About
ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, , actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.
Key Metrics
as of Sep 2026Market Cap75,440 Cr
P/E31.10
Div Yield0.89 %
Book Value₹341.00
52w High₹2,065.00
52w Low₹1,507.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 7,088.00 | 6,825.00 | 6,905.00 | 6,869.00 | 6,396.00 | 6,051.00 | 6,161.00 | 6,147.00 | 5,601.00 | 5,391.00 | 5,194.00 | 5,271.00 | 4,716.00 |
| Expenses | 6,566.00 | 6,138.00 | 6,051.00 | 5,825.00 | 5,415.00 | 5,443.00 | 5,199.00 | 5,207.00 | 4,831.00 | 4,701.00 | 4,639.00 | 4,509.00 | 4,206.00 |
| Operating Profit | 522.00 | 686.00 | 854.00 | 1,044.00 | 981.00 | 609.00 | 962.00 | 940.00 | 770.00 | 690.00 | 555.00 | 762.00 | 510.00 |
| OPM % | 7.00 | 10.00 | 12.00 | 15.00 | 15.00 | 10.00 | 16.00 | 15.00 | 14.00 | 13.00 | 11.00 | 14.00 | 11.00 |
| Other Income | 14.00 | 32.00 | 16.00 | 33.00 | 13.00 | 60.00 | -2.00 | -21.00 | 4.00 | 8.00 | 19.00 | 2.00 | 10.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 536.00 | 718.00 | 870.00 | 1,077.00 | 994.00 | 668.00 | 960.00 | 919.00 | 774.00 | 698.00 | 574.00 | 764.00 | 520.00 |
| Tax % | 25.00 | 24.00 | 24.00 | 24.00 | 25.00 | 24.00 | 25.00 | 24.00 | 25.00 | 26.00 | 25.00 | 24.00 | 25.00 |
| Net Profit | 403.00 | 547.00 | 659.00 | 820.00 | 747.00 | 510.00 | 724.00 | 694.00 | 580.00 | 520.00 | 431.00 | 577.00 | 390.00 |
| EPS in Rs | 8.08 | 10.96 | 13.23 | 16.47 | 15.04 | 10.28 | 14.63 | 14.03 | 11.77 | 10.54 | 8.76 | 11.75 | 7.95 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 26,994.00 | 23,961.00 | 20,572.00 | 17,876.00 | 16,026.00 | 12,161.00 | 11,517.00 | 11,163.00 | 6,912.00 | 7,520.00 | 6,033.00 | 4,234.00 |
| Expenses | 23,264.00 | 20,554.00 | 17,918.00 | 16,612.00 | 15,010.00 | 10,090.00 | 9,745.00 | 9,494.00 | 7,174.00 | 6,601.00 | 5,269.00 | 4,456.00 |
| Operating Profit | 3,731.00 | 3,407.00 | 2,654.00 | 1,264.00 | 1,016.00 | 2,072.00 | 1,772.00 | 1,669.00 | -262.00 | 919.00 | 764.00 | -221.00 |
| OPM % | 14.00 | 14.00 | 13.00 | 7.00 | 6.00 | 17.00 | 15.00 | 15.00 | -3.80 | 12.00 | 13.00 | -5.00 |
| Other Income | 93.00 | 39.00 | 35.00 | 991.00 | 809.00 | 12.00 | 15.00 | -2.00 | 1,569.00 | -2.00 | 0.00 | 992.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 70.00 | 59.00 | 0.00 | 0.00 | 12.00 |
| Depreciation | 165.00 | 124.00 | 134.00 | 142.00 | 141.00 | 130.00 | 90.00 | 0.00 | 51.00 | 7.00 | 57.00 | 54.00 |
| Profit before tax | 3,659.00 | 3,321.00 | 2,555.00 | 2,113.00 | 1,684.00 | 1,954.00 | 1,697.00 | 1,598.00 | 1,196.00 | 910.00 | 708.00 | 705.00 |
| Tax % | 24.00 | 24.00 | 25.00 | 18.00 | 24.00 | 25.00 | 30.00 | 34.00 | 28.00 | 23.00 | 28.00 | 17.00 |
| Net Profit | 2,772.00 | 2,508.00 | 1,919.00 | 1,729.00 | 1,271.00 | 1,473.00 | 1,194.00 | 1,049.00 | 862.00 | 702.00 | 507.00 | 585.00 |
| EPS in Rs | 55.61 | 50.60 | 38.94 | 35.21 | 25.89 | 32.40 | 26.27 | 23.10 | 18.98 | 15.56 | 11.34 | 13.11 |
| Dividend Payout % | 24.00 | 25.00 | 28.00 | 28.00 | 35.00 | 25.00 | 13.00 | 26.00 | 17.00 | 22.00 | 26.00 | 15.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 498.00 | 496.00 | 493.00 | 491.00 | 491.00 | 455.00 | 454.00 | 454.00 | 454.00 | 451.00 | 448.00 | 447.00 |
| Reserves | 16,135.00 | 13,989.00 | 11,712.00 | 9,953.00 | 8,702.00 | 7,144.00 | 5,680.00 | 4,946.00 | 4,087.00 | 3,450.00 | 2,789.00 | 2,439.00 |
| Borrowings | 0.00 | 0.00 | 35.00 | 35.00 | 255.00 | 485.00 | 485.00 | 485.00 | 485.00 | 485.00 | 0.00 | 0.00 |
| Other Liabilities | 59,477.00 | 54,660.00 | 51,068.00 | 44,607.00 | 41,401.00 | 31,214.00 | 30,423.00 | 27,517.00 | 24,723.00 | 18,965.00 | 12,440.00 | 11,760.00 |
| Total Liabilities | 76,111.00 | 69,145.00 | 63,308.00 | 55,086.00 | 50,848.00 | 39,298.00 | 37,042.00 | 33,403.00 | 29,750.00 | 23,351.00 | 15,676.00 | 14,646.00 |
| Fixed Assets | 834.00 | 728.00 | 930.00 | 883.00 | 941.00 | 717.00 | 664.00 | 1,965.00 | 368.00 | 516.00 | 510.00 | 381.00 |
| CWIP | 88.00 | 74.00 | 94.00 | 25.00 | 11.00 | 14.00 | 12.00 | 17.00 | 38.00 | 11.00 | 10.00 | 9.00 |
| Investments | 58,338.00 | 53,508.00 | 48,584.00 | 42,836.00 | 38,412.00 | 30,788.00 | 26,327.00 | 20,714.00 | 18,193.00 | 14,806.00 | 11,426.00 | 10,200.00 |
| Other Assets | 16,851.00 | 14,835.00 | 13,700.00 | 11,342.00 | 11,485.00 | 7,779.00 | 10,039.00 | 10,707.00 | 11,151.00 | 8,018.00 | 3,730.00 | 4,056.00 |
| Total Assets | 76,111.00 | 69,145.00 | 63,308.00 | 55,086.00 | 50,848.00 | 39,298.00 | 37,042.00 | 33,403.00 | 29,750.00 | 23,351.00 | 15,676.00 | 14,646.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 2,622.00 | 1,147.00 | 2,407.00 | 2,290.00 | 809.00 | 1,774.00 | 3,433.00 | 2,976.00 | 2,390.00 | 1,628.00 | 511.00 | -98.00 |
| Cash from Investing Activity | -1,733.00 | -1,137.00 | -1,921.00 | -1,685.00 | 135.00 | -1,367.00 | -3,382.00 | -2,856.00 | -1,896.00 | -1,990.00 | -310.00 | 171.00 |
| Cash from Financing Activity | -336.00 | -257.00 | -355.00 | -695.00 | -879.00 | -212.00 | -420.00 | -310.00 | -96.00 | 361.00 | -148.00 | -93.00 |
| Net Cash Flow | 554.00 | -247.00 | 131.00 | -90.00 | 65.00 | 195.00 | -369.00 | -190.00 | 398.00 | -1.00 | 53.00 | -20.00 |
| Free Cash Flow | 2,380.00 | 918.00 | 2,217.00 | 2,170.00 | 737.00 | 1,695.00 | 3,130.00 | 2,860.00 | 2,315.00 | 1,574.00 | 459.00 | -150.00 |
| CFO/OP % | 105.00 | 57.00 | 115.00 | 206.00 | 117.00 | 103.00 | 222.00 | 178.00 | -912.00 | 177.00 | 67.00 | 44.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 292.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 292.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -599.00 | -603.00 | -661.00 | -685.00 | -690.00 | -705.00 | -670.00 | -564.00 | -720.00 | -521.00 | -532.00 | -576.00 |
| ROCE % | 22.00 | 24.00 | 23.00 | 21.00 | 19.00 | 27.00 | 27.00 | 31.00 | 17.00 | 24.00 | 23.00 | 27.00 |
Corporate Actions
17 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 29 May 2026 | 29 May 2026 | — | 7.00 | |
| Dividend | 23 Oct 2025 | 23 Oct 2025 | — | 6.50 | |
| Dividend | 06 Jun 2025 | 06 Jun 2025 | — | 7.00 | |
| Dividend | 28 Oct 2024 | 28 Oct 2024 | — | 5.50 | |
| Dividend | 07 Jun 2024 | 07 Jun 2024 | — | 6.00 | |
| Dividend | 27 Oct 2023 | 27 Oct 2023 | — | 5.00 | |
| Dividend | 12 Jun 2023 | 12 Jun 2023 | — | 5.50 | |
| Dividend | 27 Oct 2022 | 28 Oct 2022 | — | 4.50 | |
| Dividend | 28 Jul 2022 | 29 Jul 2022 | — | 5.00 | |
| Dividend | 29 Oct 2021 | 01 Nov 2021 | — | 4.00 | |
| Dividend | 02 Aug 2021 | 03 Aug 2021 | — | 4.00 | |
| Dividend | 18 Mar 2021 | 19 Mar 2021 | — | 4.00 | |
| Dividend | 31 Oct 2019 | 01 Nov 2019 | — | 3.50 | |
| Dividend | 19 Jun 2019 | — | — | 3.50 | |
| Dividend | 29 Oct 2018 | 30 Oct 2018 | — | 2.50 | |
| Dividend | 04 Jul 2018 | — | — | 2.50 | |
| Dividend | 26 Oct 2017 | 27 Oct 2017 | — | 0.75 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update12 Jun from icra
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Rating update30 Jun 2025 from icra
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Rating update31 Jul 2024 from crisil
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Rating update11 Jul 2024 from icra
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Rating update15 Sep 2023 from crisil
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Rating update12 Sep 2023 from icra
Conference Calls
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