About
Indian Bank provides various banking products and services. It offers deposit products, including savings bank and current accounts, term deposits, and non-resident Indian (NRI) accounts. The company also provides agriculture, MSME, corporate, online, home, mortgage, vehicle, personal, educational, and jewel loans; supply chain finance; 59 minutes loans; loan/OD against deposits, NSC/KVP/ relief bonds of RBI/LIC policies; and other retail/personal loans. In addition, it offers digital products, including IndOASIS, internet and SMS banking, debit and credit cards, national common mobility cards, prepaid card, mutual funds, IPO, demat, and trading services; point of sale systems; online collection products; cash management services; and other products, services, and schemes. The company operates through multiple branches in India and overseas; as well as ATMs and BNAs. Indian Bank was incorporated in 1907 and is based in Chennai, India.
Key Metrics
as of Sep 2026Market Cap118,780 Cr
P/E9.29
Div Yield2.07 %
Book Value₹623.00
52w High₹1,001.00
52w Low₹656.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 5,707.00 | 5,549.00 | 5,295.00 | 4,940.00 | 4,718.00 | 4,909.00 | 4,877.00 | 4,987.00 | 4,840.00 | 5,221.00 | 4,968.00 | 4,981.00 | 5,019.00 |
| Other Income | 2,633.00 | 2,500.00 | 2,566.00 | 2,487.00 | 2,439.00 | 2,743.00 | 2,153.00 | 2,422.00 | 1,906.00 | 2,263.00 | 1,902.00 | 1,993.00 | 1,710.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 10,655.00 | 10,371.00 | 10,202.00 | 10,039.00 | 9,924.00 | 9,467.00 | 9,345.00 | 9,153.00 | 8,861.00 | 8,609.00 | 8,383.00 | 8,003.00 | 7,346.00 |
| Profit before tax | 4,362.00 | 4,060.00 | 4,167.00 | 4,098.00 | 4,079.00 | 4,224.00 | 3,690.00 | 3,629.00 | 3,243.00 | 3,057.00 | 2,748.00 | 2,752.00 | 2,394.00 |
| Tax % | 25.00 | 24.00 | 27.00 | 26.00 | 27.00 | 30.00 | 23.00 | 25.00 | 26.00 | 26.00 | 23.00 | 28.00 | 29.00 |
| Net Profit | 3,273.00 | 3,103.00 | 3,061.00 | 3,018.00 | 2,973.00 | 2,956.00 | 2,852.00 | 2,706.00 | 2,403.00 | 2,247.00 | 2,119.00 | 1,988.00 | 1,709.00 |
| EPS in Rs | 24.30 | 23.04 | 22.73 | 22.41 | 22.07 | 21.95 | 21.18 | 20.09 | 17.84 | 16.68 | 15.73 | 15.96 | 13.72 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 19,905.00 | 19,081.00 | 19,665.00 | 20,925.00 | 19,842.00 | 17,778.00 | 9,233.00 | 8,358.00 | 7,357.00 | 5,433.00 | 5,122.00 | 4,218.00 |
| Other Income | 9,991.00 | 9,223.00 | 7,867.00 | 7,143.00 | 6,915.00 | 5,650.00 | 3,312.00 | 1,883.00 | 2,406.00 | 2,211.00 | 1,781.00 | 1,363.00 |
| Interest | 40,536.00 | 36,826.00 | 32,342.00 | 24,717.00 | 22,128.00 | 23,440.00 | 13,799.00 | 12,167.00 | 10,850.00 | 10,894.00 | 11,798.00 | 11,392.00 |
| Depreciation | 596.00 | 532.00 | 524.00 | 529.00 | 598.00 | 633.00 | 314.00 | 259.00 | 236.00 | 166.00 | 151.00 | 138.00 |
| Profit before tax | 16,404.00 | 14,787.00 | 10,951.00 | 5,914.00 | 3,204.00 | 2,906.00 | 1,373.00 | 284.00 | 1,076.00 | 1,758.00 | 955.00 | 1,469.00 |
| Tax % | 26.00 | 26.00 | 26.00 | 11.00 | -23.00 | -3.00 | 45.00 | -13.00 | -17.00 | 20.00 | 26.00 | 32.00 |
| Net Profit | 12,156.00 | 10,918.00 | 8,063.00 | 5,282.00 | 3,945.00 | 3,005.00 | 753.00 | 322.00 | 1,259.00 | 1,406.00 | 711.00 | 1,005.00 |
| EPS in Rs | 90.24 | 81.06 | 59.86 | 42.41 | 31.67 | 26.61 | 12.37 | 6.70 | 26.21 | 29.27 | 14.81 | 20.93 |
| Dividend Payout % | 20.00 | 20.00 | 20.00 | 20.00 | 21.00 | 8.00 | 0.00 | 0.00 | 0.00 | 20.00 | 10.00 | 20.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,347.00 | 1,347.00 | 1,347.00 | 1,245.00 | 1,245.00 | 1,129.00 | 609.00 | 480.00 | 480.00 | 480.00 | 480.00 | 480.00 |
| Reserves | 76,944.00 | 67,963.00 | 57,041.00 | 46,727.00 | 42,463.00 | 37,283.00 | 21,480.00 | 18,908.00 | 17,968.00 | 16,682.00 | 15,779.00 | 14,615.00 |
| Other Liabilities | 35,243.00 | 25,439.00 | 23,100.00 | 19,289.00 | 17,132.00 | 22,209.00 | 6,323.00 | 6,463.00 | 6,213.00 | 5,925.00 | 5,655.00 | 5,869.00 |
| Total Liabilities | 987,953.00 | 873,411.00 | 792,619.00 | 710,501.00 | 671,668.00 | 623,427.00 | 309,468.00 | 280,065.00 | 252,716.00 | 218,233.00 | 203,710.00 | 192,836.00 |
| Fixed Assets | 8,613.00 | 8,796.00 | 7,499.00 | 7,455.00 | 7,680.00 | 7,375.00 | 3,895.00 | 3,961.00 | 3,418.00 | 3,432.00 | 3,503.00 | 2,963.00 |
| CWIP | 34.00 | 31.00 | 16.00 | 4.00 | 4.00 | 1.00 | 1.00 | 1.00 | 1.00 | 11.00 | 8.00 | 5.00 |
| Investments | 244,666.00 | 225,303.00 | 212,554.00 | 185,988.00 | 174,559.00 | 176,537.00 | 81,242.00 | 64,992.00 | 71,398.00 | 67,552.00 | 53,089.00 | 45,728.00 |
| Other Assets | 734,640.00 | 639,281.00 | 572,549.00 | 517,053.00 | 489,426.00 | 439,513.00 | 224,331.00 | 211,112.00 | 177,900.00 | 147,239.00 | 147,110.00 | 144,139.00 |
| Total Assets | 987,953.00 | 873,411.00 | 792,619.00 | 710,501.00 | 671,668.00 | 623,427.00 | 309,468.00 | 280,065.00 | 252,716.00 | 218,233.00 | 203,710.00 | 192,836.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 18,785.00 | 17,351.00 | -8,613.00 | -27,943.00 | 28,732.00 | 38,979.00 | -8,401.00 | 6,268.00 | -3,676.00 | -10,819.00 | -931.00 | 5,139.00 |
| Cash from Investing Activity | -414.00 | -329.00 | -605.00 | -297.00 | -299.00 | -543.00 | -247.00 | -176.00 | -214.00 | -179.00 | -772.00 | -236.00 |
| Cash from Financing Activity | -7,649.00 | -4,264.00 | 1,195.00 | -1,543.00 | 19.00 | 1,866.00 | 2,552.00 | 1,000.00 | 6,776.00 | 9,041.00 | 620.00 | -2,312.00 |
| Net Cash Flow | 10,722.00 | 12,759.00 | -8,023.00 | -29,783.00 | 28,452.00 | 40,302.00 | -6,096.00 | 7,093.00 | 2,886.00 | -1,958.00 | -1,082.00 | 2,591.00 |
| Free Cash Flow | 18,369.00 | 17,020.00 | -9,221.00 | -28,247.00 | 28,432.00 | 38,436.00 | -8,648.00 | 6,020.00 | -3,890.00 | -10,998.00 | -1,702.00 | 4,902.00 |
| CFO/OP % | 40.00 | 40.00 | -24.00 | -116.00 | 151.00 | 183.00 | -69.00 | 58.00 | -38.00 | -102.00 | -8.00 | 44.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
25 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 10 Jun 2026 | 10 Jun 2026 | — | 18.25 | |
| Dividend | 10 Jun 2025 | 10 Jun 2025 | — | 16.25 | |
| Dividend | 07 Jun 2024 | 07 Jun 2024 | — | 12.00 | |
| Other | 07 Jun 2024 | — | — | — | Annual General Meeting |
| Dividend | 12 Jun 2023 | — | — | 8.60 | |
| Dividend | 14 Jun 2022 | — | — | 6.50 | |
| Dividend | 08 Jul 2021 | 09 Jul 2021 | — | 2.00 | |
| Other | 31 Jul 2020 | — | — | — | Annual General Meeting |
| Other | 20 Jun 2019 | — | — | — | Annual General Meeting |
| Dividend | 21 Jun 2018 | — | — | 6.00 | |
| Dividend | 02 Jun 2017 | — | — | 6.00 | |
| Dividend | 23 Jun 2016 | — | — | 1.50 | |
| Dividend | 23 Jun 2015 | — | — | 4.20 | |
| Dividend | 23 Jun 2014 | — | — | 1.70 | |
| Dividend | 20 Jan 2014 | 21 Jan 2014 | — | 3.00 | |
| Dividend | 24 Jun 2013 | — | — | 6.60 | |
| Dividend | 25 Jun 2012 | — | — | 7.50 | |
| Dividend | 30 May 2011 | — | — | 7.50 | |
| Other | 30 May 2011 | — | — | — | General |
| Dividend | 07 Jun 2010 | — | — | 4.00 | |
| Dividend | 04 Mar 2010 | 05 Mar 2010 | — | 2.50 | |
| Dividend | 18 Jun 2009 | — | — | 3.00 | |
| Dividend | 09 Mar 2009 | 12 Mar 2009 | — | 2.00 | |
| Dividend | 22 May 2008 | — | — | 4.00 | |
| Other | 15 Jun 2007 | — | — | — | Agm/Div Fin-20% + Spl-10% |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update16 Mar from crisil
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Rating update16 Mar from care
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Rating update6 Feb from crisil
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Rating update19 Dec 2025 from care
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Rating update4 Sep 2025 from brickwork
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Rating update14 Feb 2025 from care