About
HDFC Life Insurance Company Limited engages in the provision of individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, life insurance, and NRI plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited operates as a subsidiary of HDFC Bank Limited.
Key Metrics
as of Sep 2026Market Cap119,045 Cr
P/E60.30
Div Yield0.38 %
Book Value₹90.00
52w High₹797.00
52w Low₹530.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 33,545.00 | 19,727.00 | 29,312.00 | 20,548.00 | 29,381.00 | 24,111.00 | 17,235.00 | 28,449.00 | 26,891.00 | 27,992.00 | 26,886.00 | 23,097.00 | 23,340.00 |
| Expenses | 32,984.00 | 19,577.00 | 29,010.00 | 20,207.00 | 28,921.00 | 23,710.00 | 16,775.00 | 28,742.00 | 26,565.00 | 27,699.00 | 26,613.00 | 23,503.00 | 23,006.00 |
| Operating Profit | 561.00 | 150.00 | 302.00 | 341.00 | 460.00 | 401.00 | 460.00 | -293.00 | 326.00 | 293.00 | 274.00 | -406.00 | 334.00 |
| OPM % | 1.70 | 0.80 | 1.00 | 1.70 | 1.60 | 1.70 | 2.70 | -1.00 | 1.20 | 1.10 | 1.00 | -1.80 | 1.40 |
| Other Income | 112.00 | 383.00 | 145.00 | 128.00 | 140.00 | 100.00 | -49.00 | 260.00 | 73.00 | 156.00 | 91.00 | 125.00 | 104.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 674.00 | 532.00 | 447.00 | 469.00 | 601.00 | 501.00 | 411.00 | -33.00 | 399.00 | 449.00 | 364.00 | -281.00 | 438.00 |
| Tax % | 9.00 | 7.00 | 6.00 | 5.00 | 9.00 | 5.00 | -1.00 | -1,408.00 | -20.00 | 8.00 | 0.00 | -234.00 | 5.00 |
| Net Profit | 611.00 | 496.00 | 421.00 | 447.00 | 546.00 | 477.00 | 415.00 | 433.00 | 478.00 | 412.00 | 365.00 | 377.00 | 415.00 |
| EPS in Rs | 2.81 | 2.30 | 1.95 | 2.07 | 2.54 | 2.21 | 1.93 | 2.01 | 2.22 | 1.91 | 1.70 | 1.75 | 1.93 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 98,968.00 | 96,687.00 | 101,316.00 | 70,081.00 | 65,402.00 | 71,447.00 | 29,351.00 | 38,360.00 | 32,246.00 | 30,642.00 | 18,138.00 | 27,213.00 |
| Expenses | 97,123.00 | 95,600.00 | 100,630.00 | 69,982.00 | 64,731.00 | 70,166.00 | 28,211.00 | 37,517.00 | 31,170.00 | 29,665.00 | 17,473.00 | 26,339.00 |
| Operating Profit | 1,845.00 | 1,087.00 | 686.00 | 100.00 | 671.00 | 1,282.00 | 1,140.00 | 843.00 | 1,076.00 | 977.00 | 665.00 | 874.00 |
| OPM % | 1.90 | 1.10 | 0.70 | 0.10 | 1.00 | 1.80 | 3.90 | 2.20 | 3.30 | 3.20 | 3.70 | 3.20 |
| Other Income | 361.00 | 293.00 | 363.00 | 1,407.00 | 746.00 | 442.00 | 367.00 | 506.00 | 281.00 | 139.00 | 398.00 | 79.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 45.00 | 0.00 | 14.00 | 11.00 | 9.00 | 8.00 | -14.00 |
| Depreciation | 158.00 | 102.00 | 78.00 | 75.00 | 52.00 | 51.00 | 46.00 | 45.00 | 44.00 | 41.00 | 45.00 | 43.00 |
| Profit before tax | 2,049.00 | 1,278.00 | 971.00 | 1,432.00 | 1,365.00 | 1,628.00 | 1,461.00 | 1,290.00 | 1,302.00 | 1,066.00 | 1,010.00 | 924.00 |
| Tax % | 7.00 | -41.00 | -62.00 | 5.00 | 12.00 | 16.00 | 11.00 | 1.00 | 15.00 | 16.00 | 19.00 | 15.00 |
| Net Profit | 1,910.00 | 1,802.00 | 1,569.00 | 1,360.00 | 1,208.00 | 1,360.00 | 1,295.00 | 1,277.00 | 1,109.00 | 892.00 | 818.00 | 786.00 |
| EPS in Rs | 8.85 | 8.37 | 7.29 | 6.33 | 5.72 | 6.73 | 6.42 | 6.33 | 5.51 | 4.46 | 4.10 | 3.94 |
| Dividend Payout % | 24.00 | 25.00 | 27.00 | 30.00 | 30.00 | 30.00 | 0.00 | 26.00 | 25.00 | 25.00 | 22.00 | 18.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 2,158.00 | 2,153.00 | 2,151.00 | 2,149.00 | 2,113.00 | 2,021.00 | 2,019.00 | 2,017.00 | 2,012.00 | 1,998.00 | 1,995.00 | 1,995.00 |
| Reserves | 15,538.00 | 13,973.00 | 12,501.00 | 10,837.00 | 13,373.00 | 6,617.00 | 4,781.00 | 3,638.00 | 2,707.00 | 1,840.00 | 1,113.00 | 547.00 |
| Borrowings | 3,099.00 | 2,950.00 | 950.00 | 950.00 | 600.00 | 600.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 369,224.00 | 330,058.00 | 286,905.00 | 233,985.00 | 194,303.00 | 170,344.00 | 125,362.00 | 124,350.00 | 105,762.00 | 91,267.00 | 73,440.00 | 66,767.00 |
| Total Liabilities | 390,019.00 | 349,133.00 | 302,507.00 | 247,922.00 | 210,389.00 | 179,582.00 | 132,162.00 | 130,005.00 | 110,481.00 | 95,106.00 | 76,549.00 | 69,309.00 |
| Fixed Assets | 2,708.00 | 2,135.00 | 1,545.00 | 996.00 | 964.00 | 584.00 | 322.00 | 323.00 | 336.00 | 337.00 | 334.00 | 345.00 |
| CWIP | 138.00 | 109.00 | 27.00 | 30.00 | 19.00 | 13.00 | 8.00 | 10.00 | 5.00 | 16.00 | 12.00 | 6.00 |
| Investments | 373,089.00 | 334,638.00 | 291,064.00 | 238,136.00 | 203,530.00 | 173,582.00 | 127,226.00 | 124,972.00 | 106,603.00 | 91,738.00 | 74,230.00 | 67,025.00 |
| Other Assets | 14,084.00 | 12,251.00 | 9,871.00 | 8,760.00 | 5,876.00 | 5,402.00 | 4,606.00 | 4,700.00 | 3,537.00 | 3,016.00 | 1,972.00 | 1,932.00 |
| Total Assets | 390,019.00 | 349,133.00 | 302,507.00 | 247,922.00 | 210,389.00 | 179,582.00 | 132,162.00 | 130,005.00 | 110,481.00 | 95,106.00 | 76,549.00 | 69,309.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 22,502.00 | 15,598.00 | 10,725.00 | 6,882.00 | 5,540.00 | 9,703.00 | 7,370.00 | 9,871.00 | 6,741.00 | 6,239.00 | 5,690.00 | 4,461.00 |
| Cash from Investing Activity | -23,753.00 | -13,622.00 | -13,632.00 | -10,072.00 | -1,402.00 | -8,995.00 | -7,782.00 | -10,186.00 | -4,423.00 | -5,106.00 | -4,045.00 | -3,516.00 |
| Cash from Financing Activity | -275.00 | 1,607.00 | -403.00 | 1,985.00 | -238.00 | 678.00 | 38.00 | -337.00 | -196.00 | -236.00 | -212.00 | -168.00 |
| Net Cash Flow | -1,525.00 | 3,584.00 | -3,310.00 | -1,206.00 | 3,900.00 | 1,386.00 | -374.00 | -652.00 | 2,122.00 | 897.00 | 1,433.00 | 777.00 |
| Free Cash Flow | 22,224.00 | 15,306.00 | 10,594.00 | 6,797.00 | 5,486.00 | 9,644.00 | 7,334.00 | 9,828.00 | 6,708.00 | 6,191.00 | 5,658.00 | 4,354.00 |
| CFO/OP % | 1,230.00 | 1,459.00 | 1,360.00 | 7,363.00 | 855.00 | 777.00 | 671.00 | 1,171.00 | 626.00 | 639.00 | 856.00 | 511.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -6.00 | -6.00 | -8.00 | -12.00 | -12.00 | -13.00 | -17.00 | -17.00 | -25.00 | -20.00 | -27.00 | -11.00 |
| ROCE % | 10.00 | 7.00 | 5.00 | 10.00 | 11.00 | 21.00 | 23.00 | 25.00 | 31.00 | 31.00 | 36.00 | 41.00 |
Corporate Actions
10 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 19 Jun 2026 | 19 Jun 2026 | — | 2.10 | |
| Dividend | 20 Jun 2025 | 20 Jun 2025 | — | 2.10 | |
| Dividend | 21 Jun 2024 | 21 Jun 2024 | — | 2.00 | |
| Dividend | 16 Jun 2023 | 16 Jun 2023 | — | 1.90 | |
| Dividend | 31 May 2022 | 01 Jun 2022 | — | 1.70 | |
| Dividend | 30 Jun 2021 | 01 Jul 2021 | — | 2.02 | |
| Other | 11 Jul 2019 | — | — | — | Annual General Meeting |
| Dividend | 14 Mar 2019 | 15 Mar 2019 | — | 1.63 | |
| Other | 12 Jul 2018 | — | — | — | Annual General Meeting |
| Dividend | 15 Dec 2017 | 18 Dec 2017 | — | 1.36 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update31 Aug from icra
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Rating update27 Jan from crisil
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Rating update28 Nov 2025 from care
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Rating update26 Nov 2025 from icra
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Rating update8 Sep 2025 from care
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Rating update29 Aug 2025 from icra