About
NPR Finance Limited engages in non-banking financing activities in India. It operates through two segments: Financial and Real Estate segments. The company engages in granting loans against hypothecation for three-wheelers for passengers, as well as load applications; unsecured personal loans; group loans; and inter-corporate deposits, as well as trading and investment in shares and securities. It also involved in the funding of insurance premiums for commercial vehicles and renewals; and real estate development business. NPR Finance Limited was incorporated in 1989 and is based in Kolkata, India.
Key Metrics
as of Sep 2026Market Cap12 Cr
P/E47.10
Div Yield0.00 %
Book Value₹82.00
52w High₹40.50
52w Low₹18.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.05 | 1.00 | 1.46 | 1.46 | 1.13 | 1.95 | 1.50 | 1.90 | 1.83 | 1.77 | 1.68 | 3.33 | 2.68 |
| Expenses | 0.86 | 1.12 | 1.17 | 1.48 | 0.98 | 1.96 | 1.29 | 1.69 | 1.46 | 1.43 | 1.48 | 3.11 | 2.46 |
| Operating Profit | 0.19 | -0.12 | 0.29 | -0.02 | 0.15 | -0.01 | 0.21 | 0.21 | 0.37 | 0.34 | 0.20 | 0.22 | 0.22 |
| OPM % | 18.10 | -12.00 | 19.86 | -1.37 | 13.27 | -0.51 | 14.00 | 11.05 | 20.22 | 19.21 | 11.90 | 6.61 | 8.21 |
| Other Income | 0.03 | 0.07 | 0.00 | 0.00 | 0.01 | 0.04 | 0.45 | 0.00 | 0.00 | 0.15 | 0.00 | 1.02 | 0.00 |
| Depreciation | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Interest | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.05 | 0.09 | 0.11 | 0.12 | 0.13 | 0.14 | 0.15 | 0.10 |
| Profit before tax | 0.20 | -0.08 | 0.26 | -0.05 | 0.13 | -0.05 | 0.53 | 0.06 | 0.21 | 0.32 | 0.02 | 1.05 | 0.08 |
| Tax % | 0.00 | -12.50 | 0.00 | 140.00 | -15.38 | 60.00 | 1.89 | 233.33 | -4.76 | 59.38 | 100.00 | 14.29 | 37.50 |
| Net Profit | 0.20 | -0.08 | 0.26 | -0.12 | 0.14 | -0.08 | 0.53 | -0.08 | 0.22 | 0.14 | 0.00 | 0.90 | 0.05 |
| EPS in Rs | 0.33 | -0.13 | 0.43 | -0.20 | 0.23 | -0.13 | 0.88 | -0.13 | 0.37 | 0.23 | 0.00 | 1.50 | 0.08 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5.07 | 7.65 | 9.47 | 12.74 | 7.63 | 5.78 | 27.79 | 36.61 | 35.73 | 41.09 | 44.00 | 47.75 |
| Expenses | 4.76 | 6.39 | 8.46 | 15.04 | 6.43 | 6.07 | 25.40 | 32.43 | 33.28 | 36.10 | 41.97 | 43.34 |
| Operating Profit | 0.31 | 1.26 | 1.01 | -2.30 | 1.20 | -0.29 | 2.39 | 4.18 | 2.45 | 4.99 | 2.03 | 4.41 |
| OPM % | 6.11 | 16.47 | 10.67 | -18.05 | 15.73 | -5.02 | 8.60 | 11.42 | 6.86 | 12.14 | 4.61 | 9.24 |
| Other Income | 0.07 | 0.00 | 1.15 | -0.34 | 0.00 | 0.00 | 0.46 | 0.20 | 0.02 | 0.03 | 0.04 | 0.04 |
| Interest | 0.03 | 0.37 | 0.53 | 0.22 | 0.14 | 0.38 | 0.40 | 0.61 | 0.66 | 0.81 | 0.19 | 0.52 |
| Depreciation | 0.09 | 0.14 | 0.15 | 0.46 | 0.85 | 0.69 | 0.68 | 0.68 | 0.65 | 0.66 | 0.62 | 0.61 |
| Profit before tax | 0.26 | 0.75 | 1.48 | -3.32 | 0.21 | -1.36 | 1.77 | 3.09 | 1.16 | 3.55 | 1.26 | 3.32 |
| Tax % | 19.23 | 21.33 | 26.35 | -27.11 | 123.81 | -22.06 | 6.78 | 18.12 | -28.45 | 17.18 | 67.46 | 31.02 |
| Net Profit | 0.21 | 0.59 | 1.09 | -2.42 | -0.05 | -1.06 | 1.66 | 2.53 | 1.49 | 2.94 | 0.41 | 2.28 |
| EPS in Rs | 0.35 | 0.99 | 1.82 | -4.04 | -0.08 | -1.77 | 2.77 | 4.22 | 2.49 | 4.91 | 0.68 | 3.81 |
| Dividend Payout % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Reserves | 43.10 | 44.08 | 41.25 | 43.83 | 47.56 | 47.91 | 47.94 | 44.49 | 35.43 | 33.19 | 30.32 | 29.88 |
| Borrowings | 0.35 | 0.63 | 3.77 | 2.81 | 0.34 | 2.40 | 3.40 | 3.96 | 4.28 | 5.38 | 2.99 | 1.88 |
| Other Liabilities | 1.10 | 1.55 | 1.70 | 4.47 | 4.57 | 4.30 | 3.73 | 3.31 | 2.28 | 2.90 | 3.42 | 3.37 |
| Total Liabilities | 50.55 | 52.26 | 52.72 | 57.11 | 58.47 | 60.61 | 61.07 | 57.76 | 47.99 | 47.47 | 42.73 | 41.13 |
| Fixed Assets | 4.59 | 4.51 | 4.62 | 4.77 | 8.44 | 4.95 | 5.25 | 5.94 | 6.62 | 6.62 | 7.21 | 7.52 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 5.27 | 7.02 | 5.09 | 9.83 | 11.51 | 11.91 | 10.60 | 8.30 | 0.34 | 0.28 | 0.33 | 1.53 |
| Other Assets | 40.69 | 40.73 | 43.01 | 42.51 | 38.52 | 43.75 | 45.22 | 43.52 | 41.03 | 40.57 | 35.19 | 32.08 |
| Total Assets | 50.55 | 52.26 | 52.72 | 57.11 | 58.47 | 60.61 | 61.07 | 57.76 | 47.99 | 47.47 | 42.73 | 41.13 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 0.38 | 2.99 | -4.07 | -3.51 | 2.66 | 0.38 | -0.14 | 0.79 | 1.85 | -2.83 | -0.88 | 3.16 |
| Cash from Investing Activity | -0.16 | -0.02 | 1.01 | 2.86 | -0.16 | -0.40 | 0.48 | 0.20 | -0.65 | 0.82 | -0.32 | -1.03 |
| Cash from Financing Activity | -0.28 | -3.08 | 0.96 | 2.46 | -2.05 | -1.00 | -0.54 | -0.27 | -1.01 | 2.17 | 1.16 | -2.18 |
| Net Cash Flow | -0.06 | -0.11 | -2.10 | 1.82 | 0.45 | -1.02 | -0.20 | 0.72 | 0.19 | 0.16 | -0.03 | -0.05 |
| Free Cash Flow | 0.22 | 2.97 | -3.06 | -0.65 | 2.50 | -0.02 | 0.34 | 0.99 | 1.19 | -2.91 | -1.20 | 3.16 |
| CFO/OP % | 123.00 | 237.00 | -372.00 | 141.00 | 242.00 | -176.00 | 21.00 | 30.00 | 95.00 | -32.00 | -19.00 | 105.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 5.04 | 0.95 | 0.39 | 6.02 | 56.45 | 109.88 | 3.55 | 2.89 | 17.47 | 14.57 | 8.21 | 4.05 |
| Inventory Days | 197.40 | 43.14 | 7.25 | 20.86 | 93.59 | 0.00 | 0.00 | 0.00 | 0.12 | 3.90 | 7.63 | 21.79 |
| Days Payable | 0.00 | 0.00 | 2.72 | 0.00 | 0.00 | — | — | — | 3.49 | 0.33 | 2.03 | 0.51 |
| Cash Conversion Cycle | 202.44 | 44.09 | 4.91 | 26.87 | 150.04 | 109.88 | 3.55 | 2.89 | 14.10 | 18.13 | 13.81 | 25.34 |
| Working Capital Days | 51.11 | 6.68 | 23.90 | -23.78 | 56.93 | 450.25 | 76.57 | 17.45 | 330.68 | 270.31 | 218.75 | 200.50 |
| ROCE % | 0.58 | 2.20 | 1.68 | -5.18 | 0.64 | -1.72 | 3.06 | 6.99 | 4.05 | 10.42 | 3.76 | 10.13 |
Corporate Actions
1 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 10 Sep 2007 | — | — | 1.00 |