About
Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, recurring deposit schemes, and small saving scheme; and loans, including housing, vehicle, property, personal, pensioner, education, and agricultural, as well as micro small and medium enterprises loans. It also provides credit, debit, and prepaid/gift cards, as well as cash management, mutual funds, depository, mobile and Internet banking, and ATM services. In addition, the company offers corporate loans, such as project finance, infrastructure funding, financing to infrastructure investment trusts, short term corporate loans, advances, working capital facilities, line of credit, export finance, foreign currency loan, bills purchase/discount/negotiation facilities, non-fund based facilities, and facilities to other industries. Further, the company sells and distributes life, general, and health insurance products, including unit linked, whole life, children, money back, endowment, pension, health, property, personal, fire, burglary, engineering, motor, package, travel, and group insurance products, as well as protection and retirement solutions. It operates through a network of branches, ATMs, satellite offices, and an extension counter. Central Bank of India has a strategic co lending partnership with IIFL Home Finance Limited to offer SME LAP loan products under priority sector to MSME borrowers. Central Bank of India was incorporated in 1911 and is headquartered in Mumbai, India
Key Metrics
as of Sep 2026Market Cap28,132 Cr
P/E6.16
Div Yield3.86 %
Book Value₹45.20
52w High₹40.90
52w Low₹29.30
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 3,117.00 | 3,560.00 | 3,840.00 | 3,318.00 | 3,371.00 | 3,954.00 | 3,363.00 | 3,490.00 | 3,911.00 | 3,546.00 | 3,373.00 | 3,526.00 | 3,110.00 |
| Other Income | 987.00 | 1,150.00 | 1,926.00 | 1,507.00 | 1,771.00 | 1,714.00 | 1,229.00 | 1,647.00 | 1,165.00 | 1,362.00 | 1,330.00 | 1,061.00 | 959.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 5,777.00 | 5,659.00 | 5,531.00 | 5,460.00 | 5,205.00 | 5,220.00 | 4,969.00 | 4,792.00 | 4,787.00 | 4,796.00 | 4,657.00 | 4,323.00 | 4,049.00 |
| Profit before tax | 1,784.00 | 1,592.00 | 1,588.00 | 1,471.00 | 1,783.00 | 1,158.00 | 1,407.00 | 1,567.00 | 802.00 | 1,356.00 | 1,109.00 | 563.00 | 1,025.00 |
| Tax % | 26.00 | 54.00 | 20.00 | 18.00 | 34.00 | 11.00 | 32.00 | 42.00 | -10.00 | 40.00 | 35.00 | -8.00 | 59.00 |
| Net Profit | 1,324.00 | 724.00 | 1,263.00 | 1,213.00 | 1,169.00 | 1,034.00 | 959.00 | 913.00 | 880.00 | 807.00 | 718.00 | 605.00 | 418.00 |
| EPS in Rs | 1.46 | 0.80 | 1.39 | 1.34 | 1.29 | 1.14 | 1.10 | 1.05 | 1.01 | 0.93 | 0.83 | 0.70 | 0.48 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 13,522.00 | 14,048.00 | 13,055.00 | 12,739.00 | 10,442.00 | 12,392.00 | 11,890.00 | 17,078.00 | 16,775.00 | 12,721.00 | 11,508.00 | 8,022.00 |
| Other Income | 6,316.00 | 5,642.00 | 4,711.00 | 4,084.00 | 2,968.00 | 3,116.00 | 3,637.00 | 2,413.00 | 2,622.00 | 2,876.00 | 2,013.00 | 1,894.00 |
| Interest | 21,855.00 | 19,769.00 | 17,826.00 | 13,855.00 | 13,315.00 | 14,485.00 | 15,934.00 | 15,866.00 | 17,519.00 | 18,087.00 | 18,822.00 | 19,162.00 |
| Depreciation | 530.00 | 557.00 | 500.00 | 386.00 | 297.00 | 292.00 | 285.00 | 278.00 | 260.00 | 257.00 | 239.00 | 229.00 |
| Profit before tax | 6,434.00 | 4,934.00 | 4,053.00 | 2,645.00 | 1,717.00 | -1,324.00 | -910.00 | -8,170.00 | -7,896.00 | -3,529.00 | -2,669.00 | 890.00 |
| Tax % | 32.00 | 23.00 | 37.00 | 40.00 | 39.00 | -33.00 | 23.00 | -31.00 | -35.00 | -31.00 | -47.00 | 32.00 |
| Net Profit | 4,369.00 | 3,785.00 | 2,549.00 | 1,582.00 | 1,045.00 | -888.00 | -1,121.00 | -5,641.00 | -5,105.00 | -2,439.00 | -1,418.00 | 606.00 |
| EPS in Rs | 4.83 | 4.18 | 2.94 | 1.82 | 1.20 | -1.51 | -1.96 | -13.94 | -19.50 | -12.82 | -8.39 | 3.66 |
| Dividend Payout % | 37.00 | 4.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 14.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9,051.00 | 9,051.00 | 8,681.00 | 8,681.00 | 8,681.00 | 5,876.00 | 5,710.00 | 4,047.00 | 2,618.00 | 1,902.00 | 1,690.00 | 1,658.00 |
| Reserves | 29,419.00 | 27,455.00 | 23,467.00 | 20,428.00 | 18,846.00 | 20,630.00 | 15,720.00 | 15,100.00 | 15,367.00 | 16,049.00 | 16,524.00 | 15,799.00 |
| Other Liabilities | 11,606.00 | 8,333.00 | 9,708.00 | 9,641.00 | 8,873.00 | 7,268.00 | 15,269.00 | 6,476.00 | 7,695.00 | 9,497.00 | 11,860.00 | 12,937.00 |
| Total Liabilities | 549,480.00 | 479,128.00 | 446,673.00 | 406,165.00 | 386,566.00 | 369,215.00 | 356,249.00 | 330,718.00 | 326,225.00 | 333,402.00 | 305,466.00 | 311,940.00 |
| Fixed Assets | 5,125.00 | 5,204.00 | 5,336.00 | 4,776.00 | 4,955.00 | 5,132.00 | 4,336.00 | 4,310.00 | 4,343.00 | 4,290.00 | 4,359.00 | 2,833.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 157,320.00 | 141,435.00 | 143,923.00 | 136,583.00 | 140,787.00 | 148,582.00 | 142,518.00 | 125,298.00 | 102,632.00 | 92,095.00 | 88,868.00 | 89,740.00 |
| Other Assets | 387,035.00 | 332,489.00 | 297,413.00 | 264,806.00 | 240,824.00 | 215,500.00 | 209,395.00 | 201,109.00 | 219,250.00 | 237,017.00 | 212,239.00 | 219,367.00 |
| Total Assets | 549,480.00 | 479,128.00 | 446,673.00 | 406,165.00 | 386,566.00 | 369,215.00 | 356,249.00 | 330,718.00 | 326,225.00 | 333,402.00 | 305,466.00 | 311,940.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 2,786.00 | -2,469.00 | -5,916.00 | -8,794.00 | 14,268.00 | -1,987.00 | 1,771.00 | -14,588.00 | -44,396.00 | 61,847.00 | 308.00 | 2,248.00 |
| Cash from Investing Activity | -436.00 | -442.00 | -576.00 | -200.00 | -125.00 | -194.00 | -297.00 | -245.00 | -300.00 | -176.00 | -179.00 | -328.00 |
| Cash from Financing Activity | -713.00 | 1,500.00 | 0.00 | 0.00 | 0.00 | 5,055.00 | 3,403.00 | 6,805.00 | 5,158.00 | 1,554.00 | 601.00 | 512.00 |
| Net Cash Flow | 1,638.00 | -1,411.00 | -6,492.00 | -8,995.00 | 14,143.00 | 2,874.00 | 4,877.00 | -8,028.00 | -39,538.00 | 63,225.00 | 731.00 | 2,432.00 |
| Free Cash Flow | 2,333.00 | -2,919.00 | -6,500.00 | -9,003.00 | 14,135.00 | -2,187.00 | 1,456.00 | -14,838.00 | -44,706.00 | 61,659.00 | 119.00 | 1,964.00 |
| CFO/OP % | 14.00 | -17.00 | -32.00 | -69.00 | 115.00 | -19.00 | 16.00 | -266.00 | -607.00 | 527.00 | 9.00 | 17.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
28 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 08 May 2026 | 08 May 2026 | — | 0.60 | |
| Dividend | 23 Jan 2026 | 23 Jan 2026 | — | 0.20 | |
| Dividend | 27 Oct 2025 | 27 Oct 2025 | — | 0.20 | |
| Dividend | 25 Jul 2025 | 25 Jul 2025 | — | 0.20 | |
| Dividend | 04 Jul 2025 | 04 Jul 2025 | — | 0.19 | |
| Dividend | 04 Jul 2025 | 04 Jul 2025 | — | 0.19 | |
| Other | 09 Jul 2024 | — | — | — | Annual General Meeting |
| Other | 23 Jun 2023 | — | — | — | Annual General Meeting |
| Other | 04 Aug 2022 | — | — | — | Annual General Meeting |
| Other | 05 Aug 2021 | — | — | — | Annual General Meeting |
| Other | 31 Jul 2020 | — | — | — | Annual General Meeting |
| Other | 21 Jun 2019 | — | — | — | Annual General Meeting |
| Other | 21 Jun 2018 | — | — | — | Annual General Meeting |
| Other | 22 Jun 2017 | — | — | — | Annual General Meeting |
| Other | 23 Jun 2016 | — | — | — | Annual General Meeting |
| Dividend | 23 Jun 2015 | — | — | 0.50 | |
| Other | 23 Jun 2014 | — | — | — | Annual General Meeting |
| Dividend | 20 Jun 2013 | — | — | 2.50 | |
| Other | 20 Jun 2013 | — | — | — | Annual General Meeting/Dividend Rs 2.50 Per Equity Share |
| Dividend | 21 Jun 2012 | — | — | 2.00 | |
| Dividend | 21 Jul 2011 | — | — | 1.50 | |
| Rights | 17 Mar 2011 | 18 Mar 2011 | 3:5 | — | |
| Other | 17 Mar 2011 | 18 Mar 2011 | — | — | Right Issue of Equity Shares |
| Dividend | 09 Nov 2010 | 10 Nov 2010 | — | 1.00 | |
| Dividend | 08 Jul 2010 | — | — | 1.20 | |
| Dividend | 19 Nov 2009 | 20 Nov 2009 | — | 1.00 | |
| Dividend | 27 Jul 2009 | — | — | 2.00 | |
| Dividend | 22 Jul 2008 | — | — | 2.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update4 Aug from crisil
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Rating update18 Jun from care
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Rating update5 Jun from icra
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Rating update22 Jan from crisil
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Rating update12 Dec 2025 from care
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Rating update9 Jun 2025 from icra
Conference Calls
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