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CITY UNION BANK LIMITED

CUB BSE Financial Services

City Union Bank Limited provides various banking products and services in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savi…

ISIN INE491A01021
Listed β€”
Quarters tracked 13
Filings 20 docs

About

City Union Bank Limited provides various banking products and services in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, desire, and income tax saver deposits; personal and agricultural gold, personal, consumer, home/housing, property, education, working capital, business, and foreign currency loans, as well as loan against property, gold-based overdraft, cash credits, bill finance, bank guarantee, and letter of credit; international business services, including export, import, fx retail, remittance, correspondent banking, and treasury risk management services; sovereign gold bond; debit, prepaid, and credit cards; NRI banking products and services; and insurance products comprising life, health, and general insurance products, as well as social security schemes. It also provides tech products and services, such as net/online and mobile banking; cash and wealth management; electronic fund transfer; green pins; wallet; point of sale; and automated teller machines, as well as demat, bill payment, GST and TAX payments, and digital signature services. In addition, the company offers payments to government, including online taxes and electricity bill payment; agri related information, academic, and kiosk services; and support services, such as safe deposit locker facilities, value added, 24/7 customer care, value added services, and account aggregator. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in December 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.

Key Metrics

as of Sep 2026
Market Cap23,384 Cr
P/E16.70
Div Yield0.85 %
Book Valueβ‚Ή107.00
52w Highβ‚Ή245.00
52w Lowβ‚Ή147.00
Face Valueβ‚Ή1.00

Quarterly Results

Rs. Crores Β· hover row for definition
Metric Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023 Jun 2023
Expenses 561.00 617.00 580.00 512.00 488.00 489.00 455.00 451.00 403.00 402.00 391.00 390.00 452.00
Other Income 244.00 290.00 245.00 259.00 244.00 251.00 228.00 226.00 192.00 175.00 193.00 182.00 191.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest 1,165.00 1,070.00 1,004.00 987.00 980.00 932.00 891.00 851.00 843.00 828.00 810.00 766.00 744.00
Profit before tax 503.00 460.00 417.00 414.00 381.00 363.00 361.00 358.00 334.00 320.00 318.00 331.00 262.00
Tax % 24.00 22.00 20.00 21.00 20.00 21.00 21.00 20.00 21.00 20.00 20.00 15.00 13.00
Net Profit 383.00 360.00 332.00 329.00 306.00 288.00 286.00 285.00 264.00 255.00 253.00 281.00 227.00
EPS in Rs 3.86 3.63 3.36 3.33 3.10 2.91 2.89 2.89 2.68 2.58 2.56 2.84 2.30

Profit & Loss

Annual Β· Rs. Crores
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Expenses 2,090.001,716.001,559.001,723.001,605.001,738.001,690.001,140.001,120.00937.00736.00655.00
Other Income 1,039.00898.00742.00810.00759.00689.00680.00514.00532.00484.00410.00415.00
Interest 4,040.003,518.003,147.002,552.002,188.002,305.002,493.002,156.001,972.001,975.001,963.001,891.00
Depreciation 107.0082.0075.0073.0085.0087.0079.0062.0052.0053.0052.0047.00
Profit before tax 1,671.001,417.001,231.001,177.00985.00693.00586.00925.00790.00693.00603.00521.00
Tax % 21.0021.0017.0020.0023.0014.0019.0026.0025.0027.0026.0024.00
Net Profit 1,326.001,124.001,016.00937.00760.00593.00476.00683.00592.00503.00445.00395.00
EPS in Rs 13.3911.3710.289.507.716.024.856.976.075.184.614.10
Dividend Payout % 11.0013.0011.008.0010.006.008.005.003.004.0016.0017.00

Balance Sheet

Annual Β· Rs. Crores β€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Equity Capital 74.0074.0074.0074.0074.0074.0074.0073.0066.0060.0060.0060.00
Reserves 10,491.009,393.008,327.007,383.006,512.005,769.005,222.004,767.004,097.003,510.002,992.002,636.00
Other Liabilities 2,825.002,461.002,044.002,051.001,944.001,586.001,573.001,489.001,186.001,054.00929.00932.00
Total Liabilities 97,024.0077,623.0070,826.0066,595.0061,531.0053,312.0049,734.0045,259.0039,937.0035,271.0031,804.0027,871.00
Fixed Assets 469.00322.00270.00239.00215.00233.00245.00250.00223.00215.00218.00210.00
CWIP 0.000.000.000.000.000.000.000.000.000.000.000.00
Investments 18,987.0017,336.0015,664.0014,333.0012,221.009,436.009,117.007,712.007,879.007,031.006,826.005,871.00
Other Assets 77,569.0059,965.0054,891.0052,023.0049,095.0043,643.0040,372.0037,297.0031,835.0028,024.0024,760.0021,790.00
Total Assets 97,024.0077,623.0070,826.0066,595.0061,531.0053,312.0049,734.0045,259.0039,937.0035,271.0031,804.0027,871.00

Cash Flows

Annual Β· Rs. Crores β€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Cash from Operating Activity 802.001,128.00436.00724.001,166.00922.001,836.00419.00-183.00284.00248.00131.00
Cash from Investing Activity -208.00-120.00-106.00-72.00-63.00-38.00-60.00-87.00-61.00-50.00-60.00-64.00
Cash from Financing Activity 3,042.00-2,662.00-36.00-690.00-31.0010.00-18.00-5.001.00-4.00-75.00291.00
Net Cash Flow 3,637.00-1,653.00294.00-38.001,072.00893.001,758.00327.00-243.00229.00113.00357.00
Free Cash Flow 595.001,009.00330.00652.001,103.00884.001,777.00332.00-244.00233.00188.0066.00
CFO/OP % 22.0032.0016.0031.0047.0041.0073.0023.00-3.0017.0010.0014.00

Ratios

Annual Β· Days / % β€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015

Shareholding Pattern

% holding β€” latest first
Holder Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023
FIIs 18.65 23.37 23.49 25.96 27.38 28.04 27.44 26.01 26.44 26.95 26.60 23.66
DIIs 44.84 40.73 40.23 36.75 35.23 33.07 33.59 33.57 32.55 29.50 32.39 33.18
Public 36.50 35.90 36.26 37.27 37.40 38.90 38.98 40.42 41.00 43.55 41.01 43.15
No. of Shareholders 215,181 207,495 215,430 209,805 210,298 223,585 228,001 234,222 229,943 248,815 216,019 208,812

Corporate Actions

37 records
ActionEx DateRecord DateRatioAmount (β‚Ή)Notes
Dividend 31 Jul 2026 31 Jul 2026 β€” 2.00
Bonus 12 Jun 2026 12 Jun 2026 1:3 β€”
Dividend 01 Aug 2025 01 Aug 2025 β€” 2.00
Dividend 09 Aug 2024 09 Aug 2024 β€” 1.50
Dividend 11 Aug 2023 11 Aug 2023 β€” 1.00
Dividend 10 Aug 2022 11 Aug 2022 β€” 1.00
Dividend 11 Aug 2021 12 Aug 2021 β€” 0.20
Dividend 04 Jun 2021 07 Jun 2021 β€” 0.30
Dividend 26 Mar 2020 27 Mar 2020 β€” 0.50
Dividend 20 Aug 2019 β€” β€” 0.50
Dividend 23 Aug 2018 β€” β€” 0.30
Bonus 10 Jul 2018 11 Jul 2018 1:10 β€”
Dividend 14 Aug 2017 β€” β€” 0.30
Bonus 13 Jul 2017 15 Jul 2017 1:10 β€”
Dividend 11 Aug 2016 β€” β€” 0.20
Dividend 18 Mar 2016 21 Mar 2016 β€” 1.00
Dividend 14 Aug 2015 β€” β€” 1.10
Dividend 13 Aug 2014 β€” β€” 1.00
Dividend 30 May 2013 31 May 2013 β€” 1.00
Other 30 May 2013 31 May 2013 β€” β€” Interim Dividend @ Re 1/- Per Equity Share
Rights 22 Nov 2012 23 Nov 2012 1:4 β€”
Other 22 Nov 2012 23 Nov 2012 β€” β€” Right Issue of Equity Shares
Dividend 16 Aug 2012 β€” β€” 1.00
Dividend 12 Aug 2011 β€” β€” 0.85
Dividend 22 Jul 2010 β€” β€” 0.75
Rights 12 Nov 2009 13 Nov 2009 1:4 β€”
Other 12 Nov 2009 13 Nov 2009 β€” β€” Right Issue of Equity Shares
Dividend 06 Aug 2009 β€” β€” 0.75
Dividend 15 Sep 2008 β€” β€” 0.20
Dividend 13 Mar 2008 14 Mar 2008 β€” 0.30
Split 23 Jan 2008 30 Jan 2008 10:1 β€”
Dividend 06 Jul 2007 β€” β€” 4.00 NSE/BSE dividend mismatch: NSE=0.4; BSE=4.0
Dividend 06 Jul 2007 β€” β€” 0.40 NSE/BSE dividend mismatch: NSE=0.4; BSE=4.0
Dividend 10 Aug 2006 β€” β€” 0.40
Dividend 19 Jul 2005 β€” β€” 0.40
Dividend 02 Aug 2001 β€” β€” 2.50
Dividend 02 Aug 2000 β€” β€” 2.50

Announcements

5 filings