About
Manappuram Finance Limited, a gold loan non-banking financial company, provides fund-based and fee-based financial services in India. It operates through Gold Loan and Others, and Microfinance segments. The company offers loans, such as gold loans, gold loans at your doorstep, online gold loans, business loans, home improvement loans, housing loans, property loans, income-generating loans, and personal loans; balance transfers and top-ups; and co-lending arrangements. It also finances commercial and passenger vehicles, construction and farm equipment, and two-wheelers, as well as micro, small, and medium enterprises. In addition, the company offers foreign exchange money transfer and digital wallet services, as well as other services, such as depository services and demat account services. It serves salaried professionals, self-employed individuals, retail customers, and gold jewelry holders; small and medium-sized enterprises, large corporate entities, and institutional clients across the education and health sectors; and micro and small entrepreneurs engaged in trading and manufacturing activities. The company was formerly known as Manappuram General Finance and Leasing Limited and changed its name to Manappuram Finance Limited in 2011. Manappuram Finance Limited was founded in 1949 and is headquartered in Thrissur, India.
Key Metrics
as of Sep 2026Market Cap32,355 Cr
P/E22.30
Div Yield0.59 %
Book Value₹171.00
52w High₹382.00
52w Low₹245.00
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 906.00 | 877.00 | 1,034.00 | 1,018.00 | 1,233.00 | 1,637.00 | 1,191.00 | 892.00 | 846.00 | 773.00 | 729.00 | 675.00 | 671.00 |
| Other Income | 6.00 | 12.00 | 5.00 | 2.00 | 3.00 | 2.00 | 3.00 | 4.00 | 24.00 | 14.00 | 21.00 | 13.00 | 27.00 |
| Depreciation | 78.00 | 75.00 | 77.00 | 79.00 | 75.00 | 66.00 | 70.00 | 67.00 | 64.00 | 65.00 | 62.00 | 62.00 | 56.00 |
| Interest | 1,274.00 | 1,109.00 | 945.00 | 876.00 | 855.00 | 895.00 | 925.00 | 906.00 | 848.00 | 779.00 | 749.00 | 689.00 | 648.00 |
| Profit before tax | 782.00 | 564.00 | 303.00 | 302.00 | 102.00 | -236.00 | 376.00 | 773.00 | 753.00 | 746.00 | 786.00 | 747.00 | 681.00 |
| Tax % | 25.00 | 28.00 | 21.00 | 28.00 | -30.00 | -14.00 | 26.00 | 26.00 | 26.00 | 24.00 | 27.00 | 25.00 | 27.00 |
| Net Profit | 585.00 | 405.00 | 239.00 | 217.00 | 132.00 | -203.00 | 278.00 | 572.00 | 557.00 | 564.00 | 575.00 | 561.00 | 498.00 |
| EPS in Rs | 6.22 | 4.30 | 2.85 | 2.60 | 1.63 | -2.26 | 3.33 | 6.74 | 6.55 | 6.63 | 6.77 | 6.60 | 5.86 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 4,162.00 | 4,557.00 | 2,848.00 | 2,317.00 | 2,133.00 | 1,669.00 | 1,547.00 | 1,365.00 | 1,344.00 | 1,011.00 | 820.00 | 648.00 |
| Other Income | 15.00 | 20.00 | 72.00 | 50.00 | 65.00 | 44.00 | 86.00 | 63.00 | 58.00 | 3.00 | 3.00 | 5.00 |
| Interest | 3,786.00 | 3,541.00 | 2,866.00 | 2,188.00 | 2,011.00 | 2,219.00 | 1,832.00 | 1,345.00 | 1,030.00 | 1,169.00 | 947.00 | 877.00 |
| Depreciation | 307.00 | 267.00 | 246.00 | 204.00 | 198.00 | 171.00 | 164.00 | 75.00 | 68.00 | 63.00 | 56.00 | 54.00 |
| Profit before tax | 1,270.00 | 1,666.00 | 2,960.00 | 2,041.00 | 1,784.00 | 2,316.00 | 2,007.00 | 1,457.00 | 1,037.00 | 1,166.00 | 548.00 | 414.00 |
| Tax % | 22.00 | 28.00 | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 | 35.00 | 35.00 | 35.00 | 35.00 | 34.00 |
| Net Profit | 993.00 | 1,204.00 | 2,197.00 | 1,500.00 | 1,329.00 | 1,725.00 | 1,480.00 | 949.00 | 676.00 | 758.00 | 355.00 | 271.00 |
| EPS in Rs | 10.68 | 14.37 | 25.86 | 17.67 | 15.70 | 20.37 | 17.37 | 11.16 | 8.04 | 8.98 | 4.20 | 3.23 |
| Dividend Payout % | 19.00 | 28.00 | 13.00 | 17.00 | 19.00 | 10.00 | 16.00 | 19.00 | 25.00 | 17.00 | 54.00 | 42.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 188.00 | 169.00 | 169.00 | 169.00 | 169.00 | 169.00 | 169.00 | 169.00 | 169.00 | 168.00 | 168.00 | 168.00 |
| Reserves | 15,863.00 | 12,263.00 | 11,379.00 | 9,476.00 | 8,199.00 | 7,138.00 | 5,577.00 | 4,378.00 | 3,645.00 | 3,193.00 | 2,590.00 | 2,465.00 |
| Other Liabilities | 672.00 | 695.00 | 880.00 | 693.00 | 623.00 | 703.00 | 767.00 | 602.00 | 609.00 | 804.00 | 443.00 | 352.00 |
| Total Liabilities | 74,559.00 | 49,205.00 | 46,748.00 | 39,504.00 | 33,808.00 | 31,338.00 | 29,535.00 | 20,446.00 | 17,030.00 | 15,152.00 | 12,839.00 | 11,616.00 |
| Fixed Assets | 1,057.00 | 1,134.00 | 1,070.00 | 1,094.00 | 1,052.00 | 926.00 | 803.00 | 367.00 | 310.00 | 222.00 | 230.00 | 206.00 |
| CWIP | 27.00 | 11.00 | 33.00 | 17.00 | 13.00 | 8.00 | 3.00 | 1.00 | 0.00 | 1.00 | 0.00 | 1.00 |
| Investments | 2,051.00 | 790.00 | 726.00 | 534.00 | 421.00 | 338.00 | 90.00 | 174.00 | 5.00 | 5.00 | 49.00 | 217.00 |
| Other Assets | 71,424.00 | 47,269.00 | 44,918.00 | 37,860.00 | 32,322.00 | 30,066.00 | 28,639.00 | 19,904.00 | 16,715.00 | 14,925.00 | 12,560.00 | 11,193.00 |
| Total Assets | 74,559.00 | 49,205.00 | 46,748.00 | 39,504.00 | 33,808.00 | 31,338.00 | 29,535.00 | 20,446.00 | 17,030.00 | 15,152.00 | 12,839.00 | 11,616.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -20,238.00 | -467.00 | -3,450.00 | -3,103.00 | -423.00 | -619.00 | -3,620.00 | -1,661.00 | -33.00 | -1,271.00 | -1,042.00 | -888.00 |
| Cash from Investing Activity | -1,632.00 | -125.00 | -601.00 | -616.00 | -193.00 | -186.00 | 26.00 | -371.00 | -148.00 | -25.00 | 72.00 | 649.00 |
| Cash from Financing Activity | 23,834.00 | 1,132.00 | 4,092.00 | 3,849.00 | 438.00 | 59.00 | 6,049.00 | 2,388.00 | 293.00 | 1,211.00 | 772.00 | 265.00 |
| Net Cash Flow | 1,965.00 | 541.00 | 41.00 | 130.00 | -177.00 | -747.00 | 2,455.00 | 356.00 | 112.00 | -84.00 | -198.00 | 26.00 |
| Free Cash Flow | -20,427.00 | -662.00 | -3,585.00 | -3,275.00 | -585.00 | -672.00 | -3,716.00 | -1,787.00 | -193.00 | -1,324.00 | -1,121.00 | -912.00 |
| CFO/OP % | -369.00 | 5.00 | -44.00 | -60.00 | 2.00 | 0.00 | -81.00 | -40.00 | 17.00 | -36.00 | -56.00 | -56.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
50 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 17 Aug 2026 | 17 Aug 2026 | — | 1.00 | |
| Dividend | 11 May 2026 | 11 May 2026 | — | 0.50 | |
| Dividend | 06 Feb 2026 | 06 Feb 2026 | — | 0.50 | |
| Dividend | 07 Nov 2025 | 07 Nov 2025 | — | 0.50 | |
| Dividend | 14 Aug 2025 | 14 Aug 2025 | — | 0.50 | |
| Dividend | 15 May 2025 | 15 May 2025 | — | 0.50 | |
| Dividend | 21 Feb 2025 | 21 Feb 2025 | — | 1.00 | |
| Dividend | 18 Nov 2024 | 18 Nov 2024 | — | 1.00 | |
| Dividend | 26 Aug 2024 | 26 Aug 2024 | — | 1.00 | |
| Dividend | 05 Jun 2024 | 05 Jun 2024 | — | 1.00 | |
| Dividend | 16 Feb 2024 | 19 Feb 2024 | — | 0.90 | |
| Dividend | 24 Nov 2023 | 24 Nov 2023 | — | 0.85 | |
| Dividend | 23 Aug 2023 | 23 Aug 2023 | — | 0.80 | |
| Dividend | 24 May 2023 | 24 May 2023 | — | 0.75 | |
| Dividend | 15 Feb 2023 | 15 Feb 2023 | — | 0.75 | |
| Dividend | 22 Nov 2022 | 23 Nov 2022 | — | 0.75 | |
| Dividend | 17 Aug 2022 | 18 Aug 2022 | — | 0.75 | |
| Dividend | 27 May 2022 | 30 May 2022 | — | 0.75 | |
| Dividend | 24 Feb 2022 | 25 Feb 2022 | — | 0.75 | |
| Dividend | 24 Nov 2021 | 25 Nov 2021 | — | 0.75 | |
| Dividend | 20 Aug 2021 | 23 Aug 2021 | — | 0.75 | |
| Dividend | 04 Jun 2021 | 07 Jun 2021 | — | 0.75 | |
| Dividend | 10 Feb 2021 | 11 Feb 2021 | — | 0.65 | |
| Dividend | 18 Nov 2020 | 19 Nov 2020 | — | 0.60 | |
| Dividend | 12 Mar 2020 | 13 Mar 2020 | — | 0.55 | |
| Dividend | 06 Feb 2020 | 07 Feb 2020 | — | 0.55 | |
| Dividend | 19 Nov 2019 | 20 Nov 2019 | — | 0.55 | |
| Dividend | 23 Aug 2019 | 26 Aug 2019 | — | 0.55 | |
| Dividend | 27 May 2019 | 28 May 2019 | — | 0.55 | |
| Dividend | 15 Feb 2019 | 18 Feb 2019 | — | 0.55 | |
| Dividend | 19 Nov 2018 | 20 Nov 2018 | — | 0.55 | |
| Dividend | 23 Aug 2018 | 24 Aug 2018 | — | 0.55 | |
| Dividend | 29 May 2018 | 30 May 2018 | — | 0.50 | |
| Dividend | 20 Feb 2018 | 21 Feb 2018 | — | 0.50 | |
| Dividend | 16 Nov 2017 | 17 Nov 2017 | — | 0.50 | |
| Dividend | 22 Aug 2017 | 23 Aug 2017 | — | 0.50 | |
| Dividend | 05 Jun 2017 | 06 Jun 2017 | — | 0.50 | |
| Dividend | 16 Feb 2017 | 18 Feb 2017 | — | 0.50 | |
| Dividend | 22 Nov 2016 | 23 Nov 2016 | — | 0.50 | |
| Dividend | 22 Aug 2016 | 23 Aug 2016 | — | 0.50 | |
| Dividend | 22 Mar 2016 | 26 Mar 2016 | — | 0.45 | |
| Dividend | 23 Feb 2016 | 24 Feb 2016 | — | 0.45 | |
| Dividend | 24 Nov 2015 | 26 Nov 2015 | — | 0.45 | |
| Dividend | 04 Sep 2015 | 07 Sep 2015 | — | 0.45 | |
| Other | 29 Jul 2015 | — | — | — | Annual General Meeting |
| Dividend | 25 May 2015 | 26 May 2015 | — | 0.45 | |
| Dividend | 12 Feb 2015 | 13 Feb 2015 | — | 0.45 | |
| Dividend | 12 Nov 2014 | 13 Nov 2014 | — | 0.45 | |
| Dividend | 13 Aug 2014 | 18 Aug 2014 | — | 0.45 | |
| Dividend | 23 Jul 2014 | — | — | 0.45 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
-
Rating update1 Sep from crisil
-
Rating update31 Jul from crisil
-
Rating update1 Jul from care
-
Rating update19 Jun from care
-
Rating update16 Jun from crisil
-
Rating update1 Jun from crisil
Conference Calls
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- PPT
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript