About
Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small and corporate business, SME, and vehicle, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, and group; housing and micro finance; and mutual funds. It also provides gold flexi credit; PAN card; money transfer; non-convertible debentures; national pension scheme; digital and cashless payments; bank mapping; and other custom offerings and milligram rewards. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.
Key Metrics
as of Sep 2026Market Cap116,641 Cr
P/E10.30
Div Yield1.03 %
Book Value₹1,011.00
52w High₹4,150.00
52w Low₹2,671.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 1,014.00 | 1,154.00 | 997.00 | 971.00 | 832.00 | 951.00 | 913.00 | 852.00 | 849.00 | 753.00 | 566.00 | 572.00 | 635.00 |
| Other Income | 14.00 | 14.00 | 11.00 | 29.00 | 17.00 | 20.00 | 8.00 | 9.00 | 6.00 | 9.00 | 8.00 | 14.00 | 28.00 |
| Depreciation | 20.00 | 10.00 | 28.00 | 26.00 | 24.00 | 23.00 | 20.00 | 16.00 | 18.00 | 19.00 | 17.00 | 15.00 | 13.00 |
| Interest | 3,146.00 | 2,863.00 | 2,647.00 | 2,313.00 | 2,119.00 | 1,880.00 | 1,648.00 | 1,550.00 | 1,351.00 | 1,223.00 | 1,212.00 | 1,156.00 | 1,064.00 |
| Profit before tax | 3,423.00 | 4,167.00 | 3,582.00 | 3,151.00 | 2,745.00 | 2,020.00 | 1,851.00 | 1,708.00 | 1,492.00 | 1,424.00 | 1,380.00 | 1,330.00 | 1,315.00 |
| Tax % | 25.00 | 26.00 | 26.00 | 26.00 | 25.00 | 25.00 | 26.00 | 27.00 | 28.00 | 26.00 | 26.00 | 26.00 | 26.00 |
| Net Profit | 2,550.00 | 3,086.00 | 2,656.00 | 2,345.00 | 2,046.00 | 1,508.00 | 1,363.00 | 1,251.00 | 1,079.00 | 1,056.00 | 1,027.00 | 991.00 | 975.00 |
| EPS in Rs | 63.53 | 76.87 | 66.17 | 58.41 | 50.97 | 37.56 | 33.95 | 31.16 | 26.87 | 26.31 | 25.59 | 24.69 | 24.29 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 3,884.00 | 3,522.00 | 2,513.00 | 2,110.00 | 1,891.00 | 1,818.00 | 1,827.00 | 1,518.00 | 1,510.00 | 1,479.00 | 1,241.00 | 1,105.00 |
| Other Income | 42.00 | 36.00 | 59.00 | 29.00 | 16.00 | 17.00 | 8.00 | 2.00 | 66.00 | 0.00 | 0.00 | 0.00 |
| Interest | 9,984.00 | 6,466.00 | 4,667.00 | 3,709.00 | 3,845.00 | 3,699.00 | 2,796.00 | 2,243.00 | 1,935.00 | 2,298.00 | 2,260.00 | 2,108.00 |
| Depreciation | 87.00 | 77.00 | 66.00 | 58.00 | 54.00 | 51.00 | 43.00 | 42.00 | 44.00 | 48.00 | 58.00 | 84.00 |
| Profit before tax | 13,645.00 | 7,071.00 | 5,449.00 | 4,666.00 | 5,309.00 | 5,007.00 | 4,057.00 | 3,077.00 | 2,845.00 | 1,921.00 | 1,317.00 | 1,028.00 |
| Tax % | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 | 36.00 | 38.00 | 39.00 | 39.00 | 35.00 |
| Net Profit | 10,134.00 | 5,201.00 | 4,050.00 | 3,474.00 | 3,954.00 | 3,722.00 | 3,018.00 | 1,972.00 | 1,778.00 | 1,180.00 | 810.00 | 671.00 |
| EPS in Rs | 252.43 | 129.54 | 100.87 | 86.52 | 98.53 | 92.78 | 75.26 | 49.22 | 44.43 | 29.53 | 20.29 | 16.85 |
| Dividend Payout % | 12.00 | 20.00 | 24.00 | 25.00 | 20.00 | 22.00 | 20.00 | 24.00 | 23.00 | 20.00 | 30.00 | 36.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 401.00 | 401.00 | 401.00 | 401.00 | 401.00 | 401.00 | 401.00 | 401.00 | 400.00 | 399.00 | 399.00 | 398.00 |
| Reserves | 37,341.00 | 28,036.00 | 23,889.00 | 20,660.00 | 17,943.00 | 14,838.00 | 11,171.00 | 9,392.00 | 7,412.00 | 6,117.00 | 5,220.00 | 4,686.00 |
| Other Liabilities | 3,759.00 | 2,991.00 | 1,955.00 | 1,824.00 | 2,399.00 | 2,280.00 | 1,758.00 | 1,443.00 | 1,813.00 | 3,211.00 | 2,862.00 | 2,250.00 |
| Total Liabilities | 179,945.00 | 121,249.00 | 85,028.00 | 72,620.00 | 70,555.00 | 63,465.00 | 50,460.00 | 38,069.00 | 30,792.00 | 30,713.00 | 27,049.00 | 26,769.00 |
| Fixed Assets | 514.00 | 480.00 | 350.00 | 272.00 | 267.00 | 247.00 | 228.00 | 193.00 | 200.00 | 208.00 | 218.00 | 257.00 |
| CWIP | 10.00 | 13.00 | 88.00 | 67.00 | 46.00 | 38.00 | 29.00 | 23.00 | 6.00 | 10.00 | 9.00 | 7.00 |
| Investments | 3,855.00 | 4,499.00 | 2,268.00 | 1,317.00 | 1,320.00 | 1,590.00 | 1,438.00 | 983.00 | 395.00 | 209.00 | 98.00 | 38.00 |
| Other Assets | 175,566.00 | 116,257.00 | 82,322.00 | 70,964.00 | 68,921.00 | 61,589.00 | 48,765.00 | 36,871.00 | 30,191.00 | 30,286.00 | 26,723.00 | 26,467.00 |
| Total Assets | 179,945.00 | 121,249.00 | 85,028.00 | 72,620.00 | 70,555.00 | 63,465.00 | 50,460.00 | 38,069.00 | 30,792.00 | 30,713.00 | 27,049.00 | 26,769.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -42,324.00 | -25,855.00 | -9,302.00 | -1,902.00 | -1,142.00 | -7,477.00 | -4,458.00 | -3,858.00 | -87.00 | -1,710.00 | 214.00 | -460.00 |
| Cash from Investing Activity | 1,270.00 | -1,944.00 | -739.00 | 188.00 | 408.00 | 48.00 | -429.00 | -585.00 | -194.00 | -134.00 | -67.00 | -16.00 |
| Cash from Financing Activity | 45,569.00 | 29,933.00 | 8,649.00 | -1,036.00 | 2,796.00 | 9,041.00 | 8,678.00 | 5,701.00 | -554.00 | 2,457.00 | -1,204.00 | 254.00 |
| Net Cash Flow | 4,516.00 | 2,134.00 | -1,392.00 | -2,750.00 | 2,062.00 | 1,612.00 | 3,791.00 | 1,258.00 | -834.00 | 613.00 | -1,058.00 | -222.00 |
| Free Cash Flow | -42,441.00 | -25,975.00 | -9,471.00 | -1,995.00 | -1,213.00 | -7,560.00 | -4,536.00 | -3,919.00 | -114.00 | -1,749.00 | 193.00 | -485.00 |
| CFO/OP % | -164.00 | -178.00 | -78.00 | -8.00 | 2.00 | -71.00 | -50.00 | -51.00 | 19.00 | -20.00 | 16.00 | -3.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
29 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 17 Apr 2026 | 17 Apr 2026 | — | 30.00 | |
| Dividend | 25 Apr 2025 | 25 Apr 2025 | — | 26.00 | |
| Other | 20 Sep 2024 | — | — | — | Annual General Meeting |
| Dividend | 31 May 2024 | 01 Jun 2024 | — | 24.00 | |
| Other | 21 Sep 2023 | — | — | — | Annual General Meeting |
| Dividend | 18 Apr 2023 | 18 Apr 2023 | — | 22.00 | |
| Other | 22 Aug 2022 | — | — | — | Annual General Meeting |
| Dividend | 25 Apr 2022 | 26 Apr 2022 | — | 20.00 | |
| Other | 08 Sep 2021 | — | — | — | Annual General Meeting |
| Dividend | 22 Apr 2021 | 23 Apr 2021 | — | 20.00 | |
| Other | 22 Sep 2020 | — | — | — | Annual General Meeting |
| Dividend | 23 Mar 2020 | 25 Mar 2020 | — | 15.00 | |
| Other | 19 Sep 2019 | — | — | — | Annual General Meeting |
| Dividend | 11 Apr 2019 | 13 Apr 2019 | — | 12.00 | |
| Other | 19 Sep 2018 | — | — | — | Annual General Meeting |
| Dividend | 15 Feb 2018 | 19 Feb 2018 | — | 10.00 | |
| Other | 12 Sep 2017 | — | — | — | Annual General Meeting |
| Dividend | 30 Mar 2017 | 31 Mar 2017 | — | 6.00 | |
| Other | 21 Sep 2016 | — | — | — | Annual General Meeting |
| Dividend | 16 Mar 2016 | 17 Mar 2016 | — | 2.00 | |
| Dividend | 05 Nov 2015 | 06 Nov 2015 | — | 4.00 | |
| Dividend | 22 Sep 2015 | — | — | 2.00 | |
| Dividend | 22 Oct 2014 | 27 Oct 2014 | — | 4.00 | |
| Dividend | 10 Sep 2014 | — | — | 1.00 | |
| Dividend | 04 Feb 2014 | 05 Feb 2014 | — | 2.00 | |
| Dividend | 05 Nov 2013 | 06 Nov 2013 | — | 3.00 | |
| Dividend | 12 Sep 2013 | — | — | 4.50 | |
| Dividend | 16 Aug 2012 | — | — | 4.00 | |
| Other | 15 Sep 2011 | — | — | — | Annual General Meeting |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update11 Jun from icra
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Rating update13 May from icra
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Rating update24 Mar from crisil
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Rating update3 Feb from icra
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Rating update28 Oct 2025 from crisil
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Rating update29 Jul 2025 from icra