About
R S Software (India) Limited provides software solutions to electronic payment industries in India, the United States, and the United Kingdom. It engages in the development, testing, and maintenance of software products. The company's products include RS RealEdge, a real-time payment market infrastructure solution for central infrastructure; RS SettleEdge a clearing and settlement for real-time clearing and ultra-high frequency settlement; RS IntelliEdge, a fraud and risk management product; RS DigitalEdge, an open-source product enables the enterprise API capability for central payment infrastructure digitalization; and RS AssureEdge, a sandbox-driven testing platform for real-time rail readiness, high-scale test orchestration, and resilience validation through chaos testing. It also offers RS Bill@Edge, an EIBPP product for bill payments; and Payabbhi that enables payment service providers to modernize their payments acceptance and acquiring. In addition, the company provides RS ConnectEdge, a Payment Platform as a Service that enables financial institutions to offer real-time payment capability; Payment Innovation Framework, a framework for payment modernization. The company was incorporated in 1987 and is based in Kolkata, India.
Key Metrics
as of Sep 2026Market Cap80 Cr
P/E—
Div Yield0.82 %
Book Value₹11.30
52w High₹82.10
52w Low₹21.50
Face Value₹5.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5.88 | 5.95 | 5.35 | 6.07 | 7.77 | 8.68 | 12.68 | 17.20 | 18.75 | 18.23 | 19.30 | 10.94 | 11.08 |
| Expenses | 10.22 | 14.86 | 11.71 | 10.85 | 10.28 | 10.37 | 9.90 | 11.47 | 11.96 | 12.43 | 9.89 | 9.94 | 8.53 |
| Operating Profit | -4.34 | -8.91 | -6.36 | -4.78 | -2.51 | -1.69 | 2.78 | 5.73 | 6.79 | 5.80 | 9.41 | 1.00 | 2.55 |
| OPM % | -73.81 | -149.75 | -118.88 | -78.75 | -32.30 | -19.47 | 21.92 | 33.31 | 36.21 | 31.82 | 48.76 | 9.14 | 23.01 |
| Other Income | 0.01 | 0.18 | 0.00 | 0.12 | 0.16 | 0.30 | 0.08 | 0.12 | 0.09 | 2.14 | 0.18 | 2.08 | 0.05 |
| Depreciation | 2.80 | 1.45 | 1.60 | 1.25 | 1.25 | 1.07 | 0.74 | 1.30 | 1.35 | 1.20 | 1.19 | 1.15 | 1.14 |
| Interest | 0.35 | 0.36 | 0.48 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.04 | 0.05 | 0.05 |
| Profit before tax | -7.48 | -10.54 | -8.44 | -5.92 | -3.61 | -2.48 | 2.10 | 4.52 | 5.50 | 6.70 | 8.36 | 1.88 | 1.41 |
| Tax % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -9.29 | 7.64 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | -7.48 | -10.54 | -8.44 | -5.92 | -3.61 | -2.48 | 2.10 | 4.94 | 5.09 | 6.71 | 8.37 | 1.88 | 1.41 |
| EPS in Rs | -2.90 | -4.32 | -3.26 | -2.29 | -1.40 | -0.95 | 0.62 | 1.94 | 1.79 | 2.64 | 3.06 | 0.76 | 0.58 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 25.00 | 57.00 | 60.00 | 30.00 | 28.00 | 35.00 | 60.00 | 65.00 | 63.00 | 76.00 | 190.00 | 376.00 |
| Expenses | 47.00 | 44.00 | 41.00 | 35.00 | 40.00 | 53.00 | 97.00 | 103.00 | 108.00 | 111.00 | 186.00 | 283.00 |
| Operating Profit | -22.00 | 14.00 | 19.00 | -5.00 | -12.00 | -18.00 | -37.00 | -37.00 | -45.00 | -35.00 | 4.00 | 93.00 |
| OPM % | -89.00 | 24.00 | 32.00 | -16.00 | -44.00 | -50.00 | -61.00 | -57.00 | -71.00 | -46.00 | 1.90 | 25.00 |
| Other Income | 0.00 | 0.00 | 4.00 | 1.00 | 4.00 | 2.00 | 12.00 | 6.00 | 9.00 | 12.00 | 15.00 | 12.00 |
| Interest | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 17.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 6.00 | 4.00 | 5.00 | 4.00 | 4.00 | 5.00 | 4.00 | 3.00 | 2.00 | 4.00 | 4.00 | 6.00 |
| Profit before tax | -29.00 | 10.00 | 18.00 | -9.00 | -12.00 | -21.00 | -45.00 | -35.00 | -39.00 | -27.00 | 14.00 | 99.00 |
| Tax % | 0.00 | 0.00 | 0.00 | 0.00 | 31.00 | 0.00 | 64.00 | -18.00 | -30.00 | -37.00 | 26.00 | 32.00 |
| Net Profit | -28.00 | 10.00 | 18.00 | -9.00 | -16.00 | -21.00 | -74.00 | -28.00 | -26.00 | -17.00 | 11.00 | 67.00 |
| EPS in Rs | -11.27 | 3.38 | 7.04 | -3.17 | -5.89 | -7.80 | -27.99 | -10.56 | -10.04 | -6.35 | 4.13 | 26.22 |
| Dividend Payout % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 24.00 | 12.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 | 13.00 |
| Reserves | 16.00 | 44.00 | 36.00 | 18.00 | 26.00 | 43.00 | 64.00 | 146.00 | 175.00 | 201.00 | 216.00 | 211.00 |
| Borrowings | 15.00 | 1.00 | 2.00 | 2.00 | 0.00 | 8.00 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 |
| Other Liabilities | 12.00 | 15.00 | 18.00 | 10.00 | 9.00 | 8.00 | 11.00 | 17.00 | 16.00 | 16.00 | 26.00 | 20.00 |
| Total Liabilities | 56.00 | 73.00 | 68.00 | 43.00 | 48.00 | 72.00 | 89.00 | 176.00 | 203.00 | 231.00 | 255.00 | 244.00 |
| Fixed Assets | 32.00 | 10.00 | 6.00 | 10.00 | 10.00 | 15.00 | 20.00 | 12.00 | 13.00 | 8.00 | 9.00 | 12.00 |
| CWIP | 0.00 | 3.00 | 4.00 | 0.00 | 0.00 | 0.00 | 0.00 | 6.00 | 0.00 | 6.00 | 1.00 | 1.00 |
| Investments | 0.00 | 0.00 | 0.00 | 1.00 | 8.00 | 5.00 | 18.00 | 45.00 | 64.00 | 101.00 | 70.00 | 66.00 |
| Other Assets | 25.00 | 60.00 | 58.00 | 32.00 | 29.00 | 52.00 | 51.00 | 112.00 | 126.00 | 116.00 | 175.00 | 165.00 |
| Total Assets | 56.00 | 73.00 | 68.00 | 43.00 | 48.00 | 72.00 | 89.00 | 176.00 | 203.00 | 231.00 | 255.00 | 244.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -7.00 | 8.00 | 16.00 | -10.00 | 9.00 | -15.00 | -41.00 | -30.00 | -37.00 | -39.00 | 19.00 | 61.00 |
| Cash from Investing Activity | -10.00 | -8.00 | 0.00 | 6.00 | -2.00 | 15.00 | 34.00 | 17.00 | 43.00 | -23.00 | 10.00 | -10.00 |
| Cash from Financing Activity | 0.00 | 0.00 | 0.00 | 0.00 | -8.00 | -1.00 | -3.00 | -1.00 | 0.00 | -3.00 | -4.00 | -11.00 |
| Net Cash Flow | -17.00 | 0.00 | 16.00 | -3.00 | -1.00 | -1.00 | -9.00 | -14.00 | 7.00 | -64.00 | 24.00 | 40.00 |
| Free Cash Flow | -16.00 | 1.00 | 11.00 | -10.00 | 10.00 | -15.00 | -47.00 | -38.00 | -40.00 | -48.00 | 18.00 | 58.00 |
| CFO/OP % | 30.00 | 59.00 | 84.00 | 195.00 | -107.00 | 85.00 | 111.00 | 79.00 | 81.00 | 111.00 | 527.00 | 65.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 123.00 | 30.00 | 69.00 | 11.00 | 51.00 | 106.00 | 35.00 | 34.00 | 58.00 | 67.00 | 34.00 | 46.00 |
| Inventory Days | — | — | — | — | 0.00 | 0.00 | — | 0.00 | — | 0.00 | — | — |
| Cash Conversion Cycle | 123.00 | 30.00 | 69.00 | 11.00 | 51.00 | 106.00 | 35.00 | 34.00 | 58.00 | 67.00 | 34.00 | 46.00 |
| Working Capital Days | 104.00 | 146.00 | 94.00 | 134.00 | 100.00 | 250.00 | 134.00 | 102.00 | 89.00 | 96.00 | 20.00 | 44.00 |
| ROCE % | -52.00 | 18.00 | 44.00 | -24.00 | -23.00 | -31.00 | -27.00 | -21.00 | -22.00 | -15.00 | 3.00 | 49.00 |
Corporate Actions
33 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 19 Jul 2024 | 20 Jul 2024 | — | 0.25 | |
| Other | 03 Jul 2024 | — | — | — | Annual General Meeting |
| Other | 19 Jul 2023 | — | — | — | Annual General Meeting |
| Other | 04 Aug 2022 | — | — | — | Annual General Meeting |
| Other | 02 Aug 2021 | — | — | — | Annual General Meeting |
| Other | 03 Aug 2020 | — | — | — | Annual General Meeting |
| Other | 18 Jul 2019 | — | — | — | Annual General Meeting |
| Other | 18 Jul 2018 | — | — | — | Annual General Meeting |
| Other | 13 Jul 2017 | — | — | — | Annual General Meeting |
| Dividend | 13 Jul 2016 | — | — | 1.00 | |
| Dividend | 02 Jul 2015 | — | — | 1.25 | |
| Split | 21 Jan 2015 | 22 Jan 2015 | 10:5 | — | |
| Dividend | 21 Jan 2015 | 22 Jan 2015 | — | 1.50 | |
| Dividend | 30 Oct 2014 | 31 Oct 2014 | — | 1.50 | |
| Dividend | 06 Aug 2014 | 07 Aug 2014 | — | 1.00 | |
| Dividend | 07 Jul 2014 | — | — | 2.50 | |
| Dividend | 29 Jan 2014 | 30 Jan 2014 | — | 1.00 | |
| Dividend | 29 Oct 2013 | 30 Oct 2013 | — | 2.50 | |
| Dividend | 05 Jul 2013 | — | — | 2.00 | |
| Dividend | 17 Jan 2013 | 18 Jan 2013 | — | 1.50 | |
| Dividend | 05 Jul 2012 | — | — | 2.00 | |
| Dividend | 15 Feb 2012 | 17 Feb 2012 | — | 1.00 | |
| Dividend | 12 Jul 2011 | — | — | 2.00 | |
| Other | 21 Jul 2010 | — | — | — | Annual Closure |
| Bonus | 21 Jun 2010 | 22 Jun 2010 | 28:100 | — | |
| Other | 21 Jun 2010 | 22 Jun 2010 | — | — | Bonus issue 28100 |
| Other | 20 Jul 2009 | — | — | — | Annual Book Closure |
| Other | 23 Jul 2008 | — | — | — | Annual Closure |
| Other | 01 Aug 2007 | — | — | — | Annual Book Closure |
| Other | 27 Sep 2006 | 05 Oct 2006 | — | — | Right Issue of Equity Shares |
| Other | 27 Sep 2006 | 05 Oct 2006 | — | — | Rigths-Eq 1:2@ Prem Rs.55 |
| Other | 09 Aug 2006 | — | — | — | Agm |
| Other | 07 Jul 2005 | — | — | — | Agm |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update27 Jan 2021 from care
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Rating update20 Feb 2020 from care
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Rating update5 Jul 2019 from care
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Rating update4 Jan 2019 from care
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Rating update6 Aug 2018 from care
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Rating update25 Sep 2017 from care