About
Shalibhadra Finance Limited operates as an asset finance company in India. The company offers new and used two-wheeler, used three/four-wheeler, auto rickshaw, cars, and consumer durable loans. It serves the salaried class, agriculturist, and self-employed customers in the rural, semi-urban, and other under banked areas of Gujarat, Maharashtra, Madhya Pradesh, and Rajasthan. Shalibhadra Finance Limited was incorporated in 1992 and is based in Mumbai, India.
Key Metrics
as of Sep 2026Market Cap277 Cr
P/E14.00
Div Yield0.56 %
Book Value₹55.70
52w High₹132.00
52w Low₹66.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 2.68 | 2.22 | 3.11 | 2.37 | 2.53 | 2.85 | 2.82 | 2.10 | 2.74 | 3.16 | 2.35 | 2.25 | 2.34 |
| Other Income | 0.13 | 0.01 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 |
| Depreciation | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Interest | 1.96 | 1.69 | 1.48 | 0.99 | 0.99 | 0.98 | 1.10 | 1.53 | 1.68 | 1.90 | 1.52 | 1.43 | 1.65 |
| Profit before tax | 6.41 | 7.04 | 6.53 | 6.10 | 5.92 | 5.59 | 5.91 | 4.58 | 4.52 | 4.44 | 4.29 | 4.01 | 3.36 |
| Tax % | 23.40 | 27.13 | 22.97 | 22.13 | 22.80 | 20.75 | 20.30 | 24.67 | 24.78 | 25.45 | 26.34 | 24.94 | 25.89 |
| Net Profit | 4.91 | 5.13 | 5.03 | 4.75 | 4.57 | 4.43 | 4.71 | 3.45 | 3.40 | 3.31 | 3.16 | 3.01 | 2.49 |
| EPS in Rs | 1.59 | 1.66 | 1.63 | 1.54 | 1.48 | 1.43 | 1.52 | 1.21 | 1.21 | 1.18 | 1.13 | 1.08 | 0.99 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 10.00 | 10.00 | 10.00 | 9.00 | 7.00 | 8.00 | 7.00 | 5.00 | 5.00 | 5.00 | 4.00 | 3.00 |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 5.00 | 5.00 | 7.00 | 7.00 | 7.00 | 9.00 | 9.00 | 8.00 | 7.00 | 5.00 | 4.00 | 3.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 26.00 | 21.00 | 16.00 | 11.00 | 8.00 | 5.00 | 8.00 | 9.00 | 8.00 | 6.00 | 5.00 | 6.00 |
| Tax % | 24.00 | 22.00 | 26.00 | 26.00 | 26.00 | 30.00 | 28.00 | 28.00 | 28.00 | 34.00 | 37.00 | 35.00 |
| Net Profit | 19.00 | 16.00 | 12.00 | 8.00 | 6.00 | 4.00 | 6.00 | 6.00 | 6.00 | 4.00 | 3.00 | 4.00 |
| EPS in Rs | 6.31 | 5.18 | 4.28 | 3.34 | 3.01 | 1.76 | 2.90 | 3.20 | 2.84 | 2.15 | 1.73 | 1.90 |
| Dividend Payout % | 8.00 | 2.00 | 7.00 | 7.00 | 7.00 | 7.00 | 0.00 | 9.00 | 11.00 | 12.00 | 14.00 | 13.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 31.00 | 8.00 | 7.00 | 6.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Reserves | 141.00 | 147.00 | 90.00 | 72.00 | 53.00 | 40.00 | 37.00 | 32.00 | 26.00 | 20.00 | 16.00 | 14.00 |
| Other Liabilities | 4.00 | 4.00 | 3.00 | 3.00 | 3.00 | 4.00 | 5.00 | 7.00 | 6.00 | 4.00 | 4.00 | 6.00 |
| Total Liabilities | 232.00 | 195.00 | 158.00 | 136.00 | 117.00 | 112.00 | 123.00 | 115.00 | 96.00 | 73.00 | 55.00 | 50.00 |
| Fixed Assets | 4.00 | 3.00 | 3.00 | 3.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 1.00 | 1.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3.00 | 9.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.00 | 1.00 | 1.00 | 1.00 | 0.00 | 0.00 |
| Other Assets | 225.00 | 183.00 | 156.00 | 134.00 | 115.00 | 110.00 | 119.00 | 112.00 | 93.00 | 70.00 | 53.00 | 49.00 |
| Total Assets | 232.00 | 195.00 | 158.00 | 136.00 | 117.00 | 112.00 | 123.00 | 115.00 | 96.00 | 73.00 | 55.00 | 50.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -20.00 | -27.00 | 3.00 | -5.00 | 2.00 | 7.00 | 0.00 | -12.00 | -15.00 | -12.00 | -3.00 | -4.00 |
| Cash from Investing Activity | 5.00 | -10.00 | -2.00 | -2.00 | -1.00 | 2.00 | -2.00 | -1.00 | 0.00 | -2.00 | 0.00 | 0.00 |
| Cash from Financing Activity | 17.00 | 24.00 | 9.00 | 11.00 | 1.00 | -14.00 | 4.00 | 12.00 | 17.00 | 14.00 | 3.00 | 5.00 |
| Net Cash Flow | 3.00 | -13.00 | 10.00 | 4.00 | 2.00 | -4.00 | 3.00 | -1.00 | 2.00 | 1.00 | 0.00 | 0.00 |
| Free Cash Flow | -21.00 | -28.00 | 2.00 | -5.00 | 2.00 | 7.00 | 0.00 | -12.00 | -15.00 | -12.00 | -4.00 | -5.00 |
| CFO/OP % | -44.00 | -85.00 | 29.00 | -9.00 | 26.00 | 67.00 | 15.00 | -58.00 | -85.00 | -87.00 | -15.00 | -26.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
20 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 22 Sep 2025 | 22 Sep 2025 | — | 0.40 | |
| Bonus | 04 Jun 2025 | 04 Jun 2025 | 3:1 | — | |
| Dividend | 23 Sep 2024 | — | — | 1.20 | |
| Other | 21 Aug 2024 | — | — | — | E.G.M. |
| Dividend | 22 Sep 2023 | — | — | 1.00 | |
| Dividend | 22 Sep 2022 | — | — | 0.80 | |
| Dividend | 20 Sep 2021 | — | — | 0.50 | |
| Dividend | 24 Sep 2019 | — | — | 1.20 | |
| Dividend | 14 Sep 2018 | — | — | 1.20 | |
| Dividend | 22 Sep 2016 | — | — | 1.00 | |
| Dividend | 23 Sep 2015 | — | — | 1.00 | |
| Dividend | 25 Sep 2014 | — | — | 1.00 | |
| Dividend | 19 Sep 2013 | — | — | 0.90 | |
| Dividend | 20 Sep 2012 | — | — | 0.80 | |
| Dividend | 15 Sep 2011 | — | — | 0.80 | |
| Dividend | 17 Sep 2010 | — | — | 0.80 | |
| Other | 17 Sep 2010 | — | — | — | General |
| Dividend | 18 Sep 2009 | — | — | 0.70 | |
| Dividend | 19 Sep 2008 | — | — | 0.70 | |
| Dividend | 21 Sep 2007 | — | — | 0.70 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update14 Aug from icra
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Rating update27 Mar from icra
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Rating update22 Sep 2025 from icra
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Rating update2 Sep 2024 from icra
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Rating update4 Oct 2023 from icra
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Rating update28 Apr 2023 from icra