Sahara Housingfina Corporation Limited provides housing finance for the purchase, construction, extension, repair, and renovation of houses to individuals and families in India. It provides individual housing, home improvement, home extension loan, land loans, mortgage loans, non residential property loans, home loan enhancement, and loan take over/balance transfer, as well as loans for families. The company was formerly known as Livewell Home Finance Limited and changed its name to Sahara Housingfina Corporation Limited in January 2005. Sahara Housingfina Corporation Limited was incorporated in 1991 and is based in Kolkata, India.
Rs. Crores · hover row for definition
Metric
Jun 2026
Mar 2026
Dec 2025
Sep 2025
Jun 2025
Mar 2025
Dec 2024
Sep 2024
Jun 2024
Mar 2024
Dec 2023
Sep 2023
Jun 2023
Sales 1.66
1.87
1.71
1.82
1.75
2.15
2.08
2.11
2.28
2.70
2.47
2.73
2.72
Expenses 1.11
1.30
1.11
1.38
1.01
1.22
1.28
1.18
1.08
1.16
1.10
1.22
1.18
Operating Profit 0.55
0.57
0.60
0.44
0.74
0.93
0.80
0.93
1.20
1.54
1.37
1.51
1.54
OPM % 33.13
30.48
35.09
24.18
42.29
43.26
38.46
44.08
52.63
57.04
55.47
55.31
56.62
Other Income 0.00
0.00
0.00
0.00
0.00
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation 0.10
0.08
0.08
0.08
0.09
0.10
0.10
0.09
0.09
0.10
0.12
0.12
0.12
Interest 0.28
0.41
0.40
0.41
0.40
0.57
0.59
0.66
0.86
0.88
0.90
0.95
0.94
Profit before tax 0.17
0.08
0.12
-0.05
0.25
0.27
0.11
0.18
0.25
0.56
0.35
0.44
0.48
Tax % 0.00
12.50
25.00
-40.00
12.00
22.22
0.00
38.89
4.00
21.43
37.14
20.45
22.92
Net Profit 0.17
0.07
0.09
-0.03
0.21
0.20
0.11
0.10
0.23
0.45
0.22
0.36
0.38
EPS in Rs 0.24
0.10
0.13
-0.04
0.30
0.29
0.16
0.14
0.33
0.64
0.31
0.51
0.54
Annual · Rs. Crores
Metric
Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar 2018 Mar 2017 Mar 2016 Mar 2015
Sales
7.16 8.62 10.63 11.20 12.67 13.42 14.56 16.35 13.64 13.59 14.40 18.33
Expenses
4.81 4.78 4.67 4.11 5.12 5.08 5.02 4.76 5.45 5.32 4.67 5.25
Operating Profit
2.35 3.84 5.96 7.09 7.55 8.34 9.54 11.59 8.19 8.27 9.73 13.08
OPM %
32.82 44.55 56.07 63.30 59.59 62.15 65.52 70.89 60.04 60.85 67.57 71.36
Other Income
0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest
1.62 2.67 3.67 4.52 4.88 5.24 6.21 7.69 5.06 5.27 6.79 9.74
Depreciation
0.34 0.38 0.44 0.49 0.49 0.52 0.55 0.51 0.06 0.05 0.06 0.08
Profit before tax
0.40 0.80 1.85 2.08 2.18 2.58 2.78 3.39 3.07 2.95 2.88 3.26
Tax %
12.50 20.00 23.78 32.21 17.89 18.60 25.18 23.30 16.29 33.22 34.72 32.82
Net Profit
0.34 0.65 1.40 1.42 1.78 2.09 2.08 2.61 2.57 1.98 1.88 2.19
EPS in Rs
0.49 0.93 2.00 2.03 2.54 2.99 2.97 3.73 3.67 2.83 2.69 3.13
Dividend Payout %
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Annual · Rs. Crores — latest first
Metric
Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar 2018 Mar 2017 Mar 2016 Mar 2015
Equity Capital
7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00
Reserves
45.81 45.39 44.72 43.28 41.84 40.01 37.89 35.80 31.08 28.51 26.53 24.65
Borrowings
13.36 22.36 45.42 49.07 59.71 62.63 73.54 87.92 96.65 103.65 106.74 124.70
Other Liabilities
2.73 0.93 1.08 1.46 2.09 2.40 5.10 11.12 2.97 4.14 3.98 6.16
Total Liabilities
68.90 75.68 98.22 100.81 110.64 112.04 123.53 141.84 137.70 143.30 144.25 162.51
Fixed Assets
2.65 0.92 1.04 1.40 1.65 1.96 2.18 2.20 1.02 0.50 0.54 0.60
CWIP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments
0.03 0.03 0.03 0.03 0.02 0.02 0.01 0.02 0.02 0.03 0.03 0.09
Other Assets
66.22 74.73 97.15 99.38 108.97 110.06 121.34 139.62 136.66 142.77 143.68 161.82
Total Assets
68.90 75.68 98.22 100.81 110.64 112.04 123.53 141.84 137.70 143.30 144.25 162.51
Annual · Rs. Crores — latest first
Metric
Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar 2018 Mar 2017 Mar 2016 Mar 2015
Cash from Operating Activity
11.56 24.31 3.83 10.42 3.10 6.86 29.97 -6.07 -2.17 1.47 12.66 29.44
Cash from Investing Activity
-2.08 -0.26 -0.09 -0.28 -0.14 -0.01 0.00 -0.13 12.85 -0.64 3.15 0.77
Cash from Financing Activity
-9.38 -23.48 -4.15 -11.11 -4.10 -10.48 -24.47 -0.44 -7.00 -3.09 -17.96 -16.36
Net Cash Flow
0.10 0.57 -0.40 -0.98 -1.14 -3.63 5.49 -6.64 3.68 -2.26 -2.15 13.85
Free Cash Flow
9.48 24.05 3.74 10.13 2.96 6.85 29.97 -6.20 -2.62 1.32 12.66 29.43
CFO/OP %
492.00 633.00 65.00 149.00 52.00 90.00 321.00 -46.00 -18.00 28.00 139.00 233.00
Annual · Days / % — latest first
Metric
Mar 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar 2018 Mar 2017 Mar 2016 Mar 2015
Debtor Days
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.94 2.69 4.31 3.98
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.94 2.69 4.31 3.98
Working Capital Days
-84.62 11.86 0.34 -16.62 -29.38 -44.06 -102.28 -229.72 165.37 149.33 142.70 72.08
ROCE %
2.87 4.04 5.62 6.35 6.47 6.86 7.22 8.35 5.94 5.88 6.52 7.89
% holding — latest first
Quarterly
Yearly
Holder
Jun 2026
Mar 2026
Dec 2025
Sep 2025
Jun 2025
Mar 2025
Dec 2024
Sep 2024
Jun 2024
Mar 2024
Dec 2023
Sep 2023
Promoters
71.35
71.35
71.35
71.35
71.35
71.35
71.35
71.35
71.35
71.35
71.35
71.35
Public
28.65
28.65
28.65
28.65
28.64
28.65
28.65
28.64
28.64
28.64
28.65
28.65
No. of Shareholders
6,521
6,580
6,684
6,628
6,623
6,690
6,753
6,708
6,410
6,101
6,090
6,074