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Equitas Small Finance Bank Limited

EQUITASBNK BSE Banks - Regional Financial Services

Equitas Small Finance Bank Limited provides various banking products and services to individuals and corporates, and micro, small, and medium enterprises in India. The company operates through Treasury, Corporate/Wholes…

ISIN INE063P01018
Listed —
Quarters tracked 13
Filings 11 docs

About

Equitas Small Finance Bank Limited provides various banking products and services to individuals and corporates, and micro, small, and medium enterprises in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It provides fixed and term deposit products, and savings and current accounts, as well as trust, association, society, and club accounts. The company also offers various loans, such as small business loans; vehicle financing, including used and new commercial vehicles and passenger cars; microfinance and microloans; affordable housing finance; MSE and NBFC finance; gold and staff loans; credit cards; and personal loans. In addition, it provides lockers; forex services; life insurance products, including traditional, term, and ULIP; general insurance products, such as motor, fire, PA, and Sachet; health insurance products, including SAHI plans; mutual funds; FASTag; and the three-in-one account, comprising bank, demat, and trading. It serves children and senior citizens, non-resident Indians (NRIs), and farmers through banking outlets, offices, and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.

Key Metrics

as of Sep 2026
Market Cap8,345 Cr
P/E16.40
Div Yield0.00 %
Book Value₹53.70
52w High₹83.90
52w Low₹51.20
Face Value₹10.00

Quarterly Results

Rs. Crores · hover row for definition
Metric Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023 Jun 2023
Expenses 1,041.00 965.00 1,027.00 969.00 1,375.00 1,002.00 967.00 1,021.00 974.00 758.00 715.00 680.00 662.00
Other Income 255.00 263.00 289.00 229.00 292.00 225.00 238.00 239.00 209.00 240.00 205.00 181.00 171.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest 931.00 856.00 840.00 844.00 863.00 815.00 794.00 753.00 699.00 659.00 644.00 593.00 511.00
Profit before tax 244.00 278.00 114.00 34.00 -297.00 53.00 90.00 20.00 36.00 268.00 276.00 267.00 252.00
Tax % 25.00 24.00 21.00 28.00 -25.00 21.00 26.00 36.00 28.00 23.00 27.00 26.00 24.00
Net Profit 184.00 213.00 90.00 24.00 -224.00 42.00 66.00 13.00 26.00 208.00 202.00 198.00 191.00
EPS in Rs 1.61 1.86 0.79 0.21 -1.96 0.37 0.58 0.11 0.23 1.83 1.79 1.77 1.72

Profit & Loss

Annual · Rs. Crores
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2012
Expenses 4,170.003,816.002,681.002,361.002,123.001,628.001,304.001,015.00964.00561.00230.0017.00
Other Income 1,074.00911.00799.00670.00538.00418.00282.00283.00241.00233.0071.000.00
Interest 3,403.003,060.002,407.001,617.001,421.001,396.001,150.00964.00684.00460.00159.002.00
Depreciation 167.00148.00134.0085.0075.0076.0096.0092.0088.0032.005.000.00
Profit before tax 128.00199.001,063.00769.00378.00511.00377.00324.0049.00161.0085.00-13.00
Tax % 20.0026.0025.0025.0026.0025.0035.0035.0034.0036.000.000.00
Net Profit 103.00147.00799.00574.00281.00384.00244.00211.0032.00104.0085.00-13.00
EPS in Rs 0.901.297.045.162.243.372.312.090.321.042.01-2.13
Dividend Payout % 0.0078.0014.0019.000.000.000.000.000.000.000.000.00

Balance Sheet

Annual · Rs. Crores — latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2012
Equity Capital 1,141.001,140.001,135.001,111.001,252.001,139.001,053.001,006.001,006.001,006.00423.0061.00
Reserves 4,984.004,933.004,834.004,047.002,994.002,257.001,691.001,248.001,038.001,006.00288.00-13.00
Other Liabilities 2,180.001,524.001,418.001,478.001,134.00755.00628.00529.00485.00533.0065.0014.00
Total Liabilities 60,610.0052,836.0045,304.0034,958.0026,948.0024,708.0019,296.0015,763.0013,310.009,245.002,414.00105.00
Fixed Assets 527.00531.00537.00338.00189.00184.00210.00236.00280.00274.0011.004.00
CWIP 189.00165.0068.0041.0011.001.002.002.001.0015.000.000.00
Investments 10,149.009,289.009,065.006,665.004,450.003,705.002,343.002,344.003,857.001,890.000.000.00
Other Assets 49,746.0042,851.0035,634.0027,914.0022,297.0020,818.0016,740.0013,181.009,172.007,066.002,403.00102.00
Total Assets 60,610.0052,836.0045,304.0034,958.0026,948.0024,708.0019,296.0015,763.0013,310.009,245.002,414.00105.00

Cash Flows

Annual · Rs. Crores — latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2012
Cash from Operating Activity -3,316.001,937.003,834.00-998.00159.002,044.00440.001,799.00213.001,334.00-336.00-101.00
Cash from Investing Activity -185.00-239.00-360.0049.00-89.00-43.00-72.00-7.00-11.00-405.00-9.00-3.00
Cash from Financing Activity 3,641.00259.00-1,210.0060.00-1,317.00-1,154.00908.00-1,706.00-28.00-563.00168.00108.00
Net Cash Flow 140.001,957.002,264.00-888.00-1,246.00847.001,276.0086.00173.00366.00-177.004.00
Free Cash Flow -3,501.001,698.003,474.00-1,261.0068.001,995.00367.001,751.00133.001,041.00-344.00-106.00
CFO/OP % -123.0084.00147.00-45.0024.00140.0043.00177.0042.00341.00-161.00912.00

Ratios

Annual · Days / % — latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2012

Shareholding Pattern

% holding — latest first
Holder Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023
FIIs 15.70 14.74 14.62 15.67 16.30 16.47 15.42 16.91 19.65 19.50 19.61 18.16
DIIs 51.25 50.87 49.96 48.20 47.13 42.70 42.62 43.66 45.42 45.21 45.64 43.93
Public 33.04 34.38 35.42 36.13 36.57 40.82 41.96 39.42 34.93 35.28 34.74 37.91
No. of Shareholders 369,493 385,971 405,850 418,050 433,820 448,261 457,362 444,544 381,682 372,304 361,709 362,751

Corporate Actions

3 records
ActionEx DateRecord DateRatioAmount (₹)Notes
Dividend 09 Aug 2024 09 Aug 2024 — 1.00
Dividend 28 Jul 2023 28 Jul 2023 — 1.00
Other 04 Aug 2021 — — — Annual General Meeting

Announcements

5 filings

Shareholding Pattern

Open on BSE

Financial Results — Filings

Open on BSE

Board Filings

Open on BSE

Annual Reports

Credit Ratings

Conference Calls

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