About
Reliance Home Finance Limited engages in the housing finance business in India. The company offers a range of loans, such as home and affordable housing loans, loans against properties, and construction finance loans. It also provides property services. Reliance Home Finance Limited was incorporated in 2008 and is based in Mumbai, India.
Key Metrics
as of Sep 2026Market Cap88 Cr
P/E—
Div Yield0.00 %
Book Value₹-1.09
52w High₹5.00
52w Low₹1.69
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.02 | 0.02 | 0.18 | 0.18 | 0.16 | 0.16 | 0.12 | 75.50 | 140.77 | 72.27 | 93.63 | 15.88 |
| Expenses | 0.53 | 2.23 | 0.40 | 0.28 | 5.48 | 2.72 | 0.82 | -6.05 | -9,059.62 | 16.24 | 44.91 | 44.76 | 6,067.77 |
| Operating Profit | -0.53 | -2.21 | -0.38 | -0.10 | -5.30 | -2.56 | -0.66 | 6.17 | 9,135.12 | 124.53 | 27.36 | 48.87 | -6,051.89 |
| OPM % | — | -11,050.00 | -1,900.00 | -55.56 | -2,944.44 | -1,600.00 | -412.50 | 5,141.67 | 12,099.50 | 88.46 | 37.86 | 52.19 | -38,110.14 |
| Other Income | 0.00 | 0.34 | 27.89 | 0.00 | 0.00 | 0.00 | 0.00 | 0.26 | -274.14 | -0.05 | 6.02 | 0.13 | 0.47 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.48 | 21.25 | 0.49 | 0.51 | 210.49 |
| Interest | 0.16 | 0.11 | 0.29 | 0.34 | 1.45 | 0.00 | 0.00 | 0.00 | -759.27 | 266.63 | 272.19 | 251.77 | 311.04 |
| Profit before tax | -0.69 | -1.98 | 27.22 | -0.44 | -6.75 | -2.56 | -0.66 | 6.43 | 9,619.77 | -163.40 | -239.30 | -203.28 | -6,572.95 |
| Tax % | 0.00 | -3.54 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 37.92 | 52.53 | -31.20 | -31.20 | -31.20 |
| Net Profit | -0.69 | -1.92 | 27.22 | -0.44 | -6.75 | -2.56 | -0.66 | 6.43 | 5,972.31 | -249.24 | -164.64 | -139.86 | -4,522.19 |
| EPS in Rs | -0.01 | -0.04 | 0.56 | -0.01 | -0.14 | -0.05 | -0.01 | 0.13 | 123.13 | -5.14 | -3.39 | -2.88 | -93.23 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 1.00 | 391.00 | 293.00 | 840.00 | 1,600.00 | 2,000.00 | 1,683.00 | 1,114.00 | 815.00 | 512.00 | 429.00 |
| Expenses | 3.00 | 3.00 | -8,933.00 | 6,802.00 | 1,920.00 | 829.00 | 575.00 | 373.00 | 235.00 | 142.00 | 90.00 | 86.00 |
| Operating Profit | -3.00 | -2.00 | 9,324.00 | -6,509.00 | -1,081.00 | 771.00 | 1,425.00 | 1,311.00 | 879.00 | 673.00 | 423.00 | 342.00 |
| OPM % | -1,464.00 | -381.00 | 2,384.00 | -2,220.00 | -129.00 | 48.00 | 71.00 | 78.00 | 79.00 | 83.00 | 82.00 | 80.00 |
| Other Income | 28.00 | 0.00 | -277.00 | 0.00 | 0.00 | 2.00 | 2.00 | 0.00 | 15.00 | 0.00 | 0.00 | 1.00 |
| Interest | 1.00 | 1.00 | 32.00 | 1,185.00 | 1,220.00 | 1,337.00 | 1,323.00 | 1,062.00 | 749.00 | 536.00 | 317.00 | 277.00 |
| Depreciation | 0.00 | 0.00 | 2.00 | 212.00 | 3.00 | 4.00 | 3.00 | 2.00 | 7.00 | 1.00 | 0.00 | 0.00 |
| Profit before tax | 24.00 | -4.00 | 9,014.00 | -7,906.00 | -2,303.00 | -567.00 | 102.00 | 247.00 | 138.00 | 137.00 | 106.00 | 66.00 |
| Tax % | 0.00 | 0.00 | 40.00 | -31.00 | -34.00 | -34.00 | 34.00 | 32.00 | -25.00 | 37.00 | 35.00 | 34.00 |
| Net Profit | 24.00 | -4.00 | 5,419.00 | -5,440.00 | -1,520.00 | -375.00 | 67.00 | 167.00 | 173.00 | 87.00 | 69.00 | 43.00 |
| EPS in Rs | 0.50 | -0.07 | 111.71 | -112.14 | -31.33 | -7.74 | 1.39 | 3.45 | 14.90 | 13.18 | 10.49 | 6.59 |
| Dividend Payout % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 29.00 | 3.00 | 0.00 | 0.00 | 0.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 485.00 | 485.00 | 485.00 | 485.00 | 485.00 | 485.00 | 485.00 | 485.00 | 116.00 | 66.00 | 66.00 | 66.00 |
| Reserves | -538.00 | -562.00 | -559.00 | -5,977.00 | -538.00 | 982.00 | 1,357.00 | 1,339.00 | 1,014.00 | 554.00 | 468.00 | 398.00 |
| Borrowings | 40.00 | 91.00 | 87.00 | 12,714.00 | 12,976.00 | 13,235.00 | 15,699.00 | 13,136.00 | 9,670.00 | 6,548.00 | 3,640.00 | 2,377.00 |
| Other Liabilities | 14.00 | 16.00 | 22.00 | 2,922.00 | 1,975.00 | 1,027.00 | 585.00 | 447.00 | 547.00 | 525.00 | 1,385.00 | 904.00 |
| Total Liabilities | 2.00 | 30.00 | 35.00 | 10,144.00 | 14,898.00 | 15,729.00 | 18,125.00 | 15,408.00 | 11,347.00 | 7,694.00 | 5,557.00 | 3,745.00 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 48.00 | 259.00 | 262.00 | 266.00 | 264.00 | 68.00 | 44.00 | 39.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 161.00 | 1,007.00 | 951.00 | 93.00 | 54.00 | 508.00 | 80.00 | 0.00 | 320.00 |
| Other Assets | 2.00 | 30.00 | 35.00 | 9,936.00 | 13,631.00 | 14,516.00 | 17,766.00 | 15,087.00 | 10,771.00 | 7,569.00 | 5,518.00 | 3,425.00 |
| Total Assets | 2.00 | 30.00 | 35.00 | 10,144.00 | 14,898.00 | 15,729.00 | 18,125.00 | 15,408.00 | 11,347.00 | 7,694.00 | 5,557.00 | 3,745.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 9.00 | -22.00 | 4,103.00 | -597.00 | 3,068.00 | 4,713.00 | -1,189.00 | -3,507.00 | -3,296.00 | 433.00 | -179.00 | 412.00 |
| Cash from Investing Activity | 0.00 | 1.00 | -105.00 | 848.00 | -1,560.00 | -856.00 | -55.00 | 496.00 | -355.00 | -72.00 | 293.00 | -282.00 |
| Cash from Financing Activity | -9.00 | 4.00 | -4,035.00 | -367.00 | -1,374.00 | -3,927.00 | 1,291.00 | 2,818.00 | 3,227.00 | 0.00 | 0.00 | 0.00 |
| Net Cash Flow | 0.00 | -17.00 | -37.00 | -116.00 | 135.00 | -70.00 | 47.00 | -194.00 | -425.00 | 362.00 | 114.00 | 130.00 |
| Free Cash Flow | 9.00 | -22.00 | 4,145.00 | -598.00 | 3,072.00 | 4,714.00 | -1,194.00 | -3,508.00 | -3,294.00 | 433.00 | -219.00 | 412.00 |
| CFO/OP % | -279.00 | 997.00 | 44.00 | 9.00 | -284.00 | 614.00 | -81.00 | -265.00 | -372.00 | 69.00 | -37.00 | 122.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -23,675.00 | 224.00 | -4.00 | -3,301.00 | -682.00 | -253.00 | -94.00 | -138.00 | -590.00 | -705.00 | -1,002.00 | -491.00 |
| ROCE % | -432.00 | -17.00 | 258.00 | -67.00 | -8.00 | 5.00 | 9.00 | 10.00 | 10.00 | 12.00 | 12.00 | 13.00 |
Corporate Actions
1 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 12 Sep 2018 | — | — | 1.00 |
Announcements
5 filingsShareholding Pattern
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Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update16 Feb from care
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Rating update28 Oct 2025 from brickwork
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Rating update19 Feb 2025 from care
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Rating update10 Jan 2025 from brickwork
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Rating update10 Jan 2025 from brickwork
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Rating update27 Nov 2024 from icra