About
Kotak Mahindra Bank Limited provides a range of banking and financial services to corporate and individual customers in India. It operates through Treasury, BMU, and Corporate Centre; Retail Banking; Corporate / Wholesale Banking; Digital Banking; Other Retail Banking; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The company offers savings, current, and salary accounts; fixed, recurring, tax saving fixed, senior citizen, and fixed deposit products; home, personal, business, payday, gold, education, commercial vehicle, car, and crop loans, as well as loan against securities and properties; construction equipment, tractor and farm equipment, healthcare, trade and supply chain, and working capital finance solutions; and prepaid, credit, and debit cards. It also provides Investment products; life, term, health, car, and two wheeler insurance; payment services; trade services; business management and marketing, enterprise resource planning, supply chain and logistics, human resource, business travel, workspace management, taxation and legal, and healthcare/medical equipment services; cash management services, such as digital payments, physical collections, digital collections, and payment gateways; private banking services; net banking; and NRI services. In addition, the company offers term deposits, consumer finance, business banking, rural housing, FASTags, project finance, foreign exchange, custody services, debt capital markets; structured financing, discretionary, investment advisory solutions; estate planning, research services, margin trading facility, and index, overseas funds. Kotak Mahindra Bank Limited was incorporated in 1985 and is headquartered in Mumbai, India.
Key Metrics
as of Sep 2026Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 14,857.00 | 13,656.00 | 13,933.00 | 11,606.00 | 13,123.00 | 13,666.00 | 10,596.00 | 13,094.00 | 12,263.00 | 14,920.00 | 12,484.00 | 10,136.00 | 10,303.00 |
| Other Income | 11,714.00 | 10,648.00 | 10,344.00 | 7,703.00 | 9,456.00 | 10,402.00 | 7,313.00 | 10,453.00 | 13,042.00 | 12,751.00 | 9,588.00 | 7,843.00 | 7,855.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 7,703.00 | 7,376.00 | 7,384.00 | 7,333.00 | 7,527.00 | 7,157.00 | 7,170.00 | 7,139.00 | 6,805.00 | 6,212.00 | 5,985.00 | 5,536.00 | 4,834.00 |
| Profit before tax | 7,509.00 | 7,443.00 | 6,533.00 | 5,963.00 | 6,053.00 | 6,351.00 | 6,180.00 | 6,647.00 | 9,811.00 | 6,775.00 | 5,614.00 | 5,888.00 | 5,586.00 |
| Tax % | 27.00 | 27.00 | 25.00 | 25.00 | 27.00 | 23.00 | 25.00 | 25.00 | 25.00 | 23.00 | 25.00 | 25.00 | 26.00 |
| Net Profit | 5,480.00 | 5,423.00 | 4,924.00 | 4,468.00 | 4,472.00 | 4,933.00 | 4,701.00 | 5,044.00 | 7,448.00 | 5,337.00 | 4,265.00 | 4,461.00 | 4,150.00 |
| EPS in Rs | 5.51 | 5.45 | 4.95 | 4.49 | 4.50 | 4.96 | 4.73 | 5.07 | 7.49 | 5.37 | 4.29 | 4.49 | 4.18 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 54,524.00 | 48,894.00 | 47,052.00 | 33,485.00 | 31,069.00 | 29,812.00 | 22,578.00 | 19,758.00 | 16,805.00 | 14,832.00 | 11,541.00 | 9,718.00 |
| Other Income | 41,387.00 | 41,426.00 | 38,037.00 | 25,991.00 | 25,311.00 | 23,588.00 | 16,892.00 | 16,148.00 | 13,682.00 | 11,660.00 | 7,631.00 | 8,152.00 |
| Interest | 29,620.00 | 28,271.00 | 22,567.00 | 14,411.00 | 11,553.00 | 12,967.00 | 15,901.00 | 15,187.00 | 12,467.00 | 11,458.00 | 11,123.00 | 6,966.00 |
| Depreciation | 1,032.00 | 941.00 | 792.00 | 599.00 | 480.00 | 461.00 | 465.00 | 458.00 | 383.00 | 362.00 | 345.00 | 237.00 |
| Profit before tax | 25,993.00 | 28,989.00 | 23,863.00 | 19,646.00 | 15,948.00 | 13,168.00 | 11,422.00 | 10,576.00 | 9,158.00 | 7,332.00 | 5,024.00 | 4,550.00 |
| Tax % | 26.00 | 24.00 | 25.00 | 25.00 | 25.00 | 25.00 | 25.00 | 33.00 | 33.00 | 32.00 | 32.00 | 33.00 |
| Net Profit | 19,288.00 | 22,126.00 | 18,213.00 | 14,925.00 | 12,089.00 | 9,990.00 | 8,593.00 | 7,204.00 | 6,258.00 | 5,019.00 | 3,524.00 | 3,105.00 |
| EPS in Rs | 19.39 | 22.26 | 18.32 | 15.03 | 12.18 | 10.08 | 8.98 | 7.55 | 6.51 | 5.37 | 3.77 | 3.94 |
| Dividend Payout % | 3.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 0.00 | 2.00 | 2.00 | 2.00 | 3.00 | 2.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 995.00 | 994.00 | 994.00 | 993.00 | 992.00 | 991.00 | 957.00 | 954.00 | 953.00 | 920.00 | 917.00 | 386.00 |
| Reserves | 180,231.00 | 156,495.00 | 128,978.00 | 110,821.00 | 95,673.00 | 83,348.00 | 65,680.00 | 56,827.00 | 49,535.00 | 37,572.00 | 32,447.00 | 21,770.00 |
| Other Liabilities | 159,793.00 | 129,995.00 | 117,321.00 | 89,809.00 | 84,097.00 | 67,405.00 | 50,059.00 | 45,626.00 | 37,392.00 | 32,465.00 | 27,761.00 | 22,049.00 |
| Total Liabilities | 1,003,353.00 | 879,814.00 | 767,667.00 | 620,430.00 | 546,498.00 | 478,854.00 | 443,173.00 | 395,171.00 | 337,720.00 | 276,188.00 | 240,804.00 | 148,464.00 |
| Fixed Assets | 3,801.00 | 3,759.00 | 3,510.00 | 3,075.00 | 2,723.00 | 2,554.00 | 2,675.00 | 2,697.00 | 2,543.00 | 1,759.00 | 1,761.00 | 1,385.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 290,633.00 | 284,255.00 | 246,446.00 | 195,338.00 | 164,529.00 | 156,946.00 | 111,197.00 | 103,487.00 | 90,977.00 | 68,462.00 | 70,274.00 | 45,589.00 |
| Other Assets | 708,919.00 | 591,801.00 | 517,711.00 | 422,017.00 | 379,245.00 | 319,355.00 | 329,301.00 | 288,987.00 | 244,201.00 | 205,967.00 | 168,769.00 | 101,490.00 |
| Total Assets | 1,003,353.00 | 879,814.00 | 767,667.00 | 620,430.00 | 546,498.00 | 478,854.00 | 443,173.00 | 395,171.00 | 337,720.00 | 276,188.00 | 240,804.00 | 148,464.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 41,727.00 | 16,916.00 | 15,685.00 | -1,242.00 | 8,418.00 | 4,881.00 | 46,619.00 | 1,822.00 | -10,392.00 | 13,222.00 | 5,025.00 | 2,302.00 |
| Cash from Investing Activity | -16,159.00 | -25,226.00 | -8,919.00 | -10,381.00 | -11,018.00 | -11,172.00 | -13,068.00 | -3,323.00 | -5,475.00 | -5,289.00 | -2,353.00 | -4,467.00 |
| Cash from Financing Activity | -2,538.00 | 22,165.00 | 15,515.00 | 1,883.00 | 7,549.00 | -10,072.00 | -735.00 | 8,365.00 | 14,679.00 | 6,055.00 | 2,024.00 | 2,426.00 |
| Net Cash Flow | 23,029.00 | 13,855.00 | 22,281.00 | -9,740.00 | 4,949.00 | -16,363.00 | 32,815.00 | 6,864.00 | -1,188.00 | 13,989.00 | 4,696.00 | 260.00 |
| Free Cash Flow | 40,690.00 | 15,768.00 | 14,593.00 | -2,203.00 | 7,785.00 | 4,581.00 | 46,206.00 | 1,331.00 | -10,758.00 | 12,840.00 | 4,714.00 | 2,034.00 |
| CFO/OP % | 316.00 | 139.00 | 236.00 | 41.00 | 455.00 | 270.00 | 454.00 | 52.00 | -89.00 | 205.00 | 76.00 | 103.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
30 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 17 Jul 2026 | 17 Jul 2026 | — | 0.65 | |
| Split | 14 Jan 2026 | 14 Jan 2026 | 5:1 | — | |
| Dividend | 18 Jul 2025 | 18 Jul 2025 | — | 2.50 | |
| Dividend | 19 Jul 2024 | 19 Jul 2024 | — | 2.00 | |
| Dividend | 04 Aug 2023 | 04 Aug 2023 | — | 1.50 | |
| Dividend | 11 Aug 2022 | 12 Aug 2022 | — | 1.10 | |
| Dividend | 11 Aug 2021 | 12 Aug 2021 | — | 0.90 | |
| Dividend | 12 Jul 2019 | — | — | 0.80 | |
| Dividend | 11 Jul 2018 | — | — | 0.70 | |
| Dividend | 12 Jul 2017 | — | — | 0.60 | |
| Dividend | 14 Jul 2016 | — | — | 0.50 | |
| Other | 14 Jul 2016 | — | — | — | Annual General Meeting/ Divdend - Re 0.50/- Per Share |
| Bonus | 08 Jul 2015 | 09 Jul 2015 | 1:1 | — | |
| Dividend | 18 Jun 2015 | — | — | 0.90 | |
| Dividend | 04 Jul 2014 | — | — | 0.80 | |
| Dividend | 04 Jul 2013 | — | — | 0.70 | |
| Dividend | 06 Jul 2012 | — | — | 0.60 | |
| Dividend | 12 Jul 2011 | — | — | 0.50 | |
| Split | 13 Sep 2010 | 14 Sep 2010 | 10:5 | — | |
| Dividend | 30 Jun 2010 | — | — | 0.85 | |
| Dividend | 14 Jul 2009 | — | — | 0.75 | |
| Dividend | 14 Jul 2008 | — | — | 0.08 | NSE/BSE dividend mismatch: NSE=0.075; BSE=0.75 |
| Dividend | 14 Jul 2008 | — | — | 0.75 | NSE/BSE dividend mismatch: NSE=0.075; BSE=0.75 |
| Dividend | 14 Jul 2008 | — | — | 0.08 | NSE/BSE dividend mismatch: NSE=0.075; BSE=0.75 |
| Dividend | 22 Jun 2007 | — | — | 0.07 | |
| Dividend | 07 Jul 2006 | — | — | 0.06 | |
| Dividend | 15 Jul 2005 | — | — | 0.13 | |
| Dividend | 15 Jul 2005 | — | — | 0.13 | |
| Dividend | 23 Jan 2002 | 04 Feb 2002 | — | 2.00 | |
| Dividend | 25 Jun 2001 | — | — | 1.80 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update8 Jul from crisil
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Rating update8 Jul from icra
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Rating update12 Jun from fitch
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Rating update5 Jun from icra
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Rating update6 Apr from crisil
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Rating update8 Jul 2025 from crisil
Conference Calls
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