Esaar (India) Limited operates as a non-banking financial company in India. The company provides retail credit, including home, business, personal, education, vehicle, demand, project, and commercial property loans, as well as agri and rural financing, loans against securities, lease rental discounting, and loan against property. It also offers start up loans, mentorship, and seed funding. In addition, the company engages in the asset finance business; and gold loans, MSME financing, and microfinance. Esaar (India) Limited was incorporated in 1951 and is based in Mumbai, India.
Rs. Crores · hover row for definition
Metric
Jun 2026
Mar 2026
Dec 2025
Sep 2025
Jun 2025
Mar 2025
Dec 2024
Sep 2024
Jun 2024
Mar 2024
Dec 2023
Sep 2023
Jun 2023
Sales 6.29
21.46
2.77
14.52
1.96
2.52
1.47
4.74
6.04
0.46
0.73
4.26
1.04
Expenses 2.96
14.59
-1.44
0.38
15.77
1.37
1.48
20.98
4.08
4.67
1.94
0.71
0.83
Operating Profit 3.33
6.87
4.21
14.14
-13.81
1.15
-0.01
-16.24
1.96
-4.21
-1.21
3.55
0.21
OPM % 52.94
32.01
151.99
97.38
-704.59
45.63
-0.68
-342.62
32.45
-915.22
-165.75
83.33
20.19
Other Income 1.61
13.36
0.37
0.26
0.12
0.00
0.05
16.33
0.78
8.85
0.08
0.00
0.54
Depreciation 0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
Interest 3.13
-1.41
2.97
4.78
3.38
2.79
0.47
0.93
1.19
0.57
1.88
2.18
2.21
Profit before tax 1.76
21.59
1.56
9.57
-17.12
-1.69
-0.48
-0.89
1.50
4.02
-3.06
1.32
-1.51
Tax % 6.25
-15.79
651.92
-23.72
0.00
32.54
16.67
-2.25
4.67
29.60
3.92
0.00
0.00
Net Profit 1.65
25.01
-8.60
11.84
-17.12
-2.24
-0.57
-0.87
1.44
2.83
-3.18
1.32
-1.50
EPS in Rs 0.21
3.11
-1.07
1.47
-2.13
-0.28
-0.07
-0.11
0.18
0.35
-0.40
0.16
-0.19
Annual · Rs. Crores
Metric
Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar 2018 Mar 2017 Mar 2016 Mar 2015
Sales
41.00 15.00 7.00 19.00 9.00 23.00 12.00 -6.00 1.00 5.00 4.00 9.00
Expenses
16.00 15.00 8.00 8.00 13.00 33.00 21.00 -7.00 1.00 5.00 6.00 12.00
Operating Profit
24.00 0.00 -2.00 11.00 -4.00 -11.00 -9.00 1.00 0.00 0.00 -2.00 -3.00
OPM %
60.00 -0.70 -23.00 57.00 -44.00 -47.00 -79.00 36.00 0.00 3.00 -50.00 -36.00
Other Income
1.00 4.00 9.00 2.00 28.00 15.00 10.00 0.00 0.00 0.00 0.00 0.00
Interest
10.00 5.00 7.00 7.00 3.00 3.00 1.00 1.00 0.00 0.00 1.00 1.00
Depreciation
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax
16.00 -2.00 1.00 6.00 21.00 2.00 0.00 0.00 0.00 0.00 -3.00 -4.00
Tax %
29.00 44.00 160.00 23.00 2.00 17.00 -642.00 0.00 17.00 100.00 0.00 0.00
Net Profit
11.00 -2.00 0.00 4.00 21.00 2.00 2.00 0.00 0.00 0.00 -3.00 -4.00
EPS in Rs
1.39 -0.28 -0.06 0.56 2.61 0.19 0.22 0.04 -0.03 0.00 -0.34 -0.50
Dividend Payout %
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 — 0.00 0.00
Annual · Rs. Crores — latest first
Metric
Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar 2018 Mar 2017 Mar 2016 Mar 2015
Equity Capital
20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00
Reserves
19.00 3.00 13.00 24.00 22.00 -1.00 -6.00 -5.00 -6.00 -5.00 -5.00 -3.00
Borrowings
47.00 54.00 42.00 107.00 81.00 30.00 25.00 11.00 1.00 0.00 4.00 0.00
Other Liabilities
33.00 31.00 31.00 7.00 4.00 11.00 13.00 14.00 2.00 2.00 2.00 8.00
Total Liabilities
120.00 109.00 106.00 159.00 128.00 60.00 53.00 41.00 17.00 17.00 21.00 26.00
Fixed Assets
2.00 2.00 2.00 2.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CWIP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments
11.00 17.00 18.00 18.00 28.00 11.00 18.00 8.00 0.00 0.00 0.00 0.00
Other Assets
107.00 90.00 87.00 139.00 100.00 48.00 34.00 33.00 17.00 17.00 21.00 26.00
Total Assets
120.00 109.00 106.00 159.00 128.00 60.00 53.00 41.00 17.00 17.00 21.00 26.00
Annual · Rs. Crores — latest first
Metric
Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar 2018 Mar 2017 Mar 2016 Mar 2015
Cash from Operating Activity
0.00 -13.00 75.00 -41.00 -29.00 -12.00 -40.00 0.00 -2.00 0.00 -1.00 13.00
Cash from Investing Activity
7.00 0.00 -4.00 8.00 -17.00 7.00 -9.00 -8.00 0.00 0.00 0.00 0.00
Cash from Financing Activity
-7.00 12.00 -72.00 33.00 47.00 5.00 47.00 11.00 1.00 0.00 1.00 -12.00
Net Cash Flow
0.00 0.00 -1.00 0.00 1.00 0.00 -2.00 3.00 -1.00 0.00 0.00 0.00
Free Cash Flow
0.00 -13.00 72.00 -43.00 -30.00 -12.00 -40.00 0.00 -2.00 0.00 -1.00 13.00
CFO/OP %
3.00 11,800.00 -4,772.00 -367.00 736.00 112.00 430.00 -20.00 — 293.00 26.00 -405.00
Annual · Days / % — latest first
Metric
Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar 2018 Mar 2017 Mar 2016 Mar 2015
Debtor Days
0.00 14.00 0.00 168.00 360.00 239.00 4.00 -46.00 0.00 0.00 0.00 0.00
Inventory Days
— — — 118.00 — 249.00 20.00 — 2,318.00 66.00 94.00 50.00
Days Payable
— — — 1,631.00 — 1,611.00 324.00 — 10.00 1.00 0.00 0.00
Cash Conversion Cycle
0.00 14.00 0.00 -1,345.00 360.00 -1,123.00 -300.00 -46.00 2,308.00 65.00 94.00 50.00
Working Capital Days
-173.00 -712.00 -1,116.00 49.00 284.00 90.00 -26.00 -99.00 5,000.00 1,099.00 1,606.00 1,054.00
ROCE %
31.00 5.00 7.00 10.00 28.00 10.00 3.00 4.00 0.00 1.00 -11.00 -10.00
% holding — latest first
Quarterly
Yearly
Holder
Jun 2026
Mar 2026
Dec 2025
Sep 2025
Jun 2025
Mar 2025
Dec 2024
Sep 2024
Jun 2024
Mar 2024
Dec 2023
Sep 2023
Promoters
10.05
10.05
10.10
3.10
3.10
3.10
3.10
3.10
3.10
3.10
3.10
3.10
Public
89.95
89.95
89.90
96.90
96.89
96.89
96.89
96.89
96.89
96.90
96.90
96.90
No. of Shareholders
10,412
10,509
10,674
11,043
10,671
10,903
10,974
10,113
9,201
8,915
8,730
7,779
5 records