About
Home First Finance Company India Limited operates as a housing finance company in India. The company offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. It also provides insurance loan products and loans through mobile applications. The company serves salaried professionals, self-employed individuals, informal earners, and small business owners, as well as corporates. Home First Finance Company India Limited was incorporated in 2010 and is headquartered in Mumbai, India.
Key Metrics
as of Sep 2026Market Cap12,653 Cr
P/E21.80
Div Yield0.43 %
Book Value₹418.00
52w High₹1,318.00
52w Low₹894.00
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 118.00 | 109.00 | 102.00 | 99.00 | 94.00 | 84.00 | 81.00 | 75.00 | 68.00 | 58.00 | 65.00 | 62.00 | 60.00 |
| Other Income | 2.00 | 3.00 | 1.00 | 2.00 | 2.00 | 2.00 | 2.00 | 1.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Depreciation | 5.00 | 5.00 | 5.00 | 5.00 | 4.00 | 4.00 | 4.00 | 4.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Interest | 208.00 | 195.00 | 194.00 | 203.00 | 200.00 | 190.00 | 193.00 | 176.00 | 157.00 | 146.00 | 130.00 | 117.00 | 107.00 |
| Profit before tax | 208.00 | 195.00 | 183.00 | 173.00 | 156.00 | 138.00 | 130.00 | 120.00 | 114.00 | 111.00 | 103.00 | 96.00 | 90.00 |
| Tax % | 23.00 | 23.00 | 23.00 | 24.00 | 24.00 | 24.00 | 25.00 | 23.00 | 23.00 | 25.00 | 23.00 | 23.00 | 23.00 |
| Net Profit | 160.00 | 149.00 | 140.00 | 132.00 | 119.00 | 105.00 | 97.00 | 92.00 | 88.00 | 83.00 | 79.00 | 74.00 | 69.00 |
| EPS in Rs | 15.29 | 14.33 | 13.49 | 12.73 | 11.52 | 11.63 | 10.86 | 10.34 | 9.87 | 9.43 | 8.92 | 8.43 | 7.84 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 400.00 | 303.00 | 242.00 | 183.00 | 143.00 | 127.00 | 111.00 | 75.00 | 41.00 | 26.00 | 16.00 | 12.00 |
| Other Income | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 9.00 | 7.00 | 2.00 | 0.00 | 2.00 | 0.00 |
| Interest | 796.00 | 719.00 | 503.00 | 308.00 | 219.00 | 220.00 | 194.00 | 127.00 | 67.00 | 54.00 | 37.00 | 22.00 |
| Depreciation | 19.00 | 16.00 | 12.00 | 9.00 | 8.00 | 8.00 | 7.00 | 5.00 | 1.00 | 1.00 | 0.00 | 0.00 |
| Profit before tax | 708.00 | 502.00 | 400.00 | 295.00 | 226.00 | 134.00 | 107.00 | 65.00 | 38.00 | 14.00 | 9.00 | 5.00 |
| Tax % | 24.00 | 24.00 | 24.00 | 23.00 | 18.00 | 25.00 | 26.00 | 30.00 | 34.00 | 36.00 | 33.00 | 29.00 |
| Net Profit | 540.00 | 382.00 | 306.00 | 228.00 | 186.00 | 100.00 | 80.00 | 46.00 | 25.00 | 9.00 | 6.00 | 3.00 |
| EPS in Rs | 51.80 | 42.43 | 34.54 | 25.94 | 21.24 | 11.46 | 10.16 | 36.09 | 24.41 | 8.50 | 16.01 | 11.73 |
| Dividend Payout % | 10.00 | 9.00 | 10.00 | 10.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 2.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 21.00 | 18.00 | 18.00 | 18.00 | 18.00 | 17.00 | 16.00 | 13.00 | 10.00 | 10.00 | 4.00 | 3.00 |
| Reserves | 4,336.00 | 2,503.00 | 2,104.00 | 1,800.00 | 1,556.00 | 1,363.00 | 918.00 | 510.00 | 323.00 | 298.00 | 146.00 | 96.00 |
| Other Liabilities | 220.00 | 140.00 | 110.00 | 108.00 | 76.00 | 76.00 | 53.00 | 33.00 | 17.00 | 18.00 | 78.00 | 6.00 |
| Total Liabilities | 15,167.00 | 12,212.00 | 9,534.00 | 6,739.00 | 5,117.00 | 4,510.00 | 3,480.00 | 2,482.00 | 1,372.00 | 990.00 | 597.00 | 359.00 |
| Fixed Assets | 56.00 | 46.00 | 30.00 | 26.00 | 20.00 | 17.00 | 21.00 | 17.00 | 5.00 | 3.00 | 1.00 | 1.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 | 0.00 |
| Investments | 812.00 | 360.00 | 379.00 | 281.00 | 0.00 | 375.00 | 146.00 | 103.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 14,298.00 | 11,805.00 | 9,125.00 | 6,432.00 | 5,097.00 | 4,118.00 | 3,314.00 | 2,361.00 | 1,366.00 | 988.00 | 595.00 | 359.00 |
| Total Assets | 15,167.00 | 12,212.00 | 9,534.00 | 6,739.00 | 5,117.00 | 4,510.00 | 3,480.00 | 2,482.00 | 1,372.00 | 990.00 | 597.00 | 359.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -1,940.00 | -2,196.00 | -1,908.00 | -1,469.00 | -807.00 | -223.00 | -823.00 |
| Cash from Investing Activity | -408.00 | 0.00 | -217.00 | -267.00 | 804.00 | -615.00 | -108.00 |
| Cash from Financing Activity | 2,198.00 | 2,215.00 | 2,470.00 | 1,353.00 | 411.00 | 900.00 | 893.00 |
| Net Cash Flow | -150.00 | 19.00 | 345.00 | -382.00 | 408.00 | 62.00 | -38.00 |
| Free Cash Flow | -1,949.00 | -2,208.00 | -1,916.00 | -1,476.00 | -810.00 | -225.00 | -827.00 |
| CFO/OP % | -119.00 | -169.00 | -199.00 | -228.00 | -169.00 | -53.00 | -267.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
4 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 29 May 2026 | 29 May 2026 | — | 5.20 | |
| Dividend | 30 May 2025 | 30 May 2025 | — | 3.70 | |
| Dividend | 07 Jun 2024 | 07 Jun 2024 | — | 3.40 | |
| Dividend | 19 May 2023 | 19 May 2023 | — | 2.60 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update1 Sep from care
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Rating update8 Jun from icra
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Rating update3 Jun from fitch
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Rating update27 May from icra
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Rating update5 Feb from care
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Rating update25 Jul 2025 from care