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CSB Bank Limited

CSBBANK BSE Banks - Regional Financial Services

CSB Bank Limited provides banking and financial services for small and mid-sized enterprises, large corporates and conglomerates, and domestic and non-resident individuals in India. It operates through Treasury, Corpora…

ISIN INE679A01013
Listed β€”
Quarters tracked 13
Filings 12 docs

About

CSB Bank Limited provides banking and financial services for small and mid-sized enterprises, large corporates and conglomerates, and domestic and non-resident individuals in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, current, salary/payroll, and fixed and recurring deposit accounts, as well as safe deposit lockers, family banking, and segmented products; life, general, and health insurance, as well as social security schemes; personal, gold, retail, vehicle, home, MSME-small business, agriculture, educational, MFI, and two-wheeler loans, as well as healthcare finance; loans against securities and property; doorstep banking services, such as pickup and delivery of cash and cheques, and pickup of cheques; and corporate net banking. It also provides investment services, such as e-trade and sovereign gold bonds; credit and debit cards; NRI banking services, including NRO, NRE, and RFC accounts and deposits, as well as FCNR deposits; premier banking products; digital access and value-added services; foreign exchange services, including outward remittances and foreign currency cash; and agri-banking and financial inclusion services. In addition, the company offers term and working capital loans, export and import finance, letters of credit, buyers' and suppliers' credit, commercial vehicle loans, inland and trade receivables discounting system bill discounting, factoring, cash credit/overdraft, trade and bill finance, cash management, and bank guarantees; treasury products, such as forex hedging solutions and advisory services; ATMs and CDMs; internet, mobile, and WhatsApp banking; POS/QR solutions; RTGS/NEFT; and utility and bill payments services. The company was formerly known as The Catholic Syrian Bank Limited and changed its name to CSB Bank Limited in June 2019. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.

Key Metrics

as of Sep 2026
Market Cap5,700 Cr
P/E8.58
Div Yield0.00 %
Book Valueβ‚Ή282.00
52w Highβ‚Ή575.00
52w Lowβ‚Ή313.00
Face Valueβ‚Ή10.00

Quarterly Results

Rs. Crores Β· hover row for definition
Metric Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023 Jun 2023
Expenses 506.00 500.00 524.00 557.00 465.00 496.00 391.00 380.00 381.00 376.00 308.00 308.00 307.00
Other Income 229.00 306.00 276.00 349.00 245.00 381.00 219.00 199.00 172.00 197.00 125.00 143.00 120.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest 809.00 737.00 701.00 686.00 662.00 610.00 544.00 497.00 470.00 409.00 379.00 344.00 319.00
Profit before tax 202.00 271.00 205.00 216.00 160.00 257.00 204.00 186.00 152.00 206.00 200.00 178.00 177.00
Tax % 26.00 26.00 26.00 26.00 26.00 26.00 26.00 26.00 26.00 27.00 25.00 25.00 25.00
Net Profit 150.00 202.00 153.00 160.00 119.00 190.00 152.00 138.00 113.00 151.00 150.00 133.00 132.00
EPS in Rs 8.65 11.62 8.80 9.24 6.84 10.98 8.74 7.98 6.53 8.73 8.64 7.68 7.62

Profit & Loss

Annual Β· Rs. Crores
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Expenses 1,938.001,572.001,244.00873.00748.00911.00656.00859.00644.00589.00643.00555.00
Other Income 1,177.00972.00584.00316.00247.00303.00222.00136.00125.00281.00105.00127.00
Interest 2,785.002,121.001,451.00986.00885.00931.00918.00908.00912.001,023.001,159.001,189.00
Depreciation 107.0076.0056.0043.0038.0041.0024.0017.0016.0015.0014.0011.00
Profit before tax 851.00800.00761.00734.00614.00293.00134.00-300.00-149.00-9.00-228.00-82.00
Tax % 26.0026.0026.0025.0025.0025.0090.00-34.00-35.00-117.00-34.00-35.00
Net Profit 633.00594.00567.00547.00458.00218.0013.00-197.00-97.002.00-150.00-53.00
EPS in Rs 36.5034.2332.6731.5526.4312.590.73-22.98-12.040.19-20.88-8.81
Dividend Payout % 0.000.000.000.000.000.000.000.000.000.000.000.00

Balance Sheet

Annual Β· Rs. Crores β€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Equity Capital 174.00174.00174.00174.00174.00174.00174.0086.0081.0081.0072.0060.00
Reserves 4,721.004,324.003,630.003,030.002,478.002,007.001,787.001,346.00808.00918.00821.00828.00
Other Liabilities 1,432.00931.00776.00670.00509.00591.00319.00356.00249.00271.00279.00351.00
Total Liabilities 57,727.0047,836.0036,056.0029,162.0025,356.0023,337.0018,864.0016,911.0015,870.0016,223.0015,652.0015,760.00
Fixed Assets 708.00450.00406.00319.00288.00269.00253.00218.00216.00215.00215.00175.00
CWIP 2.00179.000.000.000.000.000.000.000.000.000.000.00
Investments 11,955.0011,389.007,551.005,849.007,012.006,126.005,360.004,028.004,114.005,762.005,987.004,427.00
Other Assets 45,061.0035,818.0028,099.0022,994.0018,057.0016,942.0013,251.0012,666.0011,540.0010,246.009,450.0011,158.00
Total Assets 57,727.0047,836.0036,056.0029,162.0025,356.0023,337.0018,864.0016,911.0015,870.0016,223.0015,652.0015,760.00

Cash Flows

Annual Β· Rs. Crores β€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Cash from Operating Activity -314.00-5,256.001,783.002,211.00-852.001,374.00-1,109.00-893.0027.00395.00-166.00-356.00
Cash from Investing Activity -790.001,904.00-1,439.00-724.00131.00-1,231.00-235.00-22.00-18.00-17.00-13.00-16.00
Cash from Financing Activity 1,608.003,789.00974.00-1,224.00581.00632.001,310.00674.00-5.00106.00106.0097.00
Net Cash Flow 505.00437.001,318.00263.00-140.00775.00-34.00-242.004.00485.00-72.00-276.00
Free Cash Flow -502.00-5,555.001,667.002,137.00-908.001,318.00-1,153.00-915.009.00378.00-178.00-372.00
CFO/OP % -3.00-249.00119.00165.00-58.00142.00-127.00-181.004.0053.00-19.00-36.00

Ratios

Annual Β· Days / % β€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015

Shareholding Pattern

% holding β€” latest first
Holder Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023
Promoters 40.00 40.00 40.00 40.00 40.00 40.00 40.00 40.00 40.00 49.72 49.72 49.72
FIIs 12.63 12.84 14.16 14.23 15.37 13.07 12.80 12.71 12.42 4.93 4.62 4.65
DIIs 15.07 15.22 15.64 16.10 14.63 16.89 17.06 17.59 18.71 15.94 16.07 14.35
Public 30.11 29.63 27.86 27.29 27.62 27.65 27.63 27.18 26.34 26.80 26.74 28.43
No. of Shareholders 67,652 65,328 63,067 64,754 65,044 78,236 78,654 76,579 67,004 63,497 62,958 55,529

Corporate Actions

5 records
ActionEx DateRecord DateRatioAmount (β‚Ή)Notes
Other 16 Aug 2024 β€” β€” β€” Annual General Meeting
Other 01 Aug 2023 β€” β€” β€” Annual General Meeting
Other 19 Sep 2022 β€” β€” β€” Annual General Meeting
Other 04 Aug 2021 β€” β€” β€” Annual General Meeting
Other 10 Jul 2020 β€” β€” β€” Annual General Meeting

Announcements

5 filings