About
RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, special institutions, and seafarer accounts; safe deposit lockers; fixed, recurring, and smart deposits; and portfolio investment schemes. It also provides housing, personal, business, pre-owned car, two-wheeler, education, business, crop, agri investment, agri allied, and micro-enterprise loans, as well as overdrafts, rural vehicle finance, loans against gold ornaments, loans against property, working capital finance, and unsecured and secured small business loans; life, general, and health insurance products; investments services, such as e-ASBA and national pension system; and Demat accounts. In addition, the company offers online tax and bill payment, missed call recharge and facility, payment gateway, and merchant acquiring services; online, mobile, and digital banking; debit, credit, commercial, and prepaid cards; outward remittances; wire transfer and foreign currency cheques; and developmental banking and financial inclusion services, including loan syndications. Further, it provides corporate finance; investment banking services, comprising mergers and acquisitions advisory and private equity capital advisory; project and infrastructure finance, structured finance, and real estate financing; cash management, trade and remittance, and supply chain finance services; and financial markets and treasury products, including capital markets, and forex and bullion. Additionally, the company offers agribusiness, NRI, and preferred banking services. It operates a network of bank branches, business correspondent branches, and ATMs. The company was formerly known as The Ratnakar Bank Limited and changed its name to RBL Bank Limited in August 2014. RBL Bank Limited was incorporated in 1943 and is based in Mumbai, India.
Key Metrics
as of Sep 2026Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 2,290.00 | 2,463.00 | 2,434.00 | 2,255.00 | 2,290.00 | 2,487.00 | 2,851.00 | 2,251.00 | 2,013.00 | 2,002.00 | 2,016.00 | 2,089.00 | 1,726.00 |
| Other Income | 959.00 | 1,069.00 | 1,050.00 | 933.00 | 1,069.00 | 1,000.00 | 1,073.00 | 927.00 | 805.00 | 875.00 | 778.00 | 704.00 | 685.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 2,186.00 | 2,049.00 | 2,010.00 | 1,957.00 | 1,960.00 | 1,913.00 | 1,951.00 | 1,916.00 | 1,796.00 | 1,739.00 | 1,646.00 | 1,533.00 | 1,434.00 |
| Profit before tax | 324.00 | 277.00 | 273.00 | 229.00 | 261.00 | 76.00 | -192.00 | 292.00 | 493.00 | 473.00 | 307.00 | 91.00 | 381.00 |
| Tax % | 22.00 | 17.00 | 22.00 | 22.00 | 23.00 | 10.00 | -117.00 | 24.00 | 25.00 | 25.00 | 24.00 | -224.00 | 24.00 |
| Net Profit | 254.00 | 230.00 | 214.00 | 179.00 | 200.00 | 69.00 | 33.00 | 223.00 | 372.00 | 353.00 | 233.00 | 294.00 | 288.00 |
| EPS in Rs | 1.64 | 3.72 | 3.47 | 2.91 | 3.29 | 1.13 | 0.54 | 3.66 | 6.13 | 5.83 | 3.87 | 4.89 | 4.80 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 9,208.00 | 9,382.00 | 7,619.00 | 6,111.00 | 6,318.00 | 4,824.00 | 4,649.00 | 2,561.00 | 1,781.00 | 1,234.00 | 833.00 | 627.00 |
| Other Income | 4,121.00 | 3,806.00 | 3,043.00 | 2,489.00 | 2,341.00 | 1,884.00 | 1,910.00 | 1,442.00 | 1,068.00 | 755.00 | 491.00 | 403.00 |
| Interest | 7,976.00 | 7,576.00 | 6,351.00 | 4,678.00 | 4,149.00 | 4,541.00 | 4,885.00 | 3,761.00 | 2,741.00 | 2,492.00 | 1,925.00 | 1,397.00 |
| Depreciation | 234.00 | 219.00 | 215.00 | 196.00 | 164.00 | 158.00 | 138.00 | 122.00 | 87.00 | 62.00 | 48.00 | 33.00 |
| Profit before tax | 1,040.00 | 668.00 | 1,252.00 | 1,180.00 | -115.00 | 689.00 | 753.00 | 1,299.00 | 967.00 | 681.00 | 428.00 | 300.00 |
| Tax % | 21.00 | -4.00 | 7.00 | 25.00 | -35.00 | 26.00 | 33.00 | 33.00 | 34.00 | 35.00 | 32.00 | 31.00 |
| Net Profit | 822.00 | 695.00 | 1,168.00 | 883.00 | -75.00 | 508.00 | 506.00 | 867.00 | 635.00 | 446.00 | 292.00 | 207.00 |
| EPS in Rs | 13.31 | 11.44 | 19.30 | 14.72 | -1.25 | 8.49 | 9.94 | 20.32 | 15.13 | 11.89 | 9.01 | 7.06 |
| Dividend Payout % | 8.00 | 9.00 | 8.00 | 10.00 | 0.00 | 0.00 | 15.00 | 13.00 | 14.00 | 15.00 | 17.00 | 17.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 618.00 | 608.00 | 605.00 | 600.00 | 600.00 | 598.00 | 509.00 | 427.00 | 420.00 | 375.00 | 325.00 | 293.00 |
| Reserves | 15,987.00 | 14,999.00 | 14,191.00 | 12,977.00 | 12,019.00 | 12,065.00 | 10,074.00 | 7,121.00 | 6,264.00 | 3,960.00 | 2,664.00 | 1,936.00 |
| Other Liabilities | 8,268.00 | 6,441.00 | 5,958.00 | 4,082.00 | 3,491.00 | 3,641.00 | 3,576.00 | 2,585.00 | 2,003.00 | 1,771.00 | 1,287.00 | 812.00 |
| Total Liabilities | 180,685.00 | 146,725.00 | 138,432.00 | 115,876.00 | 106,209.00 | 100,651.00 | 88,978.00 | 80,359.00 | 61,851.00 | 48,675.00 | 39,161.00 | 27,104.00 |
| Fixed Assets | 545.00 | 570.00 | 525.00 | 529.00 | 467.00 | 442.00 | 408.00 | 363.00 | 303.00 | 224.00 | 158.00 | 153.00 |
| CWIP | 21.00 | 7.00 | 7.00 | 45.00 | 82.00 | 24.00 | 62.00 | 40.00 | 31.00 | 35.00 | 19.00 | 10.00 |
| Investments | 32,078.00 | 32,165.00 | 29,576.00 | 28,875.00 | 22,274.00 | 23,230.00 | 18,150.00 | 16,840.00 | 15,448.00 | 13,482.00 | 14,436.00 | 9,792.00 |
| Other Assets | 148,041.00 | 113,984.00 | 108,324.00 | 86,427.00 | 83,386.00 | 76,954.00 | 70,358.00 | 63,116.00 | 46,069.00 | 34,934.00 | 24,548.00 | 17,148.00 |
| Total Assets | 180,685.00 | 146,725.00 | 138,432.00 | 115,876.00 | 106,209.00 | 100,651.00 | 88,978.00 | 80,359.00 | 61,851.00 | 48,675.00 | 39,161.00 | 27,104.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 7,577.00 | -846.00 | 4,935.00 | -11,044.00 | 6,449.00 | 7,597.00 | -5,084.00 | -31.00 | -2,528.00 | 3,434.00 | -4,384.00 | -2,261.00 |
| Cash from Investing Activity | -189.00 | -258.00 | -172.00 | -223.00 | -246.00 | -157.00 | -206.00 | -190.00 | -162.00 | -142.00 | -60.00 | -58.00 |
| Cash from Financing Activity | 3,159.00 | -503.00 | 842.00 | 2,239.00 | -114.00 | -4,207.00 | 7,698.00 | 2,567.00 | 2,995.00 | -1,656.00 | 4,040.00 | 3,076.00 |
| Net Cash Flow | 10,547.00 | -1,608.00 | 5,605.00 | -9,028.00 | 6,090.00 | 3,233.00 | 2,408.00 | 2,345.00 | 305.00 | 1,635.00 | -405.00 | 757.00 |
| Free Cash Flow | 7,354.00 | -1,109.00 | 4,763.00 | -11,267.00 | 6,203.00 | 7,440.00 | -5,290.00 | -221.00 | -2,690.00 | 3,291.00 | -4,445.00 | -2,319.00 |
| CFO/OP % | 151.00 | -14.00 | 107.00 | -303.00 | 356.00 | 226.00 | -123.00 | 15.00 | -79.00 | 147.00 | -222.00 | -163.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
12 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 14 Aug 2026 | 14 Aug 2026 | — | 1.00 | |
| Dividend | 08 Sep 2025 | 09 Sep 2025 | — | 1.00 | |
| Dividend | 26 Jul 2024 | 26 Jul 2024 | — | 1.50 | |
| Dividend | 18 Aug 2023 | 18 Aug 2023 | — | 1.50 | |
| Other | 13 Sep 2022 | — | — | — | Annual General Meeting |
| Other | 13 Sep 2021 | — | — | — | Annual General Meeting |
| Other | 09 Jul 2020 | — | — | — | Annual General Meeting |
| Dividend | 23 Mar 2020 | 25 Mar 2020 | — | 1.50 | |
| Dividend | 01 Jul 2019 | — | — | 2.70 | |
| Other | 01 Jul 2019 | — | — | — | Annual General Meeting/Dividend Rs 2.70/- |
| Dividend | 26 Jul 2018 | — | — | 2.10 | |
| Dividend | 27 Jul 2017 | — | — | 1.80 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update14 Jul from care
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Rating update7 Jul from icra
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Rating update25 Jun from icra
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Rating update22 Jun from crisil
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Rating update17 Dec 2025 from icra
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Rating update31 Oct 2025 from care
Conference Calls
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