Oracle Financial Services Software Limited

About

Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs. It also provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic banking and microfinance; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Accounts Management; Oracle Banking Payments; and Oracle Banking Credit Facilities Process Management, as well as Asset Finance, Oracle Banking Collections and Recovery, and Oracle Documaker solutions. In addition, the company offers Oracle Financial Services Data Management Solutions, as well as cloud infrastructure, risk and finance, human capital management, and data management for financial services; and bancassurance solutions. Further, it provides a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance; and Oracle Finergy that enables financial services enterprises to drive simplicity using technology, as well as consulting and business process services business. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited operates as a subsidiary of Oracle Global (Mauritius) Limited.

Key Metrics

as of Sep 2026

Market Cap105,868 Cr

P/E31.00

Div Yield3.32 %

Book Value₹899.00

52w High₹12,540.00

52w Low₹6,232.00

Face Value₹5.00

Quarterly Results

Rs. Crores · hover row for definition

Metric	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023
Sales	2,567.00	1,566.00	1,453.00	1,301.00	1,397.00	1,290.00	1,305.00	1,209.00	1,295.00	1,213.00	1,375.00	1,080.00	1,117.00
Expenses	795.00	643.00	704.00	719.00	661.00	612.00	652.00	606.00	578.00	594.00	589.00	579.00	564.00
Operating Profit	1,772.00	924.00	749.00	582.00	736.00	677.00	654.00	602.00	717.00	618.00	786.00	501.00	553.00
OPM %	69.00	59.00	52.00	45.00	53.00	53.00	50.00	50.00	55.00	51.00	57.00	46.00	50.00
Other Income	62.00	490.00	64.00	55.00	71.00	1,580.00	34.00	88.00	20.00	47.00	80.00	36.00	76.00
Depreciation	12.00	13.00	14.00	14.00	15.00	14.00	14.00	16.00	15.00	15.00	15.00	15.00	14.00
Interest	1.00	0.00	0.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	1.00	1.00	1.00
Profit before tax	1,821.00	1,400.00	799.00	622.00	791.00	2,242.00	673.00	674.00	721.00	650.00	850.00	522.00	614.00
Tax %	25.00	21.00	23.00	26.00	26.00	18.00	28.00	26.00	26.00	26.00	18.00	25.00	26.00
Net Profit	1,364.00	1,111.00	614.00	463.00	587.00	1,836.00	482.00	497.00	536.00	479.00	700.00	394.00	455.00
EPS in Rs	156.61	127.66	70.53	53.21	67.57	211.31	55.53	57.31	61.81	55.29	80.81	45.46	52.61

Profit & Loss

Annual · Rs. Crores

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Sales	5,717.00	5,099.00	4,784.00	4,256.00	3,896.00	3,645.00	3,526.00	3,581.00	3,862.00	3,736.00	3,528.00	3,341.00
Expenses	2,727.00	2,449.00	2,326.00	2,103.00	1,705.00	1,489.00	1,595.00	1,683.00	2,406.00	2,367.00	2,223.00	2,040.00
Operating Profit	2,990.00	2,650.00	2,458.00	2,152.00	2,191.00	2,156.00	1,931.00	1,898.00	1,456.00	1,369.00	1,305.00	1,301.00
OPM %	52.00	52.00	51.00	51.00	56.00	59.00	55.00	53.00	38.00	37.00	37.00	39.00
Other Income	680.00	1,721.00	240.00	253.00	256.00	116.00	169.00	139.00	89.00	380.00	213.00	376.00
Interest	2.00	1.00	2.00	3.00	3.00	5.00	8.00	0.00	0.00	0.00	0.00	0.00
Depreciation	56.00	60.00	60.00	58.00	68.00	80.00	83.00	50.00	57.00	67.00	50.00	63.00
Profit before tax	3,611.00	4,310.00	2,636.00	2,343.00	2,376.00	2,188.00	2,009.00	1,986.00	1,487.00	1,683.00	1,468.00	1,614.00
Tax %	23.00	22.00	23.00	24.00	24.00	25.00	21.00	35.00	32.00	23.00	39.00	34.00
Net Profit	2,775.00	3,351.00	2,028.00	1,773.00	1,811.00	1,639.00	1,583.00	1,282.00	1,006.00	1,288.00	898.00	1,058.00
EPS in Rs	318.79	385.74	233.97	205.16	210.00	190.48	184.29	149.51	117.77	151.35	105.80	125.04
Dividend Payout %	125.00	69.00	102.00	110.00	90.00	105.00	98.00	0.00	110.00	112.00	95.00	532.00

Balance Sheet

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Equity Capital	44.00	43.00	43.00	43.00	43.00	43.00	43.00	43.00	43.00	43.00	42.00	42.00
Reserves	6,971.00	7,519.00	6,141.00	5,962.00	5,759.00	5,603.00	5,465.00	3,837.00	3,764.00	2,633.00	3,915.00	2,948.00
Borrowings	22.00	33.00	23.00	39.00	52.00	30.00	55.00	0.00	0.00	0.00	0.00	0.00
Other Liabilities	827.00	733.00	679.00	594.00	587.00	511.00	503.00	565.00	844.00	2,426.00	1,065.00	2,813.00
Total Liabilities	7,863.00	8,328.00	6,887.00	6,638.00	6,441.00	6,188.00	6,067.00	4,445.00	4,651.00	5,102.00	5,022.00	5,803.00
Fixed Assets	163.00	174.00	176.00	209.00	227.00	232.00	294.00	249.00	221.00	253.00	251.00	297.00
CWIP	15.00	9.00	2.00	0.00	4.00	0.00	0.00	0.00	2.00	1.00	2.00	0.00
Investments	809.00	792.00	791.00	791.00	790.00	773.00	768.00	765.00	778.00	755.00	759.00	728.00
Other Assets	6,876.00	7,353.00	5,917.00	5,639.00	5,421.00	5,183.00	5,005.00	3,431.00	3,649.00	4,094.00	4,010.00	4,777.00
Total Assets	7,863.00	8,328.00	6,887.00	6,638.00	6,441.00	6,188.00	6,067.00	4,445.00	4,651.00	5,102.00	5,022.00	5,803.00

Cash Flows

Annual · Rs. Crores — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	2,129.00	1,961.00	1,644.00	1,506.00	1,598.00	1,545.00	1,485.00	1,053.00	1,067.00	705.00	737.00	974.00
Cash from Investing Activity	1,313.00	-1,020.00	1,525.00	167.00	9.00	51.00	-1,523.00	274.00	-1,287.00	2,184.00	1,087.00	3,733.00
Cash from Financing Activity	-3,441.00	-2,087.00	-1,943.00	-1,651.00	-1,713.00	-1,570.00	-33.00	-1,267.00	-1,668.00	-925.00	-1,779.00	-4,690.00
Net Cash Flow	0.00	-1,146.00	1,226.00	22.00	-106.00	25.00	-72.00	60.00	-1,888.00	1,963.00	45.00	18.00
Free Cash Flow	2,079.00	1,927.00	1,615.00	1,470.00	1,563.00	1,530.00	1,440.00	979.00	1,040.00	652.00	714.00	963.00
CFO/OP %	101.00	111.00	88.00	99.00	100.00	99.00	105.00	97.00	107.00	94.00	101.00	124.00

Ratios

Annual · Days / % — latest first

Metric	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Debtor Days	63.00	62.00	63.00	54.00	52.00	46.00	43.00	50.00	60.00	50.00	83.00	76.00
Cash Conversion Cycle	63.00	62.00	63.00	54.00	52.00	46.00	43.00	50.00	60.00	50.00	83.00	76.00
Working Capital Days	63.00	61.00	74.00	49.00	43.00	41.00	33.00	38.00	21.00	-145.00	15.00	-189.00
ROCE %	49.00	62.00	43.00	39.00	41.00	39.00	43.00	52.00	46.00	44.00	42.00	28.00

Shareholding Pattern

% holding — latest first

Holder	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Promoters	72.41	72.44	72.46	72.53	72.56	72.59	72.62	72.69	72.71	72.75	72.78	72.81
FIIs	9.70	8.04	8.36	8.66	8.55	8.74	8.48	7.73	5.10	6.13	6.89	7.74
DIIs	8.79	9.12	8.82	8.45	8.50	8.69	9.36	9.91	11.49	10.26	9.48	8.57
Public	9.08	10.38	10.34	10.38	10.39	9.97	9.51	9.67	10.69	10.85	10.85	10.89
No. of Shareholders	125,043	141,643	141,515	138,142	129,286	125,986	120,122	125,917	113,108	110,913	99,707	101,790

Corporate Actions

30 records

Action	Ex Date	Record Date	Ratio	Amount (₹)	Notes
Dividend	07 May 2026	07 May 2026	—	270.00
Dividend	03 Nov 2025	03 Nov 2025	—	130.00
Dividend	08 May 2025	08 May 2025	—	265.00
Other	18 Jul 2024	—	—	—	Annual General Meeting
Dividend	07 May 2024	07 May 2024	—	240.00
Other	20 Jul 2023	—	—	—	Annual General Meeting
Dividend	09 May 2023	09 May 2023	—	225.00
Other	26 Jul 2022	—	—	—	Annual General Meeting
Dividend	13 May 2022	17 May 2022	—	190.00
Other	27 Jul 2021	—	—	—	Annual General Meeting
Dividend	17 May 2021	18 May 2021	—	200.00
Other	10 Aug 2020	—	—	—	Annual General Meeting
Dividend	19 May 2020	20 May 2020	—	180.00
Other	31 Jul 2019	—	—	—	Annual General Meeting
Dividend	06 Aug 2018	—	—	130.00
Other	12 Sep 2017	—	—	—	Annual General Meeting
Dividend	19 Apr 2017	20 Apr 2017	—	170.00
Dividend	30 Aug 2016	—	—	100.00
Dividend	03 Sep 2015	—	—	180.00
Dividend	24 Sep 2014	25 Sep 2014	—	485.00
Other	04 Sep 2014	—	—	—	Annual General Meeting
Other	06 Aug 2013	—	—	—	Annual General Meeting
Other	09 Aug 2012	—	—	—	Annual General Meeting
Other	11 Aug 2011	—	—	—	Annual General Meeting
Other	18 Aug 2010	—	—	—	Annual General Meeting
Other	20 Aug 2009	—	—	—	Annual General Meeting
Other	13 Aug 2008	—	—	—	Annual General Meeting
Other	16 Aug 2007	—	—	—	Agm
Dividend	03 Aug 2006	—	—	5.00
Dividend	04 Aug 2005	—	—	5.00