About
Sera Investments & Finance India Limited, a non-banking financial company, engages in investment and financing activities primarily in India. It provides personal and MSME loans, as well as offers loan against securities. The company was formerly known as Kapashi Commercial Ltd. and changed its name to Sera Investments & Finance India Limited in May 2022. Sera Investments & Finance India Limited was incorporated in 1985 and is based in Ahmedabad, India.
Key Metrics
as of Sep 2026Market Cap368 Cr
P/E3.56
Div Yield0.00 %
Book Value₹44.90
52w High₹61.80
52w Low₹31.30
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Expenses | 1.00 | 4.00 | 1.00 | 0.00 | 2.00 | 0.00 | 6.00 | 0.00 |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 58.00 | 38.00 | 24.00 | 1.00 | 0.00 | 1.00 | -6.00 | 5.00 |
| Tax % | 15.00 | 15.00 | 15.00 | 31.00 | 29.00 | -64.00 | -5.00 | 24.00 |
| Net Profit | 50.00 | 33.00 | 20.00 | 1.00 | 0.00 | 2.00 | -5.00 | 3.00 |
| EPS in Rs | 7.60 | 5.00 | 3.06 | 0.10 | 0.02 | 0.31 | -0.81 | 0.53 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 |
|---|---|---|---|
| Expenses | 7.00 | 6.00 | 2.00 |
| Other Income | 0.00 | 0.00 | 0.00 |
| Interest | 1.00 | 2.00 | 1.00 |
| Depreciation | 1.00 | 1.00 | 0.00 |
| Profit before tax | 63.00 | 3.00 | 19.00 |
| Tax % | 16.00 | 3.00 | 8.00 |
| Net Profit | 54.00 | 3.00 | 18.00 |
| EPS in Rs | 8.18 | 0.39 | 2.75 |
| Dividend Payout % | 1.00 | 0.00 | 4.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 |
|---|---|---|---|
| Equity Capital | 13.00 | 13.00 | 13.00 |
| Reserves | 281.00 | 281.00 | 56.00 |
| Other Liabilities | 52.00 | 67.00 | 2.00 |
| Total Liabilities | 347.00 | 380.00 | 91.00 |
| Fixed Assets | 2.00 | 3.00 | 1.00 |
| CWIP | 0.00 | 0.00 | 0.00 |
| Investments | 246.00 | 324.00 | 34.00 |
| Other Assets | 99.00 | 53.00 | 56.00 |
| Total Assets | 347.00 | 380.00 | 91.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 |
|---|---|---|---|
| Cash from Operating Activity | 55.00 | 10.00 | -7.00 |
| Cash from Investing Activity | -28.00 | -9.00 | -6.00 |
| Cash from Financing Activity | -20.00 | 1.00 | 13.00 |
| Net Cash Flow | 6.00 | 1.00 | 0.00 |
| Free Cash Flow | 55.00 | 8.00 | -9.00 |
| CFO/OP % | 84.00 | 186.00 | -34.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 |
|---|
Corporate Actions
4 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 23 Sep 2024 | — | — | 0.10 | |
| Split | 28 Apr 2023 | 28 Apr 2023 | 10:2 | — | |
| Bonus | 14 May 2019 | 15 May 2019 | 3:2 | — | |
| Other | 09 May 2013 | 10 May 2013 | — | — | Scheme of Arrangement |