About
KJMC Financial Services Limited, a non-banking financial company, primarily engages in the business of investing/trading in securities and advancing personal and commercial loans in India. The company offers short term loans to corporates and individuals; co-lending/loan transfers; MSME loans; distributes third party loan products, such as home, business, and machinery loans, as well as construction finance and loans against property and shares; and fund based financial services and funding solutions. It also invests in listed and unlisted securities. The company serves retail, MSME, and commercial customers. The company was incorporated in 1988 and is based in Mumbai, India.
Key Metrics
as of Sep 2026Market Cap31 Cr
P/E13.00
Div Yield0.00 %
Book Value₹213.00
52w High₹95.00
52w Low₹41.20
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 0.59 | 0.67 | 0.72 | 0.74 | 0.51 | 0.44 | 0.94 | 0.67 | 0.73 | 0.66 | 0.57 | 0.43 | 0.68 |
| Other Income | 0.07 | 0.07 | 0.07 | 0.18 | 0.08 | 0.17 | 0.09 | 0.09 | 0.10 | 0.05 | 0.01 | 0.07 | 0.01 |
| Depreciation | 0.12 | 0.13 | 0.14 | 0.10 | 0.10 | 0.11 | 0.11 | 0.11 | 0.11 | 0.12 | 0.06 | 0.06 | 0.06 |
| Interest | 0.30 | 0.39 | 0.43 | 0.26 | 0.18 | 0.24 | 0.25 | 0.16 | 0.19 | 0.20 | 0.10 | 0.18 | 0.21 |
| Profit before tax | 2.44 | -0.25 | 0.38 | 0.93 | 1.43 | -0.57 | 0.06 | 1.17 | 0.65 | 0.25 | 0.36 | 0.72 | 0.11 |
| Tax % | 26.64 | 4.00 | 44.74 | 25.81 | 24.48 | -17.54 | 0.00 | 35.90 | 10.77 | 68.00 | 30.56 | 13.89 | 81.82 |
| Net Profit | 1.79 | -0.28 | 0.23 | 0.67 | 1.08 | -0.48 | 0.03 | 0.74 | 0.56 | 0.02 | 0.23 | 0.59 | 0.02 |
| EPS in Rs | 3.70 | -0.56 | 0.46 | 1.38 | 2.26 | -1.00 | 0.06 | 1.55 | 1.17 | 0.04 | 0.48 | 1.23 | 0.04 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 2.66 | 2.78 | 2.35 | 2.81 | 2.88 | 2.81 | 2.43 | 2.01 | 5.21 | 2.16 | 1.41 | 0.98 |
| Other Income | 0.38 | 0.45 | 0.14 | 0.11 | 0.10 | 0.18 | 0.09 | 0.11 | 0.07 | 0.04 | 0.06 | 0.09 |
| Interest | 1.26 | 0.84 | 0.69 | 0.76 | 0.98 | 0.93 | 1.32 | 1.34 | 1.14 | 0.40 | 0.21 | 0.16 |
| Depreciation | 0.46 | 0.44 | 0.30 | 0.20 | 0.11 | 0.19 | 0.29 | 0.09 | 0.07 | 0.10 | 0.14 | 0.19 |
| Profit before tax | 2.50 | 1.31 | 1.43 | -0.65 | -0.18 | -1.97 | -1.67 | -0.69 | 0.61 | 0.34 | 0.61 | 0.15 |
| Tax % | 31.20 | 29.77 | 32.87 | 40.00 | 183.33 | -22.34 | -1.20 | 2.90 | 16.39 | -32.35 | -1.64 | -46.67 |
| Net Profit | 1.71 | 0.85 | 0.86 | -0.92 | -0.51 | -1.53 | -1.65 | -0.83 | 0.64 | 0.47 | 0.63 | 0.22 |
| EPS in Rs | 3.55 | 1.78 | 1.80 | -1.92 | -1.07 | -3.20 | -3.45 | -1.73 | 1.34 | 0.98 | 1.40 | 0.56 |
| Dividend Payout % | 28.18 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.49 | 3.91 |
| Reserves | 97.34 | 168.29 | 127.09 | 78.73 | 80.13 | 66.68 | 22.17 | 22.48 | 10.96 | 10.32 | 9.84 | 9.21 |
| Other Liabilities | 13.79 | 20.63 | 9.79 | 5.24 | 5.05 | 6.16 | 0.90 | 1.81 | 1.38 | 1.81 | 1.15 | 1.32 |
| Total Liabilities | 129.58 | 198.12 | 148.90 | 97.17 | 95.62 | 82.66 | 42.09 | 42.27 | 29.20 | 27.37 | 17.96 | 17.11 |
| Fixed Assets | 1.12 | 0.54 | 0.70 | 0.92 | 0.85 | 0.19 | 0.36 | 0.37 | 1.30 | 1.35 | 1.44 | 1.55 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 115.62 | 194.38 | 142.31 | 87.14 | 86.50 | 74.68 | 25.67 | 26.39 | 18.26 | 19.12 | 11.51 | 10.10 |
| Other Assets | 12.84 | 3.20 | 5.89 | 9.11 | 8.27 | 7.79 | 16.06 | 15.51 | 9.64 | 6.90 | 5.01 | 5.46 |
| Total Assets | 129.58 | 198.12 | 148.90 | 97.17 | 95.62 | 82.66 | 42.09 | 42.27 | 29.20 | 27.37 | 17.96 | 17.11 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -9.60 | 1.39 | 3.38 | -3.51 | -1.24 | 0.58 | -1.19 | -0.04 | -1.32 | -1.41 | 0.00 | -2.65 |
| Cash from Investing Activity | 1.35 | 2.33 | -1.56 | 0.74 | 1.71 | 2.81 | 1.50 | 8.15 | 0.90 | -6.66 | 0.17 | 0.14 |
| Cash from Financing Activity | 7.98 | -3.66 | -1.92 | 2.83 | -0.36 | -10.09 | -0.25 | -1.40 | 0.45 | 8.03 | -0.03 | 2.49 |
| Net Cash Flow | -0.27 | 0.06 | -0.10 | 0.06 | 0.12 | -6.71 | 0.07 | 6.71 | 0.02 | -0.04 | 0.14 | -0.01 |
| Free Cash Flow | -10.24 | 1.36 | 3.35 | -3.78 | -2.01 | 0.56 | -1.20 | -0.25 | -1.33 | -1.41 | -0.03 | -2.65 |
| CFO/OP % | -241.00 | 70.00 | 152.00 | -1,755.00 | -149.00 | -77.00 | 713.00 | 19.00 | -70.00 | -190.00 | 2.00 | -644.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
2 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 19 Aug 1998 | — | — | 2.00 | |
| Dividend | 27 Aug 1997 | — | — | 4.00 |