About
Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, Suvidha, and individual loans; education, mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; and secured loans. It also provides value-added services, such as wellness combo and property insurance. The company was formerly known as Panchratna Securities Limited and changed its name to Muthoot Microfin Limited in October 2012. The company was incorporated in 1992 and is based in Kochi, India. Muthoot Microfin Limited operates as a subsidiary of Muthoot Fincorp Limited.
Key Metrics
as of Sep 2026Market Cap3,500 Cr
P/E14.30
Div Yield0.00 %
Book Value₹167.00
52w High₹263.00
52w Low₹141.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 306.00 | 300.00 | 304.00 | 318.00 | 333.00 | 845.00 | 428.00 | 334.00 | 273.00 | 227.00 | 208.00 | 189.00 | 150.00 |
| Other Income | 2.00 | 7.00 | 3.00 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | 0.00 | 2.00 | 2.00 | 2.00 | 1.00 |
| Depreciation | 11.00 | 11.00 | 10.00 | 11.00 | 11.00 | 11.00 | 11.00 | 11.00 | 10.00 | 10.00 | 9.00 | 9.00 | 8.00 |
| Interest | 247.00 | 232.00 | 222.00 | 211.00 | 210.00 | 222.00 | 237.00 | 237.00 | 234.00 | 231.00 | 232.00 | 221.00 | 194.00 |
| Profit before tax | 107.00 | 97.00 | 69.00 | 37.00 | 6.00 | -522.00 | 5.00 | 81.00 | 147.00 | 177.00 | 130.00 | 147.00 | 128.00 |
| Tax % | 24.00 | 27.00 | 10.00 | 18.00 | -7.00 | -23.00 | 25.00 | 24.00 | 23.00 | 32.00 | 4.00 | 25.00 | 25.00 |
| Net Profit | 81.00 | 71.00 | 62.00 | 31.00 | 6.00 | -401.00 | 4.00 | 62.00 | 113.00 | 120.00 | 125.00 | 110.00 | 96.00 |
| EPS in Rs | 4.77 | 4.17 | 3.66 | 1.79 | 0.36 | -23.53 | 0.22 | 3.61 | 6.64 | 7.02 | 7.31 | 9.38 | 8.19 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Expenses | 1,254.00 | 1,880.00 | 772.00 | 658.00 | 417.00 | 369.00 | 543.00 | 243.00 |
| Other Income | 5.00 | 2.00 | 6.00 | 17.00 | 10.00 | 12.00 | 6.00 | 2.00 |
| Interest | 874.00 | 930.00 | 866.00 | 549.00 | 340.00 | 299.00 | 291.00 | 234.00 |
| Depreciation | 43.00 | 43.00 | 35.00 | 27.00 | 21.00 | 19.00 | 14.00 | 3.00 |
| Profit before tax | 209.00 | -289.00 | 582.00 | 213.00 | 65.00 | 9.00 | 20.00 | 271.00 |
| Tax % | 18.00 | -23.00 | 23.00 | 23.00 | 27.00 | 22.00 | 8.00 | 26.00 |
| Net Profit | 170.00 | -223.00 | 450.00 | 164.00 | 47.00 | 7.00 | 18.00 | 201.00 |
| EPS in Rs | 9.99 | -13.05 | 26.37 | 14.03 | 4.15 | 0.62 | 1.59 | 17.63 |
| Dividend Payout % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 168.00 | 168.00 | 167.00 | 117.00 | 114.00 | 114.00 | 114.00 | 114.00 |
| Reserves | 2,687.00 | 2,465.00 | 2,637.00 | 1,486.00 | 1,203.00 | 776.00 | 793.00 | 772.00 |
| Other Liabilities | 123.00 | 123.00 | 197.00 | 280.00 | 167.00 | 200.00 | 187.00 | 193.00 |
| Total Liabilities | 12,685.00 | 10,857.00 | 11,590.00 | 8,529.00 | 5,591.00 | 4,184.00 | 4,092.00 | 3,530.00 |
| Fixed Assets | 199.00 | 223.00 | 215.00 | 172.00 | 121.00 | 110.00 | 109.00 | 21.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 |
| Investments | 406.00 | 354.00 | 47.00 | 63.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 12,080.00 | 10,280.00 | 11,329.00 | 8,294.00 | 5,470.00 | 4,074.00 | 3,983.00 | 3,509.00 |
| Total Assets | 12,685.00 | 10,857.00 | 11,590.00 | 8,529.00 | 5,591.00 | 4,184.00 | 4,092.00 | 3,530.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -580.00 | 1,382.00 | -1,272.00 | -2,333.00 | -1,084.00 | -704.00 | 114.00 | -602.00 |
| Cash from Investing Activity | -41.00 | -128.00 | -225.00 | -180.00 | -74.00 | -38.00 | -66.00 | -6.00 |
| Cash from Financing Activity | 626.00 | -1,485.00 | 1,671.00 | 2,567.00 | 1,344.00 | 80.00 | 463.00 | 707.00 |
| Net Cash Flow | 4.00 | -230.00 | 174.00 | 54.00 | 187.00 | -662.00 | 511.00 | 99.00 |
| Free Cash Flow | -591.00 | 1,361.00 | -1,299.00 | -2,361.00 | -1,095.00 | -712.00 | 91.00 | -613.00 |
| CFO/OP % | -52.00 | 219.00 | -78.00 | -298.00 | -248.00 | -222.00 | 49.00 | -105.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|
Corporate Actions
No corporate actions recorded.
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
-
Rating update7 Aug from icra
-
Rating update20 Jul from crisil
-
Rating update16 Jul from crisil
-
Rating update7 Jul from crisil
-
Rating update24 Jun from crisil
-
Rating update24 Jun from crisil