About
Laxmi India Finance Limited, a non-banking finance company, provides financial products and services to individuals, businesses, and institutions in India. It offers MSME, wholesale, business, personal, term, and residential construction loans, and other credit solutions, as well as vehicle loans including two-wheeler, tractors, used cars, commercial vehicles, and electric vehicle loans. The company was formerly known as Laxmi India Finance Private Limited and changed its name to Laxmi India Finance Limited in October 2024. Laxmi India Finance Limited was incorporated in 1996 and is based in Jaipur, India.
Key Metrics
as of Sep 2026Market Cap695 Cr
P/E12.30
Div Yield0.00 %
Book Value₹89.00
52w High₹181.00
52w Low₹70.90
Face Value₹5.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Expenses | 33.00 | 29.00 | 32.00 | 29.00 | 24.00 | 24.00 | 23.00 | 20.00 | 18.00 |
| Other Income | 0.00 | 1.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | 0.00 |
| Depreciation | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 0.00 | 0.00 |
| Interest | 38.00 | 36.00 | 34.00 | 34.00 | 33.00 | 32.00 | 30.00 | 28.00 | 24.00 |
| Profit before tax | 22.00 | 27.00 | 13.00 | 13.00 | 13.00 | 19.00 | 8.00 | 12.00 | 9.00 |
| Tax % | 24.00 | 24.00 | 25.00 | 26.00 | 23.00 | 23.00 | 23.00 | 26.00 | 24.00 |
| Net Profit | 17.00 | 21.00 | 10.00 | 9.00 | 10.00 | 15.00 | 6.00 | 9.00 | 7.00 |
| EPS in Rs | 3.16 | 3.93 | 1.92 | 1.80 | 2.34 | 3.48 | 1.47 | 4.14 | — |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
| Expenses | 114.00 | 84.00 | 60.00 | 45.00 | 28.00 | 21.00 |
| Other Income | 3.00 | 2.00 | 2.00 | 1.00 | 1.00 | 0.00 |
| Interest | 137.00 | 115.00 | 83.00 | 63.00 | 50.00 | 50.00 |
| Depreciation | 2.00 | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 |
| Profit before tax | 66.00 | 47.00 | 30.00 | 22.00 | 20.00 | 18.00 |
| Tax % | 25.00 | 24.00 | 24.00 | 27.00 | 25.00 | 41.00 |
| Net Profit | 50.00 | 36.00 | 22.00 | 16.00 | 15.00 | 10.00 |
| EPS in Rs | 9.52 | 8.61 | — | — | — | — |
| Dividend Payout % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
| Equity Capital | 26.00 | 21.00 | 20.00 | 18.00 | 16.00 | 14.00 |
| Reserves | 439.00 | 237.00 | 182.00 | 134.00 | 111.00 | 85.00 |
| Other Liabilities | 15.00 | 18.00 | 16.00 | 11.00 | 20.00 | 21.00 |
| Total Liabilities | 1,818.00 | 1,413.00 | 985.00 | 779.00 | 558.00 | 512.00 |
| Fixed Assets | 17.00 | 13.00 | 11.00 | 10.00 | 6.00 | 5.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 159.00 | 29.00 | 15.00 | 8.00 | 20.00 | 1.00 |
| Other Assets | 1,642.00 | 1,370.00 | 959.00 | 761.00 | 532.00 | 505.00 |
| Total Assets | 1,818.00 | 1,413.00 | 985.00 | 779.00 | 558.00 | 512.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
| Cash from Operating Activity | -280.00 | -311.00 | -224.00 | -169.00 | -19.00 | -5.00 |
| Cash from Investing Activity | -134.00 | -18.00 | -7.00 | 5.00 | -20.00 | -1.00 |
| Cash from Financing Activity | 354.00 | 390.00 | 178.00 | 213.00 | 33.00 | 33.00 |
| Net Cash Flow | -60.00 | 60.00 | -53.00 | 48.00 | -5.00 | 27.00 |
| Free Cash Flow | -286.00 | -315.00 | -226.00 | -175.00 | -19.00 | -5.00 |
| CFO/OP % | -128.00 | -185.00 | -193.00 | -195.00 | -17.00 | 0.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|
Corporate Actions
No corporate actions recorded.
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
-
Rating update20 Mar from smera
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Rating update9 Mar from smera