About
Bank of Baroda Limited provides various banking products and services to individuals, government departments, and corporate customers in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; and fixed and recurring deposits. It also provides loans, including home, vehicle, personal, education, gold, mortgage, and other loans, as well as Baroda Yoddha loans for defense personnel and fintech credit; loans and advances for corporate, agriculture, and micro, small, and medium enterprises; export finance, foreign currency credits, foreign currency non-resident loans, external commercial borrowing, and import finance; and supply chain finance. In addition, the company offers life insurance, general insurance, and health insurance products; digital payment, instant banking, and merchant payment solutions; debit, credit, and prepaid cards; investment products; treasury; trade, FX, and remittances; and other services. Bank of Baroda Limited was incorporated in 1908 and is headquartered in Vadodara, India.
Key Metrics
as of Sep 2026Market Cap123,596 Cr
P/E5.60
Div Yield3.56 %
Book Value₹326.00
52w High₹326.00
52w Low₹233.00
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 8,511.00 | 10,542.00 | 8,823.00 | 9,125.00 | 9,840.00 | 9,649.00 | 8,604.00 | 9,662.00 | 7,937.00 | 9,180.00 | 7,563.00 | 9,143.00 | 8,441.00 |
| Other Income | -2,210.00 | 3,967.00 | 3,600.00 | 3,515.00 | 4,675.00 | 4,735.00 | 3,769.00 | 5,166.00 | 2,487.00 | 4,191.00 | 2,810.00 | 4,171.00 | 3,322.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 20,686.00 | 20,148.00 | 19,949.00 | 19,557.00 | 19,657.00 | 19,622.00 | 19,491.00 | 18,641.00 | 18,029.00 | 17,791.00 | 17,504.00 | 17,031.00 | 15,559.00 |
| Profit before tax | 1,804.00 | 5,919.00 | 6,578.00 | 6,343.00 | 6,270.00 | 6,581.00 | 6,582.00 | 7,141.00 | 6,151.00 | 6,804.00 | 6,349.00 | 5,859.00 | 5,878.00 |
| Tax % | 29.00 | 5.00 | 23.00 | 24.00 | 28.00 | 23.00 | 27.00 | 27.00 | 28.00 | 28.00 | 28.00 | 27.00 | 31.00 |
| Net Profit | 1,278.00 | 5,616.00 | 5,055.00 | 4,809.00 | 4,541.00 | 5,048.00 | 4,837.00 | 5,238.00 | 4,458.00 | 4,886.00 | 4,579.00 | 4,253.00 | 4,070.00 |
| EPS in Rs | 2.47 | 10.86 | 9.77 | 9.30 | 8.78 | 9.76 | 9.35 | 10.13 | 8.62 | 9.45 | 8.86 | 8.22 | 7.87 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 36,412.00 | 34,459.00 | 32,708.00 | 29,700.00 | 33,329.00 | 34,872.00 | 37,911.00 | 23,166.00 | 23,989.00 | 17,287.00 | 23,935.00 | 11,828.00 |
| Other Income | 15,757.00 | 15,788.00 | 14,495.00 | 10,026.00 | 11,484.00 | 12,934.00 | 10,317.00 | 6,294.00 | 6,657.00 | 6,758.00 | 4,999.00 | 4,402.00 |
| Interest | 79,311.00 | 75,783.00 | 67,884.00 | 48,233.00 | 37,259.00 | 41,686.00 | 48,532.00 | 31,290.00 | 28,127.00 | 28,687.00 | 31,321.00 | 29,776.00 |
| Depreciation | 1,917.00 | 1,393.00 | 1,620.00 | 1,955.00 | 1,390.00 | 1,315.00 | 1,660.00 | 910.00 | 863.00 | 511.00 | 501.00 | 340.00 |
| Profit before tax | 25,110.00 | 26,454.00 | 24,890.00 | 19,727.00 | 9,386.00 | 5,556.00 | -1,802.00 | 698.00 | -2,673.00 | 2,473.00 | -6,698.00 | 5,421.00 |
| Tax % | 20.00 | 26.00 | 29.00 | 28.00 | 23.00 | 85.00 | -130.00 | 38.00 | -9.00 | 44.00 | -19.00 | 37.00 |
| Net Profit | 20,021.00 | 19,581.00 | 17,789.00 | 14,110.00 | 7,272.00 | 829.00 | 546.00 | 434.00 | -2,432.00 | 1,383.00 | -5,396.00 | 3,398.00 |
| EPS in Rs | 38.72 | 37.86 | 34.40 | 27.28 | 14.06 | 1.60 | 1.18 | 1.64 | -9.19 | 6.00 | -23.42 | 15.37 |
| Dividend Payout % | 22.00 | 22.00 | 22.00 | 20.00 | 20.00 | 0.00 | 0.00 | 0.00 | 0.00 | 20.00 | 0.00 | 21.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,036.00 | 1,036.00 | 1,036.00 | 1,036.00 | 1,036.00 | 1,036.00 | 925.00 | 530.00 | 530.00 | 462.00 | 462.00 | 444.00 |
| Reserves | 152,173.00 | 135,890.00 | 111,188.00 | 97,187.00 | 84,874.00 | 76,010.00 | 70,931.00 | 50,453.00 | 42,864.00 | 39,841.00 | 39,737.00 | 39,392.00 |
| Other Liabilities | 51,110.00 | 48,571.00 | 44,035.00 | 54,740.00 | 42,252.00 | 44,474.00 | 47,006.00 | 24,113.00 | 22,718.00 | 22,286.00 | 23,668.00 | 22,329.00 |
| Total Liabilities | 2,009,164.00 | 1,781,247.00 | 1,585,797.00 | 1,458,562.00 | 1,278,000.00 | 1,155,365.00 | 1,157,916.00 | 780,987.00 | 720,000.00 | 694,875.00 | 671,376.00 | 714,989.00 |
| Fixed Assets | 11,879.00 | 12,376.00 | 7,913.00 | 8,707.00 | 9,922.00 | 8,016.00 | 8,889.00 | 6,990.00 | 5,367.00 | 5,758.00 | 6,254.00 | 2,875.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 386,415.00 | 385,398.00 | 369,817.00 | 362,485.00 | 315,795.00 | 261,220.00 | 274,615.00 | 182,298.00 | 163,185.00 | 129,631.00 | 120,451.00 | 116,812.00 |
| Other Assets | 1,610,869.00 | 1,383,473.00 | 1,208,068.00 | 1,087,370.00 | 952,283.00 | 886,128.00 | 874,412.00 | 591,699.00 | 551,448.00 | 559,487.00 | 544,672.00 | 595,301.00 |
| Total Assets | 2,009,164.00 | 1,781,247.00 | 1,585,797.00 | 1,458,562.00 | 1,278,000.00 | 1,155,365.00 | 1,157,916.00 | 780,987.00 | 720,000.00 | 694,875.00 | 671,376.00 | 714,989.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 30,975.00 | 28,020.00 | -5,457.00 | -19,747.00 | 7,529.00 | -4,609.00 | 17,941.00 | -4,120.00 | -61,088.00 | 17,194.00 | -9,842.00 | 18,021.00 |
| Cash from Investing Activity | -685.00 | -855.00 | -574.00 | -1,563.00 | -3,967.00 | -269.00 | 141.00 | -3,957.00 | -563.00 | -426.00 | -3,995.00 | -539.00 |
| Cash from Financing Activity | -2,059.00 | 3,560.00 | 5,452.00 | -5,642.00 | -1,319.00 | 3,390.00 | 14,590.00 | 4,409.00 | 4,079.00 | -198.00 | -616.00 | -6.00 |
| Net Cash Flow | 28,232.00 | 30,725.00 | -579.00 | -26,952.00 | 2,242.00 | -1,488.00 | 32,672.00 | -3,668.00 | -57,573.00 | 16,570.00 | -14,453.00 | 17,475.00 |
| Free Cash Flow | 29,568.00 | 27,259.00 | -6,276.00 | -20,476.00 | 4,237.00 | -4,957.00 | 17,842.00 | -6,638.00 | -61,490.00 | 16,738.00 | -13,821.00 | 17,481.00 |
| CFO/OP % | 39.00 | 42.00 | 3.00 | -24.00 | 23.00 | 1.00 | 47.00 | 0.00 | -317.00 | 63.00 | -56.00 | 67.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
32 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 05 Jun 2026 | 05 Jun 2026 | — | 8.50 | |
| Dividend | 06 Jun 2025 | 06 Jun 2025 | — | 8.35 | |
| Dividend | 28 Jun 2024 | — | — | 7.60 | |
| Dividend | 30 Jun 2023 | — | — | 5.50 | |
| Dividend | 17 Jun 2022 | — | — | 2.85 | |
| Other | 30 Jun 2021 | — | — | — | Annual General Meeting |
| Other | 22 Jul 2020 | — | — | — | Annual General Meeting |
| Other | 18 Jun 2019 | — | — | — | Annual General Meeting |
| Other | 05 Jul 2018 | — | — | — | Annual General Meeting |
| Dividend | 22 Jun 2017 | — | — | 1.20 | |
| Other | 16 Jun 2016 | — | — | — | Annual General Meeting |
| Dividend | 16 Jun 2015 | — | — | 3.20 | |
| Split | 22 Jan 2015 | 23 Jan 2015 | 10:2 | — | |
| Dividend | 12 Jun 2014 | — | — | 10.50 | |
| Other | 12 Jun 2014 | — | — | — | Annual General Meeting / Dividend - Rs.10.50/- Per Equity Share |
| Dividend | 20 Jan 2014 | 21 Jan 2014 | — | 11.00 | |
| Dividend | 13 Jun 2013 | — | — | 21.50 | |
| Other | 13 Jun 2013 | — | — | — | Annual General Meeting / Dividend - Rs.21.50/- Per Equity Share |
| Dividend | 14 Jun 2012 | — | — | 17.00 | |
| Dividend | 23 Jun 2011 | — | — | 16.50 | |
| Dividend | 24 Jun 2010 | — | — | 15.00 | |
| Dividend | 18 Jun 2009 | — | — | 9.00 | |
| Other | 18 Jun 2009 | — | — | — | Agm/Div.Rs.9/- Per Share |
| Other | 06 Nov 2008 | 07 Nov 2008 | — | — | General |
| Other | 06 Nov 2008 | 07 Nov 2008 | — | — | Egm-Election Of Directors |
| Dividend | 17 Jul 2008 | — | — | 8.00 | NSE/BSE dividend mismatch: NSE=1.6; BSE=8.0 |
| Dividend | 17 Jul 2008 | — | — | 1.60 | NSE/BSE dividend mismatch: NSE=1.6; BSE=8.0 |
| Dividend | 21 Jun 2007 | — | — | 0.60 | |
| Dividend | 22 Mar 2007 | 23 Mar 2007 | — | 0.60 | |
| Dividend | 29 Jun 2006 | — | — | 1.00 | |
| Other | 20 Jul 2005 | — | — | — | Agm |
| Dividend | 13 Jul 2001 | — | — | 4.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update5 Aug from crisil
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Rating update13 Jul from icra
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Rating update10 Jul from care
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Rating update27 Feb from fitch
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Rating update27 Feb from care
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Rating update25 Feb from icra
Conference Calls
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