About
Mangal Credit and Fincorp Limited operates as a non-banking financial company in India. The company offers small and medium enterprises, gold, and personal loans, as well as loan against property; and credit services. The company was formerly known as Tak Machinery & Leasing Limited and changed its name to Mangal Credit and Fincorp Limited in June 2013. Mangal Credit and Fincorp Limited was incorporated in 1961 and is headquartered in Mumbai, India.
Key Metrics
as of Sep 2026Market Cap487 Cr
P/E69.70
Div Yield0.33 %
Book Value₹49.20
52w High₹287.00
52w Low₹152.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Dec 2019 | Sep 2019 | Jun 2019 | Mar 2019 | Dec 2018 | Sep 2018 | Jun 2018 | Jun 2013 |
|---|---|---|---|---|---|---|---|---|
| Expenses | 4.00 | 4.70 | 8.45 | 67.28 | 3.80 | 15.43 | 19.11 | 0.34 |
| Other Income | 0.93 | 1.27 | 1.10 | 1.25 | 1.62 | 2.31 | 1.39 | 0.01 |
| Depreciation | 1.91 | 1.79 | 1.71 | 2.83 | 1.86 | 1.80 | 0.33 | 0.03 |
| Interest | 1.53 | 1.65 | 1.74 | 3.82 | 1.88 | 2.42 | 2.17 | 0.83 |
| Profit before tax | 2.33 | -1.32 | 1.54 | 8.33 | 8.33 | -9.99 | 4.00 | 0.29 |
| Tax % | 15.88 | 45.45 | 33.77 | 13.45 | 4.80 | 3.90 | 30.50 | 0.00 |
| Net Profit | 1.96 | -1.92 | 1.03 | 7.22 | 7.93 | -10.39 | 2.78 | 0.29 |
| EPS in Rs | 0.76 | -0.14 | 0.68 | 2.32 | 2.65 | -2.56 | 1.31 | 0.48 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 |
|---|---|---|---|---|---|---|---|---|
| Expenses | 79.00 | 91.00 | 60.00 | 126.00 | 213.00 | 200.00 | 2.00 | 1.00 |
| Other Income | 1.00 | 2.00 | 2.00 | 1.00 | 1.00 | 3.00 | 1.00 | 0.00 |
| Interest | 9.00 | 8.00 | 7.00 | 13.00 | 19.00 | 12.00 | 1.00 | 0.00 |
| Depreciation | 7.00 | 6.00 | 9.00 | 7.00 | 6.00 | 2.00 | 0.00 | 0.00 |
| Profit before tax | 10.00 | 12.00 | 7.00 | 3.00 | 4.00 | 4.00 | 1.00 | 1.00 |
| Tax % | 28.00 | 22.00 | 37.00 | 43.00 | 33.00 | 25.00 | 20.00 | 22.00 |
| Net Profit | 8.00 | 9.00 | 5.00 | 2.00 | 3.00 | 3.00 | 1.00 | 1.00 |
| EPS in Rs | 3.71 | 4.35 | 2.51 | 0.88 | 3.27 | 4.82 | — | — |
| Dividend Payout % | 13.00 | 11.00 | 10.00 | 0.00 | 4.00 | 10.00 | 15.00 | 18.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Sep 2019 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 19.00 | 19.00 | 19.00 | 16.00 | 16.00 | 1.00 | 1.00 | 0.70 | 0.71 |
| Reserves | 76.00 | 74.00 | 72.00 | 56.00 | 51.00 | 32.00 | 31.00 | 15.00 | 14.00 |
| Other Liabilities | 24.00 | 39.00 | 71.00 | 71.00 | 64.00 | 70.00 | 81.00 | 4.00 | 2.00 |
| Total Liabilities | 178.00 | 205.00 | 229.00 | 221.00 | 199.00 | 267.00 | 303.00 | 40.00 | 16.00 |
| Fixed Assets | 24.00 | 23.00 | 28.00 | 29.00 | 22.00 | 21.00 | 24.00 | 1.00 | 0.00 |
| CWIP | 0.00 | 7.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 16.00 | 15.00 | 15.00 | 0.00 | 2.00 | 2.00 | 1.00 | 3.00 | 2.00 |
| Other Assets | 138.00 | 160.00 | 186.00 | 192.00 | 174.00 | 244.00 | 277.00 | 37.00 | 14.00 |
| Total Assets | 178.00 | 205.00 | 229.00 | 221.00 | 199.00 | 267.00 | 303.00 | 40.00 | 16.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 1.00 | 31.00 | -7.00 | 44.00 | 7.00 | -125.00 | 3.00 | 0.00 |
| Cash from Investing Activity | -1.00 | -30.00 | -12.00 | -30.00 | 26.00 | -36.00 | 0.00 | 0.00 |
| Cash from Financing Activity | 12.00 | 1.00 | 19.00 | -17.00 | -27.00 | 180.00 | 0.00 | 0.00 |
| Net Cash Flow | 12.00 | 2.00 | 0.00 | -4.00 | 5.00 | 18.00 | 2.00 | 0.00 |
| Free Cash Flow | -8.00 | 22.00 | -21.00 | 35.00 | 0.00 | -125.00 | 2.00 | 0.00 |
| CFO/OP % | 16.00 | 142.00 | -28.00 | 197.00 | 33.00 | -876.00 | 220.00 | 0.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 |
|---|
Corporate Actions
27 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 17 Sep 2025 | 17 Sep 2025 | — | 0.75 | |
| Dividend | 17 Sep 2024 | 17 Sep 2024 | — | 0.60 | |
| Other | 17 Sep 2024 | — | — | — | Annual General Meeting |
| Other | 08 Feb 2024 | — | — | — | E.G.M. |
| Dividend | 13 Sep 2023 | — | — | 0.50 | |
| Dividend | 20 Sep 2022 | — | — | 0.50 | |
| Dividend | 21 Sep 2021 | — | — | 0.50 | |
| Dividend | 22 Dec 2020 | — | — | 0.50 | |
| Dividend | 20 Sep 2019 | — | — | 0.50 | |
| Other | 26 Nov 2018 | 27 Nov 2018 | — | — | Consolidation of Shares |
| Dividend | 19 Sep 2018 | — | — | 0.05 | |
| Dividend | 20 Sep 2017 | — | — | 0.25 | |
| Split | 17 May 2017 | 18 May 2017 | 10:1 | — | |
| Bonus | 17 Dec 2015 | 19 Dec 2015 | 5:1 | — | |
| Dividend | 22 Sep 2015 | — | — | 0.50 | |
| Dividend | 17 Sep 2013 | — | — | 2.00 | |
| Dividend | 11 Sep 2012 | — | — | 2.50 | |
| Dividend | 25 Aug 2011 | — | — | 2.00 | |
| Dividend | 03 Sep 2010 | — | — | 2.00 | |
| Dividend | 10 Sep 2009 | — | — | 4.00 | |
| Dividend | 05 Sep 2008 | — | — | 2.00 | |
| Dividend | 06 Sep 2007 | — | — | 2.00 | |
| Dividend | 07 Sep 2006 | — | — | 2.00 | |
| Dividend | 18 Aug 2005 | — | — | 2.00 | |
| Dividend | 09 Sep 2004 | — | — | 2.00 | |
| Dividend | 07 Aug 2003 | — | — | 2.00 | |
| Dividend | 22 Aug 2002 | — | — | 2.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update24 Jun from crisil
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Rating update15 Jun from crisil
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Rating update2 Feb from crisil
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Rating update31 Dec 2025 from crisil
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Rating update19 Mar 2025 from crisil
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Rating update5 Sep 2024 from crisil