About
IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising forwards, options, and swaps. It also provides retail lending solutions, such as home loans, vehicle loans, consumer loans, education loans, personal loans, used car loans, gold loans, rural finance, and tractor finance; SME lending solutions that consist of loan against property, business banking, working capital loans, commercial vehicle loans, micro enterprise loans, trade advance, and startup banking; CASA and fixed deposits, which include current accounts, savings accounts, fixed deposits, nostro/vostro accounts, overdrafts, corporate salary accounts, accounts for ONDC, and escrow account; and NRI Banking that comprises NRE accounts, NRO accounts, seafarer accounts, FCNR deposits, and NRE/NRO deposits. In addition, the company offers wealth management and distribution solutions, including distribution of life insurance, general insurance, credit shield, health insurance, mutual funds, and AIFs; credit cards; and FASTag, such as tag issuer, toll acquirer, toll, parking, and fuel solutions. Further, it provides trade finance solutions that consist of letters of credit and discounting, bank guarantee, buyer's credit/SBLC, parking credit in foreign currency and INR, remittances, and pre and post shipment finance; supply chain financing; and transaction banking and CMS solutions. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was founded in 1997 and is headquartered in Mumbai, India.
Key Metrics
as of Sep 2026Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 6,873.00 | 7,118.00 | 6,982.00 | 6,576.00 | 6,580.00 | 6,441.00 | 6,261.00 | 6,285.00 | 5,426.00 | 5,169.00 | 4,895.00 | 4,398.00 | 4,135.00 |
| Other Income | 2,309.00 | 1,630.00 | 2,125.00 | 1,891.00 | 2,227.00 | 1,895.00 | 1,780.00 | 1,727.00 | 1,619.00 | 1,642.00 | 1,517.00 | 1,430.00 | 1,414.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 5,079.00 | 4,876.00 | 4,925.00 | 4,824.00 | 4,709.00 | 4,506.00 | 4,441.00 | 4,169.00 | 4,094.00 | 3,750.00 | 3,593.00 | 3,406.00 | 3,123.00 |
| Profit before tax | 1,409.00 | 189.00 | 635.00 | 428.00 | 580.00 | 361.00 | 421.00 | 230.00 | 888.00 | 942.00 | 908.00 | 982.00 | 1,024.00 |
| Tax % | 24.00 | -68.00 | 21.00 | 18.00 | 20.00 | 16.00 | 19.00 | 13.00 | 23.00 | 23.00 | 21.00 | 23.00 | 25.00 |
| Net Profit | 1,075.00 | 319.00 | 503.00 | 352.00 | 463.00 | 304.00 | 339.00 | 201.00 | 681.00 | 724.00 | 716.00 | 751.00 | 765.00 |
| EPS in Rs | 1.25 | 0.37 | 0.58 | 0.48 | 0.63 | 0.42 | 0.46 | 0.27 | 0.96 | 1.02 | 1.01 | 1.12 | 1.15 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 26,412.00 | 23,593.00 | 17,979.00 | 13,410.00 | 12,380.00 | 8,786.00 | 9,871.00 | 4,534.00 | 1,725.00 | 1,425.00 | 494.00 | 3.00 |
| Other Income | 7,873.00 | 7,022.00 | 6,002.00 | 4,467.00 | 3,222.00 | 2,211.00 | 1,722.00 | 852.00 | 1,118.00 | 1,013.00 | 403.00 | 0.00 |
| Interest | 19,334.00 | 17,210.00 | 13,872.00 | 10,092.00 | 7,467.00 | 8,588.00 | 10,232.00 | 8,749.00 | 7,132.00 | 6,515.00 | 2,802.00 | 0.00 |
| Depreciation | 844.00 | 820.00 | 618.00 | 425.00 | 373.00 | 329.00 | 305.00 | 2,813.00 | 163.00 | 134.00 | 41.00 | 0.00 |
| Profit before tax | 1,833.00 | 1,900.00 | 3,855.00 | 3,267.00 | 175.00 | 476.00 | -2,379.00 | -3,295.00 | 1,027.00 | 1,471.00 | 716.00 | -3.00 |
| Tax % | 11.00 | 20.00 | 23.00 | 25.00 | 17.00 | 5.00 | 20.00 | -41.00 | 16.00 | 31.00 | 35.00 | 0.00 |
| Net Profit | 1,636.00 | 1,525.00 | 2,957.00 | 2,437.00 | 145.00 | 452.00 | -2,864.00 | -1,944.00 | 859.00 | 1,020.00 | 467.00 | -3.00 |
| EPS in Rs | 1.90 | 2.08 | 4.18 | 3.68 | 0.23 | 0.80 | -5.95 | -4.07 | 2.52 | 3.00 | 1.38 | -516.00 |
| Dividend Payout % | 13.00 | 12.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 30.00 | 25.00 | 18.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 8,602.00 | 7,322.00 | 7,070.00 | 6,618.00 | 6,218.00 | 5,676.00 | 4,810.00 | 4,782.00 | 3,404.00 | 3,399.00 | 3,393.00 | 0.05 |
| Reserves | 38,750.00 | 30,756.00 | 25,091.00 | 19,103.00 | 14,786.00 | 12,132.00 | 10,533.00 | 13,378.00 | 11,852.00 | 11,279.00 | 10,240.00 | -3.00 |
| Other Liabilities | 21,333.00 | 14,701.00 | 12,442.00 | 12,371.00 | 10,581.00 | 10,861.00 | 11,353.00 | 8,563.00 | 5,778.00 | 7,011.00 | 4,204.00 | 3.00 |
| Total Liabilities | 399,780.00 | 343,819.00 | 296,115.00 | 239,942.00 | 190,182.00 | 163,144.00 | 149,200.00 | 167,185.00 | 126,520.00 | 112,160.00 | 83,216.00 | 0.00 |
| Fixed Assets | 2,444.00 | 2,596.00 | 2,525.00 | 1,876.00 | 1,282.00 | 1,201.00 | 965.00 | 917.00 | 781.00 | 781.00 | 644.00 | 0.00 |
| CWIP | 113.00 | 67.00 | 95.00 | 214.00 | 79.00 | 65.00 | 73.00 | 34.00 | 3.00 | 5.00 | 29.00 | 0.00 |
| Investments | 85,966.00 | 80,716.00 | 74,710.00 | 61,124.00 | 46,145.00 | 45,412.00 | 45,405.00 | 58,475.00 | 61,202.00 | 50,472.00 | 29,729.00 | 0.00 |
| Other Assets | 311,257.00 | 260,440.00 | 218,785.00 | 176,728.00 | 142,676.00 | 116,466.00 | 102,758.00 | 107,759.00 | 64,535.00 | 60,901.00 | 52,814.00 | 0.00 |
| Total Assets | 399,780.00 | 343,819.00 | 296,115.00 | 239,942.00 | 190,182.00 | 163,144.00 | 149,200.00 | 167,185.00 | 126,520.00 | 112,160.00 | 83,216.00 | 0.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 6,915.00 | 14,395.00 | 11,328.00 | 3,600.00 | 2,604.00 | 14,061.00 | 10,927.00 | 17,293.00 | -5,941.00 | 14,247.00 | -13,034.00 | 0.00 |
| Cash from Investing Activity | -14,219.00 | -3,095.00 | -9,792.00 | -11,969.00 | -2,884.00 | -2,826.00 | -3,764.00 | -412.00 | -1,008.00 | -5,074.00 | 7,171.00 | 0.00 |
| Cash from Financing Activity | 4,969.00 | -8,682.00 | -2,954.00 | 6,509.00 | 10,211.00 | -9,598.00 | -12,539.00 | -12,207.00 | 6,744.00 | -6,974.00 | 7,475.00 | 0.00 |
| Net Cash Flow | -2,335.00 | 2,617.00 | -1,418.00 | -1,860.00 | 9,930.00 | 1,637.00 | -5,376.00 | 4,675.00 | -205.00 | 2,198.00 | 1,612.00 | 0.00 |
| Free Cash Flow | 6,178.00 | 13,542.00 | 10,189.00 | 2,447.00 | 2,131.00 | 13,519.00 | 10,534.00 | 17,037.00 | -6,104.00 | 13,993.00 | -13,212.00 | 0.00 |
| CFO/OP % | 51.00 | 113.00 | 98.00 | 42.00 | 51.00 | 188.00 | 172.00 | 232.00 | -78.00 | 204.00 | -406.00 | 0.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|
Corporate Actions
31 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 07 Aug 2026 | 07 Aug 2026 | — | 0.25 | |
| Dividend | 11 Jul 2025 | 11 Jul 2025 | — | 0.25 | |
| Other | 10 Mar 2021 | 12 Mar 2021 | — | — | Interest Payment |
| Other | 04 Mar 2021 | 05 Mar 2021 | — | — | Interest Payment |
| Other | 17 Dec 2020 | 19 Dec 2020 | — | — | Interest Payment |
| Other | 12 Mar 2020 | 13 Mar 2020 | — | — | Interest Payment |
| Other | 27 Feb 2020 | 28 Feb 2020 | — | — | Interest Payment |
| Other | 12 Dec 2019 | 13 Dec 2019 | — | — | Interest Payment |
| Other | 14 Mar 2019 | 15 Mar 2019 | — | — | Interest Payment |
| Other | 28 Feb 2019 | 01 Mar 2019 | — | — | Interest Payment |
| Other | 13 Dec 2018 | 14 Dec 2018 | — | — | Interest Payment |
| Dividend | 23 Jul 2018 | — | — | 0.75 | |
| Other | 08 Mar 2018 | 09 Mar 2018 | — | — | Interest Payment |
| Other | 28 Feb 2018 | 01 Mar 2018 | — | — | Interest Payment |
| Other | 14 Dec 2017 | 15 Dec 2017 | — | — | Interest Payment |
| Dividend | 20 Jul 2017 | — | — | 0.75 | |
| Other | 09 Mar 2017 | 10 Mar 2017 | — | — | Interest Payment/Buy Back |
| Other | 09 Mar 2017 | 10 Mar 2017 | — | — | Buy Back |
| Other | 02 Mar 2017 | 03 Mar 2017 | — | — | Interest Payment/Buyback |
| Other | 02 Mar 2017 | 03 Mar 2017 | — | — | Buy Back |
| Other | 08 Dec 2016 | 09 Dec 2016 | — | — | Interest Payement/Buyback |
| Other | 08 Dec 2016 | 09 Dec 2016 | — | — | Buyback |
| Dividend | 19 Jul 2016 | — | — | 0.25 | |
| Other | 22 Mar 2016 | 25 Mar 2016 | — | — | Payment Of Amt Of Buyback |
| Other | 22 Mar 2016 | 25 Mar 2016 | — | — | Interest Payment/ Buyback |
| Other | 10 Mar 2016 | 11 Mar 2016 | — | — | Interest Payment |
| Other | 03 Mar 2016 | 04 Mar 2016 | — | — | Interest Payment |
| Other | 04 Feb 2016 | 05 Feb 2016 | — | — | Buyback Of Bonds |
| Other | 04 Feb 2016 | 05 Feb 2016 | — | — | Payment Of Interest & Buyback Amount To Bondholders |
| Other | 14 Dec 2015 | 15 Dec 2015 | — | — | Interest Payment |
| Other | 29 Oct 2015 | 30 Oct 2015 | — | — | Payment Of Amount Of Buyback To Bondholders |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update15 May from icra
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Rating update4 Mar from care
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Rating update2 Mar from icra
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Rating update2 Mar from crisil
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Rating update9 Dec 2025 from fitch
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Rating update20 Oct 2025 from crisil
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