About
HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment, commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.
Key Metrics
as of Sep 2026Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 58,292.00 | 44,028.00 | 54,145.00 | 45,161.00 | 64,497.00 | 47,709.00 | 41,307.00 | 52,074.00 | 49,690.00 | 62,938.00 | 50,530.00 | 45,349.00 | 18,470.00 |
| Other Income | 42,535.00 | 29,737.00 | 39,860.00 | 31,567.00 | 45,683.00 | 33,489.00 | 27,154.00 | 38,455.00 | 35,450.00 | 44,958.00 | 37,007.00 | 32,528.00 | 9,853.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 47,626.00 | 45,220.00 | 45,821.00 | 46,741.00 | 47,709.00 | 46,986.00 | 46,914.00 | 45,414.00 | 44,580.00 | 43,692.00 | 43,242.00 | 41,250.00 | 25,955.00 |
| Profit before tax | 27,193.00 | 27,672.00 | 26,961.00 | 26,659.00 | 20,850.00 | 25,573.00 | 23,973.00 | 23,968.00 | 22,727.00 | 17,761.00 | 21,243.00 | 20,967.00 | 16,597.00 |
| Tax % | 25.00 | 24.00 | 23.00 | 24.00 | 18.00 | 25.00 | 24.00 | 22.00 | 24.00 | -1.00 | 17.00 | 17.00 | 25.00 |
| Net Profit | 20,383.00 | 21,074.00 | 20,691.00 | 20,364.00 | 17,090.00 | 19,285.00 | 18,340.00 | 18,627.00 | 17,188.00 | 18,013.00 | 17,718.00 | 17,312.00 | 12,403.00 |
| EPS in Rs | 12.50 | 13.22 | 12.87 | 12.76 | 10.60 | 12.31 | 11.54 | 11.68 | 10.83 | 11.60 | 11.37 | 11.09 | 11.06 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 203,635.00 | 186,974.00 | 174,196.00 | 63,042.00 | 56,557.00 | 52,457.00 | 45,459.00 | 34,856.00 | 29,532.00 | 23,856.00 | 20,055.00 | 16,164.00 |
| Other Income | 146,848.00 | 134,548.00 | 124,346.00 | 33,912.00 | 31,759.00 | 27,333.00 | 24,879.00 | 18,947.00 | 16,057.00 | 12,905.00 | 11,212.00 | 9,546.00 |
| Interest | 185,491.00 | 183,894.00 | 154,139.00 | 77,780.00 | 58,584.00 | 59,248.00 | 62,137.00 | 53,713.00 | 42,381.00 | 38,042.00 | 34,070.00 | 27,288.00 |
| Depreciation | 4,195.00 | 3,805.00 | 3,092.00 | 2,345.00 | 1,681.00 | 1,385.00 | 1,277.00 | 1,221.00 | 967.00 | 886.00 | 738.00 | 680.00 |
| Profit before tax | 102,141.00 | 96,242.00 | 76,569.00 | 61,498.00 | 50,873.00 | 42,796.00 | 38,195.00 | 34,318.00 | 28,464.00 | 23,393.00 | 19,511.00 | 16,079.00 |
| Tax % | 22.00 | 24.00 | 15.00 | 25.00 | 25.00 | 26.00 | 29.00 | 35.00 | 35.00 | 35.00 | 34.00 | 33.00 |
| Net Profit | 79,219.00 | 73,440.00 | 65,446.00 | 46,149.00 | 38,151.00 | 31,857.00 | 27,296.00 | 22,446.00 | 18,561.00 | 15,317.00 | 12,821.00 | 10,703.00 |
| EPS in Rs | 49.39 | 46.26 | 42.16 | 41.22 | 34.31 | 28.87 | 24.85 | 20.50 | 17.83 | 14.91 | 12.66 | 10.66 |
| Dividend Payout % | 31.00 | 24.00 | 23.00 | 23.00 | 23.00 | 11.00 | 5.00 | 18.00 | 18.00 | 18.00 | 19.00 | 19.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,539.00 | 765.00 | 760.00 | 558.00 | 555.00 | 551.00 | 548.00 | 545.00 | 519.00 | 513.00 | 506.00 | 501.00 |
| Reserves | 584,520.00 | 521,024.00 | 455,636.00 | 288,880.00 | 246,772.00 | 209,259.00 | 175,810.00 | 153,128.00 | 109,080.00 | 91,281.00 | 73,798.00 | 62,653.00 |
| Other Liabilities | 633,519.00 | 524,817.00 | 466,296.00 | 101,783.00 | 90,639.00 | 78,279.00 | 71,430.00 | 58,898.00 | 48,770.00 | 59,000.00 | 38,321.00 | 34,181.00 |
| Total Liabilities | 4,907,701.00 | 4,392,110.00 | 4,030,194.00 | 2,530,432.00 | 2,122,934.00 | 1,799,507.00 | 1,580,830.00 | 1,292,806.00 | 1,103,186.00 | 892,344.00 | 762,212.00 | 607,097.00 |
| Fixed Assets | 16,492.00 | 15,258.00 | 12,604.00 | 8,431.00 | 6,432.00 | 5,248.00 | 4,776.00 | 4,369.00 | 4,008.00 | 4,000.00 | 3,667.00 | 3,225.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1,280,216.00 | 1,186,473.00 | 1,005,682.00 | 511,582.00 | 449,264.00 | 438,823.00 | 389,305.00 | 289,446.00 | 238,461.00 | 210,777.00 | 193,634.00 | 149,454.00 |
| Other Assets | 3,610,993.00 | 3,190,379.00 | 3,011,909.00 | 2,010,419.00 | 1,667,238.00 | 1,355,435.00 | 1,186,750.00 | 998,991.00 | 860,717.00 | 677,567.00 | 564,912.00 | 454,417.00 |
| Total Assets | 4,907,701.00 | 4,392,110.00 | 4,030,194.00 | 2,530,432.00 | 2,122,934.00 | 1,799,507.00 | 1,580,830.00 | 1,292,806.00 | 1,103,186.00 | 892,344.00 | 762,212.00 | 607,097.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 113,506.00 | 127,242.00 | 19,069.00 | 20,814.00 | -11,960.00 | 42,476.00 | -16,869.00 | -62,872.00 | 17,214.00 | 17,282.00 | -34,435.00 | -21,281.00 |
| Cash from Investing Activity | 7,477.00 | -3,651.00 | 16,600.00 | -2,992.00 | -2,051.00 | -1,823.00 | -1,403.00 | -1,503.00 | -842.00 | -1,146.00 | -837.00 | -800.00 |
| Cash from Financing Activity | -59,005.00 | -102,478.00 | -3,983.00 | 23,941.00 | 48,124.00 | -7,321.00 | 24,394.00 | 23,131.00 | 57,378.00 | -5,893.00 | 37,815.00 | 18,694.00 |
| Net Cash Flow | 61,978.00 | 21,113.00 | 31,687.00 | 41,762.00 | 34,113.00 | 33,332.00 | 6,122.00 | -41,244.00 | 73,750.00 | 10,242.00 | 2,542.00 | -3,387.00 |
| Free Cash Flow | 110,144.00 | 123,267.00 | 14,882.00 | 17,390.00 | -14,176.00 | 40,796.00 | -18,486.00 | -64,470.00 | 16,377.00 | 16,134.00 | -35,301.00 | -22,020.00 |
| CFO/OP % | 94.00 | 98.00 | 38.00 | 35.00 | 4.00 | 73.00 | -8.00 | -72.00 | 49.00 | 51.00 | -63.00 | -45.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
30 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 19 Jun 2026 | 19 Jun 2026 | — | 13.00 | |
| Bonus | 26 Aug 2025 | 27 Aug 2025 | 1:1 | — | |
| Dividend | 25 Jul 2025 | 25 Jul 2025 | — | 5.00 | |
| Dividend | 27 Jun 2025 | 27 Jun 2025 | — | 22.00 | |
| Dividend | 10 May 2024 | 10 May 2024 | — | 19.50 | |
| Dividend | 16 May 2023 | 16 May 2023 | — | 19.00 | |
| Dividend | 12 May 2022 | 13 May 2022 | — | 15.50 | |
| Dividend | 29 Jun 2021 | 30 Jun 2021 | — | 6.50 | |
| Split | 19 Sep 2019 | 20 Sep 2019 | 2:1 | — | |
| Dividend | 01 Aug 2019 | 02 Aug 2019 | — | 5.00 | |
| Dividend | 20 Jun 2019 | 21 Jun 2019 | — | 15.00 | |
| Dividend | 31 May 2018 | 01 Jun 2018 | — | 13.00 | |
| Dividend | 29 Jun 2017 | 30 Jun 2017 | — | 11.00 | |
| Dividend | 29 Jun 2016 | 30 Jun 2016 | — | 9.50 | |
| Dividend | 02 Jul 2015 | — | — | 8.00 | |
| Dividend | 05 Jun 2014 | — | — | 6.85 | |
| Dividend | 13 Jun 2013 | — | — | 5.50 | |
| Other | 13 Jun 2013 | — | — | — | Annual General Meeting / Final Dividend Rs.5.50/- Per Equity Share |
| Dividend | 28 Jun 2012 | — | — | 4.30 | |
| Split | 14 Jul 2011 | 16 Jul 2011 | 10:2 | — | |
| Dividend | 02 Jun 2011 | — | — | 16.50 | |
| Dividend | 10 Jun 2010 | — | — | 12.00 | |
| Dividend | 22 Jun 2009 | — | — | 10.00 | |
| Dividend | 05 Jun 2008 | — | — | 8.50 | |
| Other | 05 Jun 2008 | — | — | — | Annual General Meeting |
| Dividend | 29 Apr 2008 | 30 Apr 2008 | — | 8.50 | |
| Dividend | 17 May 2007 | — | — | 7.00 | |
| Dividend | 11 May 2006 | — | — | 5.50 | |
| Dividend | 26 May 2005 | — | — | 0.45 | |
| Dividend | 20 Apr 2001 | — | — | 2.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update27 Aug from care
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Rating update19 Aug from fitch
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Rating update23 Jun from icra
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Rating update23 Jun from crisil
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Rating update8 Apr from care
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Rating update26 Mar from crisil