About
Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, challan discounting and vehicle insurance premium loans; motor insurance, including four-wheeler, two-wheeler, passenger and goods carrying vehicle insurance products; non motor insurance products, such as personal accident, shri criti care, and home insurance; and life insurance products comprising savings, retirement, child, protection plans, as well as recharges, including mobile recharge, mobile postpaid, landline postpaid, DTH, and FASTag recharge services. In addition, it offers utilities and bills services, such as electricity, LPG gas, gas bill payment, broadband postpaid, water, and cable tv; financial services and taxes comprising credit card, loan repayment, insurance, municipal services, and recurring deposit; and other services, such as housing society, clubs and associations, and education fees. It serves first time buyers, small road transport operators, commercial vehicles operators, micro, small, and medium enterprises (MSMEs), and individuals. The company was formerly known as Shriram Transport Finance Company Limited and changed its name to Shriram Finance Limited in November 2022. Shriram Finance Limited was incorporated in 1979 and is based in Mumbai, India.
Key Metrics
as of Sep 2026Market Cap243,825 Cr
P/E21.50
Div Yield1.04 %
Book Value₹350.00
52w High₹1,154.00
52w Low₹586.00
Face Value₹2.00
Quarterly Results
Rs. Crores · hover row for definition| Metric | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 3,406.00 | 3,104.00 | 3,397.00 | 3,109.00 | 3,062.00 | 3,293.00 | 3,033.00 | 2,836.00 | 2,661.00 | 2,712.00 | 2,634.00 | 2,454.00 | 2,141.00 |
| Other Income | 18.00 | 18.00 | 26.00 | 9.00 | 6.00 | 6.00 | 1,574.00 | 86.00 | 54.00 | 87.00 | 59.00 | 47.00 | 41.00 |
| Depreciation | 183.00 | 175.00 | 177.00 | 174.00 | 173.00 | 171.00 | 162.00 | 159.00 | 153.00 | 153.00 | 147.00 | 137.00 | 132.00 |
| Interest | 5,204.00 | 5,336.00 | 5,259.00 | 5,525.00 | 5,401.00 | 5,224.00 | 4,751.00 | 4,350.00 | 4,129.00 | 3,988.00 | 3,707.00 | 3,622.00 | 3,488.00 |
| Profit before tax | 4,626.00 | 3,917.00 | 3,363.00 | 3,113.00 | 2,906.00 | 2,772.00 | 4,326.00 | 2,830.00 | 2,715.00 | 2,717.00 | 2,494.00 | 2,391.00 | 2,283.00 |
| Tax % | 25.00 | 23.00 | 25.00 | 26.00 | 26.00 | 23.00 | 25.00 | 24.00 | 25.00 | 26.00 | 25.00 | 25.00 | 25.00 |
| Net Profit | 3,453.00 | 3,021.00 | 2,530.00 | 2,314.00 | 2,159.00 | 2,144.00 | 3,249.00 | 2,153.00 | 2,031.00 | 2,021.00 | 1,874.00 | 1,792.00 | 1,712.00 |
| EPS in Rs | 14.67 | 16.06 | 13.45 | 12.30 | 11.48 | 11.40 | 17.27 | 11.39 | 10.76 | 10.69 | 9.94 | 9.52 | 9.10 |
Profit & Loss
Annual · Rs. Crores| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Expenses | 12,602.00 | 12,279.00 | 10,278.00 | 8,706.00 | 5,816.00 | 4,932.00 | 4,683.00 | 4,171.00 | 3,288.00 | 3,712.00 | 3,447.00 | 2,781.00 |
| Other Income | 52.00 | 157.00 | 25.00 | 16.00 | 18.00 | 14.00 | 14.00 | 20.00 | 127.00 | 1.00 | 3.00 | 2.00 |
| Interest | 21,586.00 | 18,529.00 | 15,588.00 | 12,987.00 | 9,773.00 | 9,089.00 | 8,313.00 | 7,564.00 | 6,409.00 | 5,219.00 | 5,088.00 | 4,706.00 |
| Depreciation | 699.00 | 645.00 | 588.00 | 601.00 | 135.00 | 137.00 | 141.00 | 43.00 | 37.00 | 35.00 | 38.00 | 43.00 |
| Profit before tax | 13,300.00 | 12,644.00 | 9,960.00 | 8,214.00 | 3,549.00 | 3,278.00 | 3,439.00 | 3,778.00 | 3,896.00 | 1,938.00 | 1,789.00 | 1,650.00 |
| Tax % | 25.00 | 24.00 | 26.00 | 27.00 | 24.00 | 24.00 | 27.00 | 32.00 | 35.00 | 35.00 | 34.00 | 38.00 |
| Net Profit | 10,024.00 | 9,576.00 | 7,399.00 | 6,020.00 | 2,721.00 | 2,499.00 | 2,512.00 | 2,576.00 | 2,549.00 | 1,266.00 | 1,184.00 | 1,028.00 |
| EPS in Rs | 53.28 | 50.81 | 39.20 | 32.11 | 20.12 | 17.71 | 19.86 | 20.36 | 20.14 | 10.00 | 9.35 | 8.13 |
| Dividend Payout % | 20.00 | 19.00 | 23.00 | 22.00 | 20.00 | 18.00 | 5.00 | 11.00 | 10.00 | 7.00 | 19.00 | 22.00 |
Balance Sheet
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 376.00 | 376.00 | 376.00 | 374.00 | 271.00 | 253.00 | 227.00 | 227.00 | 227.00 | 227.00 | 227.00 | 227.00 |
| Reserves | 65,542.00 | 56,094.00 | 48,571.00 | 43,138.00 | 25,824.00 | 21,464.00 | 17,915.00 | 15,736.00 | 13,463.00 | 11,105.00 | 9,949.00 | 9,039.00 |
| Other Liabilities | 4,764.00 | 3,330.00 | 3,823.00 | 2,858.00 | 1,328.00 | 1,647.00 | 1,389.00 | 1,542.00 | 1,539.00 | 10,034.00 | 8,048.00 | 6,193.00 |
| Total Liabilities | 321,375.00 | 293,998.00 | 248,266.00 | 210,573.00 | 142,268.00 | 129,910.00 | 114,266.00 | 105,419.00 | 97,360.00 | 74,446.00 | 68,013.00 | 62,154.00 |
| Fixed Assets | 2,635.00 | 2,914.00 | 3,718.00 | 3,714.00 | 418.00 | 437.00 | 489.00 | 147.00 | 122.00 | 136.00 | 152.00 | 154.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 66.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 14,993.00 | 15,788.00 | 9,472.00 | 7,430.00 | 6,971.00 | 3,347.00 | 2,936.00 | 4,126.00 | 2,456.00 | 1,518.00 | 1,340.00 | 3,037.00 |
| Other Assets | 303,746.00 | 275,296.00 | 235,076.00 | 199,363.00 | 134,879.00 | 126,126.00 | 110,841.00 | 101,146.00 | 94,782.00 | 72,791.00 | 66,522.00 | 58,962.00 |
| Total Assets | 321,375.00 | 293,998.00 | 248,266.00 | 210,573.00 | 142,268.00 | 129,910.00 | 114,266.00 | 105,419.00 | 97,360.00 | 74,446.00 | 68,013.00 | 62,154.00 |
Cash Flows
Annual · Rs. Crores — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -13,281.00 | -43,652.00 | -31,101.00 | -17,625.00 | -8,859.00 | -4,239.00 | -2,464.00 | -5,535.00 | -13,142.00 | -2,677.00 | -5,507.00 | -9,611.00 |
| Cash from Investing Activity | -241.00 | 3,630.00 | -258.00 | 5,076.00 | -34.00 | -25.00 | -55.00 | -76.00 | 86.00 | -2.00 | -36.00 | -45.00 |
| Cash from Financing Activity | 8,587.00 | 44,521.00 | 27,609.00 | 11,820.00 | 8,505.00 | 12,226.00 | 4,579.00 | 5,550.00 | 13,014.00 | 3,017.00 | 2,822.00 | 7,836.00 |
| Net Cash Flow | -4,936.00 | 4,499.00 | -3,750.00 | -730.00 | -388.00 | 7,962.00 | 2,060.00 | -62.00 | -42.00 | 338.00 | -2,721.00 | -1,819.00 |
| Free Cash Flow | -13,475.00 | -43,903.00 | -31,361.00 | -17,818.00 | -8,893.00 | -4,264.00 | -2,519.00 | -5,611.00 | -13,208.00 | -2,695.00 | -5,543.00 | -9,655.00 |
| CFO/OP % | -26.00 | -126.00 | -106.00 | -66.00 | -57.00 | -24.00 | -12.00 | -37.00 | -120.00 | -28.00 | -72.00 | -141.00 |
Ratios
Annual · Days / % — latest first| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 |
|---|
Corporate Actions
50 records| Action | Ex Date | Record Date | Ratio | Amount (₹) | Notes |
|---|---|---|---|---|---|
| Dividend | 03 Jul 2026 | 03 Jul 2026 | — | 6.00 | |
| Dividend | 07 Nov 2025 | 07 Nov 2025 | — | 4.80 | |
| Dividend | 11 Jul 2025 | 11 Jul 2025 | — | 3.00 | |
| Dividend | 31 Jan 2025 | 31 Jan 2025 | — | 2.50 | |
| Split | 10 Jan 2025 | 10 Jan 2025 | 10:2 | — | |
| Dividend | 07 Nov 2024 | 07 Nov 2024 | — | 22.00 | |
| Dividend | 23 Jul 2024 | — | — | 15.00 | |
| Dividend | 06 Feb 2024 | 06 Feb 2024 | — | 10.00 | |
| Dividend | 06 Nov 2023 | 06 Nov 2023 | — | 20.00 | |
| Dividend | 16 Jun 2023 | — | — | 20.00 | |
| Dividend | 03 Jan 2023 | 04 Jan 2023 | — | 15.00 | |
| Other | 15 Jun 2022 | — | — | — | Annual General Meeting |
| Dividend | 11 Mar 2022 | 14 Mar 2022 | — | 12.00 | |
| Dividend | 09 Nov 2021 | 10 Nov 2021 | — | 8.00 | |
| Dividend | 16 Jun 2021 | — | — | 6.00 | |
| Dividend | 05 Apr 2021 | 06 Apr 2021 | — | 6.00 | |
| Dividend | 09 Nov 2020 | 10 Nov 2020 | — | 6.00 | |
| Other | 11 Aug 2020 | — | — | — | Annual General Meeting |
| Rights | 09 Jul 2020 | 10 Jul 2020 | 3:26 | — | |
| Other | 09 Jul 2020 | 10 Jul 2020 | — | — | Right Issue of Equity Shares |
| Dividend | 07 Nov 2019 | 08 Nov 2019 | — | 5.00 | |
| Dividend | 19 Jun 2019 | — | — | 7.00 | |
| Dividend | 05 Nov 2018 | 06 Nov 2018 | — | 5.00 | |
| Dividend | 18 Jul 2018 | — | — | 6.00 | |
| Dividend | 10 Nov 2017 | 13 Nov 2017 | — | 5.00 | |
| Dividend | 21 Jun 2017 | — | — | 6.00 | |
| Dividend | 03 Nov 2016 | 04 Nov 2016 | — | 4.00 | |
| Dividend | 18 Jul 2016 | — | — | 6.00 | |
| Dividend | 05 Nov 2015 | 06 Nov 2015 | — | 4.00 | |
| Dividend | 22 Jul 2015 | — | — | 6.00 | |
| Dividend | 30 Oct 2014 | 31 Oct 2014 | — | 4.00 | |
| Dividend | 25 Jun 2014 | — | — | 4.00 | |
| Dividend | 13 Nov 2013 | 15 Nov 2013 | — | 3.00 | |
| Dividend | 21 Jun 2013 | — | — | 4.00 | |
| Dividend | 15 Nov 2012 | 16 Nov 2012 | — | 3.00 | |
| Dividend | 21 Jun 2012 | — | — | 4.00 | |
| Dividend | 21 Nov 2011 | 22 Nov 2011 | — | 2.50 | |
| Dividend | 10 Jun 2011 | — | — | 4.00 | |
| Dividend | 08 Nov 2010 | 09 Nov 2010 | — | 2.50 | |
| Dividend | 03 Jun 2010 | — | — | 4.00 | |
| Dividend | 09 Nov 2009 | 10 Nov 2009 | — | 2.00 | |
| Dividend | 16 Jul 2009 | — | — | 4.00 | |
| Dividend | 10 Nov 2008 | 11 Nov 2008 | — | 1.00 | NSE/BSE dividend mismatch: NSE=0.2; BSE=1.0 |
| Dividend | 10 Nov 2008 | 11 Nov 2008 | — | 0.20 | NSE/BSE dividend mismatch: NSE=0.2; BSE=1.0 |
| Dividend | 24 Jul 2008 | — | — | 4.00 | |
| Dividend | 17 Dec 2007 | 18 Dec 2007 | — | 1.00 | |
| Dividend | 10 Aug 2007 | — | — | 2.00 | NSE/BSE dividend mismatch: NSE=0.4; BSE=2.0 |
| Dividend | 10 Aug 2007 | — | — | 0.40 | NSE/BSE dividend mismatch: NSE=0.4; BSE=2.0 |
| Dividend | 13 Dec 2006 | — | — | 1.00 | |
| Dividend | 13 Jul 2006 | 14 Jul 2006 | — | 0.40 |
Announcements
5 filingsShareholding Pattern
Open on BSEFinancial Results — Filings
Open on BSEBoard Filings
Open on BSEAnnual Reports
Credit Ratings
-
Rating update1d from icra
-
Rating update6 Aug from crisil
-
Rating update6 Aug from crisil
-
Rating update6 Aug from crisil
-
Rating update6 Aug from crisil
-
Rating update29 Jul from icra
Conference Calls
- PPT
- PPT
- PPT
- PPT
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript
- Transcript