Gilada Finance & Investments Ltd.

About

Gilada Finance & Investments Limited operates as a non-banking financial company in India. It engages in the business of lending; deals in vehicle financing; and offers mortgage, and small business loans. The company was incorporated in 1994 and is based in Bengaluru, India.

Quarterly Results

Rs. Crores · hover row for definition

Metric	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023
Expenses	0.83	0.75	0.82	0.74	0.64	0.81	0.65	0.64	0.66	1.23	0.58	0.49	0.58
Other Income	0.01	0.02	0.05	0.14	0.04	0.04	0.05	0.14	0.10	0.25	0.01	0.04	0.07
Depreciation	0.01	0.02	0.01	0.01	0.01	0.04	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Interest	0.34	0.49	0.32	0.35	0.33	0.22	0.44	0.35	0.38	0.35	0.45	0.28	0.21
Profit before tax	0.61	0.64	0.81	0.77	0.73	0.76	0.66	0.74	0.72	0.14	0.79	0.80	0.58
Tax %	24.59	28.12	24.69	24.68	24.66	30.26	25.76	25.68	25.00	57.14	25.32	25.00	25.86
Net Profit	0.45	0.46	0.60	0.57	0.54	0.53	0.50	0.55	0.55	0.07	0.60	0.60	0.44
EPS in Rs	0.32	0.33	0.43	0.41	0.38	0.38	0.36	0.39	0.39	0.05	0.43	0.43	0.31

Profit & Loss

Annual · Rs. Crores

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Expenses	2.69	2.74	2.81	3.03	2.04	1.85	1.82	2.47	1.18	0.32	0.74	0.42
Other Income	-0.10	0.31	0.26	0.24	0.01	0.01	-0.32	0.01	-0.27	-0.40	-0.05	0.00
Interest	1.48	1.39	1.34	0.70	0.07	0.07	0.08	0.03	0.02	0.06	0.03	0.04
Depreciation	0.06	0.05	0.03	0.03	0.04	0.03	0.04	0.10	0.05	0.41	0.01	0.01
Profit before tax	2.93	2.90	2.33	2.05	1.61	1.42	1.20	0.70	1.08	1.34	1.23	1.50
Tax %	25.94	26.55	27.04	25.85	18.01	30.99	22.50	11.43	29.63	32.09	33.33	32.67
Net Profit	2.17	2.13	1.70	1.52	1.33	0.98	0.93	0.63	0.76	0.91	0.82	1.00
EPS in Rs	1.54	1.52	1.21	1.08	0.95	0.70	0.66	0.45	0.54	0.65	0.59	0.71
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	11.55	0.00	0.00	0.00

Balance Sheet

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Equity Capital	7.02	7.02	7.02	7.02	3.51	3.51	3.51	3.51	3.51	3.51	3.51	3.51
Reserves	19.15	16.97	14.97	13.27	16.50	15.22	14.24	13.31	12.93	11.04	10.10	9.51
Other Liabilities	0.62	0.70	1.03	0.21	0.14	0.42	0.41	0.34	0.27	0.33	0.28	0.27
Total Liabilities	37.33	34.65	35.01	27.07	20.85	19.80	18.87	17.94	17.01	15.19	14.21	13.70
Fixed Assets	4.14	4.12	4.02	4.02	4.03	4.03	0.07	0.09	0.17	0.14	0.06	0.04
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.06	0.06	0.06	0.06	0.01	0.01	0.14	0.19	0.19	0.06	0.06	0.06
Other Assets	33.13	30.47	30.93	22.99	16.81	15.76	18.66	17.66	16.65	14.99	14.09	13.60
Total Assets	37.33	34.65	35.01	27.07	20.85	19.80	18.87	17.94	17.01	15.19	14.21	13.70

Cash Flows

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016
Cash from Operating Activity	0.62	2.99	-6.75	-2.86	0.81	0.07	0.09	-3.18	1.89	0.15	0.18
Cash from Investing Activity	-0.08	-0.15	-0.02	-0.07	-0.04	-0.01	-0.02	-0.02	-0.21	-0.10	-0.03
Cash from Financing Activity	-0.69	-3.16	4.32	5.23	-0.01	-0.13	-0.15	0.45	1.15	0.00	-0.18
Net Cash Flow	-0.15	-0.32	-2.45	2.31	0.76	-0.08	-0.08	-2.75	2.83	0.05	-0.03
Free Cash Flow	0.54	2.84	-6.77	-2.88	0.77	0.06	0.07	-3.20	1.81	0.05	0.15
CFO/OP %	31.00	88.00	-189.00	-97.00	68.00	26.00	13.00	-345.00	159.00	24.00	45.00

Ratios

Annual · Days / % — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015

Shareholding Pattern

% holding — latest first

Holder	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Promoters	58.26	58.26	58.26	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77	58.77
Public	41.74	41.75	41.74	41.23	41.22	41.23	41.23	41.23	41.22	41.23	41.24	41.22
No. of Shareholders	5,623	5,670	5,794	5,887	5,916	6,043	6,063	5,802	5,583	5,576	5,520	5,661