About
Poonawalla Fincorp Limited, a non-banking finance company, provides consumer and MSME financing services in India. The company offers prime personal, gold, education, consumer durable, commercial vehicle, shopkeeper, instant consumer, pre-owned car, business, mid-market, machinery and medical equipment, and professional loans, and loan against property, as well as NBFC lending. It also provides supply chain financing and credit leasing services. In addition, the company offers insurance services. It serves individuals, salaried and self-employed professionals, students, proprietorship, MSMEs, OPCs, partnership firms, LLPs, private and public companies, private and public trusts, and society. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. The company was incorporated in 1978 and is based in Mumbai, India. Poonawalla Fincorp Limited operates as a subsidiary of Rising Sun Holdings Pvt Ltd.
Key Metrics
as of Sep 2026Market Cap41,184 Cr
P/E52.30
Div Yield0.00 %
Book Value₹127.00
52w High₹570.00
52w Low₹361.00
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 974.00 | 910.00 | 855.00 | 784.00 | 662.00 | 615.00 | 632.00 | 1,260.00 | 272.00 | 241.00 | 178.00 | 207.00 | 194.00 |
| Other Income | 7.00 | 5.00 | 0.00 | 0.00 | 0.00 | 7.00 | 0.00 | 8.00 | 18.00 | 7.00 | 11.00 | 829.00 | 40.00 |
| Depreciation | 30.00 | 26.00 | 24.00 | 22.00 | 22.00 | 20.00 | 15.00 | 16.00 | 15.00 | 14.00 | 15.00 | 15.00 | 15.00 |
| Interest | 922.00 | 844.00 | 739.00 | 638.00 | 546.00 | 458.00 | 385.00 | 352.00 | 320.00 | 281.00 | 224.00 | 216.00 | 230.00 |
| Profit before tax | 411.00 | 341.00 | 200.00 | 99.00 | 83.00 | 80.00 | 25.00 | -630.00 | 390.00 | 385.00 | 357.00 | 1,130.00 | 293.00 |
| Tax % | 25.00 | 25.00 | 25.00 | 25.00 | 25.00 | 22.00 | 26.00 | -25.00 | 25.00 | 14.00 | 26.00 | 24.00 | 23.00 |
| Net Profit | 308.00 | 255.00 | 150.00 | 74.00 | 63.00 | 62.00 | 19.00 | -471.00 | 292.00 | 332.00 | 265.00 | 860.00 | 226.00 |
| EPS in Rs | 3.49 | 3.13 | 1.85 | 0.91 | 0.80 | 0.80 | 0.24 | -6.06 | 3.76 | 4.28 | 3.45 | 11.19 | 2.94 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 3,210.00 | 2,778.00 | 880.00 | 838.00 | 623.00 | 1,950.00 | 1,112.00 | 880.00 | 872.00 | 1,341.00 | 1,147.00 | 1,068.00 |
| Other Income | 4.00 | 33.00 | -1,363.00 | 184.00 | 109.00 | 39.00 | 49.00 | 38.00 | 39.00 | 43.00 | 28.00 | 25.00 |
| Interest | 2,767.00 | 1,515.00 | 950.00 | 595.00 | 509.00 | 1,100.00 | 1,294.00 | 1,122.00 | 1,117.00 | 1,131.00 | 1,192.00 | 1,233.00 |
| Depreciation | 94.00 | 65.00 | 59.00 | 61.00 | 49.00 | 56.00 | 75.00 | 50.00 | 49.00 | 48.00 | 39.00 | 35.00 |
| Profit before tax | 724.00 | -135.00 | 2,166.00 | 866.00 | 468.00 | -749.00 | 82.00 | 442.00 | 291.00 | 47.00 | 306.00 | 223.00 |
| Tax % | 25.00 | -27.00 | 22.00 | 21.00 | 20.00 | -25.00 | 67.00 | 31.00 | 19.00 | 73.00 | 30.00 | 16.00 |
| Net Profit | 542.00 | -98.00 | 1,683.00 | 685.00 | 375.00 | -559.00 | 27.00 | 304.00 | 237.00 | 13.00 | 213.00 | 187.00 |
| EPS in Rs | 6.67 | -1.26 | 21.73 | 8.91 | 4.90 | -20.73 | 1.00 | 11.29 | 9.99 | 0.86 | 8.93 | 9.49 |
| Dividend Payout % | 0.00 | 0.00 | 9.00 | 22.00 | 8.00 | 0.00 | 0.00 | 7.00 | 8.00 | 93.00 | 9.00 | 8.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 162.00 | 155.00 | 154.00 | 154.00 | 153.00 | 54.00 | 54.00 | 54.00 | 47.00 | 47.00 | 47.00 | 38.00 |
| Reserves | 10,187.00 | 8,020.00 | 8,013.00 | 6,708.00 | 5,903.00 | 2,140.00 | 2,694.00 | 2,690.00 | 1,925.00 | 2,125.00 | 2,104.00 | 1,617.00 |
| Other Liabilities | 1,488.00 | 774.00 | 704.00 | 5,150.00 | 413.00 | 543.00 | 445.00 | 912.00 | 796.00 | 1,375.00 | 1,515.00 | 1,472.00 |
| Total Liabilities | 60,272.00 | 35,030.00 | 24,087.00 | 23,221.00 | 16,443.00 | 13,212.00 | 15,240.00 | 16,789.00 | 14,894.00 | 13,622.00 | 15,525.00 | 14,882.00 |
| Fixed Assets | 420.00 | 244.00 | 194.00 | 222.00 | 214.00 | 196.00 | 242.00 | 199.00 | 207.00 | 278.00 | 265.00 | 212.00 |
| CWIP | 7.00 | 10.00 | 0.00 | 5.00 | 0.00 | 0.00 | 7.00 | 4.00 | 1.00 | 8.00 | 13.00 | 9.00 |
| Investments | 2,490.00 | 1,342.00 | 878.00 | 311.00 | 0.00 | 177.00 | 151.00 | 141.00 | 140.00 | 546.00 | 400.00 | 414.00 |
| Other Assets | 57,354.00 | 33,434.00 | 23,014.00 | 22,684.00 | 16,228.00 | 12,839.00 | 14,841.00 | 16,445.00 | 14,546.00 | 12,790.00 | 14,846.00 | 14,248.00 |
| Total Assets | 60,272.00 | 35,030.00 | 24,087.00 | 23,221.00 | 16,443.00 | 13,212.00 | 15,240.00 | 16,789.00 | 14,894.00 | 13,622.00 | 15,525.00 | 14,882.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -21,786.00 | -10,569.00 | -7,556.00 | -5,237.00 | -2,873.00 | 1,644.00 | 998.00 | -923.00 | 390.00 | 2,949.00 | 733.00 | -305.00 |
| Cash from Investing Activity | -1,340.00 | -482.00 | 2,725.00 | -110.00 | -33.00 | 81.00 | -281.00 | -98.00 | -36.00 | -186.00 | -254.00 | -36.00 |
| Cash from Financing Activity | 23,387.00 | 10,821.00 | 4,331.00 | 5,748.00 | 2,903.00 | -1,574.00 | -1,083.00 | 1,490.00 | -387.00 | -2,844.00 | -498.00 | 171.00 |
| Net Cash Flow | 261.00 | -231.00 | -501.00 | 401.00 | -3.00 | 152.00 | -365.00 | 469.00 | -33.00 | -81.00 | -20.00 | -169.00 |
| Free Cash Flow | -21,887.00 | -10,597.00 | -7,548.00 | -5,305.00 | -2,912.00 | 1,633.00 | 949.00 | -969.00 | 371.00 | 2,949.00 | 733.00 | -305.00 |
| CFO/OP % | -607.00 | -749.00 | -152.00 | -387.00 | -308.00 | 447.00 | 71.00 | -56.00 | 35.00 | 249.00 | 49.00 | -21.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
25 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Other | 16 Jul 2024 | — | — | — | Annual General Meeting |
| Dividend | 31 Jan 2024 | 31 Jan 2024 | — | 2.00 | |
| Dividend | 18 Jul 2023 | — | — | 2.00 | |
| Dividend | 21 Jul 2022 | — | — | 0.40 | |
| Dividend | 24 Jul 2019 | — | — | 0.80 | |
| Dividend | 25 Jul 2018 | — | — | 0.80 | |
| Dividend | 25 Jul 2017 | — | — | 0.80 | |
| Dividend | 27 Jul 2016 | — | — | 0.80 | |
| Dividend | 23 Jul 2015 | — | — | 0.80 | |
| Other | 23 Jul 2015 | — | — | — | Annual General Meeting/Dividend Re - 0.80/- Per Share |
| Dividend | 23 Jul 2014 | — | — | 0.80 | |
| Other | 23 Jul 2014 | — | — | — | Annual General Meeting /Dividend Re 0.80 Per Equity Share |
| Dividend | 10 Jul 2013 | — | — | 0.80 | |
| Other | 10 Jul 2013 | — | — | — | Annual General Meeting /Dividend Re 0.80 Per Equity Share |
| Dividend | 04 Jul 2012 | — | — | 0.60 | |
| Dividend | 13 Jun 2011 | — | — | 0.60 | |
| Split | 13 Aug 2010 | 16 Aug 2010 | 10:2 | — | |
| Dividend | 07 Jul 2010 | — | — | 2.00 | |
| Dividend | 28 Aug 2009 | — | — | 1.00 | |
| Dividend | 14 Jul 2008 | — | — | 2.00 | |
| Dividend | 24 Aug 2007 | — | — | 2.00 | NSE/BSE dividend mismatch: NSE=0.4; BSE=2.0 |
| Dividend | 24 Aug 2007 | — | — | 0.40 | NSE/BSE dividend mismatch: NSE=0.4; BSE=2.0 |
| Dividend | 25 Jul 2006 | — | — | 0.36 | |
| Dividend | 21 Jul 2005 | — | — | 0.30 | |
| Dividend | 04 Sep 2001 | — | — | 1.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update16 Jul from crisil
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Rating update4 May from smera
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Rating update10 Apr from crisil
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Rating update20 Mar from crisil
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Rating update20 Mar from care
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Rating update13 Feb from crisil
Conference Calls
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