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Northern Arc Capital Ltd.

NORTHARC BSE Credit Services Financial Services

Northern Arc Capital Limited, a non-banking financial company, provides lending and allied services in India. It operates through Financing Activity, Investment Advisory Services, and Investment Management Services segmโ€ฆ

ISIN INE850M01015
Listed โ€”
Quarters tracked 12
Filings 8 docs

About

Northern Arc Capital Limited, a non-banking financial company, provides lending and allied services in India. It operates through Financing Activity, Investment Advisory Services, and Investment Management Services segments. The company offers rural financing services; loans for personal, microfinance, vehicle finance, as well as buy now pay later solutions; education loans; insurance premium financing; MSME financing, MFI, consumer and vehicle finance, and housing and agriculture finance; rural financing; mid-market corporate lending, loans against property, and supply chain finance; and fund management services, including alternative investment funds and portfolio management services. It also provides debt products, such as term and working capital loans, non-convertible debentures, principal protected market linked debentures, commercial papers, external commercial borrowings, and sub-debt products; and credit-enhanced debt products, including guarantee-backed lending, single issuer partial credit enhanced, and pooled loan and bond issuance program. In addition, the company offers portfolio financing products comprising rated securitization, multi-originator microfinance securitization, persistent securitizations, and direct assignments. Further, it provides Altifi, an alternative retail debt investment platform; Nimbus, a curated debt platform that enables end-to-end processing of debt transactions; nPOS, a co-lending and co-origination technology solution; and NuScore, a customized machine learning based analytical module designed to assist in the loan underwriting process. It serves rural and retail customers; micro, small, and medium enterprises; originator partners; emerging corporates; and institutional investors. The company was formerly known as IFMR Capital Finance Limited and changed its name to Northern Arc Capital Limited in February 2018. Northern Arc Capital Limited was incorporated in 1989 and is based in Chennai, India.

Key Metrics

as of Sep 2026
Market Cap4,883 Cr
P/E11.10
Div Yield0.00 %
Book Valueโ‚น241.00
52w Highโ‚น334.00
52w Lowโ‚น206.00
Face Valueโ‚น10.00

Quarterly Results

Rs. Crores ยท hover row for definition
Metric Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023
Expenses 346.00 311.00 359.00 270.00 237.00 343.00 214.00 216.00 244.00 237.00 197.00 151.00
Other Income 3.00 3.00 3.00 1.00 2.00 3.00 4.00 1.00 4.00 11.00 1.00 2.00
Depreciation 3.00 4.00 4.00 4.00 4.00 4.00 5.00 3.00 3.00 4.00 4.00 4.00
Interest 258.00 237.00 229.00 206.00 214.00 198.00 211.00 205.00 209.00 204.00 184.00 174.00
Profit before tax 163.00 183.00 122.00 127.00 138.00 48.00 134.00 150.00 109.00 109.00 89.00 98.00
Tax % 25.00 24.00 24.00 25.00 25.00 3.00 24.00 25.00 26.00 25.00 26.00 26.00
Net Profit 122.00 139.00 92.00 95.00 104.00 47.00 102.00 112.00 81.00 82.00 66.00 73.00
EPS in Rs 7.54 8.58 5.70 5.87 6.42 2.90 6.34 6.95 9.11 9.17 7.42 8.17

Profit & Loss

Annual ยท Rs. Crores
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Expenses 1,168.001,015.00726.00387.00227.00240.00154.00127.00
Other Income 9.0010.0015.004.006.003.000.0016.00
Interest 889.00825.00728.00558.00411.00323.00310.00302.00
Depreciation 17.0015.0015.0010.009.007.007.003.00
Profit before tax 570.00442.00375.00303.00227.0076.00131.00146.00
Tax % 25.0022.0025.0026.0028.0027.0031.0039.00
Net Profit 429.00343.00280.00225.00164.0056.0090.0089.00
EPS in Rs 26.5621.2331.3425.3118.426.3710.2411.40
Dividend Payout % 0.000.000.000.000.000.000.000.00

Balance Sheet

Annual ยท Rs. Crores โ€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Equity Capital 162.00161.0089.0089.0089.0088.0087.0078.00
Reserves 3,732.003,248.002,078.001,755.001,538.001,388.001,323.00993.00
Other Liabilities 561.00327.00321.00243.00142.0085.0069.0077.00
Total Liabilities 16,653.0013,521.0011,620.009,205.007,835.005,576.004,483.004,129.00
Fixed Assets 57.0068.0048.0043.0019.0021.0023.004.00
CWIP 13.006.002.001.000.001.001.003.00
Investments 2,890.001,957.001,653.001,697.001,639.001,253.001,048.001,049.00
Other Assets 13,693.0011,490.009,917.007,464.006,177.004,302.003,411.003,073.00
Total Assets 16,653.0013,521.0011,620.009,205.007,835.005,576.004,483.004,129.00

Cash Flows

Annual ยท Rs. Crores โ€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Cash from Operating Activity -1,524.00-1,054.00-2,140.00-1,292.00-1,329.00-977.00-90.00-114.00
Cash from Investing Activity -881.00-398.0049.00-174.00-377.00356.00-1.0035.00
Cash from Financing Activity 2,309.001,612.002,048.00966.002,023.00684.00233.0081.00
Net Cash Flow -96.00160.00-43.00-500.00316.0063.00142.002.00
Free Cash Flow -1,534.00-1,070.00-2,151.00-1,304.00-1,337.00-981.00-101.00-119.00
CFO/OP % -93.00-74.00-186.00-140.00-199.00-233.00-7.00-13.00

Ratios

Annual ยท Days / % โ€” latest first
Metric Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019

Shareholding Pattern

% holding โ€” latest first
Holder Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024 Sep 2024
FIIs 8.64 7.51 7.70 7.58 9.16 5.23 4.28 4.68
DIIs 5.63 7.11 8.29 7.44 6.89 22.52 23.13 23.36
Public 85.72 85.37 84.00 84.95 83.97 72.20 72.54 71.91
No. of Shareholders 90,306 96,297 101,790 104,045 111,037 110,098 115,060 124,981

Corporate Actions

No corporate actions recorded.

Announcements

5 filings