About
Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury; Wholesale Banking; and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; personal, home, vehicle, education, star reverse mortgage, and home loans, as well as loans against property; and finance to new and existing business, healthcare schemes, govt. sponsored schemes, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes, including public provident fund, senior citizens savings, Sukanya Samridhi, national pension system, departmentalized ministries, sovereign and RBI bond, mahila samman savings certificate, and other schemes; mutual funds; and life, health, and general insurance products. Further, it provides NRI services, such as accounts, loans, and money remittance and ancillary services; kisan credit card; gold loans; self-help group; Atmanirbhar schemes; tractor/farm mechanization; food and agro loans; agri allied activities; kisan ghar and agri mortgage loan; agri clinic/agri business centers; and other loans services. Additionally, it offers internet banking, mobile banking, and payment services. The company was incorporated in 1906 and is headquartered in Mumbai, India.
Key Metrics
as of Sep 2026Market Cap66,014 Cr
P/E5.60
Div Yield3.21 %
Book Value₹200.00
52w High₹178.00
52w Low₹112.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 5,324.00 | 5,904.00 | 5,123.00 | 4,754.00 | 5,321.00 | 5,943.00 | 4,418.00 | 5,398.00 | 5,194.00 | 5,956.00 | 4,154.00 | 4,490.00 | 4,449.00 |
| Other Income | 2,579.00 | 3,210.00 | 2,279.00 | 2,220.00 | 2,166.00 | 3,428.00 | 1,746.00 | 2,518.00 | 1,302.00 | 1,751.00 | 1,193.00 | 1,688.00 | 1,462.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 13,117.00 | 12,746.00 | 12,466.00 | 12,492.00 | 12,284.00 | 12,260.00 | 12,140.00 | 11,369.00 | 10,662.00 | 10,226.00 | 9,755.00 | 9,232.00 | 8,445.00 |
| Profit before tax | 4,087.00 | 4,036.00 | 3,617.00 | 3,380.00 | 2,913.00 | 3,547.00 | 3,399.00 | 3,104.00 | 2,384.00 | 1,731.00 | 2,503.00 | 2,937.00 | 2,928.00 |
| Tax % | 25.00 | 25.00 | 25.00 | 24.00 | 23.00 | 26.00 | 26.00 | 24.00 | 29.00 | 17.00 | 25.00 | 50.00 | 47.00 |
| Net Profit | 3,068.00 | 3,016.00 | 2,705.00 | 2,555.00 | 2,252.00 | 2,626.00 | 2,517.00 | 2,374.00 | 1,703.00 | 1,439.00 | 1,870.00 | 1,458.00 | 1,551.00 |
| EPS in Rs | 6.74 | 6.62 | 5.94 | 5.61 | 4.95 | 5.77 | 5.53 | 5.21 | 3.74 | 3.16 | 4.11 | 3.55 | 3.78 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 20,381.00 | 20,359.00 | 18,550.00 | 20,725.00 | 16,011.00 | 17,503.00 | 26,188.00 | 26,663.00 | 24,354.00 | 20,983.00 | 22,882.00 | 13,496.00 |
| Other Income | 9,874.00 | 8,994.00 | 6,095.00 | 7,100.00 | 7,879.00 | 6,842.00 | 6,713.00 | 4,659.00 | 5,734.00 | 6,772.00 | 3,653.00 | 4,233.00 |
| Interest | 49,989.00 | 46,432.00 | 37,657.00 | 27,373.00 | 24,014.00 | 26,330.00 | 27,096.00 | 27,110.00 | 27,565.00 | 27,465.00 | 30,072.00 | 32,086.00 |
| Depreciation | 720.00 | 594.00 | 499.00 | 421.00 | 364.00 | 372.00 | 385.00 | 367.00 | 520.00 | -12.00 | 286.00 | 285.00 |
| Profit before tax | 13,946.00 | 12,434.00 | 10,099.00 | 6,229.00 | 5,567.00 | 3,237.00 | -4,603.00 | -8,713.00 | -8,633.00 | -2,373.00 | -7,791.00 | 1,795.00 |
| Tax % | 25.00 | 26.00 | 37.00 | 35.00 | 39.00 | 33.00 | -36.00 | -36.00 | -30.00 | -34.00 | -22.00 | 5.00 |
| Net Profit | 10,527.00 | 9,219.00 | 6,318.00 | 4,023.00 | 3,405.00 | 2,160.00 | -2,957.00 | -5,547.00 | -6,044.00 | -1,558.00 | -6,089.00 | 1,709.00 |
| EPS in Rs | 23.12 | 20.25 | 13.88 | 9.80 | 8.30 | 6.59 | -9.02 | -20.10 | -34.67 | -14.77 | -74.57 | 25.70 |
| Dividend Payout % | 20.00 | 20.00 | 20.00 | 20.00 | 24.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 19.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4,553.00 | 4,553.00 | 4,553.00 | 4,104.00 | 4,104.00 | 3,278.00 | 3,278.00 | 2,760.00 | 1,744.00 | 1,055.00 | 817.00 | 666.00 |
| Reserves | 83,437.00 | 74,048.00 | 64,327.00 | 54,866.00 | 51,027.00 | 45,408.00 | 40,539.00 | 43,559.00 | 33,797.00 | 31,432.00 | 31,500.00 | 30,781.00 |
| Other Liabilities | 29,580.00 | 23,583.00 | 24,873.00 | 22,020.00 | 24,826.00 | 17,589.00 | 17,920.00 | 13,797.00 | 9,591.00 | 14,384.00 | 13,509.00 | 15,157.00 |
| Total Liabilities | 1,163,433.00 | 1,042,582.00 | 912,598.00 | 815,556.00 | 734,614.00 | 725,853.00 | 656,994.00 | 625,220.00 | 609,575.00 | 626,309.00 | 609,914.00 | 618,568.00 |
| Fixed Assets | 11,547.00 | 11,760.00 | 10,079.00 | 9,852.00 | 9,490.00 | 8,550.00 | 8,690.00 | 8,720.00 | 8,107.00 | 8,265.00 | 8,290.00 | 5,773.00 |
| CWIP | 202.00 | 179.00 | 148.00 | 109.00 | 285.00 | 364.00 | 292.00 | 200.00 | 158.00 | 197.00 | 191.00 | 113.00 |
| Investments | 268,629.00 | 259,112.00 | 227,144.00 | 204,398.00 | 174,448.00 | 187,253.00 | 158,573.00 | 147,639.00 | 137,111.00 | 127,827.00 | 118,849.00 | 119,792.00 |
| Other Assets | 883,054.00 | 771,531.00 | 675,227.00 | 601,197.00 | 550,390.00 | 529,686.00 | 489,439.00 | 468,661.00 | 464,198.00 | 490,020.00 | 482,585.00 | 492,890.00 |
| Total Assets | 1,163,433.00 | 1,042,582.00 | 912,598.00 | 815,556.00 | 734,614.00 | 725,853.00 | 656,994.00 | 625,220.00 | 609,575.00 | 626,309.00 | 609,914.00 | 618,568.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 4,626.00 | 18,242.00 | -2,933.00 | -5,799.00 | -35,316.00 | 38,063.00 | -4,834.00 | -9,192.00 | -6,423.00 | -7,478.00 | 22,025.00 | 14,533.00 |
| Cash from Investing Activity | -207.00 | -821.00 | -1,890.00 | -1,345.00 | -835.00 | -337.00 | -350.00 | 151.00 | -499.00 | 265.00 | -427.00 | -807.00 |
| Cash from Financing Activity | -5,795.00 | -77.00 | 3,365.00 | -18.00 | 1,128.00 | 2,398.00 | -3,171.00 | 7,970.00 | 6,917.00 | 3,959.00 | 4,864.00 | 1,295.00 |
| Net Cash Flow | -1,376.00 | 17,344.00 | -1,458.00 | -7,162.00 | -35,023.00 | 40,124.00 | -8,355.00 | -1,071.00 | -5.00 | -3,253.00 | 26,461.00 | 15,021.00 |
| Free Cash Flow | 4,027.00 | 17,586.00 | -3,746.00 | -6,303.00 | -35,865.00 | 37,748.00 | -5,185.00 | -9,059.00 | -6,675.00 | -7,767.00 | 21,595.00 | 13,961.00 |
| CFO/OP % | 9.00 | 36.00 | -10.00 | -23.00 | -158.00 | 162.00 | -25.00 | -41.00 | -36.00 | -47.00 | 118.00 | 52.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
27 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 29 May 2026 | 29 May 2026 | — | 4.65 | |
| Dividend | 20 Jun 2025 | 20 Jun 2025 | — | 4.05 | |
| Dividend | 18 Jun 2024 | 18 Jun 2024 | — | 2.80 | |
| Dividend | 20 Jun 2023 | 20 Jun 2023 | — | 2.00 | |
| Dividend | 07 Jul 2022 | 08 Jul 2022 | — | 2.00 | |
| Other | 14 Jul 2021 | — | — | — | Annual General Meeting |
| Other | 03 Aug 2020 | — | — | — | Annual General Meeting |
| Other | 20 Jun 2019 | — | — | — | Annual General Meeting |
| Other | 05 Jul 2018 | — | — | — | Annual General Meeting |
| Other | 06 Jul 2017 | — | — | — | Annual General Meeting |
| Other | 07 Jul 2016 | — | — | — | Annual General Meeting |
| Dividend | 10 Jul 2015 | — | — | 5.00 | |
| Other | 03 Jul 2014 | — | — | — | Annual General Meeting |
| Dividend | 23 Jan 2014 | 24 Jan 2014 | — | 5.00 | |
| Dividend | 20 Jun 2013 | — | — | 10.00 | |
| Other | 20 Jun 2013 | — | — | — | Annual General Meeting / Dividend - Rs.10/- Per Equity Share |
| Dividend | 21 Jun 2012 | — | — | 7.00 | |
| Dividend | 07 Jul 2011 | — | — | 7.00 | |
| Dividend | 08 Jul 2010 | — | — | 7.00 | |
| Dividend | 02 Jul 2009 | — | — | 5.00 | |
| Dividend | 13 Mar 2009 | 16 Mar 2009 | — | 3.00 | |
| Dividend | 03 Jul 2008 | — | — | 4.00 | |
| Dividend | 29 Jun 2007 | — | — | 1.50 | |
| Dividend | 19 Dec 2006 | 20 Dec 2006 | — | 2.00 | |
| Dividend | 04 Jul 2006 | — | — | 3.00 | |
| Dividend | 30 Jun 2005 | — | — | 1.00 | |
| Dividend | 21 Jun 2001 | — | — | 1.50 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update28 Aug from smera
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Rating update19 Aug from infomerics
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Rating update17 Jul from icra
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Rating update5 Feb from fitch
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Rating update18 Dec 2025 from care
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Rating update18 Dec 2025 from crisil
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