About
LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. It also provides loans against properties for companies and individuals; loans against rental securitization; and loans to professionals. In addition, the company develops, establishes, and operates assisted living community centers for elderly citizens; manages, advises, and administers private equity funds, including venture capital and alternate investment funds; offers asset management and trusteeship services; and markets housing loan, life and general insurance products, mutual funds, fixed deposits, and credit cards. LIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
Key Metrics
as of Sep 2026Market Cap30,969 Cr
P/E5.40
Div Yield1.78 %
Book Value₹753.00
52w High₹598.00
52w Low₹459.00
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 210.00 | 346.00 | 474.00 | 450.00 | 410.00 | 546.00 | 297.00 | 372.00 | 392.00 | 800.00 | 686.00 | 670.00 | 602.00 |
| Other Income | 5.00 | 2.00 | 6.00 | 1.00 | 0.00 | 0.00 | 1.00 | 2.00 | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 30.00 | 31.00 | 34.00 | 32.00 | 25.00 | 26.00 | 25.00 | 24.00 | 22.00 | 18.00 | 18.00 | 13.00 | 19.00 |
| Interest | 4,946.00 | 4,786.00 | 4,942.00 | 4,994.00 | 5,047.00 | 4,951.00 | 4,950.00 | 4,879.00 | 4,749.00 | 4,649.00 | 4,646.00 | 4,600.00 | 4,493.00 |
| Profit before tax | 1,901.00 | 1,933.00 | 1,762.00 | 1,703.00 | 1,705.00 | 1,780.00 | 1,798.00 | 1,665.00 | 1,635.00 | 1,482.00 | 1,454.00 | 1,483.00 | 1,645.00 |
| Tax % | 21.00 | 23.00 | 21.00 | 21.00 | 20.00 | 23.00 | 20.00 | 20.00 | 20.00 | 27.00 | 20.00 | 20.00 | 20.00 |
| Net Profit | 1,499.00 | 1,493.00 | 1,398.00 | 1,349.00 | 1,364.00 | 1,374.00 | 1,435.00 | 1,328.00 | 1,306.00 | 1,082.00 | 1,169.00 | 1,192.00 | 1,319.00 |
| EPS in Rs | 27.25 | 27.13 | 25.42 | 24.53 | 24.80 | 24.97 | 26.09 | 24.14 | 23.75 | 19.66 | 21.25 | 21.67 | 23.98 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 1,851.00 | 1,595.00 | 2,756.00 | 2,964.00 | 3,012.00 | 2,012.00 | 1,592.00 | 1,104.00 | 940.00 | 887.00 | 611.00 | 390.00 |
| Other Income | 9.00 | 6.00 | 4.00 | 11.00 | 27.00 | -5.00 | -33.00 | 0.00 | 0.00 | 9.00 | 12.00 | 17.00 |
| Interest | 19,771.00 | 19,532.00 | 18,388.00 | 16,135.00 | 14,151.00 | 14,450.00 | 14,781.00 | 12,891.00 | 11,144.00 | 10,231.00 | 9,307.00 | 8,310.00 |
| Depreciation | 122.00 | 98.00 | 69.00 | 69.00 | 55.00 | 52.00 | 51.00 | 12.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Profit before tax | 7,103.00 | 6,879.00 | 6,068.00 | 3,561.00 | 2,787.00 | 3,365.00 | 3,282.00 | 3,392.00 | 2,782.00 | 2,973.00 | 2,575.00 | 2,119.00 |
| Tax % | 21.00 | 21.00 | 22.00 | 19.00 | 18.00 | 19.00 | 27.00 | 28.00 | 28.00 | 35.00 | 35.00 | 34.00 |
| Net Profit | 5,604.00 | 5,443.00 | 4,763.00 | 2,891.00 | 2,286.00 | 2,741.00 | 2,404.00 | 2,434.00 | 2,008.00 | 1,942.00 | 1,668.00 | 1,396.00 |
| EPS in Rs | 101.87 | 98.94 | 86.59 | 52.55 | 41.55 | 54.31 | 47.62 | 48.23 | 39.79 | 38.49 | 33.05 | 27.65 |
| Dividend Payout % | 10.00 | 10.00 | 10.00 | 16.00 | 20.00 | 16.00 | 17.00 | 16.00 | 17.00 | 16.00 | 17.00 | 18.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 110.00 | 110.00 | 110.00 | 110.00 | 110.00 | 101.00 | 101.00 | 101.00 | 101.00 | 101.00 | 101.00 | 101.00 |
| Reserves | 41,319.00 | 36,242.00 | 31,367.00 | 27,075.00 | 24,641.00 | 20,500.00 | 18,164.00 | 16,230.00 | 14,210.00 | 11,055.00 | 9,114.00 | 7,779.00 |
| Other Liabilities | 6,245.00 | 6,940.00 | 7,198.00 | 6,461.00 | 6,179.00 | 7,195.00 | 7,227.00 | 13,719.00 | 6,004.00 | 13,504.00 | 10,441.00 | 8,218.00 |
| Total Liabilities | 325,213.00 | 314,018.00 | 291,293.00 | 278,559.00 | 254,687.00 | 235,721.00 | 216,920.00 | 200,707.00 | 171,228.00 | 150,997.00 | 130,587.00 | 112,630.00 |
| Fixed Assets | 416.00 | 377.00 | 389.00 | 388.00 | 315.00 | 282.00 | 294.00 | 168.00 | 129.00 | 102.00 | 102.00 | 90.00 |
| CWIP | 0.00 | 52.00 | 0.00 | 1.00 | 4.00 | 6.00 | 3.00 | 2.00 | 3.00 | 5.00 | 0.00 | 0.00 |
| Investments | 5,132.00 | 6,941.00 | 6,337.00 | 7,050.00 | 6,279.00 | 4,644.00 | 5,485.00 | 3,617.00 | 2,008.00 | 537.00 | 280.00 | 241.00 |
| Other Assets | 319,664.00 | 306,647.00 | 284,567.00 | 271,120.00 | 248,088.00 | 230,789.00 | 211,138.00 | 196,920.00 | 169,088.00 | 150,352.00 | 130,204.00 | 112,298.00 |
| Total Assets | 325,213.00 | 314,018.00 | 291,293.00 | 278,559.00 | 254,687.00 | 235,721.00 | 216,920.00 | 200,707.00 | 171,228.00 | 150,997.00 | 130,587.00 | 112,630.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -8,504.00 | -16,978.00 | -7,151.00 | -19,632.00 | -16,729.00 | -11,324.00 | -14,738.00 | -21,538.00 | -18,977.00 | -14,273.00 | -13,039.00 | -14,345.00 |
| Cash from Investing Activity | 1,752.00 | -679.00 | 587.00 | -800.00 | -1,629.00 | 858.00 | -1,851.00 | -1,642.00 | 1,368.00 | -278.00 | -58.00 | -58.00 |
| Cash from Financing Activity | 6,192.00 | 17,534.00 | 7,346.00 | 20,249.00 | 17,850.00 | 10,428.00 | 15,156.00 | 24,068.00 | 18,074.00 | 15,072.00 | 14,098.00 | 14,232.00 |
| Net Cash Flow | -560.00 | -123.00 | 781.00 | -183.00 | -508.00 | -37.00 | -1,434.00 | 887.00 | 465.00 | 521.00 | 1,001.00 | -171.00 |
| Free Cash Flow | -8,556.00 | -17,051.00 | -7,188.00 | -19,673.00 | -16,765.00 | -11,334.00 | -14,752.00 | -21,588.00 | -19,012.00 | -14,288.00 | -13,062.00 | -14,364.00 |
| CFO/OP % | -27.00 | -60.00 | -23.00 | -94.00 | -92.00 | -60.00 | -76.00 | -126.00 | -129.00 | -100.00 | -104.00 | -132.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
28 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 21 Aug 2026 | 21 Aug 2026 | — | 10.00 | |
| Dividend | 22 Aug 2025 | 22 Aug 2025 | — | 10.00 | |
| Dividend | 23 Aug 2024 | — | — | 9.00 | |
| Dividend | 18 Aug 2023 | — | — | 8.50 | |
| Dividend | 19 Sep 2022 | — | — | 8.50 | |
| Dividend | 16 Sep 2021 | — | — | 8.50 | |
| Dividend | 17 Sep 2020 | — | — | 8.00 | |
| Dividend | 16 Aug 2019 | — | — | 7.60 | |
| Dividend | 09 Aug 2018 | — | — | 6.80 | |
| Dividend | 08 Aug 2017 | — | — | 6.20 | |
| Dividend | 09 Aug 2016 | — | — | 5.50 | |
| Dividend | 07 Aug 2015 | — | — | 5.00 | |
| Dividend | 07 Aug 2014 | — | — | 4.50 | |
| Dividend | 09 Jul 2013 | — | — | 3.80 | |
| Other | 09 Jul 2013 | — | — | — | Annual General Meeting / Final Dividend Rs.3.80/- Per Equity Share |
| Dividend | 06 Jul 2012 | — | — | 3.60 | |
| Dividend | 04 Jul 2011 | — | — | 3.50 | |
| Split | 30 Dec 2010 | 31 Dec 2010 | 10:2 | — | |
| Dividend | 29 Jun 2010 | — | — | 15.00 | |
| Other | 29 Jun 2010 | — | — | — | Dividend-Rs.15/- Pr Share |
| Dividend | 29 Jun 2009 | — | — | 13.00 | |
| Dividend | 13 Jun 2008 | — | — | 10.00 | NSE/BSE dividend mismatch: NSE=2.0; BSE=10.0 |
| Dividend | 13 Jun 2008 | — | — | 2.00 | NSE/BSE dividend mismatch: NSE=2.0; BSE=10.0 |
| Dividend | 28 Jun 2007 | — | — | 0.60 | |
| Dividend | 26 Mar 2007 | 28 Mar 2007 | — | 1.00 | |
| Dividend | 19 Jul 2006 | — | — | 1.20 | |
| Dividend | 26 Jul 2005 | — | — | 1.00 | |
| Dividend | 20 Jun 2001 | — | — | 4.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update30 Jun from crisil
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Rating update13 Mar from crisil
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Rating update6 Jan from care
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Rating update10 Nov 2025 from crisil
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Rating update3 Nov 2025 from icra
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Rating update3 Nov 2025 from care