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Karnataka Bank Ltd.

KTKBANK BSE Banks - Regional Financial Services

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The…

ISIN INE614B01018
Listed —
Quarters tracked 13
Filings 20 docs

About

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and bill discounting. The Retail Banking segment offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors. Its products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs. The Treasury segment engages in statutory reserves management, such as SLR and CRR; liquidity and treasury management; investment and trading activities; and foreign exchange activities. The Other Banking Operations segment offers a range of ancillary products and services, including collection of taxes, digital marketing initiatives, trade finance automation, doorstep gold loan, OMNI channel, corporate salary account, and enhanced whatsapp banking, as well as FASTag services. It also invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities. In addition, the company distributes insurance products. The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.

Key Metrics

as of Sep 2026
Market Cap12,856 Cr
P/E8.94
Div Yield1.47 %
Book Value₹350.00
52w High₹346.00
52w Low₹170.00
Face Value₹10.00

Quarterly Results

Rs. Crores · hover row for definition
Metric Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023 Jun 2023
Expenses 742.00 717.00 737.00 652.00 757.00 865.00 736.00 674.00 664.00 938.00 758.00 670.00 689.00
Other Income 355.00 399.00 302.00 343.00 358.00 428.00 292.00 270.00 279.00 419.00 326.00 250.00 324.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest 1,444.00 1,414.00 1,428.00 1,451.00 1,506.00 1,478.00 1,450.00 1,401.00 1,375.00 1,367.00 1,285.00 1,204.00 1,144.00
Profit before tax 552.00 525.00 357.00 420.00 356.00 344.00 349.00 429.00 518.00 315.00 396.00 402.00 450.00
Tax % 24.00 22.00 19.00 24.00 18.00 27.00 19.00 22.00 23.00 13.00 16.00 18.00 18.00
Net Profit 419.00 408.00 291.00 319.00 292.00 252.00 284.00 336.00 400.00 274.00 331.00 330.00 371.00
EPS in Rs 11.08 10.79 7.69 8.44 7.74 6.68 7.50 8.90 10.61 7.27 9.55 10.56 11.87

Profit & Loss

Annual · Rs. Crores
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Expenses 2,757.002,854.002,983.002,650.002,677.002,902.002,706.002,245.002,452.001,782.001,275.001,131.00
Other Income 1,403.001,270.001,319.00993.00954.001,404.001,262.001,002.00954.00809.00543.00507.00
Interest 5,799.005,703.005,000.004,035.003,731.004,049.004,444.004,001.003,566.003,695.003,689.003,530.00
Depreciation 106.0085.0072.0086.0074.0074.0064.0054.0050.0050.0042.00-14.00
Profit before tax 1,658.001,641.001,563.001,441.00695.00612.00522.00608.00310.00468.00528.00559.00
Tax % 21.0022.0016.0018.0027.0021.0017.0021.00-5.003.0021.0019.00
Net Profit 1,310.001,272.001,306.001,180.00509.00483.00432.00477.00326.00452.00415.00451.00
EPS in Rs 34.6533.6734.6337.7916.3515.5213.8915.3510.4714.5513.3514.52
Dividend Payout % 14.0015.0016.0013.0024.0012.000.0021.0026.0025.0023.0021.00

Balance Sheet

Annual · Rs. Crores — latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Equity Capital 378.00378.00377.00312.00311.00311.00311.00283.00283.00283.00188.00188.00
Reserves 12,846.0011,707.0010,471.007,901.006,784.006,331.005,660.005,503.005,128.004,860.003,502.003,201.00
Other Liabilities 2,024.002,128.002,848.001,914.001,789.001,553.001,493.001,483.001,276.001,330.001,270.001,401.00
Total Liabilities 129,357.00120,961.00116,085.0099,058.0091,584.0085,615.0083,313.0079,046.0070,374.0064,039.0056,500.0051,837.00
Fixed Assets 1,051.00976.00915.00846.00805.00838.00826.00775.00762.00721.00307.00292.00
CWIP 9.0014.0013.0029.0013.001.000.000.000.000.000.000.00
Investments 26,739.0024,537.0024,302.0023,326.0022,041.0021,635.0017,545.0016,185.0015,444.0020,220.0016,257.0014,032.00
Other Assets 101,558.0095,434.0090,855.0074,857.0068,725.0063,142.0064,942.0062,086.0054,168.0043,098.0039,937.0037,513.00
Total Assets 129,357.00120,961.00116,085.0099,058.0091,584.0085,615.0083,313.0079,046.0070,374.0064,039.0056,500.0051,837.00

Cash Flows

Annual · Rs. Crores — latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
Cash from Operating Activity 1,100.00-321.00681.001,830.00-467.003,369.00-90.00-2,231.00721.00-184.00636.00648.00
Cash from Investing Activity -88.00-161.00-369.00-87.00-56.00-87.00-56.00-68.00-91.00-40.00-58.00-80.00
Cash from Financing Activity -1,260.00412.001,582.00-20.00-355.00-885.00-545.002,307.00-303.00453.00-147.00-291.00
Net Cash Flow -248.00-70.001,894.001,723.00-879.002,396.00-690.009.00327.00229.00431.00277.00
Free Cash Flow 1,012.00-482.00570.001,743.00-523.003,282.00-146.00-2,299.00630.00-224.00578.00568.00
CFO/OP % 25.001.0020.0047.00-6.00111.003.00-55.0035.002.0022.0027.00

Ratios

Annual · Days / % — latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015

Shareholding Pattern

% holding — latest first
Holder Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023
FIIs 13.10 11.78 11.69 14.60 15.66 12.88 11.22 10.29 14.72 18.86 19.03 22.67
DIIs 15.75 16.16 15.84 16.11 17.01 18.16 20.23 22.05 22.85 23.06 17.69 8.60
Public 71.15 72.04 72.46 69.27 67.33 68.97 68.55 67.67 62.43 58.08 63.26 68.71
No. of Shareholders 374,587 393,841 410,590 410,790 404,405 399,569 374,588 356,774 343,797 300,872 267,637 259,521

Corporate Actions

25 records
ActionEx DateRecord DateRatioAmount (₹)Notes
Dividend 16 Sep 2025 16 Sep 2025 — 5.00
Dividend 03 Sep 2024 03 Sep 2024 — 5.50
Dividend 22 Aug 2023 22 Aug 2023 — 5.00
Dividend 18 Aug 2022 19 Aug 2022 — 4.00
Dividend 18 Aug 2021 20 Aug 2021 — 1.80
Bonus 17 Mar 2020 18 Mar 2020 1:10 —
Dividend 29 Jul 2019 — — 3.50
Dividend 11 Jul 2018 — — 3.00
Dividend 06 Jul 2017 — — 4.00
Rights 24 Oct 2016 25 Oct 2016 1:2 —
Other 24 Oct 2016 25 Oct 2016 — — Right Issue of Equity Shares
Dividend 20 Jul 2016 — — 5.00
Dividend 08 Jul 2015 — — 5.00
Dividend 10 Jul 2014 — — 4.00
Dividend 26 Jun 2013 — — 4.00
Dividend 09 Aug 2012 — — 3.50
Dividend 08 Jul 2011 — — 3.00
Rights 25 Feb 2011 28 Feb 2011 2:5 —
Other 25 Feb 2011 28 Feb 2011 — — Right Issue of Equity Shares
Dividend 15 Jul 2010 — — 4.00
Dividend 23 Jul 2009 — — 6.00
Dividend 03 Jul 2008 — — 5.00
Dividend 22 Jun 2007 — — 3.50
Dividend 29 Jun 2006 — — 3.00
Dividend 07 Jul 2005 — — 2.00

Announcements

5 filings

Shareholding Pattern

Open on BSE

Financial Results — Filings

Open on BSE

Board Filings

Open on BSE

Annual Reports

Credit Ratings

Conference Calls

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