About
Capital India Finance Limited, a non-banking finance company, engages in the lending and forex businesses in India. The company provides small business finance, which includes secured loans, and equipment and supply chain finance products; and retail finance comprising loans against property. It operates RapiPay solutions, including assisted payment services and POS solutions; and RemitX that offers retail foreign exchange products and services, including foreign currency notes, overseas remittances, foreign currency prepaid travel card, and import and export of foreign currency notes. The company was formerly known as Bhilwara Tex-Fin Limited and changed its name to Capital India Finance Limited in August 2017. Capital India Finance Limited was incorporated in 1994 and is headquartered in Mumbai, India. Capital India Finance Limited operates as a subsidiary of Capital India Corp Llp.
Key Metrics
as of Sep 2026Market Cap781 Cr
P/E—
Div Yield0.10 %
Book Value₹17.20
52w High₹40.00
52w Low₹18.90
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 103.84 | 102.21 | 124.16 | 158.78 | 100.82 | 108.69 | 110.34 | 120.97 | 132.94 | 139.98 | 133.99 | 146.90 | 146.23 |
| Other Income | 0.79 | 2.73 | 1.06 | 105.92 | 0.48 | 2.00 | 1.03 | 4.23 | 0.70 | 2.42 | 0.66 | 2.47 | 11.47 |
| Depreciation | 7.79 | 7.47 | 7.66 | 8.12 | 8.11 | 7.94 | 8.03 | 7.77 | 7.92 | 7.26 | 7.64 | 7.96 | 7.31 |
| Interest | 25.34 | 21.72 | 22.24 | 19.75 | 19.82 | 27.62 | 18.65 | 16.55 | 25.62 | 24.77 | 25.30 | 26.24 | 25.74 |
| Profit before tax | -8.44 | -3.52 | -5.98 | 51.06 | -5.63 | -2.92 | -0.98 | 1.76 | -7.51 | -2.21 | -1.15 | -2.52 | 7.18 |
| Tax % | 14.10 | -15.62 | -13.04 | 12.50 | 0.18 | -11.99 | 94.90 | 65.91 | -15.45 | 71.95 | 105.22 | 102.78 | 32.45 |
| Net Profit | -9.63 | -2.98 | -5.19 | 44.69 | -5.64 | -2.56 | -1.91 | 0.60 | -6.35 | -3.80 | -2.37 | -5.11 | 4.85 |
| EPS in Rs | -0.08 | 0.00 | -0.07 | 1.15 | -0.07 | -0.02 | 0.02 | 0.08 | -0.04 | 0.02 | 0.01 | 0.00 | 0.27 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Expenses | 484.00 | 455.00 | 562.00 | 633.00 | 476.00 | 265.00 | 127.00 | 31.00 | 11.00 |
| Other Income | 115.00 | 9.00 | 18.00 | 1.00 | -2.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 87.00 | 75.00 | 105.00 | 84.00 | 51.00 | 24.00 | 17.00 | 9.00 | 10.00 |
| Depreciation | 31.00 | 31.00 | 30.00 | 25.00 | 21.00 | 15.00 | 12.00 | 8.00 | 0.00 |
| Profit before tax | 36.00 | -9.00 | 1.00 | -85.00 | -18.00 | 15.00 | 24.00 | 11.00 | 4.00 |
| Tax % | 14.00 | 12.00 | 599.00 | 2.00 | 18.00 | 59.00 | 43.00 | 42.00 | 37.00 |
| Net Profit | 31.00 | -10.00 | -6.00 | -87.00 | -21.00 | 6.00 | 14.00 | 7.00 | 3.00 |
| EPS in Rs | 1.02 | -0.03 | 0.30 | -1.07 | -0.07 | 0.25 | 0.44 | 0.17 | 0.89 |
| Dividend Payout % | 0.00 | -63.00 | 7.00 | -2.00 | -28.00 | 8.00 | 5.00 | 48.00 | 13.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 78.00 | 78.00 | 78.00 | 78.00 | 78.00 | 78.00 | 78.00 | 78.00 | 4.00 |
| Reserves | 595.00 | 550.00 | 545.00 | 528.00 | 543.00 | 485.00 | 444.00 | 430.00 | 128.00 |
| Other Liabilities | 211.00 | 228.00 | 279.00 | 265.00 | 242.00 | 154.00 | 70.00 | 30.00 | 16.00 |
| Total Liabilities | 1,846.00 | 1,853.00 | 1,801.00 | 1,795.00 | 1,626.00 | 1,044.00 | 713.00 | 670.00 | 154.00 |
| Fixed Assets | 84.00 | 90.00 | 94.00 | 81.00 | 78.00 | 56.00 | 47.00 | 31.00 | 8.00 |
| CWIP | 1.00 | 9.00 | 10.00 | 35.00 | 11.00 | 5.00 | 1.00 | 2.00 | 2.00 |
| Investments | 210.00 | 64.00 | 10.00 | 44.00 | 10.00 | 0.00 | 9.00 | 24.00 | 0.00 |
| Other Assets | 1,550.00 | 1,691.00 | 1,687.00 | 1,634.00 | 1,528.00 | 982.00 | 656.00 | 614.00 | 144.00 |
| Total Assets | 1,846.00 | 1,853.00 | 1,801.00 | 1,795.00 | 1,626.00 | 1,044.00 | 713.00 | 670.00 | 154.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -254.00 | -93.00 | 121.00 | -23.00 | -313.00 | -69.00 | 30.00 | -453.00 | -5.00 |
| Cash from Investing Activity | 90.00 | -75.00 | 1.00 | -16.00 | -110.00 | -87.00 | 25.00 | -29.00 | -21.00 |
| Cash from Financing Activity | 226.00 | 79.00 | -124.00 | 80.00 | 480.00 | 231.00 | -17.00 | 490.00 | -6.00 |
| Net Cash Flow | 62.00 | -89.00 | -2.00 | 41.00 | 56.00 | 74.00 | 38.00 | 8.00 | -32.00 |
| Free Cash Flow | -260.00 | -103.00 | 99.00 | -74.00 | -347.00 | -81.00 | 25.00 | -463.00 | -16.00 |
| CFO/OP % | -589.00 | -106.00 | 102.00 | -80.00 | -540.00 | -106.00 | 81.00 | -1,584.00 | -15.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|
Corporate Actions
10 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 19 Sep 2025 | 19 Sep 2025 | — | 0.02 | |
| Split | 17 Feb 2025 | 17 Feb 2025 | 10:2 | — | |
| Dividend | 20 Sep 2024 | 20 Sep 2024 | — | 0.10 | |
| Dividend | 15 Sep 2023 | 15 Sep 2023 | — | 0.10 | |
| Dividend | 15 Sep 2022 | — | — | 0.10 | |
| Dividend | 16 Sep 2021 | 17 Sep 2021 | — | 0.10 | |
| Dividend | 17 Sep 2020 | 18 Sep 2020 | — | 0.10 | |
| Dividend | 19 Sep 2019 | — | — | 0.40 | |
| Other | 18 Dec 2018 | 19 Dec 2018 | — | — | Right Issue of Equity Shares |
| Dividend | 11 May 2018 | 14 May 2018 | — | 1.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update27 Aug from infomerics
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Rating update31 Mar from infomerics
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Rating update19 Mar from infomerics
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Rating update18 Mar from infomerics
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Rating update22 Oct 2025 from infomerics
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Rating update29 Sep 2025 from smera