |
| Dividend | 03 Mar 2020 | 04 Mar 2020 | — | 10.00 | |
| Dividend | 11 Jul 2019 | — | — | 6.00 | |
| Dividend | 05 Jul 2018 | — | — | 4.00 | |
| Dividend | 06 Jul 2017 | — | — | 3.60 | |
| Split | 08 Sep 2016 | 10 Sep 2016 | 10:2 | — | |
| Bonus | 08 Sep 2016 | 10 Sep 2016 | 1:1 | — | |
| Dividend | 14 Jul 2016 | — | — | 7.00 | |
| Dividend | 16 Mar 2016 | 17 Mar 2016 | — | 18.00 | |
| Dividend | 09 Jul 2015 | — | — | 18.00 | |
| Dividend | 03 Jul 2014 | — | — | 16.00 | |
| Dividend | 04 Jul 2013 | — | — | 15.00 | |
| Rights | 23 Jan 2013 | 25 Jan 2013 | 3:19 | — | |
| Other | 23 Jan 2013 | 25 Jan 2013 | — | — | Right Issue of Equity Shares |
| Dividend | 05 Jul 2012 | — | — | 12.00 | |
| Dividend | 29 Jun 2011 | — | — | 10.00 | |
| Dividend | 08 Jul 2010 | — | — | 6.00 | |
| Dividend | 29 Jun 2009 | — | — | 2.00 | |
| Dividend | 27 Jun 2008 | — | — | 1.00 | NSE/BSE dividend mismatch: NSE=0.1; BSE=1.0 |
| Dividend | 27 Jun 2008 | — | — | 0.10 | NSE/BSE dividend mismatch: NSE=0.1; BSE=1.0 |
| Dividend | 28 Jun 2007 | — | — | 0.30 | |
| Other | 13 Nov 2006 | 20 Nov 2006 | — | — | Right Issue of Equity Shares |
| Other | 13 Nov 2006 | 20 Nov 2006 | — | — | Right-Eq6:10 & 1ncd:4eq |
| Dividend | 29 Jun 2006 | — | — | 0.40 | |
| Dividend | 29 Jun 2005 | — | — | 0.75 | |
| Dividend | 29 Jun 2001 | — | — | 3.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update29 Jul from crisil
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Rating update1 Jul from icra
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Rating update1 Jul from crisil
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Rating update25 Jun from crisil
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Rating update18 Jun from icra
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Rating update30 May from crisil
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