About
DCB Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/utility payment, remittances, tax payment, and POS terminal services, as well as IMPS, RTGS, NEFT, and UPI services. It also provides secured lending services, including loan against property, overdraft/working capital, co-lending, commercial vehicle, construction equipment and finance, dealer trade advances, kisan credit card, school finance, and retail microfinance; and home, auto, gold, tractor, and term loans, as well as ODTD services. In addition, the company offers corporate banking services, which include trade current accounts, foreign exchange, guarantee, import and export, letter of credit, supply chain, bill collection, and invoice discounting services; and capital management services comprising working capital and cash management services. Further, the company provides life, general, and health insurance products, as well as mutual funds; and locker facility and ASBA online services. DCB Bank Limited was incorporated in 1995 and is headquartered in Mumbai, India.
Key Metrics
as of Sep 2026Market Cap7,112 Cr
P/E9.03
Div Yield0.66 %
Book Value₹203.00
52w High₹229.00
52w Low₹122.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 593.00 | 594.00 | 597.00 | 539.00 | 605.00 | 539.00 | 523.00 | 504.00 | 463.00 | 434.00 | 427.00 | 412.00 | 407.00 |
| Other Income | 196.00 | 212.00 | 221.00 | 186.00 | 236.00 | 219.00 | 184.00 | 205.00 | 143.00 | 136.00 | 124.00 | 107.00 | 107.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 1,300.00 | 1,252.00 | 1,236.00 | 1,227.00 | 1,233.00 | 1,184.00 | 1,128.00 | 1,059.00 | 993.00 | 937.00 | 900.00 | 830.00 | 767.00 |
| Profit before tax | 287.00 | 273.00 | 249.00 | 243.00 | 212.00 | 238.00 | 204.00 | 210.00 | 177.00 | 210.00 | 171.00 | 171.00 | 171.00 |
| Tax % | 26.00 | 25.00 | 26.00 | 24.00 | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 |
| Net Profit | 213.00 | 206.00 | 185.00 | 184.00 | 157.00 | 177.00 | 151.00 | 155.00 | 131.00 | 156.00 | 127.00 | 127.00 | 127.00 |
| EPS in Rs | 6.62 | 6.39 | 5.74 | 5.84 | 5.00 | 5.63 | 4.83 | 4.96 | 4.19 | 4.98 | 4.06 | 4.06 | 4.07 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 2,228.00 | 1,927.00 | 1,586.00 | 1,422.00 | 1,356.00 | 1,223.00 | 1,113.00 | 949.00 | 866.00 | 700.00 | 550.00 | 443.00 |
| Other Income | 855.00 | 751.00 | 474.00 | 409.00 | 452.00 | 446.00 | 391.00 | 350.00 | 310.00 | 249.00 | 220.00 | 166.00 |
| Interest | 4,948.00 | 4,364.00 | 3,434.00 | 2,483.00 | 2,155.00 | 2,172.00 | 2,272.00 | 1,892.00 | 1,418.00 | 1,279.00 | 1,079.00 | 914.00 |
| Depreciation | 106.00 | 101.00 | 94.00 | 77.00 | 64.00 | 57.00 | 51.00 | 44.00 | 53.00 | 39.00 | 29.00 | 23.00 |
| Profit before tax | 977.00 | 829.00 | 722.00 | 628.00 | 390.00 | 453.00 | 492.00 | 507.00 | 386.00 | 307.00 | 261.00 | 208.00 |
| Tax % | 25.00 | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 | 31.00 | 36.00 | 36.00 | 35.00 | 26.00 | 8.00 |
| Net Profit | 732.00 | 615.00 | 536.00 | 466.00 | 288.00 | 336.00 | 338.00 | 325.00 | 245.00 | 200.00 | 195.00 | 191.00 |
| EPS in Rs | 22.73 | 19.58 | 17.13 | 14.95 | 9.25 | 10.81 | 10.89 | 10.51 | 7.96 | 7.00 | 6.84 | 6.78 |
| Dividend Payout % | 6.00 | 7.00 | 7.00 | 8.00 | 11.00 | 0.00 | 0.00 | 10.00 | 9.00 | 7.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 322.00 | 314.00 | 313.00 | 312.00 | 311.00 | 311.00 | 310.00 | 310.00 | 308.00 | 285.00 | 284.00 | 282.00 |
| Reserves | 6,213.00 | 5,376.00 | 4,758.00 | 4,255.00 | 3,738.00 | 3,448.00 | 3,112.00 | 2,806.00 | 2,500.00 | 1,920.00 | 1,508.00 | 1,307.00 |
| Other Liabilities | 2,865.00 | 1,973.00 | 2,393.00 | 2,443.00 | 1,970.00 | 1,657.00 | 1,305.00 | 1,518.00 | 1,481.00 | 1,276.00 | 1,252.00 | 771.00 |
| Total Liabilities | 88,069.00 | 76,810.00 | 63,037.00 | 52,366.00 | 44,793.00 | 39,602.00 | 38,505.00 | 35,792.00 | 30,222.00 | 24,046.00 | 19,119.00 | 16,132.00 |
| Fixed Assets | 949.00 | 832.00 | 841.00 | 783.00 | 608.00 | 569.00 | 546.00 | 526.00 | 494.00 | 489.00 | 248.00 | 237.00 |
| CWIP | 41.00 | 66.00 | 24.00 | 44.00 | 53.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 20,378.00 | 20,150.00 | 16,211.00 | 12,582.00 | 9,051.00 | 8,414.00 | 7,742.00 | 7,844.00 | 6,219.00 | 5,818.00 | 4,333.00 | 3,962.00 |
| Other Assets | 66,702.00 | 55,761.00 | 45,961.00 | 38,957.00 | 35,081.00 | 30,620.00 | 30,218.00 | 27,422.00 | 23,509.00 | 17,740.00 | 14,537.00 | 11,933.00 |
| Total Assets | 88,069.00 | 76,810.00 | 63,037.00 | 52,366.00 | 44,793.00 | 39,602.00 | 38,505.00 | 35,792.00 | 30,222.00 | 24,046.00 | 19,119.00 | 16,132.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 6,640.00 | -441.00 | 485.00 | -1,566.00 | 1,606.00 | -1,502.00 | 171.00 | -281.00 | 230.00 | 240.00 | 220.00 | -496.00 |
| Cash from Investing Activity | -2,141.00 | -2,792.00 | -1,858.00 | -165.00 | -157.00 | -79.00 | -72.00 | -76.00 | -59.00 | -71.00 | -41.00 | -29.00 |
| Cash from Financing Activity | -2,977.00 | 2,865.00 | 2,070.00 | 8.00 | -398.00 | 1,075.00 | 654.00 | 779.00 | 1,009.00 | 132.00 | -6.00 | 554.00 |
| Net Cash Flow | 1,522.00 | -367.00 | 697.00 | -1,722.00 | 1,051.00 | -507.00 | 752.00 | 421.00 | 1,180.00 | 301.00 | 172.00 | 30.00 |
| Free Cash Flow | 6,551.00 | -576.00 | 352.00 | -1,730.00 | 1,449.00 | -1,582.00 | 99.00 | -358.00 | 171.00 | 169.00 | 179.00 | -525.00 |
| CFO/OP % | 133.00 | -5.00 | 17.00 | -53.00 | 83.00 | -59.00 | 14.00 | -3.00 | 24.00 | 26.00 | 13.00 | -51.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
20 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 12 Jun 2026 | 12 Jun 2026 | — | 1.45 | |
| Dividend | 04 Jul 2025 | 04 Jul 2025 | — | 1.35 | |
| Dividend | 10 May 2024 | 10 May 2024 | — | 1.25 | |
| Dividend | 15 Jun 2023 | 15 Jun 2023 | — | 1.25 | |
| Dividend | 14 Jun 2022 | 15 Jun 2022 | — | 1.00 | |
| Other | 05 Aug 2021 | 06 Aug 2021 | — | — | Annual General Meeting |
| Other | 02 Jul 2020 | 04 Jul 2020 | — | — | Annual General Meeting |
| Dividend | 23 May 2019 | — | — | 1.00 | |
| Dividend | 24 May 2018 | — | — | 0.75 | |
| Dividend | 24 May 2017 | — | — | 0.50 | |
| Other | 24 May 2016 | — | — | — | Annual General Meeting |
| Other | 22 May 2015 | — | — | — | Annual General Meeting |
| Other | 28 May 2014 | — | — | — | Annual General Meeting |
| Other | 27 May 2013 | — | — | — | Annual General Meeting |
| Other | 23 May 2012 | — | — | — | Annual General Meeting |
| Other | 23 May 2011 | — | — | — | Annual General Meeting |
| Other | 21 May 2010 | — | — | — | Annual General Meeting |
| Other | 09 Sep 2009 | — | — | — | Annual General Meeting |
| Other | 04 Jul 2008 | — | — | — | Annual General Meeting |
| Other | 30 Jul 2007 | — | — | — | Agm |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update7 Jul from care
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Rating update21 Jan from crisil
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Rating update22 Dec 2025 from care
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Rating update3 Jul 2025 from crisil
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Rating update1 Jul 2025 from care
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Rating update11 Nov 2024 from care
Conference Calls
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