About
CSL Finance Limited, a non-banking financial company, provides SME and wholesale loaning businesses in India. It offers structured finance for real estate developers, such as loans against property and securities; loan for small builders, including construction finance, refinance and inventory funding, and partner with developers; corporate loans, which include construction linked disbursal plan and principal moratorium facility; and emergency credit line guarantee scheme. The company was formerly known as Consolidated Securities Limited and changed its name to CSL Finance Limited in January 2016. The company was incorporated in 1992 and is based in Noida, India.
Key Metrics
as of Sep 2026Market Cap574 Cr
P/E6.59
Div Yield1.19 %
Book Value₹273.00
52w High₹325.00
52w Low₹210.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 16.00 | 15.00 | 17.00 | 14.00 | 13.00 | 13.00 | 14.00 | 14.00 | 12.00 | 10.00 | 10.00 | 9.00 | 8.00 |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 24.00 | 23.00 | 22.00 | 21.00 | 18.00 | 18.00 | 17.00 | 16.00 | 14.00 | 13.00 | 11.00 | 9.00 | 9.00 |
| Profit before tax | 30.00 | 30.00 | 25.00 | 29.00 | 28.00 | 25.00 | 23.00 | 25.00 | 25.00 | 23.00 | 24.00 | 20.00 | 18.00 |
| Tax % | 25.00 | 36.00 | 18.00 | 15.00 | 23.00 | 24.00 | 26.00 | 28.00 | 25.00 | 21.00 | 30.00 | 27.00 | 27.00 |
| Net Profit | 22.00 | 19.00 | 21.00 | 24.00 | 21.00 | 19.00 | 17.00 | 18.00 | 18.00 | 19.00 | 17.00 | 15.00 | 13.00 |
| EPS in Rs | 9.72 | 8.52 | 9.18 | 10.74 | 9.36 | 8.33 | 7.36 | 7.83 | 8.12 | 8.15 | 7.34 | 6.50 | 6.39 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 59.00 | 52.00 | 37.00 | 28.00 | 19.00 | 15.00 | 18.00 | 11.00 | 9.00 | 13.00 | 25.00 | 80.00 |
| Other Income | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 |
| Interest | 84.00 | 65.00 | 43.00 | 27.00 | 11.00 | 7.00 | 11.00 | 12.00 | 6.00 | 3.00 | 1.00 | 1.00 |
| Depreciation | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 112.00 | 97.00 | 86.00 | 62.00 | 45.00 | 39.00 | 32.00 | 34.00 | 26.00 | 24.00 | 18.00 | 12.00 |
| Tax % | 23.00 | 26.00 | 26.00 | 26.00 | 25.00 | 30.00 | 29.00 | 30.00 | 30.00 | 31.00 | 29.00 | 35.00 |
| Net Profit | 86.00 | 72.00 | 63.00 | 46.00 | 33.00 | 28.00 | 22.00 | 24.00 | 18.00 | 16.00 | 13.00 | 8.00 |
| EPS in Rs | 37.80 | 31.64 | 27.81 | 22.01 | 16.13 | 14.88 | 12.15 | 12.86 | 10.21 | 11.73 | 9.33 | 5.71 |
| Dividend Payout % | 26.00 | 9.00 | 9.00 | 11.00 | 15.00 | 7.00 | 7.00 | 5.00 | 5.00 | 3.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 22.00 | 22.00 | 22.00 | 20.00 | 20.00 | 6.00 | 6.00 | 6.00 | 6.00 | 5.00 | 5.00 | 5.00 |
| Reserves | 599.00 | 519.00 | 452.00 | 342.00 | 301.00 | 253.00 | 226.00 | 205.00 | 178.00 | 110.00 | 94.00 | 81.00 |
| Other Liabilities | 10.00 | 8.00 | 6.00 | 6.00 | 5.00 | 4.00 | 2.00 | 1.00 | 2.00 | 4.00 | 3.00 | 3.00 |
| Total Liabilities | 1,488.00 | 1,245.00 | 985.00 | 779.00 | 532.00 | 348.00 | 332.00 | 336.00 | 288.00 | 149.00 | 110.00 | 90.00 |
| Fixed Assets | 8.00 | 9.00 | 8.00 | 8.00 | 6.00 | 3.00 | 3.00 | 4.00 | 1.00 | 1.00 | 1.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 8.00 |
| Other Assets | 1,479.00 | 1,236.00 | 978.00 | 771.00 | 526.00 | 345.00 | 329.00 | 332.00 | 286.00 | 148.00 | 109.00 | 81.00 |
| Total Assets | 1,488.00 | 1,245.00 | 985.00 | 779.00 | 532.00 | 348.00 | 332.00 | 336.00 | 288.00 | 149.00 | 110.00 | 90.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -57.00 | -102.00 | -128.00 | -166.00 | -158.00 | 22.00 | 33.00 | -15.00 | -109.00 | -13.00 | -19.00 | -3.00 |
| Cash from Investing Activity | -1.00 | -9.00 | -1.00 | -2.00 | -4.00 | 0.00 | 0.00 | -1.00 | -1.00 | 4.00 | 12.00 | 7.00 |
| Cash from Financing Activity | 70.00 | 121.00 | 143.00 | 196.00 | 157.00 | -17.00 | -27.00 | 23.00 | 102.00 | 18.00 | 6.00 | -3.00 |
| Net Cash Flow | 13.00 | 10.00 | 14.00 | 27.00 | -5.00 | 5.00 | 5.00 | 7.00 | -8.00 | 9.00 | -1.00 | 0.00 |
| Free Cash Flow | -58.00 | -104.00 | -129.00 | -169.00 | -162.00 | 22.00 | 33.00 | -17.00 | -109.00 | -14.00 | -19.00 | -3.00 |
| CFO/OP % | -14.00 | -46.00 | -80.00 | -169.00 | -261.00 | 69.00 | 98.00 | -10.00 | -308.00 | -21.00 | -71.00 | -1.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
9 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 12 Sep 2025 | 13 Sep 2025 | — | 3.00 | |
| Dividend | 13 Sep 2024 | — | — | 2.50 | |
| Dividend | 15 Sep 2023 | — | — | 2.50 | |
| Dividend | 16 Sep 2022 | — | — | 2.50 | |
| Dividend | 22 Sep 2021 | — | — | 3.00 | |
| Bonus | 09 Aug 2021 | 10 Aug 2021 | 2:1 | — | |
| Dividend | 18 Sep 2020 | — | — | 2.50 | |
| Dividend | 20 Sep 2019 | — | — | 2.00 | |
| Dividend | 29 Aug 2017 | — | — | 1.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update31 Mar from smera
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Rating update7 Aug 2025 from smera
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Rating update4 Nov 2024 from smera
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Rating update11 Sep 2024 from smera
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Rating update18 Jul 2024 from smera
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Rating update22 Mar 2024 from smera