Dhanlaxmi Bank Limited · CashKonnect

About

Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments. It offers deposit products, such as savings and current accounts, and term deposits; loans, including personal, home, new and used car, two wheeler, commercial, gold, education, business, and green loans, as well as loans against securities and properties, and lease rental discounting; and foreign exchange services comprising foreign currency cash, cheque deposits, foreign currency demand drafts, and remittances. The company also provides export and import services; credit products comprising industrial and trade advance, import export assistance, and agricultural assistance; corporate salary; credit treasury bills and linked loans; trade finance, electronic bank guarantees, and liberalized remittance schemes; 3 in 1 trading accounts; and mutual funds investment services, as well as life, health, and car insurance products. In addition, it offers non-resident Indians (NRI) banking services, such as non-residential external accounts, non-resident ordinary accounts, recurring and term deposits, foreign currency non-resident fixed deposits, and resident foreign currency, as well as money transfer services and NRI property loans; and micro and agricultural banking, and financial planning services. Further, the company provides SME banking services, including working capital facilities, trade facilities, and capacity expansion services; credit, debit, and gift cards; retail and corporate net, mobile phone, and SMS banking; online services, such as bill payment, unified payments interface, prepaid mobile/DTH/data card recharges, missed call, shopping, positive pay, online trading, and custom duty online payments; and depository services, as well as safe deposit lockers. Dhanlaxmi Bank Limited was incorporated in 1927 and is based in Thrissur, India.

Key Metrics

as of Sep 2026

Market Cap1,258 Cr

P/E10.90

Div Yield0.00 %

Book Value₹38.30

52w High₹36.80

52w Low₹19.40

Face Value₹10.00

Quarterly Results

Rs. Crores · hover row for definition

Metric	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023
Expenses	177.00	177.00	180.00	153.00	166.00	150.00	151.00	140.00	140.00	135.00	147.00	118.00	141.00
Other Income	35.00	69.00	49.00	35.00	39.00	43.00	42.00	52.00	32.00	41.00	36.00	24.00	52.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Interest	272.00	256.00	253.00	242.00	229.00	216.00	206.00	208.00	206.00	201.00	194.00	183.00	171.00
Profit before tax	36.00	79.00	24.00	23.00	12.00	27.00	20.00	33.00	-8.00	11.00	3.00	26.00	30.00
Tax %	30.00	45.00	0.00	0.00	0.00	-7.00	0.00	21.00	0.00	69.00	0.00	12.00	7.00
Net Profit	25.00	43.00	24.00	23.00	12.00	29.00	20.00	26.00	-8.00	3.00	3.00	23.00	28.00
EPS in Rs	0.63	1.10	0.61	0.59	0.31	0.73	0.50	0.65	-0.20	0.08	0.08	0.59	0.72

Profit & Loss

Annual · Rs. Crores

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Expenses	647.00	556.00	515.00	498.00	474.00	394.00	427.00	377.00	460.00	410.00	566.00	607.00
Other Income	192.00	169.00	153.00	75.00	169.00	122.00	113.00	53.00	102.00	111.00	77.00	85.00
Interest	979.00	837.00	749.00	595.00	554.00	601.00	614.00	625.00	668.00	757.00	900.00	985.00
Depreciation	30.00	25.00	25.00	21.00	20.00	15.00	13.00	11.00	13.00	20.00	25.00	18.00
Profit before tax	138.00	72.00	70.00	32.00	37.00	43.00	46.00	12.00	-25.00	12.00	-209.00	-241.00
Tax %	26.00	7.00	18.00	-56.00	3.00	13.00	-43.00	0.00	0.00	0.00	0.00	0.00
Net Profit	103.00	67.00	58.00	49.00	36.00	37.00	66.00	12.00	-25.00	12.00	-209.00	-241.00
EPS in Rs	2.60	1.69	1.46	1.25	0.91	0.94	1.67	0.30	-0.63	0.38	-7.57	-8.72
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Balance Sheet

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Equity Capital	395.00	395.00	253.00	253.00	253.00	253.00	253.00	253.00	253.00	210.00	177.00	177.00
Reserves	1,079.00	1,001.00	777.00	708.00	647.00	611.00	574.00	508.00	496.00	445.00	331.00	546.00
Other Liabilities	384.00	328.00	343.00	327.00	343.00	370.00	357.00	234.00	225.00	240.00	349.00	305.00
Total Liabilities	21,238.00	17,937.00	15,962.00	15,132.00	13,796.00	13,096.00	12,265.00	11,799.00	12,286.00	12,333.00	12,463.00	14,352.00
Fixed Assets	284.00	266.00	267.00	251.00	221.00	225.00	179.00	169.00	173.00	183.00	152.00	184.00
CWIP	7.00	15.00	8.00	7.00	0.00	0.00	35.00	33.00	31.00	31.00	27.00	19.00
Investments	4,257.00	3,955.00	3,942.00	3,889.00	4,044.00	4,439.00	3,682.00	4,037.00	4,365.00	4,194.00	3,792.00	4,497.00
Other Assets	16,690.00	13,700.00	11,745.00	10,986.00	9,531.00	8,433.00	8,369.00	7,560.00	7,718.00	7,925.00	8,492.00	9,652.00
Total Assets	21,238.00	17,937.00	15,962.00	15,132.00	13,796.00	13,096.00	12,265.00	11,799.00	12,286.00	12,333.00	12,463.00	14,352.00

Cash Flows

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	631.00	-5.00	17.00	216.00	139.00	-90.00	554.00	-144.00	-203.00	-99.00	-298.00	-605.00
Cash from Investing Activity	-790.00	-32.00	111.00	-106.00	-388.00	-27.00	-25.00	-10.00	-3.00	-11.00	-9.00	-10.00
Cash from Financing Activity	150.00	142.00	0.00	0.00	0.00	-28.00	-23.00	-95.00	270.00	84.00	-150.00	230.00
Net Cash Flow	-8.00	105.00	128.00	111.00	-249.00	-144.00	506.00	-248.00	64.00	-26.00	-457.00	-385.00
Free Cash Flow	600.00	-37.00	-24.00	182.00	123.00	-117.00	529.00	-154.00	-206.00	-110.00	-307.00	-615.00
CFO/OP %	66.00	-2.00	4.00	38.00	32.00	-17.00	99.00	-21.00	-37.00	-15.00	-47.00	-89.00

Ratios

Annual · Days / % — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015

Shareholding Pattern

% holding — latest first

Holder	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
FIIs	14.21	15.42	15.32	15.27	15.52	15.26	6.95	4.97	5.93	6.10	11.89	10.76
DIIs	0.05	0.05	0.05	0.05	0.05	0.05	0.16	0.07	0.07	0.07	0.07	0.07
Public	85.74	84.53	84.63	84.68	84.43	84.69	92.90	94.96	93.99	93.82	88.04	89.16
No. of Shareholders	163,114	172,047	175,709	179,703	181,297	184,543	184,128	185,822	200,558	212,869	125,389	118,022

Corporate Actions

30 records

Action	Ex Date	Record Date	Ratio	Amount (₹)	Notes
Rights	27 Dec 2024	27 Dec 2024	14:25	—
Other	27 Dec 2024	27 Dec 2024	—	—	Right Issue of Equity Shares
Other	24 Sep 2024	—	—	—	Annual General Meeting
Other	22 Sep 2023	—	—	—	Annual General Meeting
Other	23 Dec 2022	—	—	—	Annual General Meeting
Other	04 Nov 2022	—	—	—	E.G.M.
Other	04 Nov 2022	—	—	—	Extra- Ordinary General Meeting
Other	22 Sep 2021	—	—	—	Annual General Meeting
Other	23 Sep 2020	—	—	—	Annual General Meeting
Other	22 Aug 2019	—	—	—	Annual General Meeting
Other	19 Sep 2018	—	—	—	Annual General Meeting
Other	22 Sep 2017	—	—	—	Annual General Meeting(Book Closure Dates Revised)
Other	22 Sep 2016	—	—	—	Annual General Meeting
Other	22 Sep 2015	—	—	—	Annual General Meeting
Other	15 Sep 2014	—	—	—	Annual General Meeting
Other	22 Aug 2013	—	—	—	Annual General Meeting
Other	13 Sep 2012	—	—	—	Annual General Meeting
Dividend	10 Jun 2011	—	—	0.50
Dividend	07 Jul 2010	—	—	0.50	NSE/BSE dividend mismatch: NSE=1.0; BSE=0.5
Dividend	07 Jul 2010	—	—	1.00	NSE/BSE dividend mismatch: NSE=1.0; BSE=0.5
Dividend	16 Jul 2009	—	—	1.00
Dividend	11 Sep 2008	—	—	0.50
Rights	23 Jan 2008	30 Jan 2008	1:1	—
Other	23 Jan 2008	30 Jan 2008	—	—	Right Issue of Equity Shares
Dividend	14 Sep 2007	—	—	1.00
Other	14 Sep 2007	—	—	—	Agm
Dividend	11 Sep 2006	—	—	0.50
Other	01 Sep 2005	—	—	—	Agm
Other	04 Feb 2002	16 Feb 2002	—	—	Right Issue of Equity Shares
Dividend	09 Oct 2001	—	—	1.50