India Home Loan Limited

About

India Home Loan Limited operates as a housing finance company in India. It offers home loans to individuals and families for purchase, construction, extension, renovation, and improvement; loan against property to individuals who own self-occupied residential properties; project finance; and mortgage loans. The company was formerly known as Manoj Housing Finance Company Ltd and changed its name to India Home Loan Limited in 2009. India Home Loan Limited was incorporated in 1990 and is headquartered in Mumbai, India.

Key Metrics

as of Sep 2026

Market Cap43 Cr

P/E306.00

Div Yield0.00 %

Book Value₹29.00

52w High₹47.50

52w Low₹24.80

Face Value₹10.00

Quarterly Results

Rs. Crores · hover row for definition

Metric	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023
Expenses	1.19	1.89	1.42	1.51	2.30	1.64	1.27	1.29	1.23	2.12	1.95	0.31	1.36
Other Income	0.00	0.01	0.00	0.00	0.00	0.01	0.01	0.01	0.06	0.01	0.01	0.02	0.06
Depreciation	0.06	0.05	0.06	0.07	0.06	0.12	0.07	0.03	0.01	0.03	0.03	0.05	0.07
Interest	1.19	1.74	1.80	1.87	1.87	1.89	1.91	1.92	1.96	2.23	2.16	2.50	2.68
Profit before tax	0.03	0.03	0.03	0.05	0.05	0.09	0.07	0.05	0.14	-2.04	-1.18	0.16	-0.31
Tax %	-100.00	100.00	100.00	-40.00	80.00	55.56	0.00	-20.00	21.43	3.43	-2.54	37.50	-9.68
Net Profit	0.06	0.00	0.01	0.07	0.01	0.04	0.08	0.06	0.10	-2.11	-1.15	0.09	-0.27
EPS in Rs	0.04	0.00	0.01	0.05	0.01	0.03	0.06	0.04	0.07	-1.48	-0.81	0.06	-0.19

Profit & Loss

Annual · Rs. Crores

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Expenses	6.31	5.50	5.76	8.74	9.45	9.16	7.30	6.82	5.41	2.65	1.80	1.47
Other Income	-0.70	0.12	0.07	0.82	0.42	0.00	0.37	0.00	0.00	0.00	0.01	0.00
Interest	7.25	7.64	9.51	12.89	16.53	20.25	21.57	21.75	6.92	1.74	1.13	0.08
Depreciation	0.23	0.23	0.19	0.56	0.53	0.23	0.33	0.44	0.29	0.07	0.07	0.15
Profit before tax	0.18	0.35	-3.37	0.99	3.97	1.49	3.74	2.83	4.07	1.40	1.29	0.81
Tax %	38.89	22.86	2.37	38.38	51.64	24.16	25.40	35.69	27.03	29.29	33.33	29.63
Net Profit	0.10	0.27	-3.44	0.61	1.92	1.12	2.80	1.82	2.96	0.99	0.86	0.58
EPS in Rs	0.07	0.19	-2.41	0.43	1.34	0.78	1.96	1.27	2.07	0.69	0.76	0.51
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	12.75	7.65	15.69	9.65	14.42	0.00	0.00

Balance Sheet

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Equity Capital	14.28	14.28	14.28	14.28	14.28	14.28	14.28	14.28	14.28	14.28	11.37	11.37
Reserves	27.17	27.16	26.92	30.33	29.64	24.83	23.87	21.40	19.61	16.99	7.14	6.28
Other Liabilities	12.50	8.56	5.94	3.56	3.54	1.47	14.30	9.37	3.08	1.22	0.81	0.22
Total Liabilities	97.30	99.62	104.00	139.17	173.23	211.20	222.51	236.72	192.72	46.62	32.53	22.87
Fixed Assets	0.38	0.58	0.29	0.44	0.67	0.54	0.69	0.90	1.05	0.17	0.09	0.15
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.13	0.05	0.05
Investments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	9.01	4.00	2.49	0.00	2.28
Other Assets	96.92	99.04	103.71	138.73	172.56	210.66	221.82	226.81	187.67	43.83	32.39	20.39
Total Assets	97.30	99.62	104.00	139.17	173.23	211.20	222.51	236.72	192.72	46.62	32.53	22.87

Cash Flows

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	5.93	12.30	30.94	34.82	40.53	7.67	10.69	-55.43	-133.01	-9.42	-9.10	-3.64
Cash from Investing Activity	0.00	-4.64	3.24	-0.32	1.54	-1.57	9.18	-6.36	-2.25	-2.41	2.40	-1.44
Cash from Financing Activity	-6.39	-7.54	-34.05	-34.65	-44.85	-5.12	-21.95	59.37	141.45	12.61	6.45	5.20
Net Cash Flow	-0.46	0.11	0.13	-0.15	-2.78	0.98	-2.08	-2.42	6.19	0.79	-0.24	0.12
Free Cash Flow	5.93	11.78	30.91	34.48	40.01	7.59	10.58	-55.72	-134.05	-9.65	-9.11	-3.64
CFO/OP %	73.00	153.00	494.00	256.00	199.00	39.00	45.00	-217.00	-1,169.00	-283.00	-351.00	-328.00

Ratios

Annual · Days / % — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015

Shareholding Pattern

% holding — latest first

Holder	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Promoters	27.06	26.92	26.76	26.66	39.07	38.99	38.97	38.97	37.92	36.55	36.55	36.55
DIIs	0.07	0.07	0.07	0.07	24.57	24.57	24.57	24.57	24.57	24.57	24.57	24.57
Public	72.87	73.01	73.16	73.27	36.36	36.44	36.46	36.46	37.50	38.88	38.88	38.87
No. of Shareholders	3,783	3,804	3,812	3,773	3,822	3,833	3,820	3,678	3,649	3,500	3,236	2,960

Corporate Actions

5 records

Action	Ex Date	Record Date	Ratio	Amount (₹)
Dividend	21 Sep 2021	—	—	0.10
Dividend	17 Sep 2020	—	—	0.15
Dividend	05 Sep 2019	—	—	0.20
Dividend	21 Aug 2018	—	—	0.20
Dividend	09 Aug 2017	—	—	0.10

Announcements

5 filings

Announcement under Regulation 30 (LODR)-Newspaper Publication
19 Aug 2026 19 Aug - Newspaper Publication informing about the completion of Dispatch of the Notice of 36th Annual general Meeting of India Home Loan Limited along with the Annual …
Letter To Members - Annual Report For The Financial Year 2025-26 And Notice Of The 36Th Annual General Meeting
18 Aug 2026 18 Aug - 36th AGM on 11 September 2026; annual report 2025-26 web-link sent to non-registered shareholders.
Notice Of The 36Th Annual General Meeting Of India Home Loan Limited
18 Aug 2026 18 Aug - 36th AGM on September 11, 2026; notice includes annual report and director appointments.
Reg. 34 (1) Annual Report.
18 Aug 2026 18 Aug - 36th AGM on September 11, 2026; annual report FY2025-26 and director appointment proposals.
Announcement under Regulation 30 (LODR)-Newspaper Publication
17 Aug 2026 17 Aug - Newspaper Publication regarding 36th AGM of the Company to be held on September 11, 2026.