About
Bandhan Bank Limited provides banking and financial services for personal and business customers in India. The company operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. It accepts term, fixed, and recurring deposits; and offers savings, salary, and current accounts. The company also provides home, gold, personal, two-wheeler, and car loans; loans against property; loan/overdraft against term deposits; and loans for small, medium, and large businesses. In addition, it invests in sovereign securities; offers liability products, card services, internet and mobile banking, ATM, trading, and non-resident Indian services; distributes third party products; and engages in demat and trading activities. Further, the company provides mutual fund, money transfer, bill payment and recharge, merchant payment, debit and credit card, internet and mobile banking, doorstep banking, safe deposit locker, remittance, transaction banking, trade finance, and cash management services, as well as health, life, home, travel, property, and car insurance products; and safe deposit boxes. The company was founded in 2001 and is headquartered in Kolkata, India.
Key Metrics
as of Sep 2026Market Cap26,575 Cr
P/E19.60
Div Yield0.91 %
Book Value₹159.00
52w High₹221.00
52w Low₹134.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 2,849.00 | 2,802.00 | 3,089.00 | 2,977.00 | 2,962.00 | 3,144.00 | 3,281.00 | 2,294.00 | 2,115.00 | 3,496.00 | 2,099.00 | 2,036.00 | 1,916.00 |
| Other Income | 604.00 | 771.00 | 691.00 | 546.00 | 726.00 | 700.00 | 1,112.00 | 609.00 | 528.00 | 701.00 | 545.00 | 540.00 | 385.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 2,710.00 | 2,633.00 | 2,743.00 | 2,765.00 | 2,718.00 | 2,678.00 | 2,664.00 | 2,566.00 | 2,531.00 | 2,330.00 | 2,140.00 | 2,049.00 | 2,032.00 |
| Profit before tax | 676.00 | 764.00 | 290.00 | 158.00 | 521.00 | 311.00 | 645.00 | 1,249.00 | 1,418.00 | 64.00 | 971.00 | 947.00 | 960.00 |
| Tax % | 26.00 | 30.00 | 29.00 | 29.00 | 29.00 | -2.00 | 34.00 | 25.00 | 25.00 | 15.00 | 25.00 | 24.00 | 25.00 |
| Net Profit | 502.00 | 534.00 | 206.00 | 112.00 | 372.00 | 318.00 | 426.00 | 937.00 | 1,063.00 | 55.00 | 733.00 | 721.00 | 721.00 |
| EPS in Rs | 3.11 | 3.32 | 1.28 | 0.69 | 2.31 | 1.97 | 2.65 | 5.82 | 6.60 | 0.34 | 4.55 | 4.48 | 4.48 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 11,526.00 | 10,555.00 | 9,310.00 | 8,693.00 | 11,298.00 | 6,534.00 | 3,739.00 | 2,467.00 | 1,597.00 | 1,044.00 | 633.00 | 6.00 |
| Other Income | 2,734.00 | 2,967.00 | 2,171.00 | 2,469.00 | 2,823.00 | 2,022.00 | 1,549.00 | 1,063.00 | 706.00 | 411.00 | 150.00 | 8.00 |
| Interest | 10,859.00 | 10,458.00 | 8,551.00 | 6,645.00 | 5,157.00 | 4,961.00 | 4,562.00 | 2,148.00 | 1,770.00 | 1,505.00 | 649.00 | 0.00 |
| Depreciation | 304.00 | 279.00 | 238.00 | 143.00 | 110.00 | 103.00 | 80.00 | 78.00 | 86.00 | 67.00 | 36.00 | 0.00 |
| Profit before tax | 1,734.00 | 3,623.00 | 2,943.00 | 2,893.00 | 129.00 | 2,949.00 | 4,053.00 | 3,013.00 | 2,056.00 | 1,704.00 | 414.00 | 2.00 |
| Tax % | 29.00 | 24.00 | 24.00 | 24.00 | 2.00 | 25.00 | 25.00 | 35.00 | 35.00 | 35.00 | 33.00 | 75.00 |
| Net Profit | 1,224.00 | 2,745.00 | 2,230.00 | 2,195.00 | 126.00 | 2,205.00 | 3,024.00 | 1,952.00 | 1,346.00 | 1,112.00 | 275.00 | 1.00 |
| EPS in Rs | 7.60 | 17.04 | 13.84 | 13.62 | 0.78 | 13.69 | 18.78 | 16.36 | 11.28 | 10.15 | 2.51 | 0.01 |
| Dividend Payout % | 20.00 | 9.00 | 11.00 | 11.00 | 0.00 | 7.00 | 0.00 | 18.00 | 9.00 | 0.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,611.00 | 1,611.00 | 1,611.00 | 1,611.00 | 1,611.00 | 1,611.00 | 1,610.00 | 1,193.00 | 1,193.00 | 1,095.00 | 1,095.00 | 501.00 |
| Reserves | 23,964.00 | 22,994.00 | 19,999.00 | 17,973.00 | 15,770.00 | 15,798.00 | 13,585.00 | 10,009.00 | 8,189.00 | 3,351.00 | 2,239.00 | 1.00 |
| Other Liabilities | 4,902.00 | 4,520.00 | 4,659.00 | 3,677.00 | 5,234.00 | 2,675.00 | 3,062.00 | 1,487.00 | 774.00 | 1,532.00 | 1,282.00 | 25.00 |
| Total Liabilities | 211,124.00 | 191,476.00 | 177,842.00 | 156,037.00 | 138,867.00 | 115,016.00 | 91,718.00 | 56,442.00 | 44,310.00 | 30,236.00 | 19,756.00 | 527.00 |
| Fixed Assets | 931.00 | 855.00 | 959.00 | 509.00 | 415.00 | 432.00 | 347.00 | 222.00 | 238.00 | 252.00 | 237.00 | 0.00 |
| CWIP | 470.00 | 325.00 | 214.00 | 346.00 | 173.00 | 55.00 | 22.00 | 109.00 | 0.00 | 0.00 | 0.00 | 108.00 |
| Investments | 38,668.00 | 40,712.00 | 29,288.00 | 32,366.00 | 29,079.00 | 25,155.00 | 15,352.00 | 10,037.00 | 8,372.00 | 5,516.00 | 3,758.00 | 0.00 |
| Other Assets | 171,054.00 | 149,584.00 | 147,381.00 | 122,817.00 | 109,200.00 | 89,374.00 | 75,997.00 | 46,073.00 | 35,700.00 | 24,468.00 | 15,761.00 | 418.00 |
| Total Assets | 211,124.00 | 191,476.00 | 177,842.00 | 156,037.00 | 138,867.00 | 115,016.00 | 91,718.00 | 56,442.00 | 44,310.00 | 30,236.00 | 19,756.00 | 527.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 1,143.00 | 2,752.00 | 14,808.00 | -4,245.00 | 902.00 | -909.00 | 6,583.00 | 2,695.00 | -2,599.00 | 8,885.00 |
| Cash from Investing Activity | 317.00 | -3,879.00 | 1,691.00 | -1,618.00 | -612.00 | -1,804.00 | -4,187.00 | -2,373.00 | -2,237.00 | -2,671.00 |
| Cash from Financing Activity | 2,923.00 | -5,475.00 | -8,579.00 | 4,791.00 | 2,803.00 | 588.00 | 154.00 | 105.00 | 2,846.00 | -2,023.00 |
| Net Cash Flow | 4,382.00 | -6,601.00 | 7,921.00 | -1,071.00 | 3,093.00 | -2,125.00 | 2,550.00 | 427.00 | -1,989.00 | 4,192.00 |
| Free Cash Flow | 616.00 | 2,466.00 | 14,252.00 | -4,654.00 | 691.00 | -1,129.00 | 6,481.00 | 2,524.00 | -2,671.00 | 8,803.00 |
| CFO/OP % | 18.00 | 29.00 | 167.00 | -49.00 | 62.00 | 3.00 | 108.00 | 91.00 | -56.00 | 330.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
9 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 17 Aug 2026 | 17 Aug 2026 | — | 1.50 | |
| Dividend | 14 Aug 2025 | 14 Aug 2025 | — | 1.50 | |
| Dividend | 13 Aug 2024 | — | — | 1.50 | |
| Dividend | 11 Aug 2023 | — | — | 1.50 | |
| Other | 02 Aug 2022 | — | — | — | Annual General Meeting |
| Dividend | 29 Jul 2021 | — | — | 1.00 | |
| Other | 13 Aug 2020 | — | — | — | Annual General Meeting |
| Dividend | 20 Jun 2019 | — | — | 3.00 | |
| Dividend | 12 Jul 2018 | 13 Jul 2018 | — | 1.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update30 Sep 2025 from crisil
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Rating update30 Sep 2025 from icra
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Rating update13 Dec 2024 from crisil
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Rating update1 Oct 2024 from icra
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Rating update15 Dec 2023 from crisil
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Rating update19 Oct 2023 from icra
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