About
SBI Life Insurance Company Limited operates as a life insurance company in India. The company's life insurance business comprises individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefits, level terms, and critical illness insurance products. In addition, the company offers online life insurance, money back income, terms, protection, savings, child plan, wealth, and retirement plans; and corporate solutions, group loan protection, and group micro insurance plans. It provides its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, and certified insurance facilitators, as well as through various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited is a subsidiary of State Bank of India.
Key Metrics
as of Sep 2026Market Cap178,095 Cr
P/E68.50
Div Yield0.15 %
Book Value₹201.00
52w High₹2,133.00
52w Low₹1,700.00
Face Value₹10.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 46,337.00 | 4,071.00 | 46,133.00 | 23,115.00 | 38,996.00 | 23,071.00 | 18,862.00 | 40,302.00 | 34,654.00 | 36,255.00 | 39,033.00 | 28,805.00 | 27,895.00 |
| Expenses | 45,579.00 | 5,117.00 | 45,517.00 | 22,600.00 | 38,333.00 | 23,520.00 | 18,266.00 | 39,696.00 | 34,060.00 | 37,043.00 | 38,681.00 | 28,392.00 | 27,471.00 |
| Operating Profit | 757.00 | -1,046.00 | 615.00 | 516.00 | 664.00 | -449.00 | 596.00 | 606.00 | 594.00 | -788.00 | 352.00 | 413.00 | 424.00 |
| OPM % | 1.60 | -26.00 | 1.30 | 2.20 | 1.70 | -1.90 | 3.20 | 1.50 | 1.70 | -2.20 | 0.90 | 1.40 | 1.50 |
| Other Income | 36.00 | 1,913.00 | 27.00 | 16.00 | -8.00 | 1,350.00 | -3.00 | -4.00 | 3.00 | 1,639.00 | 18.00 | 12.00 | 9.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 793.00 | 867.00 | 642.00 | 532.00 | 656.00 | 901.00 | 594.00 | 601.00 | 597.00 | 851.00 | 370.00 | 424.00 | 433.00 |
| Tax % | 9.00 | 7.00 | 10.00 | 7.00 | 9.00 | 10.00 | 7.00 | 12.00 | 13.00 | 5.00 | 13.00 | 10.00 | 12.00 |
| Net Profit | 725.00 | 805.00 | 577.00 | 495.00 | 594.00 | 814.00 | 551.00 | 529.00 | 520.00 | 811.00 | 322.00 | 380.00 | 381.00 |
| EPS in Rs | 7.23 | 8.02 | 5.75 | 4.93 | 5.93 | 8.12 | 5.50 | 5.28 | 5.19 | 8.10 | 3.21 | 3.80 | 3.81 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 112,315.00 | 116,888.00 | 131,988.00 | 80,636.00 | 82,983.00 | 81,913.00 | 43,798.00 | 44,604.00 | 34,068.00 | 30,548.00 | 19,324.00 | 23,299.00 |
| Expenses | 111,451.00 | 115,469.00 | 129,884.00 | 78,713.00 | 82,254.00 | 81,040.00 | 42,447.00 | 43,130.00 | 32,736.00 | 29,479.00 | 18,404.00 | 22,505.00 |
| Operating Profit | 864.00 | 1,420.00 | 2,104.00 | 1,923.00 | 730.00 | 872.00 | 1,351.00 | 1,474.00 | 1,332.00 | 1,068.00 | 920.00 | 794.00 |
| OPM % | 0.80 | 1.20 | 1.60 | 2.40 | 0.90 | 1.10 | 3.10 | 3.30 | 3.90 | 3.50 | 4.80 | 3.40 |
| Other Income | 1,948.00 | 1,357.00 | 50.00 | 51.00 | 1,032.00 | 867.00 | 529.00 | 266.00 | 156.00 | 139.00 | 129.00 | 183.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8.00 | 6.00 | 5.00 | 5.00 | 4.00 |
| Depreciation | 115.00 | 84.00 | 76.00 | 68.00 | 75.00 | 99.00 | 89.00 | 92.00 | 59.00 | 48.00 | 37.00 | 34.00 |
| Profit before tax | 2,697.00 | 2,693.00 | 2,078.00 | 1,906.00 | 1,687.00 | 1,640.00 | 1,790.00 | 1,642.00 | 1,422.00 | 1,154.00 | 1,007.00 | 939.00 |
| Tax % | 8.00 | 10.00 | 9.00 | 10.00 | 11.00 | 11.00 | 21.00 | 19.00 | 19.00 | 17.00 | 16.00 | 13.00 |
| Net Profit | 2,470.00 | 2,413.00 | 1,894.00 | 1,721.00 | 1,506.00 | 1,456.00 | 1,422.00 | 1,327.00 | 1,150.00 | 955.00 | 844.00 | 815.00 |
| EPS in Rs | 24.63 | 24.08 | 18.91 | 17.19 | 15.05 | 14.56 | 14.22 | 13.27 | 11.50 | 9.55 | 8.44 | 8.15 |
| Dividend Payout % | 11.00 | 11.00 | 14.00 | 15.00 | 13.00 | 17.00 | 0.00 | 15.00 | 17.00 | 16.00 | 14.00 | 15.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,003.00 | 1,002.00 | 1,001.00 | 1,001.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 |
| Reserves | 18,083.00 | 15,983.00 | 13,907.00 | 12,017.00 | 10,622.00 | 9,400.00 | 7,743.00 | 6,576.00 | 5,528.00 | 4,552.00 | 3,733.00 | 3,056.00 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 480,960.00 | 440,110.00 | 383,369.00 | 301,582.00 | 261,715.00 | 216,430.00 | 156,837.00 | 139,157.00 | 115,193.00 | 96,687.00 | 78,696.00 | 70,064.00 |
| Total Liabilities | 500,046.00 | 457,095.00 | 398,277.00 | 314,599.00 | 273,337.00 | 226,830.00 | 165,580.00 | 146,734.00 | 121,720.00 | 102,240.00 | 83,429.00 | 74,121.00 |
| Fixed Assets | 647.00 | 580.00 | 551.00 | 520.00 | 919.00 | 564.00 | 568.00 | 563.00 | 511.00 | 507.00 | 301.00 | 292.00 |
| CWIP | 41.00 | 10.00 | 6.00 | 1.00 | 3.00 | 1.00 | 13.00 | 32.00 | 70.00 | 31.00 | 146.00 | 7.00 |
| Investments | 486,367.00 | 447,467.00 | 385,590.00 | 304,334.00 | 264,437.00 | 218,756.00 | 158,813.00 | 139,325.00 | 114,436.00 | 95,830.00 | 77,843.00 | 69,385.00 |
| Other Assets | 12,991.00 | 9,038.00 | 12,130.00 | 9,743.00 | 7,978.00 | 7,509.00 | 6,186.00 | 6,814.00 | 6,703.00 | 5,871.00 | 5,139.00 | 4,437.00 |
| Total Assets | 500,046.00 | 457,095.00 | 398,277.00 | 314,599.00 | 273,337.00 | 226,830.00 | 165,580.00 | 146,734.00 | 121,720.00 | 102,240.00 | 83,429.00 | 74,121.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 34,523.00 | 25,547.00 | 29,122.00 | 28,656.00 | 21,852.00 | 23,878.00 | 19,299.00 | 13,473.00 | 10,395.00 | 8,525.00 | 5,778.00 | 2,711.00 |
| Cash from Investing Activity | -35,318.00 | -21,789.00 | -31,221.00 | -30,203.00 | -21,611.00 | -19,203.00 | -16,986.00 | -13,552.00 | -8,910.00 | -9,032.00 | -7,204.00 | -178.00 |
| Cash from Financing Activity | -179.00 | -215.00 | -227.00 | -415.00 | -231.00 | 3.00 | -198.00 | -241.00 | -221.00 | -144.00 | -144.00 | -117.00 |
| Net Cash Flow | -974.00 | 3,543.00 | -2,327.00 | -1,962.00 | 10.00 | 4,677.00 | 2,114.00 | -321.00 | 1,264.00 | -651.00 | -1,570.00 | 2,416.00 |
| Free Cash Flow | 34,338.00 | 25,441.00 | 29,008.00 | 28,581.00 | 21,785.00 | 23,763.00 | 19,210.00 | 13,325.00 | 10,288.00 | 8,377.00 | 5,600.00 | 2,687.00 |
| CFO/OP % | 3,994.00 | 1,800.00 | 1,426.00 | 1,532.00 | 3,094.00 | 2,802.00 | 1,473.00 | 955.00 | 780.00 | 798.00 | 628.00 | 341.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 4.00 | 2.00 | 4.00 | 1.00 | -3.00 | 1.00 | 11.00 | 4.00 | 3.00 | 3.00 | -6.00 | 0.00 |
| ROCE % | 15.00 | 17.00 | 15.00 | 15.00 | 15.00 | 17.00 | 22.00 | 22.00 | 24.00 | 23.00 | 23.00 | 25.00 |
Corporate Actions
8 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 06 Mar 2026 | 06 Mar 2026 | — | 2.70 | |
| Dividend | 07 Mar 2025 | 07 Mar 2025 | — | 2.70 | |
| Dividend | 15 Mar 2024 | 16 Mar 2024 | — | 2.70 | |
| Dividend | 16 Mar 2023 | 16 Mar 2023 | — | 2.50 | |
| Dividend | 29 Mar 2022 | 30 Mar 2022 | — | 2.00 | |
| Dividend | 05 Apr 2021 | 06 Apr 2021 | — | 2.50 | |
| Dividend | 03 Apr 2019 | 04 Apr 2019 | — | 2.00 | |
| Dividend | 03 Apr 2018 | 04 Apr 2018 | — | 2.00 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
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Rating update4 May from crisil
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Rating update9 May 2025 from crisil
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Rating update10 May 2024 from crisil
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Rating update12 May 2023 from crisil
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Rating update12 Dec 2022 from crisil
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Rating update25 May 2022 from crisil